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COMFORT INTECH LTD.-$ (COMFINTE) Fair Value & Analysis

Industrials · IN · Market cap ₹1.9B

CI COMFORT INTECH LTD.-$ COMFINTE · BSE
Price₹6.53
Fair Value₹3.90
Upside-40.3%
Quality46/100
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Expensive Growth
Loss-making · -2.2% net margin
Low debt · negative free cash flow
0.85% dividend yield
Trails peers (3/10)
Narrow moat 25/100
Evidence: Low Range ₹2.80 – ₹4.99 Share as image

Fair value as of: Aug 13, 2026

From 6 valuation models · updated 6 days ago

Below-average quality, and screening another 40% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (₹4.99). The favourable scenario is already priced in.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid but not exceptional quality (46/100) and above fair value, neither a clear bargain nor a standout compounder.
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Price vs Fair Value (5 years)

₹19.04 ₹0.6421 Fair Value ₹3.90 Mar 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 13, 2026.

How to read this chart

60‑month range ₹0.6421 – ₹19.04 · fair‑value band ₹2.80 – ₹4.99 · the ₹6.53 price screens above the ₹3.90 fair value. Dashed = 300-day average. As of Aug 13, 2026.

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Analysis

COMFORT INTECH LTD.-$ (COMFINTE) currently trades at ₹6.53, while our model-based Fair Value estimate is ₹3.90, implying the stock looks roughly 40.3% overvalued today. The Quality Score stands at 46/100 (below-average quality), in the Industrials sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Over the trailing twelve months, COMFORT INTECH LTD.-$ generated revenue of ₹1.5B at a net margin of -2.2%. Revenue declined 19.3% year over year. It earns a return on equity of -1.6%. Net debt stands at ₹160M. Fundamentals as of Aug 13, 2026

Our scenario range runs from ₹2.80 (bear case) to ₹4.99 (bull case); at ₹6.53, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 30% below its 52-week high and 17% above its 52-week low, currently below its 200-day average. For context, the median of 10 Industrials peers we cover trades at 11% fair-value upside, at -40%, COMFINTE screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
ROIC Compounder ₹2.30 ₹2.61 ₹2.86 72
EPV ₹2.30 ₹2.61 ₹2.86 59
EV/EBITDA ₹3.38 ₹4.48 ₹5.58 54
All 6 models by family
Earnings-Based
EPV ₹2.30 ₹2.61 ₹2.86 59
Multiples
EV/EBIT ₹4.02 ₹5.33 ₹6.64 53
EV/EBITDA ₹3.38 ₹4.48 ₹5.58 54
EV/Revenue ₹2.89 ₹4.09 ₹5.30 43
Asset-Based
NCAV (Graham) ₹2.70 ₹3.62 ₹5.40 50
Economic Profit
ROIC Compounder ₹2.30 ₹2.61 ₹2.86 72

Widest divergence: Multiples (₹4.48) versus Earnings-Based (₹2.61). Highest evidence: ROIC Compounder (72).

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Key figures & financial health

Revenue (TTM) ₹1.5B
Revenue growth (YoY) -19.3%
Net margin -2.2%
Return on equity -1.6%
Free cash flow −₹59.4M FY2026
Operating margin 2.4%
More key figures
EPS (TTM) ₹-0.1000
Dividend yield 0.9%
EPS growth (YoY) -38.5%
Net debt ₹160M FY2026

Figures from reported company fundamentals · as of Aug 13, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 46/100

Of which business quality 47 · Market factors (momentum, volatility) 34

Profitability 18
Margins and returns on capital today
Quality Growth 37
Are margins and returns improving?
Cashflow 30
Earnings quality: real cash, not paper profit
Fin. Strength 67
Balance sheet, leverage, solvency risk
Investment 62
Disciplined investing over empire-building
Low Volatility 69
Calm price path (market factor)
Momentum 23
Price trend over the last 3–12 months (market factor)
52W Momentum 14
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Comfort Intech Limited engages in trading various goods and commodities in India. It trades in consumer appliances, natural gypsum, and tissues. The company also manufactures and sells liquor. In addition, it provides immovable property leasing services; shares trading services; mutual funds; financing services; and commission-based services.

