W.A.G payment solutions plc (EWG) Fair Value & Analysis
Technology · GB · Market cap 729M GBX
Fair value as of: Jul 14, 2026
From 13 valuation models · updated 26 days ago
Share price +4.4% over the past month.
A solid business, but screening 80% overvalued on our models.
What matters now
- The price sits above even our optimistic bull case (£0.2200). The favourable scenario is already priced in.
- Solid but not exceptional quality (56/100) and above fair value, neither a clear bargain nor a standout compounder.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 14, 2026.
How to read this chart
58‑month range £0.5566 – £1.45 · the £1.08 price screens above the £0.2200 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 14, 2026.
Analysis
W.A.G payment solutions plc (EWG) currently trades at £1.08, while our model-based Fair Value estimate is £0.2200, implying the stock looks roughly 79.7% overvalued today. The Quality Score stands at 56/100 (solid quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).
Over the trailing twelve months, W.A.G payment solutions plc generated revenue of £2.3B at a net margin of 0.1%. Revenue grew 5.5% year over year. It earns a return on equity of 0.9%. Net debt stands at £234M. Fundamentals as of Jul 14, 2026
For context, the median of 10 Technology peers we cover trades at -50% fair-value upside, at -80%, EWG screens richer than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 13 models by family
Widest divergence: Growth DCF (£1.46) versus Earnings-Based (£0.0200). Highest evidence: Growth DCF (80).
Key figures & financial health
More key figures
Figures from reported company fundamentals · as of Jul 14, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 54 · Market factors (momentum, volatility) 58
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
About the company
W.A.G payment solutions plc develops and sells integrated digital platform, payment, mobility, and financial solutions for the commercial road transport (CRT) industry in Europe. It operates through two segments: Payment Solutions and Mobility Solutions.
Full company description
W.A.G payment solutions plc develops and sells integrated digital platform, payment, mobility, and financial solutions for the commercial road transport (CRT) industry in Europe. It operates through two segments: Payment Solutions and Mobility Solutions. The Payment Solutions segment offers energy payment solutions, and toll payment solutions for conventional fuels, alternative energy, eMobility, and acceptance networks. The Mobility Solutions segment offers fleet management solutions through performance telematics hardware and integrated software platform, providing navigation, vehicle and load tracking, including driver work time management; transport management; tax refund services, and financial services, through integrated fintech, insurance, eWallet, FX services and payment cards. The company offers road services, such as parking, truck wash, tank cleaning, and repairs. The company was founded in 1995 and is based in London, the United Kingdom.
Company description, as reported by the company or data provider.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
W.A.G payment solutions plc reported revenue of £2.3B in FY2025 versus £1.6B in FY2021, a compound +8.3%/yr. Reported net income was £2.0M in FY2025, compounding −31.5%/yr from FY2021.
EWG screens 80% overvalued. Compare with Microsoft Corporation →
Peer Group
Software - Infrastructure · 368 stocks
How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.
Valuation Multiples vs Software - Infrastructure median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
VALUE 0: the price sits above our fair-value range.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jul 14, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| Microsoft Corporation MSFT | $384.00 | $274.17 | -29% |
| Oracle Corporation ORAC | C$9.08 | C$2.94 | -68% |
| Fortinet, Inc FTNT | $160.78 | $44.96 | -72% |
| Synopsys, Inc 1SNPS | €354.50 | €93.61 | -74% |
| Block, Inc XYZ | A$114.53 | A$70.69 | -38% |
| CoreWeave, Inc CRWV | $79.94 | $44.89 | -44% |
| Range Intelligent Computing Technology Group 300442 | ¥71.60 | ¥34.00 | -53% |
| Oracle Financial Services Software Limited OFSS | ₹11,651 | ₹5,821 | -50% |
| 360 Security Technology Inc 601360 | ¥9.64 | ¥5.05 | -48% |
| One97 Communications Limited PAYTM | ₹1,342 | ₹181.50 | -86% |
Compare W.A.G payment solutions plc with another stock
Price, fair value, quality and upside side by side.
Explore undervalued stocks
More undervalued Technology stocks →
Frequently asked questions
Is W.A.G payment solutions plc (EWG) overvalued or undervalued?
What is the fair value of EWG?
What is the quality score of EWG?
What is the revenue of W.A.G payment solutions plc (EWG)?
What is the net profit margin of EWG?
How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
Track W.A.G payment solutions plc and try Pro for 14 days
One email gets you 14 days of full Pro (review alerts, the 35,000+ stock screener, the diversification check) plus the monthly Top-25 report of the most undervalued quality stocks. No card, cancel anytime.
Zero risk: nothing is ever charged. After 14 days you decide whether to stay.