F J BENJAMIN HOLDINGS LTD (F10) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of F J BENJAMIN HOLDINGS LTD S$0.01, price S$0.01, upside +37.5%, quality 46 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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F J Benjamin Holdings Ltd, an investment holding company, engages in the brand building and management, and development of retail and distribution networks for international luxury and lifestyle brands in Southeast Asia. The company operates through three segments: Ongoing Retail, Distribution, and Export.
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F J Benjamin Holdings Ltd, an investment holding company, engages in the brand building and management, and development of retail and distribution networks for international luxury and lifestyle brands in Southeast Asia. The company operates through three segments: Ongoing Retail, Distribution, and Export. It is also involved in the import, export, distribution, and retail of consumer fashion wear, accessories, timepieces, beauty, health and wellness products, chocolates, cafe, and home furnishing. The company offers its luxury and lifestyle products under the ABC Design, Be Safe, Cole Haan, EZPZ, Fauré Le Page, Guess, La Senza, Lancel, LilleBaby, Marc Jacobs, Moby, Morphee, Petunia Pickle Bottom, Pretty Ballerinas, Rebecca Minkoff, Sheridan and Superdry brand names, as well as operates a multi-label luxury shoe and lifestyle concept store under the Avenue On 3 brand name. It also distributes timepieces under the Casio, Gc, Guess, Nautica, and Victorinox Swiss Army brands; and air purifier under the Airfree brand, as well as beauty, health, and wellness products under the MZ Skin and Dr. Barbara Strum brands. The company was founded in 1959 and is headquartered in Singapore.
Stock analysis
F J BENJAMIN HOLDINGS LTD (F10) currently trades at 0.0060 SGD, while our model-based Fair Value estimate is 0.0083 SGD, implying the stock looks roughly 27.3% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 0.0700 SGD per share, and 11 of the 11 models we run sit above the 0.0060 SGD price.
Bear case: the Asset-Based group reads lowest at 0.0200 SGD, and 0 of the 11 models stay below the price. Evidence for this calculation is low.
Scenario range: 0.0073 SGD (bear) to 0.0093 SGD (bull), the price of 0.0060 SGD sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 46/100 (below-average quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
F J BENJAMIN HOLDINGS LTD reported revenue of 78.4M SGD in FY2024 versus 92.9M SGD in FY2020, a compound −4.1%/yr. Reported net income was −6.1M SGD in FY2024.
Key figures
Market cap 9.5M SGD (≈ $7.4M) · P/S ratio 0.17 · EPS (TTM) −0.0200 SGD · Net margin −7.8% · Return on equity −92.3% · Return on assets (EBIT) 1.5% · Operating margin −37.9% · Revenue (TTM) 54.6M SGD.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 45% below its 52-week high and 20% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 10% fair-value upside, at 38%, F10 screens cheaper than that median.
Fair Value models
Bear 0.0073 SGDFair Value 0.0083 SGDBull 0.0093 SGD
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.10/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−9.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−9.8%
Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−14.5%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
3.1% (2019) → −4.3% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2024 is a loss year, no rate is defined from a loss
Compare F J BENJAMIN HOLDINGS LTD with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 100 stocks
Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score46 · Below median
Fair Value upside+37.5% · Above median
Profitability
Return on assets−8.6% · Bottom 25%
Net margin (TTM)−39.8% · Bottom 25%
Operating margin (TTM)−37.9% · Bottom 25%
Growth and dividend
Revenue growth−32.3% · Bottom 25%
Balance sheet
Debt / equity0.04× · Above median
Valuation Multiplesvs Apparel Retail median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "F J BENJAMIN HOLDINGS LTD Fair Value". https://www.fairvalue-calculator.com/stock/F10
Frequently asked questions
Is F J BENJAMIN HOLDINGS LTD (F10) overvalued or undervalued?
As of Sep 29, 2026, our model estimates a fair value of 0.0083 SGD versus a price of 0.0060 SGD, about +38% upside (undervalued).
What is the fair value of F10?
Our model-based fair value for F J BENJAMIN HOLDINGS LTD is 0.0083 SGD (as of Sep 29, 2026), built from audited fundamentals. The current price: 0.0060 SGD.
What is the quality score of F10?
F J BENJAMIN HOLDINGS LTD has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for F J BENJAMIN HOLDINGS LTD (F10)?
Our model-based price target is the fair value of 0.0083 SGD (as of Sep 29, 2026) from 11 valuation models. Cautious scenario 0.0073 SGD, optimistic scenario 0.0093 SGD. It is a calculation from audited fundamentals, not an analyst target.
What is the F J BENJAMIN HOLDINGS LTD stock forecast for 2026?
Our models put fair value at 0.0083 SGD, about +38% upside versus a price of 0.0060 SGD (undervalued). Cautious scenario 0.0073 SGD, optimistic scenario 0.0093 SGD. The calculation is refreshed regularly with new filings.
What is the revenue of F J BENJAMIN HOLDINGS LTD (F10)?
