Bob's Discount Furniture, Inc. (BOBS) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Bob's Discount Furniture, Inc. stock $11.35, price $19.42, that is 41.6% below the price, quality 59 out of 100. Rating: strongly overvalued. Calculated from audited financials with 22 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 8, 2026.
How to read this chart
9‑month range $9.85 – $22.53 · fair‑value band $6.23 – $17.83 · the $19.42 price screens above the $11.35 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 8, 2026.
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Bob's Discount Furniture, Inc. engages in retailing home furnishings furnishings in the United States. It provides products in several categories including upholstered living room furniture, bedroom, dining room, mattresses, and home decors. It sells its products through ecommerce channels.
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The company was formerly known as BDF Holding Corp. and changed its name to Bob's Discount Furniture, Inc. in October 2025. The company was founded in 1991 and is based in Manchester, Connecticut.
Stock analysis
Bob's Discount Furniture, Inc. (BOBS) currently trades at $19.42, while our model-based Fair Value estimate is $11.35, 42% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Multiples group reads highest at a median of $19.27 per share, and 2 of the 22 models we run sit above the $19.42 price.
Bear case: the Earnings-Based group reads lowest at $6.51, and 20 of the 22 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $6.23 (bear) to $17.83 (bull), the price of $19.42 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 59/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Bob's Discount Furniture, Inc. reported revenue of $2.4B in FY2025 versus $2.1B in FY2022, a compound +4.0%/yr. Reported net income was $122M in FY2025, compounding +63.9%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.
Key figures
Market cap $2.5B Mid · P/E ratio 19.2 · P/S ratio 1.00 · EPS (TTM) $1.01 · Net margin 5.7% · Return on equity 25.5% · Return on assets (EBIT) 8.0% (3-year average) · Operating margin 8.0%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 54 out of 100 (low confidence).
What moves the price
For context, the median of 10 Consumer Cyclical peers we cover trades at −5% fair-value upside, at −42%, BOBS screens richer than that median.
Fair Value models
Bear$6.23Fair Value $11.35Bull$17.83
Price $19.42 · Downside -41.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.8633 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF$4.78$8.03$12.5776
EPV$6.55$7.90$9.0574
Growth DCF$4.90$7.80$11.6474
All 22 models by family
DCF Models
FCF DCF$4.78$8.03$12.5776
Owner Earningsn/a$0.1700>$0.680070
5Y Revenue Exit$7.33$13.35$20.9868
5Y EBITDA Exit$9.51$17.34$26.3671
5Y P/E Exit$8.92$16.26$23.8367
10Y Revenue Exit$5.95$11.06$17.7962
10Y EBITDA Exit$7.60$13.71$21.6864
10Y P/E Exit$7.24$12.99$19.8560
Earnings-Based
Graham-Dodd$6.33$17.76$23.3662
Lynch FV$3.59$5.12$6.6658
PEG = 1.0$3.59$5.12$6.6655
EPV$6.55$7.90$9.0574
Multiples
P/E Multiple$15.37$20.49$25.6163
P/S Multiple$11.88$15.83$19.7958
EV/EBIT$14.66$20.43$26.2066
EV/EBITDA$13.79$19.27$24.7567
EV/Revenue$9.02$14.02$19.0253
Growth DCF
Growth DCF$4.90$7.80$11.6474
Rev-Margin DCF$7.33$13.33$20.0068
Economic Profit
Residual Income$3.72$4.58$8.0365
ROIC Compounder$7.01$9.02$11.1669
Growth Earnings
Growth-Adj P/E$12.22$17.46$22.7065
The fair value above starts from this blend and is adjusted for dilution from new shares.
In the last 6 months, one officer or director bought shares worth $2,434, on May 12, 2026.
