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Data-driven stock valuation

Dairy Farm International Holdings Ltd ADR (DFIHY) fair value: what the stock is really worth

We calculate from audited financials what Dairy Farm International Holdings Ltd ADR is really worth. The fair value tells you whether the price is too high or too low, the quality score (0 to 100) how solid the business behind it is. 26 models, 37 quality factors, updated daily, free.

  1. Compare price with fair valuebelow fair value = cheap, above = expensive
  2. Check the quality50 and up solid, 75 and up strong
  3. Watch it or check another stockalert when fair value or trend changes

Consumer Defensive · US · Market cap $5.6B · ISIN US2338594045

At a glance

DF Dairy Farm International Holdings Ltd ADR logo Dairy Farm International Holdings Ltd ADR DFIHY · US
Price$17.15
Fair Value$15.00
Upside−12.5%
Quality72/100

A solid business, but trading 14% above our fair value of $15.00.

As of Aug 27, 2026, the fair value of Dairy Farm International Holdings Ltd ADR is $15.00 per share against a price of $17.15, so the fair value sits 13% below the price. A model estimate from reported figures, not an analyst target.

!Weak Growth (revenue 5y −2.9 %/yr)
!Thin margins · 2.7% net margin
✓Low debt · generates free cash flow
·3.41% dividend yield
!Mixed vs. peers (6/15)
!Narrow moat 40/100
!Weak on valuation: 17 out of 100
!Weak on future: 2 out of 100
Evidence: High Range $11.05 to $20.78

Fair value as of: Aug 27, 2026

From 24 valuation models · updated 12 days ago

Share price −16.3% over the past month.

Watch Dairy Farm International Holdings Ltd ADR for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

What matters now

  • A fairly wide model range ($11.05 to $20.78) leaves room in how you read the outcome.
  • The price sits in the upper half of our model range, so the margin of safety is thin.
  • The data supports the verdict: every model runs on fully documented inputs.

Price vs Fair Value (5 years)

$31.69 $7.04 Fair Value $15.00 Jul 2017 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 27, 2026.

How to read this chart

60‑month range $7.04 – $31.69 · fair‑value band $11.05 – $20.78 · the $17.15 price screens above the $15.00 fair value. Dashed = 300-day average. As of Aug 27, 2026.

Full chart & analysis →

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Analysis

Dairy Farm International Holdings Ltd ADR (DFIHY) currently trades at $17.15, while our model-based Fair Value estimate is $15.00, implying the stock looks roughly 14.3% overvalued today. The Quality Score stands at 72/100 (solid quality), in the Consumer Defensive sector. Bull case: the DCF Models group reads highest at a median of $31.89 per share, and 16 of the 24 models we run sit above the $17.15 price. Bear case: the Economic Profit group reads lowest at $4.19, and 8 of the 24 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Dairy Farm International Holdings Ltd ADR generated revenue of $8.9B at a net margin of 2.7%. Revenue grew 0.4% year over year. It earns a return on equity of 53.6%. Net debt stands at $2.2B. Fundamentals as of Aug 27, 2026

Scenario range: $11.05 (bear) to $20.78 (bull), the price of $17.15 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target. The share trades about 20% below its 52-week high and 43% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Defensive peers we cover trades at −27% fair-value upside, at −13%, DFIHY screens cheaper than that median.

Fair Value models

Based on fiscal year 2025 figures (about 8 months old). Earnings retained since then ($0.5000 per share) are deliberately not added.

Each model values the company its own way; the fair value above is the evidence-weighted blend. Evidence (0 to 100) shows how complete a model's inputs are. How we calculate →

Model Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF best evidence $35.25 $46.67 $68.81 81
Growth DCF $36.54 $47.65 $67.33 79
Owner Earnings $34.37 $45.50 $67.07 77
All 24 models by family
DCF Models
FCF DCF best evidence $35.25 $46.67 $68.81 81
Owner Earnings $34.37 $45.50 $67.07 77
5Y Revenue Exit $21.15 $26.81 $35.33 74
5Y EBITDA Exit $36.96 $53.71 $76.59 75
5Y P/E Exit $21.35 $27.15 $34.48 72
10Y Revenue Exit $26.21 $31.67 $37.43 68
10Y EBITDA Exit $35.99 $48.79 $62.99 69
10Y P/E Exit $26.65 $31.89 $36.90 65
Earnings-Based
Graham-Dodd $5.89 $9.15 $10.95 67
EPV $11.03 $12.68 $14.09 74
Dividend Discount
Gordon GGM $23.96 $28.02 $32.56 69
DDM Multi-Stage $23.96 $31.08 $39.84 67
Multiples
P/E Multiple $13.65 $18.20 $22.75 63
P/S Multiple $11.05 $14.73 $18.41 58
P/B Multiple $4.24 $5.65 $7.06 55
EV/EBIT $17.97 $23.76 $29.54 66
EV/EBITDA $44.11 $58.60 $73.10 67
EV/Revenue $13.01 $18.31 $23.62 54
Asset-Based
NCAV (Graham) $0.5100 $0.6900 $1.03 54
Growth DCF
Growth DCF $36.54 $47.65 $67.33 79
Rev-Margin DCF $21.15 $27.63 $36.23 74
Economic Profit
Residual Income $3.47 $4.19 $20.54 64
ROIC Compounder $11.05 $12.73 $14.23 72
Growth Earnings
Growth-Adj P/E $9.64 $13.77 $17.90 67

Widest divergence: DCF Models ($31.89) versus Asset-Based ($0.6900). Highest evidence: FCF DCF (81).