F J BENJAMIN HOLDINGS LTD reported trailing-twelve-month revenue of about 54.6M SGD (latest available figure, as of Sep 29, 2026).
What is the intrinsic value of F J BENJAMIN HOLDINGS LTD (F10)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For F J BENJAMIN HOLDINGS LTD it is 0.0083 SGD per share (as of Sep 29, 2026), against a price of 0.0060 SGD. It is the blended result of 11 valuation models (cash flow, earnings, asset, dividend).
Is F J BENJAMIN HOLDINGS LTD stock overvalued or undervalued in 2026?
As of Sep 29, 2026, F10 trades below its calculated fair value: price 0.0060 SGD, fair value 0.0083 SGD, a gap of about +38% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of F10?
No. The price is what the market pays today (0.0060 SGD); the fair value is what the company's own numbers justify (0.0083 SGD). For F J BENJAMIN HOLDINGS LTD the two are 0.0023 SGD per share apart. That gap is exactly why we show both numbers side by side.
How much is F J BENJAMIN HOLDINGS LTD worth?
The market values F J BENJAMIN HOLDINGS LTD at about 9.5M SGD (market capitalisation, as of Sep 29, 2026). Per share that is 0.0060 SGD; our models calculate a fair value of 0.0083 SGD per share.
What do the bullish and bearish scenarios say about F10?
Our models span a range for F J BENJAMIN HOLDINGS LTD: cautious scenario 0.0073 SGD, base 0.0083 SGD, optimistic 0.0093 SGD per share (as of Sep 29, 2026, price 0.0060 SGD). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of F J BENJAMIN HOLDINGS LTD (F10)?
Balance-sheet figures for F J BENJAMIN HOLDINGS LTD (as of Sep 29, 2026): return on equity −92.3%, debt of 0.04 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is F10 from its 52-week high?
F J BENJAMIN HOLDINGS LTD trades at 0.0060 SGD, about 45% below its 52-week high of 0.0110 SGD and 20% above the low of 0.0050 SGD (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of 0.0083 SGD is for.
Which stocks are comparable to F J BENJAMIN HOLDINGS LTD?
From the same area (Consumer Cyclical) we also value Industria de Diseño Textil, S.A, Fast Retailing Co, The TJX Companies, Inc, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is F J BENJAMIN HOLDINGS LTD stock attractive at the current price?
The data as of Sep 29, 2026: price 0.0060 SGD, calculated fair value 0.0083 SGD (+38%), Quality Score 46/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of F10 calculated?
We run F J BENJAMIN HOLDINGS LTD through 11 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 0.0083 SGD, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. F J BENJAMIN HOLDINGS LTD currently trades 27 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of F J BENJAMIN HOLDINGS LTD (F10)?
The closing price on Oct 1, 2026 was 0.0060 SGD. Our model-based fair value is 0.0083 SGD, about +38% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with F J BENJAMIN HOLDINGS LTD right now?
The price is below even our cautious bear case (0.0073 SGD). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (46/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of F J BENJAMIN HOLDINGS LTD
How large is the market capitalisation of F J BENJAMIN HOLDINGS LTD (F10)?
The market capitalisation of F J BENJAMIN HOLDINGS LTD is 9.5M SGD (≈ $7.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of F J BENJAMIN HOLDINGS LTD (F10)?
The price-to-sales ratio of F J BENJAMIN HOLDINGS LTD is 0.17 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of F J BENJAMIN HOLDINGS LTD (F10)?
Earnings per share at F J BENJAMIN HOLDINGS LTD are −0.0200 SGD. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of F J BENJAMIN HOLDINGS LTD (F10)?
The net margin of F J BENJAMIN HOLDINGS LTD is −7.8% (fiscal year 2024). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of F J BENJAMIN HOLDINGS LTD (F10)?
The return on equity (ROE) of F J BENJAMIN HOLDINGS LTD is −92.3% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of F J BENJAMIN HOLDINGS LTD (F10)?
On an EBIT basis the return on assets of F J BENJAMIN HOLDINGS LTD is 1.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of F J BENJAMIN HOLDINGS LTD (F10)?
The operating margin of F J BENJAMIN HOLDINGS LTD is −37.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at F J BENJAMIN HOLDINGS LTD (F10)?
Revenue at F J BENJAMIN HOLDINGS LTD is growing −32.3% versus a year earlier (3y avg +5.5%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at F J BENJAMIN HOLDINGS LTD (F10)?
Earnings per share at F J BENJAMIN HOLDINGS LTD are growing −59.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does F J BENJAMIN HOLDINGS LTD (F10) generate?
The free cash flow of F J BENJAMIN HOLDINGS LTD is 5.6M SGD (fiscal year 2024). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does F J BENJAMIN HOLDINGS LTD (F10) carry?
The net debt of F J BENJAMIN HOLDINGS LTD is 10.5M SGD (fiscal year 2024, ≈ 1.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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