BuyWilliam G BartonOfficer, Director22,350 shares at $13.55$302,788May 12, 2026
SaleJohn Thomas KilgallonDirector, 10% owner2,917,500 shares at $15.94$46.5MFeb 13, 2026
SaleJennifer Lynn DavisDirector, 10% owner2,917,500 shares at $15.94$46.5MFeb 13, 2026
SaleBCPE BDF GP, LLC10% owner2,917,500 shares at $15.94$46.5MFeb 13, 2026
BuyScott K WilliamsDirector12,000 shares at $17.00$204,000Feb 6, 2026
BuyBarbara CarboneDirector1,200 shares at $17.00$20,400Feb 6, 2026
BuyTrevor LangDirector1,845 shares at $17.00$31,365Feb 6, 2026
BuyRyan Gregory SchafferOfficer1,250 shares at $17.00$21,250Feb 6, 2026
BuyStephen MoellerOfficer15,000 shares at $17.00$255,000Feb 6, 2026
Plus one other filing such as a grant, option exercise or tax withholding. It is not a market purchase or sale.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.66/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+16.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.0%
’22
’23
’24
’25
What shareholders gained per year (last 3 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 3 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
+64.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+64.9%
Dividend (yield on the price)0.0%
Profit margin 2022 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 7%
2025 sits 79% above its own trend. The rate follows the median trend of the last 3 years, not that single year.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+19.9%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+7.1%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +17.1% a year for the price and +4.6% for the forecasts.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Retail · 203 stocks
Beats the industry median on 6/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score59 · Above median
Fair Value upside−41.6% · Bottom 25%
Profitability
Return on equity (12 months)25.5% · Top 25%
Return on assets6.7% · Top 25%
Net margin (12 months)5.7% · Above median
Operating margin (12 months)8.0% · Above median
Growth and dividend
Revenue growth (quarter YoY)10.3% · Above median
Balance sheet
Debt / equity2.06× · Highest 25%
Valuation Multiplesvs Specialty Retail median · lower = cheaper
P/E (12 months)19.2× · Pricier than median
P/B15.48× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Bob's Discount Furniture, Inc. Fair Value". https://www.fairvalue-calculator.com/stock/BOBS
Frequently asked questions
Is Bob's Discount Furniture, Inc. (BOBS) overvalued or undervalued?
As of Nov 8, 2026, our model estimates a fair value of $11.35 versus a price of $19.42, about 42% lower (overvalued).
What is the fair value of BOBS?
Our model-based fair value for Bob's Discount Furniture, Inc. is $11.35 (as of Nov 8, 2026), built from audited fundamentals. The current price: $19.42.
What is the quality score of BOBS?
Bob's Discount Furniture, Inc. has a Quality Score of 59/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bob's Discount Furniture, Inc. (BOBS)?
Our model-based price target is the fair value of $11.35 (as of Nov 8, 2026) from 22 valuation models. Cautious scenario $6.23, optimistic scenario $17.83. It is a calculation from audited fundamentals, not an analyst target.
What is the Bob's Discount Furniture, Inc. stock forecast for 2026?
Our models put fair value at $11.35, about 42% lower versus a price of $19.42 (overvalued). Cautious scenario $6.23, optimistic scenario $17.83. The calculation is refreshed regularly with new filings.
What is the revenue of Bob's Discount Furniture, Inc. (BOBS)?
Bob's Discount Furniture, Inc. reported trailing-twelve-month revenue of about $2.5B (latest available figure, as of Nov 8, 2026).
Does Bob's Discount Furniture, Inc. pay a dividend?
Bob's Discount Furniture, Inc. does not currently pay a dividend.
What growth is priced into Bob's Discount Furniture, Inc. (BOBS)?
For today's price to be fair in a discounted-cash-flow model, Bob's Discount Furniture, Inc. would have to grow free cash flow by +19.9 % per year for five years (discount rate 9.7 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +4.0 % per year. As of Nov 8, 2026.
What discount rate (WACC) does the fair value of BOBS use?
Our models discount Bob's Discount Furniture, Inc. at 9.7 %: a base by market capitalisation (mid), country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Bob's Discount Furniture, Inc. that is +19.9 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (9.7 %) and the same formula as our fair value.
How much growth has Bob's Discount Furniture, Inc. (BOBS) delivered so far?
Over the past 3 years revenue at Bob's Discount Furniture, Inc. grew +4.0 % a year. The price currently implies free-cash-flow growth of +19.9 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Bob's Discount Furniture, Inc. (BOBS) growing?
The median revenue growth in the sector is +8.7 % a year. That is the yardstick for the growth priced into Bob's Discount Furniture, Inc. (+19.9 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Bob's Discount Furniture, Inc. (BOBS)?
The free-cash-flow yield on the price is 3.21 %: that much free cash flow Bob's Discount Furniture, Inc. produces per unit of market value. When it exceeds the discount rate of our models (9.7 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Bob's Discount Furniture, Inc. (BOBS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bob's Discount Furniture, Inc. it is $11.35 per share (as of Nov 8, 2026), against a price of $19.42. It is the blended result of 22 valuation models in 6 families (DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings).