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Key figures & financial health

P/E ratio 19.7
P/S ratio 0.52 P/E × margin
EPS (TTM) $0.8700 price ÷ EPS = P/E 19.7
Dividend yield 3.4% payout 67.2%
Net margin 2.6% FY2025
Return on equity 53.6% TTM
More key figures
Profitability
Return on assets (EBIT) 4.1% avg 5y
Operating margin 4.3% TTM
Growth
Revenue (TTM) $8.9B TTM
Revenue growth (YoY) +0.4% 3y avg −1.1%
EPS growth (YoY) +10.5%
Balance sheet & cash flow
Free cash flow $986M FY2025
Net debt $2.2B FY2025 · ≈ 2.2 yrs of FCF

Figures from reported company fundamentals · as of Aug 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 72/100

Of which business quality 70 · Market factors (momentum, volatility) 56

Profitability 73
Margins and returns on capital today
Quality Growth 74
Are margins and returns improving?
Cashflow 74
Earnings quality: real cash, not paper profit
Fin. Strength 40
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 48
Price trend over the last 3–12 months (market factor)
52W Momentum 77
Distance to the 52-week high (market factor)
Net Issuance 81
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

DFI Retail Group Holdings Limited, together with its subsidiaries, engages in the retail business in Mainland China, Hong Kong, Macau, Taiwan, Brunei, Cambodia, Indonesia, Laos, Malaysia, the Philippines, Singapore, Thailand, and Vietnam.

Full company description

DFI Retail Group Holdings Limited, together with its subsidiaries, engages in the retail business in Mainland China, Hong Kong, Macau, Taiwan, Brunei, Cambodia, Indonesia, Laos, Malaysia, the Philippines, Singapore, Thailand, and Vietnam. It operates through six segments: Health and Beauty, Convenience, Food, Home Furnishings, Restaurants, and Other Retailing. The company is involved in the operation of health and beauty stores under the Mannings and Guardian brands; convenience stores under the 7-Eleven brand; food and grocery stores under the Wellcome, Market Place, Oliver's, 3hreesixty, San Miu, Lucky, and Cold Storage brands; home furnishings stores under the IKEA brand; restaurants under the Maxim's, COVA, Genki Sushi, Shake Shack, Starbucks Coffee, and The Cheesecake Factory brands; and department, specialty, and DIY stores under the Robinson Retail brand. It also engages in property and food processing retail under the Meadows, Giant, Yu Pin King, Vitapet, and Mannings Guardian brands; and customer loyalty programme services under the yuu brand. The company was formerly known as Dairy Farm International Holdings Limited and changed its name to DFI Retail Group Holdings Limited in May 2022. DFI Retail Group Holdings Limited was incorporated in 1886 and is based in Quarry Bay, Hong Kong. The company operates as a subsidiary of Jardine Strategic Limited.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Dairy Farm International Holdings Ltd ADR reported revenue of $8.9B in FY2025 versus $9.0B in FY2021, a compound −0.4%/yr. Reported net income was $235M in FY2025, compounding +22.9%/yr from FY2021.

Growth Quality 40/100
Revenue growth is weak, negative or inconsistent.
Latest Revenue (FY 2025)
$8.9B
Latest YoY
+0.0%
Avg. revenue growth/yr (3Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−1.1%
Avg. revenue growth/yr (5Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
−2.9%
Avg. revenue growth/yr (24Y) ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+2.5%
Value creation/yr (5Y) ⓘEarnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+0.6%
Earnings growth per share plus dividend yield: the value created per share and year.
Earnings growth per share−2.8%
Dividend yield3.4%
Trend ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.5Y −2.8% vs 10Y −6.7%, picking up
Operating margin (EBIT) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.4.0% (2020) → 4.2% (2025) · steady
Worst earnings drop859% (2024) (loss year, drop beyond 100%) · in USD
⚠ Revenue per share shrinking 2.1%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Revenue −0.4%/yr
FY21 $9.0B
FY22 $9.2B
FY23 $9.2B
FY24 $8.9B
FY25 $8.9B
Net income +22.9%/yr
FY21 $103M
FY22 −$115M
FY23 $32.2M
FY24 −$245M
FY25 $235M
Character of growth · EPS growth decomposed (2014-2025) −13.0 % p.a.
Revenue per share −2.3 %

of which total revenue −2.3 % · buybacks/dilution +0.0 %

EBIT margin −4.0 %
Tax rate −1.6 %
Residual (interest, one-offs) −5.7 %

Annual growth per factor. These are factors, not summands: multiplied they give the EPS growth rate, added they do not quite. Start and end points are 3-year averages (details on hover).

