FISV Fair Value & Analysis
Technology · US · Market cap $27.6B
FISV
FISV · US
Fair value as of: Jul 18, 2026
From 24 valuation models · updated 21 days ago
Share price +2.7% over the past month.
Below-average quality, screening 54% undervalued on our models.
What matters now
- The model range is unusually wide ($45.81 to $136.79). The outcome hinges heavily on assumptions, so read the point estimate with caution.
- Solid quality (47/100) at a price below fair value, the discount is the argument here, not the business quality.
Price vs Fair Value (5 years)
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.
How to read this chart
60‑month range $47.18 – $237.79 · fair‑value band $45.81 – $136.79 · the $54.11 price screens below the $83.47 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 18, 2026.
Analysis
FISV (FISV) currently trades at $54.11, while our model-based Fair Value estimate is $83.47, implying the stock looks roughly 54.3% undervalued today. We read business quality at 47/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.
Net debt stands at $28.3B. The stock trades on a trailing P/E of 9.3. Fundamentals as of Jul 18, 2026
Our scenario range runs from $45.81 (bear case) to $136.79 (bull case); at $54.11, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 69% below its 52-week high and 4% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -46% fair-value upside, at 54%, FISV screens cheaper than that median.
Fair Value models
Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.
All 24 models by family
Widest divergence: Growth Earnings ($117.36) versus Asset-Based ($31.88). Highest evidence: Growth DCF (80).
Key figures & financial health
Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.
Quality Score breakdown
Of which business quality 60 · Market factors (momentum, volatility) 9
Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
FISV reported revenue of $21.2B in FY2025 versus $16.2B in FY2021, a compound +6.9%/yr. Reported net income was $3.5B in FY2025, compounding +27.1%/yr from FY2021.
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Recent news
External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.
- Fiserv Inc (FISV) (Q2 2026) Earnings Call Highlights: Strategic Investments and Portfolio ...
- FISV Q2 Earnings Miss Estimates on Margin Pressure, Revenues Decline
Peer Group
Financials · 3347 stocks
How this stock ranks against its sector: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median. (Industry “Software” was too small, so the broader sector is used.)
Valuation Multiples vs Financials median · lower = cheaper
Snowflake
Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.
Insider activity: 40/100
Values & ESG
Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.
ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.
Similar stocks
10 more Software stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).
| Stock | Price | Fair Value | vs Fair Value |
|---|---|---|---|
| NVIDIA Corporation NVDA | $211.80 | $96.91 | -54% |
| Apple Inc AAPL | $314.86 | $122.91 | -61% |
| Taiwan Semiconductor Manufacturing Company 2330 | 2,290 TWD | 1,325 TWD | -42% |
| Samsung Electronics Co 005930 | 255,000 KRW | 138,019 KRW | -46% |
| SK hynix Inc 000660 | 2,082,000 KRW | 1,109,311 KRW | -47% |
| MediaTek Inc 2454 | 3,740 TWD | 1,163 TWD | -69% |
| Delta Electronics, Inc 2308 | 1,880 TWD | 515.23 TWD | -73% |
| SK Square Co 402340 | 1,212,000 KRW | 868,000 KRW | -28% |
| Infosys Limited INFY | ₹1,156 | ₹1,457 | +26% |
| LG Electronics Inc 066570 | 179,000 KRW | 101,531 KRW | -43% |
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Frequently asked questions
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.
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