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DiGiSPICE Technologies Limited (DIGISPICE) Fair Value & Analysis

Financial Services · IN · Market cap ₹4.1B

Price₹19.68
Fair Value₹15.46
Upside-21.4%
Quality96/100
Evidence: High Range ₹11.60 – ₹19.33

Fair value as of: Jun 29, 2026

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Analysis

DiGiSPICE Technologies Limited (DIGISPICE) currently trades at ₹19.68, while our model-based Fair Value estimate is ₹15.46 — implying the stock looks roughly 21.4% overvalued today. We read business quality at 96/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

DiGiSPICE Technologies Limited engages in the provision of tech-enabled local payments network services in India and internationally. Its platform, Spice Money, which offers cash-in/cash-out, mini-ATM transactions, and e-KYC-based account openings to money transfers, credit and loan services, insurance, and bill payments, as well as collection services, and current and savings accounts. The company also provides AePS, CMS, DMT, M-ATM, BBPS, recharges, PAN, and travel services through Adhikaris; and Spice Pay, a PPI wallet. In addition, it offers secured and unsecured lending products in rural and semi-urban markets; and bookings for trains, flights, buses, and hotels through the Travel Union platform. The company was formerly known as Spice Mobility Limited and changed its name to DiGiSPICE Technologies Limited in August 2019. The company was incorporated in 1986 and is based in Noida, India. DiGiSPICE Technologies Limited is a subsidiary of Spice Connect Private Limited.

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Frequently asked questions

Is DiGiSPICE Technologies Limited (DIGISPICE) undervalued?
As of Jun 29, 2026, our model estimates a fair value of ₹15.46 versus a price of ₹19.68 — about −21% (overvalued). Model-based estimate, not financial advice.
What is the fair value of DIGISPICE?
Our 21-model fair value for DiGiSPICE Technologies Limited is ₹15.46 (as of Jun 29, 2026), built from audited fundamentals. The current price is ₹19.68.
What is the quality score of DIGISPICE?
DiGiSPICE Technologies Limited has a Quality Score of 96/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.