Full company description

Comfort Intech Limited engages in trading various goods and commodities in India. It trades in consumer appliances, natural gypsum, and tissues. The company also manufactures and sells liquor. In addition, it provides immovable property leasing services; shares trading services; mutual funds; financing services; and commission-based services. The company was formerly known as Comfort Finvest Limited. Comfort Intech Limited was incorporated in 1994 and is based in Mumbai, India.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2026 · reported fiscal years

COMFORT INTECH LTD.-$ reported revenue of ₹1.5B in FY2026 versus ₹1.1B in FY2022, a compound +7.4%/yr. Reported net income was −₹31.7M in FY2026.

Growth Quality 34/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2026)
₹1.5B
Latest YoY
−5.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+1.1%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+12.1%
Avg. growth/yr (11Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+23.6%
Revenue +7.4%/yr
FY22 ₹1.1B
FY23 ₹1.4B
FY24 ₹1.6B
FY25 ₹1.5B
FY26 ₹1.5B
Net income
FY22 ₹77.7M
FY23 ₹70.2M
FY24 ₹171M
FY25 ₹113M
FY26 −₹31.7M

COMFINTE screens 40% overvalued. Compare with ITOCHU Corporation →

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Cite: Fair Value Calculator (2026). "COMFORT INTECH LTD.-$ Fair Value". https://www.fairvalue-calculator.com/stock/COMFINTE

Peer Group

Conglomerates · 386 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 46 · Below median
Fair Value upside −40% · Below median
Return on assets 3% · Above median
Net margin (TTM) -2% · Bottom 25%
Operating margin (TTM) 2% · Below median
Revenue growth -19% · Bottom 25%
Dividend yield (TTM) 0.8% · Below median
Debt / equity 0.00× · Lower than 75% of peers

Valuation Multiples vs Conglomerates median · lower = cheaper

P/S (TTM) 0.01× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE0 · sector 31
FUTURE0 · sector 16
PAST0 · sector 18
HEALTH100 · sector 88
DIVIDEND15 · sector 41

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Conglomerates stocks, each showing price versus our Fair Value estimate (as of Aug 13, 2026).

Stock Price Fair Value vs Fair Value
ITOCHU Corporation ITOCHU19 7.20 THB 14.40 THB +100%
SK Inc 034730 553,000 KRW 615,077 KRW +11%
PT Astra International Tbk, ASII 4,790 IDR 9,580 IDR +100%
SRF Limited SRF ₹2,585 ₹859.71 -67%
Empresas Copec S.A COPEC 6,011 CLP 10,959 CLP +82%
Posco International Corporation 047050 54,300 KRW 71,119 KRW +31%
Tube Investments of India Limited TIINDIA ₹2,741 ₹723.80 -74%
Doosan Corporation 000155 436,000 KRW 93,413 KRW -79%
Hanwha Corporation 000880 96,000 KRW 88,608 KRW -8%
Thermax Limited THERMAX ₹4,002 ₹1,343 -66%

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Frequently asked questions

Is COMFORT INTECH LTD.-$ (COMFINTE) overvalued or undervalued?
As of Aug 13, 2026, our model estimates a fair value of ₹3.90 versus a price of ₹6.53, about −40% (overvalued).
What is the fair value of COMFINTE?
Our model-based fair value for COMFORT INTECH LTD.-$ is ₹3.90 (as of Aug 13, 2026), built from audited fundamentals. The current price: ₹6.53.
What is the quality score of COMFINTE?
COMFORT INTECH LTD.-$ has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of COMFORT INTECH LTD.-$ (COMFINTE)?
COMFORT INTECH LTD.-$ reported trailing-twelve-month revenue of about ₹1.5B (latest available figure, as of Aug 13, 2026).
What is the net profit margin of COMFINTE?
The net profit margin of COMFORT INTECH LTD.-$ is about -2.2%, meaning it is currently running at a net loss. Based on the latest reported figures.
Does COMFORT INTECH LTD.-$ pay a dividend?
COMFORT INTECH LTD.-$ currently shows a dividend yield of about 0.85% relative to its recent price (as of Aug 13, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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