Asuntosalkku Oyj (ASUNTO) fair value: what the stock is really worth
As of Oct 30, 2026: fair value (intrinsic value) of Asuntosalkku Oyj stock €81.41, price €71.00, upside +14.7%, quality 60 out of 100. Rating: undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 31, 2026.
How to read this chart
52‑month range €66.15 – €139.67 · fair‑value band €60.75 – €81.41 · the €71.00 price screens below the €81.41 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Oct 31, 2026.
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Asuntosalkku Oyj is Real estate investment firm and operates as a rental housing investment company. The company's portfolio includes approximately 1,414 completed apartments in Finland and 557 completed apartments in Tallinn. It also sells homes. The company is based in Helsinki, Finland.
Stock analysis
Asuntosalkku Oyj (ASUNTO) currently trades at €71.00, while our model-based Fair Value estimate is €81.41, implying the stock looks roughly 12.8% undervalued today.
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Valuation
How firm this estimate is: it rests on 10 models at a data quality of 96/100, which puts the data coverage at medium.
Scenario range: €60.75 (bear) to €81.41 (bull), the price of €71.00 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 60/100 (solid quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Asuntosalkku Oyj reported revenue of €16.9M in FY2025 versus €11.9M in FY2021, a compound +9.3%/yr. Reported net income was −€1.5M in FY2025.
Key figures
Market cap €68.8M Micro · P/E ratio 31.7 · P/S ratio 4.04 · EPS (TTM) €2.24 · Dividend yield 1.5% · Net margin 13.0% · Return on equity 1.9% · Return on assets (EBIT) 2.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 49 out of 100 (low confidence).
What moves the price
The share trades about 15% below its 52-week high and 1% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −12% fair-value upside, at 15%, ASUNTO screens cheaper than that median.
Fair Value models
Bear€60.75Fair Value €81.41Bull€81.41
Price €71.00 · Upside +14.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (€1.20 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.66/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−3.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.9%
Start year 2020 (pandemic)
Revenue growth 6 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.4%
’19
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’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
57.4% (2020) → 32.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+39.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +36.9% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 531 stocks
Beats the industry median on 5/14 measures
Overall it trails its industry peers.
Valuation
Quality Score60 · Above median
Fair Value upside+14.7% · Above median
Profitability
Return on equity (12 months)1.9% · Below median
Return on assets−0.6% · Below median
Net margin (12 months)13.0% · Above median
Operating margin (12 months)44.7% · Above median
Growth and dividend
Revenue growth (quarter YoY)0.6% · Below median
Dividend yield (12 months)1.5% · Below median
Balance sheet
Debt / equity1.25× · Highest 25%
Valuation Multiplesvs Real Estate Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Asuntosalkku Oyj Fair Value". https://www.fairvalue-calculator.com/stock/ASUNTO
Frequently asked questions
Is Asuntosalkku Oyj (ASUNTO) overvalued or undervalued?
As of Oct 31, 2026, our model estimates a fair value of €81.41 versus a price of €71.00, about +15% upside (undervalued).
What is the fair value of ASUNTO?
Our model-based fair value for Asuntosalkku Oyj is €81.41 (as of Oct 31, 2026), built from audited fundamentals. The current price: €71.00.
What is the quality score of ASUNTO?
Asuntosalkku Oyj has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Asuntosalkku Oyj (ASUNTO)?
Our model-based price target is the fair value of €81.41 (as of Oct 31, 2026) from 2 valuation models. Cautious scenario €60.75, optimistic scenario €81.41. It is a calculation from audited fundamentals, not an analyst target.
What is the Asuntosalkku Oyj stock forecast for 2026?
Our models put fair value at €81.41, about +15% upside versus a price of €71.00 (undervalued). Cautious scenario €60.75, optimistic scenario €81.41. The calculation is refreshed regularly with new filings.
What is the revenue of Asuntosalkku Oyj (ASUNTO)?
Asuntosalkku Oyj reported trailing-twelve-month revenue of about €17.0M (latest available figure, as of Oct 31, 2026).
Does Asuntosalkku Oyj pay a dividend?
Asuntosalkku Oyj currently shows a dividend yield of 1.46% relative to its recent price (as of Oct 31, 2026).
What growth is priced into Asuntosalkku Oyj (ASUNTO)?
For today's price to be fair in a discounted-cash-flow model, Asuntosalkku Oyj would have to grow free cash flow by +39.9 % per year for five years (discount rate 11.4 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +8.0 % per year. As of Oct 31, 2026.
What discount rate (WACC) does the fair value of ASUNTO use?
Our models discount Asuntosalkku Oyj at 11.4 %: a base by market capitalisation (micro), damped by beta 0.26, country premium for Finland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Asuntosalkku Oyj that is +39.9 % per year a year over ten years, using the same discount rate (11.4 %) and the same formula as our fair value.
