Fabrity Holding S.A. (FAB) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Fabrity Holding S.A. PLN 25.70, price PLN 25.80, upside -0.4%, quality 66 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Watch Fabrity Holding S.A. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card.Watch for freePro now: $1 first month
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range 9.80 PLN – 28.48 PLN · fair‑value band 19.28 PLN – 31.27 PLN · the 25.80 PLN price screens above the 25.70 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
Follow Fabrity Holding in your weekly email
Every Wednesday you see whether Fabrity Holding is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Fabrity S.A. provides technological solutions in Poland.
Show more
Fabrity S.A. provides technological solutions in Poland. The company offers enterprise software and web and mobile development, legacy system modernization, and digital transformation; data engineering services, including snowflake deployment, data migration and integration, AI-powered data analytics, big data solutions, data processing and transformation, and data governance and security; and generative AI. It also designs and build blockchain business applications. In addition, the company offers Nexen Suite, an industrial IoT platform designed for industry, smart cities, and large enterprises; Azure development services comprising Azure AI Services, Azure Internet of Things (IoT), Azure Cloud architecture and consulting, Azure Infrastructure as a Service, Azure Platform as a Service, and Azure Software as a Service; and digital solutions. Further, it provides B2C eCommerce development, B2B eCommerce development, migration, maintenance, UX/UI audit, eCommerce CRO, code audit, team extension, and PIM; and low-code solutions. The company serves life science, healthcare, construction, FMCG, energy and utilities, transportation and logistics, financial services, manufacturing, consumer goods and retail, automotive, and media and communication industries. The company was formerly known as Fabrity Holding S.A. and changed its name to Fabrity S.A. in January 2025. Fabrity S.A. was founded in 1997 and is headquartered in Warsaw, Poland.
Stock analysis
Fabrity Holding S.A. (FAB) currently trades at 25.80 PLN, while our model-based Fair Value estimate is 25.70 PLN, implying the stock looks roughly 0.4% fairly valued today.
Show more
Valuation
Bull case: the Dividend Discount group reads highest at a median of 40.77 PLN per share, and 16 of the 26 models we run sit above the 25.80 PLN price.
Bear case: the Asset-Based group reads lowest at 6.71 PLN, and 10 of the 26 models stay below the price. Evidence for this calculation is high.
Scenario range: 19.28 PLN (bear) to 31.27 PLN (bull), the price of 25.80 PLN sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Technology sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Fabrity Holding S.A. reported revenue of 67.1M PLN in FY2025 versus 40.7M PLN in FY2021, a compound +13.3%/yr. Reported net income was 3.8M PLN in FY2025, compounding −4.0%/yr from FY2021.
Key figures
Market cap 71.7M PLN (≈ $18.7M) · P/E ratio 17.2 · P/S ratio 0.98 · EPS (TTM) 1.50 PLN · Dividend yield 7.8% · Net margin 5.7% · Return on equity 12.5% · Return on assets (EBIT) 10.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 4% below its 52-week high and 21% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −14% fair-value upside, at 0%, FAB screens cheaper than that median.
Fair Value models
Bear 19.28 PLNFair Value 25.70 PLNBull 31.27 PLN
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−10.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+7.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−8.4%
Start year 2020 (pandemic). Over 10 years: −2.6% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+9.1%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+2.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year−5.2%
Dividend (yield on the price)7.8%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−5% vs 8%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.8% → 6%
Start year 2020 (pandemic)
⚠ Revenue per share shrinking 1.3%/yr over ~10Y (margins intact) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
Price in line with expectations
The price assumes about as much growth as the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−9.5%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −12.3% a year for the price.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 721 stocks
Beats the industry median on 12/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score66 · Top 25%
Fair Value upside−1% · Above median
Profitability
Return on equity (TTM)13% · Above median
Return on assets6% · Top 25%
Net margin (TTM)6% · Above median
Operating margin (TTM)6% · Above median
Growth and dividend
Revenue growth−12% · Bottom 25%
Dividend yield (TTM)7.8% · Top 25%
Valuation Multiplesvs Software - Application median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Fabrity Holding S.A. (FAB) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of 25.70 PLN versus a price of 25.80 PLN, about −0% upside (fairly valued).
What is the fair value of FAB?
Our model-based fair value for Fabrity Holding S.A. is 25.70 PLN (as of Sep 24, 2026), built from audited fundamentals. The current price: 25.80 PLN.
What is the quality score of FAB?
Fabrity Holding S.A. has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Fabrity Holding S.A. (FAB)?
Our model-based price target is the fair value of 25.70 PLN (as of Sep 24, 2026) from 26 valuation models. Cautious scenario 19.28 PLN, optimistic scenario 31.27 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Fabrity Holding S.A. stock forecast for 2026?
Our models put fair value at 25.70 PLN, about −0% upside versus a price of 25.80 PLN (fairly valued). Cautious scenario 19.28 PLN, optimistic scenario 31.27 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Fabrity Holding S.A. (FAB)?
Fabrity Holding S.A. reported trailing-twelve-month revenue of about 67.1M PLN (latest available figure, as of Sep 24, 2026).
Does Fabrity Holding S.A. pay a dividend?
Fabrity Holding S.A. currently shows a dividend yield of about 7.75% relative to its recent price (as of Sep 24, 2026).
What growth is priced into Fabrity Holding S.A. (FAB)?
For today's price to be fair in a discounted-cash-flow model, Fabrity Holding S.A. would have to grow free cash flow by -9.5 % per year for five years (discount rate 9.3 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew -8.4 % per year. As of Sep 24, 2026.