DFIHY screens 14% overvalued. Compare with Loblaw Companies Limited →

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Dairy Farm International Holdings Ltd ADR · Fair Value
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Cite: Fair Value Calculator (2026). "Dairy Farm International Holdings Ltd ADR Fair Value". https://www.fairvalue-calculator.com/stock/DFIHY

Peer Group

Grocery Stores · 78 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation
Quality Score 72 · Top 25%
Fair Value upside −13% · Below median
Profitability
Return on equity (TTM) 54% · Top 25%
Return on assets 4% · Below median
Net margin (TTM) 3% · Above median
Operating margin (TTM) 4% · Above median
Growth and dividend
Revenue growth 0% · Below median
Dividend yield (TTM) 3.4% · Above median

Valuation Multiples vs Grocery Stores median · lower = cheaper

P/E (TTM) 19.7× · Pricier than median
P/B 19.96× · Priciest 25%
P/S (TTM) 0.63× · Priciest 25%
P/FCF 5.6× · Pricier than median
EV/EBITDA 10.6× · Priciest 25%
PEG 1.90× · Pricier than median

What the price implies (reverse DCF)

The inverse question: what free-cash-flow growth must Dairy Farm International Holdings Ltd ADR deliver for ten years so that today's price is fair in our DCF model? Same formula, same discount rate as the fair value.

Implied FCF growth, 10 years-15.1 % per year
Achieved revenue growth, 5 years-2.9 % p.a.
Sector median revenue growth+3.0 %
FCF yield on price21.24 %
Discount rate (WACC) in the models8.5 %

The price demands less growth than the company recently delivered: even a weaker business would justify the price. Ranking of the largest stocks →

Context: sector, industry, market

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE17 · sector 37
FUTURE2 · sector 17
PAST100 · sector 51
HEALTH100 · sector 92
DIVIDEND68 · sector 52

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Grocery Stores stocks, each showing price versus our Fair Value estimate (as of Aug 27, 2026).

Stock Price Fair Value vs Fair Value
Loblaw Companies Limited L C$60.79 C$44.44 −27%
Koninklijke Ahold Delhaize N.V AD €31.10 €53.50 +72%
The Kroger Co KR $58.59 $28.19 −52%
Woolworths Group WOW A$40.32 A$8.33 −79%
George Weston Limited WN C$98.50 C$147.70 +50%
Coles Group COL A$23.68 A$15.86 −33%
Metro Inc MRU C$90.05 C$94.01 +4%
Carrefour SA CA €16.27 €11.19 −31%
CP ALL Public Company TCPD 1.78 SGD 2.35 SGD +32%
BIM Birlesik Magazalar A.S., BIMAS 418.25 TRY 267.12 TRY −36%

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Frequently asked questions

Is Dairy Farm International Holdings Ltd ADR (DFIHY) overvalued or undervalued?
As of Aug 27, 2026, our model estimates a fair value of $15.00 versus a price of $17.15, about −13% upside (overvalued).
What is the fair value of DFIHY?
Our model-based fair value for Dairy Farm International Holdings Ltd ADR is $15.00 (as of Aug 27, 2026), built from audited fundamentals. The current price: $17.15.
What is the quality score of DFIHY?
Dairy Farm International Holdings Ltd ADR has a Quality Score of 72/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Dairy Farm International Holdings Ltd ADR (DFIHY)?
Our model-based price target is the fair value of $15.00 (as of Aug 27, 2026) from 24 valuation models. Cautious scenario $11.05, optimistic scenario $20.78. It is a calculation from audited fundamentals, not an analyst target.
What is the Dairy Farm International Holdings Ltd ADR stock forecast for 2026?
Our models put fair value at $15.00, about −13% upside versus a price of $17.15 (overvalued). Cautious scenario $11.05, optimistic scenario $20.78. The calculation is refreshed regularly with new filings.
What is the revenue of Dairy Farm International Holdings Ltd ADR (DFIHY)?
Dairy Farm International Holdings Ltd ADR reported trailing-twelve-month revenue of about $8.9B (latest available figure, as of Aug 27, 2026).
What is the net profit margin of DFIHY?
The net profit margin of Dairy Farm International Holdings Ltd ADR is about 2.7%, meaning it keeps roughly 2.7% of revenue as net income. Based on the latest reported figures.
Does Dairy Farm International Holdings Ltd ADR pay a dividend?
Dairy Farm International Holdings Ltd ADR currently shows a dividend yield of about 3.41% relative to its recent price (as of Aug 27, 2026).
What growth is priced into Dairy Farm International Holdings Ltd ADR (DFIHY)?
For today's price to be fair in a discounted-cash-flow model, Dairy Farm International Holdings Ltd ADR would have to grow free cash flow by -15.1 % per year for ten years (discount rate 8.5 %, then 2 % perpetual growth). Over the last 5 years revenue grew -2.9 % per year. As of Aug 27, 2026.
What discount rate (WACC) does the fair value of DFIHY use?
Our models discount Dairy Farm International Holdings Ltd ADR at 8.5 %: a base by market capitalisation (mid), damped by beta 0.46, country premium for USA. The same rate applies in all 26 models.
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