How much growth has Asuntosalkku Oyj (ASUNTO) delivered so far?
Over the past 5 years revenue at Asuntosalkku Oyj grew +8.0 % a year. The price currently implies +39.9 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Asuntosalkku Oyj (ASUNTO) growing?
The median revenue growth in the sector is +2.4 % a year. That is the yardstick for the growth priced into Asuntosalkku Oyj (+39.9 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Asuntosalkku Oyj (ASUNTO)?
The free-cash-flow yield on the price is 4.15 %: that much free cash flow Asuntosalkku Oyj produces per unit of market value. When it exceeds the discount rate of our models (11.4 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Asuntosalkku Oyj (ASUNTO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Asuntosalkku Oyj it is €81.41 per share (as of Oct 31, 2026), against a price of €71.00. It is the blended result of 2 valuation models (cash flow, earnings, asset, dividend).
Is Asuntosalkku Oyj stock overvalued or undervalued in 2026?
As of Oct 31, 2026, ASUNTO trades below its calculated fair value: price €71.00, fair value €81.41, a gap of about +15% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ASUNTO?
No. The price is what the market pays today (€71.00); the fair value is what the company's own numbers justify (€81.41). For Asuntosalkku Oyj the two are €10.41 per share apart. That gap is exactly why we show both numbers side by side.
How much is Asuntosalkku Oyj worth?
The market values Asuntosalkku Oyj at about €68.8M (market capitalisation, as of Oct 31, 2026). Per share that is €71.00; our models calculate a fair value of €81.41 per share.
What do the bullish and bearish scenarios say about ASUNTO?
Our models span a range for Asuntosalkku Oyj: cautious scenario €60.75, base €81.41, optimistic €81.41 per share (as of Oct 31, 2026, price €71.00). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ASUNTO?
Asuntosalkku Oyj trades at a price-to-earnings ratio of 31.7 (as of Oct 31, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €81.41 is built from several models across several years. Other multiples: P/B 0.6, P/S 4.0, EV/EBITDA 25.2.
How solid is the balance sheet of Asuntosalkku Oyj (ASUNTO)?
Balance-sheet figures for Asuntosalkku Oyj (as of Oct 31, 2026): return on equity 1.9%, debt of 1.25 per unit of equity. They feed the Quality Score of 60/100, which measures business quality independently of the share price.
How far is ASUNTO from its 52-week high?
Asuntosalkku Oyj trades at €71.00, about 15% below its 52-week high of €83.50 and 1% above the low of €70.00 (as of Oct 30, 2026). Distance from the high says nothing about value: that is what the fair value of €81.41 is for.
Which stocks are comparable to Asuntosalkku Oyj?
From the same area (Real Estate) we also value CBRE Group, KE Holdings, Cellnex Telecom, S.A, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Asuntosalkku Oyj stock attractive at the current price?
The data as of Oct 31, 2026: price €71.00, calculated fair value €81.41 (+15%), Quality Score 60/100, from 2 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ASUNTO calculated?
We run Asuntosalkku Oyj through 2 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €81.41, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.4 % above its aggregate fair value. Asuntosalkku Oyj currently trades 13 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Asuntosalkku Oyj (ASUNTO)?
The closing price on Oct 30, 2026 was €71.00. Our model-based fair value is €81.41, about +15% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Asuntosalkku Oyj right now?
As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Key figures of Asuntosalkku Oyj
How large is the market capitalisation of Asuntosalkku Oyj (ASUNTO)?
The market capitalisation of Asuntosalkku Oyj is €68.8M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Asuntosalkku Oyj (ASUNTO)?
The price-to-sales ratio of Asuntosalkku Oyj is 4.04 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Asuntosalkku Oyj (ASUNTO)?
Earnings per share at Asuntosalkku Oyj are €2.24 (price ÷ EPS = P/E 31.7). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Asuntosalkku Oyj (ASUNTO)?
The dividend yield of Asuntosalkku Oyj is 1.5% (payout 46.4%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Asuntosalkku Oyj (ASUNTO)?
The net margin of Asuntosalkku Oyj is 13.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Asuntosalkku Oyj (ASUNTO)?
The return on equity (ROE) of Asuntosalkku Oyj is 1.9% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Asuntosalkku Oyj (ASUNTO)?
On an EBIT basis the return on assets of Asuntosalkku Oyj is 2.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Asuntosalkku Oyj (ASUNTO)?
The operating margin of Asuntosalkku Oyj is 44.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Asuntosalkku Oyj (ASUNTO)?
Revenue at Asuntosalkku Oyj is growing +0.6% versus a year earlier (3y avg +7.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does Asuntosalkku Oyj (ASUNTO) carry?
The net debt of Asuntosalkku Oyj is €143M (fiscal year 2025, ≈ 49.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Oct 31, 2026