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Gentera, S.A. (CMPRF) Fair Value & Analysis

Financial Services · US · Market cap $3.3B

GS Gentera, S.A. logo Gentera, S.A. CMPRF · US
Price$2.41
Fair Value$3.87
Upside+60.6%
Quality61/100
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Evidence: High Range $2.90 – $12.86 📤 Share as image

Fair value as of: Jun 26, 2026

From 26 valuation models · updated 26 days ago

Fair value updated Jun 26, 2026, revised from $4.16 to $3.87 (−7.0%) since Jun 24, 2026. Share price +15.9% over the past month.

Price vs Fair Value (12 months)

$2.62 $0.2869 Fair Value $3.87 Aug 2015 Jul 2026

12‑month range $0.2869 – $2.62 · fair‑value band $2.90 – $12.86 · the $2.41 price screens below the $3.87 fair value. As of Jun 26, 2026.

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Analysis

Gentera, S.A. (CMPRF) currently trades at $2.41, while our model-based Fair Value estimate is $3.87, implying the stock looks roughly 60.6% undervalued today. We read business quality at 61/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Gentera, S.A. generated revenue of $37.5B at a net margin of 22.8%. Revenue grew 11.2% year over year. It earns a return on equity of 23.9%. Net debt stands at $36.6B. Fundamentals as of Jun 26, 2026

Our scenario range runs from $2.90 (bear case) to $12.86 (bull case); at $2.41, the current price sits below that range. The share trades about 8% below its 52-week high and 16% above its 52-week low, currently below its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -32% fair-value upside, at 61%, CMPRF screens cheaper than that median.

Key figures & financial health

Revenue (TTM) $37.5B
Revenue growth (YoY) +11.2%
Net margin 22.8%
Return on equity 23.9%
Free cash flow $12.2B FY2025
P/E ratio 5.9
More key figures
Operating margin 37.6%
EPS (TTM) $0.3500
EPS growth (YoY) +100%
Net debt $36.6B FY2025

Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.

About the company

Gentera, S.A.B. de C.V. provides various financial products and services in Mexico and Peru. The company offers savings, insurance, and loans, including commercial, consumer, personal, as well as microcredits. It also provides insurance agent and payment channels; and financial operations, services payments, multilevel payments and airtime top-up services. The company was formerly known as Financiera Compartamos, S.A. B. de C. V. Gentera, S.A.B. de C.V. was founded in 1990 and is based in Mexico City, Mexico.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Gentera, S.A. reported revenue of $56.1B in FY2025 versus $24.6B in FY2021, a compound +22.9%/yr. Reported net income was $8.2B in FY2025, compounding +36.7%/yr from FY2021.

Revenue +22.9%/yr
FY21 $24.6B
FY22 $30.8B
FY23 $36.7B
FY24 $38.2B
FY25 $56.1B
Net income +36.7%/yr
FY21 $2.3B
FY22 $4.6B
FY23 $4.7B
FY24 $6.0B
FY25 $8.2B

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Cite: Fair Value Calculator (2026). "Gentera, S.A. Fair Value". https://www.fairvalue-calculator.com/stock/CMPRF

Recent news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection, not financial advice.

Similar stocks

10 more Credit Services stocks, each showing price versus our Fair Value estimate (as of Jun 26, 2026).

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Visa Inc V 5,663 MXN 3,838 MXN -32%
Mastercard Incorporated M4I €425.90 €272.71 -36%
American Express Company AXPB34 R$159.36 R$85.29 -46%
Capital One Financial Corporation COF 3,151 MXN 2,516 MXN -20%
Bajaj Finance Limited BAJFINANCE ₹980.40 ₹397.61 -59%
PayPal Holdings PYPL 720.50 MXN 81.23 MXN -89%
Shriram Finance Limited SHRIRAMFIN ₹923.30 ₹735.80 -20%
Cholamandalam Investment and Finance Company CHOLAFIN ₹1,473 ₹1,205 -18%
Tata Capital Limited TATACAP ₹314.80 ₹125.28 -60%
Power Finance Corporation PFC ₹431.75 ₹467.63 +8%

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Frequently asked questions

Is Gentera, S.A. (CMPRF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of $3.87 versus a price of $2.41, about +61% (undervalued). Model-based estimate, not financial advice.
What is the fair value of CMPRF?
Our model-based fair value for Gentera, S.A. is $3.87 (as of Jun 26, 2026), built from audited fundamentals. The current price is $2.41.
What is the quality score of CMPRF?
Gentera, S.A. has a Quality Score of 61/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.
What is the revenue of Gentera, S.A. (CMPRF)?
Gentera, S.A. reported trailing-twelve-month revenue of about $37.5B (latest available figure, as of Jun 26, 2026).
What is the net profit margin of CMPRF?
The net profit margin of Gentera, S.A. is about 22.8%, meaning it keeps roughly 22.8% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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