What discount rate (WACC) does the fair value of FAB use?
Our models discount Fabrity Holding S.A. at 9.3 %: a base by market capitalisation (nano), damped by beta 0.07, country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Fabrity Holding S.A. that is -9.5 % per year a year over ten years, using the same discount rate (9.3 %) and the same formula as our fair value.
How much growth has Fabrity Holding S.A. (FAB) delivered so far?
Over the past 5 years revenue at Fabrity Holding S.A. grew -8.4 % a year. The price currently implies -9.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Fabrity Holding S.A. (FAB) growing?
The median revenue growth in the sector is +3.3 % a year. That is the yardstick for the growth priced into Fabrity Holding S.A. (-9.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Fabrity Holding S.A. (FAB)?
The free-cash-flow yield on the price is 10.77 %: that much free cash flow Fabrity Holding S.A. produces per unit of market value. When it exceeds the discount rate of our models (9.3 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Fabrity Holding S.A. (FAB)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Fabrity Holding S.A. it is 25.70 PLN per share (as of Sep 24, 2026), against a price of 25.80 PLN. It is the blended result of 26 valuation models (cash flow, earnings, asset, dividend).
Is Fabrity Holding S.A. stock overvalued or undervalued in 2026?
As of Sep 24, 2026, FAB trades above its calculated fair value: price 25.80 PLN, fair value 25.70 PLN, a gap of about −0% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of FAB?
No. The price is what the market pays today (25.80 PLN); the fair value is what the company's own numbers justify (25.70 PLN). For Fabrity Holding S.A. the two are 0.1040 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is Fabrity Holding S.A. worth?
The market values Fabrity Holding S.A. at about 71.7M PLN (market capitalisation, as of Sep 24, 2026). Per share that is 25.80 PLN; our models calculate a fair value of 25.70 PLN per share.
What do the bullish and bearish scenarios say about FAB?
Our models span a range for Fabrity Holding S.A.: cautious scenario 19.28 PLN, base 25.70 PLN, optimistic 31.27 PLN per share (as of Sep 24, 2026, price 25.80 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of FAB?
Fabrity Holding S.A. trades at a price-to-earnings ratio of 17.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 25.70 PLN is built from several models across several years. Other multiples: P/B 0.7, P/S 0.3, EV/EBITDA 1.2.
How solid is the balance sheet of Fabrity Holding S.A. (FAB)?
Balance-sheet figures for Fabrity Holding S.A. (as of Sep 24, 2026): return on equity 12.5%. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is FAB from its 52-week high?
Fabrity Holding S.A. trades at 25.80 PLN, about 4% below its 52-week high of 27.00 PLN and 21% above the low of 21.31 PLN (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of 25.70 PLN is for.
Which stocks are comparable to Fabrity Holding S.A.?
From the same area (Technology) we also value SAP SE, Shopify Inc, Uber Technologies, Inc, Salesforce, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Fabrity Holding S.A. stock attractive at the current price?
The data as of Sep 24, 2026: price 25.80 PLN, calculated fair value 25.70 PLN (−0%), Quality Score 66/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of FAB calculated?
We run Fabrity Holding S.A. through 26 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 25.70 PLN, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Fabrity Holding S.A. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Fabrity Holding S.A. (FAB)?
The closing price on Sep 24, 2026 was 25.80 PLN. Our model-based fair value is 25.70 PLN, about −0% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Fabrity Holding S.A. right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. The price sits in the upper half of our model range, so the margin of safety is thin. The data supports the verdict: every model runs on fully documented inputs.
Where does the earnings growth of Fabrity Holding S.A. (FAB) come from?
Earnings per share at Fabrity Holding S.A. grew +20.3 % a year from 2014 to 2024. Broken into its drivers: revenue per share −2.4 %, EBIT margin +24.1 %, tax rate +1.3 %, residual (interest, one-offs) −1.9 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Fabrity Holding S.A.
How large is the market capitalisation of Fabrity Holding S.A. (FAB)?
The market capitalisation of Fabrity Holding S.A. is 71.7M PLN (≈ $18.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Fabrity Holding S.A. (FAB)?
The price-to-sales ratio of Fabrity Holding S.A. is 0.98 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Fabrity Holding S.A. (FAB)?
Earnings per share at Fabrity Holding S.A. are 1.50 PLN (price ÷ EPS = P/E 17.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Fabrity Holding S.A. (FAB)?
The dividend yield of Fabrity Holding S.A. is 7.8% (payout 133%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Fabrity Holding S.A. (FAB)?
The net margin of Fabrity Holding S.A. is 5.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Fabrity Holding S.A. (FAB)?
The return on equity (ROE) of Fabrity Holding S.A. is 12.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Fabrity Holding S.A. (FAB)?
On an EBIT basis the return on assets of Fabrity Holding S.A. is 10.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Fabrity Holding S.A. (FAB)?
The operating margin of Fabrity Holding S.A. is 6.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Fabrity Holding S.A. (FAB)?
Revenue at Fabrity Holding S.A. is growing −11.9% versus a year earlier (3y avg +7.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Fabrity Holding S.A. (FAB)?
Earnings per share at Fabrity Holding S.A. are growing +506% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Fabrity Holding S.A. (FAB) hold?
Fabrity Holding S.A. holds more cash than debt, 11.8M PLN net (fiscal year 2024). The company holds more cash than debt, a safety cushion.
Free · no account needed
Watch Fabrity Holding S.A. in the live analysis
One click puts Fabrity Holding S.A. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.