Is Bob's Discount Furniture, Inc. stock overvalued or undervalued in 2026?
As of Nov 8, 2026, BOBS trades above its calculated fair value: price $19.42, fair value $11.35, a gap of about −42% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of BOBS?
No. The price is what the market pays today ($19.42); the fair value is what the company's own numbers justify ($11.35). For Bob's Discount Furniture, Inc. the two are $8.07 per share apart. That gap is exactly why we show both numbers side by side.
How much is Bob's Discount Furniture, Inc. worth?
The market values Bob's Discount Furniture, Inc. at about $2.5B (market capitalisation, as of Nov 8, 2026). Per share that is $19.42; our models calculate a fair value of $11.35 per share.
What do the bullish and bearish scenarios say about BOBS?
Our models span a range for Bob's Discount Furniture, Inc.: cautious scenario $6.23, base $11.35, optimistic $17.83 per share (as of Nov 8, 2026, price $19.42). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of BOBS?
Bob's Discount Furniture, Inc. trades at a price-to-earnings ratio of 19.2 (as of Nov 8, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $11.35 is built from several models across several years. Other multiples: P/B 15.5, P/S 1.0, EV/EBITDA 12.3.
How solid is the balance sheet of Bob's Discount Furniture, Inc. (BOBS)?
Balance-sheet figures for Bob's Discount Furniture, Inc. (as of Nov 8, 2026): return on equity 25.5%, debt of 2.06 per unit of equity. They feed the Quality Score of 59/100, which measures business quality independently of the share price.
Which stocks are comparable to Bob's Discount Furniture, Inc.?
From the same area (Consumer Cyclical) we also value Alimentation Couche-Tard Inc, Williams-Sonoma, Inc, Ulta Beauty, Inc, Casey's General Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bob's Discount Furniture, Inc. stock attractive at the current price?
The data as of Nov 8, 2026: price $19.42, calculated fair value $11.35 (−42%), Quality Score 59/100, from 22 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of BOBS calculated?
We run Bob's Discount Furniture, Inc. through 22 models from 6 families: DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $11.35 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Bob's Discount Furniture, Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bob's Discount Furniture, Inc. (BOBS)?
The closing price on Nov 6, 2026 was $19.42. Our model-based fair value is $11.35, about 42% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bob's Discount Furniture, Inc. right now?
The price sits above even our optimistic bull case ($17.83). The favourable scenario is already priced in. The model range is unusually wide ($6.23 to $17.83). The outcome hinges heavily on assumptions, so read the point estimate with caution. Solid but not exceptional quality (59/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Bob's Discount Furniture, Inc.
How large is the market capitalisation of Bob's Discount Furniture, Inc. (BOBS)?
The market capitalisation of Bob's Discount Furniture, Inc. is $2.5B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bob's Discount Furniture, Inc. (BOBS)?
The price-to-sales ratio of Bob's Discount Furniture, Inc. is 1.00 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Bob's Discount Furniture, Inc. (BOBS)?
Earnings per share at Bob's Discount Furniture, Inc. are $1.01 (price ÷ EPS = P/E 19.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Bob's Discount Furniture, Inc. (BOBS)?
The net margin of Bob's Discount Furniture, Inc. is 5.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bob's Discount Furniture, Inc. (BOBS)?
The return on equity (ROE) of Bob's Discount Furniture, Inc. is 25.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bob's Discount Furniture, Inc. (BOBS)?
On an EBIT basis the return on assets of Bob's Discount Furniture, Inc. is 8.0% (avg 3y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bob's Discount Furniture, Inc. (BOBS)?
The operating margin of Bob's Discount Furniture, Inc. is 8.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bob's Discount Furniture, Inc. (BOBS)?
Revenue at Bob's Discount Furniture, Inc. is growing +10.3% versus a year earlier (3y avg +4.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Bob's Discount Furniture, Inc. (BOBS)?
Earnings per share at Bob's Discount Furniture, Inc. are growing +6.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Bob's Discount Furniture, Inc. (BOBS) carry?
The net debt of Bob's Discount Furniture, Inc. is $345M (fiscal year 2025, ≈ 4.2 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 8, 2026