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The FUTR Corporation (FTRC) Fair Value & Analysis

Technology · CA · Market cap C$31.4M

TF The FUTR Corporation FTRC · V
PriceC$0.1500
Fair ValueC$0.0340
Upside-77.3%
Quality15/100
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Expensive Growth
Loss-making · -161.0% net margin
Low debt · negative free cash flow
Trails peers (0/10)
Narrow moat 12/100
Evidence: Low Range C$0.0255 – C$0.0425 Share as image

Fair value as of: Jun 24, 2026

From 1 valuation models · updated 51 days ago

Share price −16.7% over the past month.

Below-average quality, and screening another 77% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (C$0.0425). The favourable scenario is already priced in.
  • Weak quality (15/100) and above fair value at the same time, the margin of safety is missing on both counts.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
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Price vs Fair Value (5 years)

C$7.13 C$0.0050 Fair Value C$0.0340 Apr 2016 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jun 24, 2026.

How to read this chart

60‑month range C$0.0050 – C$7.13 · fair‑value band C$0.0255 – C$0.0425 · the C$0.1500 price screens above the C$0.0340 fair value. Dashed = 300-day average. As of Jun 24, 2026.

Full chart & analysis →

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Analysis

The FUTR Corporation (FTRC) currently trades at C$0.1500, while our model-based Fair Value estimate is C$0.0340, implying the stock looks roughly 77.3% overvalued today. The Quality Score stands at 15/100 (below-average quality), in the Technology sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: low).

Trailing-twelve-month revenue stands at C$8.1M. Revenue declined 24.5% year over year. Fundamentals as of Jun 24, 2026

Our scenario range runs from C$0.0255 (bear case) to C$0.0425 (bull case); at C$0.1500, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 64% below its 52-week high, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -59% fair-value upside, at -77%, FTRC screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
NCAV (Graham) C$0.0100 50
All 1 models by family
Asset-Based
NCAV (Graham) C$0.0100 50

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Key figures & financial health

Revenue (TTM) C$8.1M
Revenue growth (YoY) -24.5%
Net margin -161%
Free cash flow −C$3.6M FY2025
Operating margin -168%
EPS (TTM) C$-0.1600

Figures from reported company fundamentals · as of Jun 24, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 15/100

Of which business quality 19 · Market factors (momentum, volatility) 9

Profitability 28
Margins and returns on capital today
Quality Growth 27
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 28
Balance sheet, leverage, solvency risk
Investment 35
Disciplined investing over empire-building
Low Volatility 26
Calm price path (market factor)
Momentum 3
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

The FUTR Corporation operates as a consumer-centric platform for data valuation and monetization. Its AI Agent App focuses on putting money back in consumer's wallets through a data monetization rewards system, as well as agent-driven smart payment management. The company was formerly known as Hank Payments Corp.

Full company description

The FUTR Corporation operates as a consumer-centric platform for data valuation and monetization. Its AI Agent App focuses on putting money back in consumer's wallets through a data monetization rewards system, as well as agent-driven smart payment management. The company was formerly known as Hank Payments Corp. and changed its name to The FUTR Corporation in April 2025. The company is headquartered in Toronto, Canada.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2022 – FY2025 · reported fiscal years

The FUTR Corporation reported revenue of C$8.3M in FY2025 versus C$5.3M in FY2022, a compound +16.0%/yr. Reported net income was −C$6.9M in FY2025.

Growth Quality 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
C$8.3M
Latest YoY
+13.0%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+16.0%
Revenue +16.0%/yr
FY22 C$5.3M
FY23 C$5.9M
FY24 C$7.4M
FY25 C$8.3M
Net income
FY22 −C$11.4M
FY23 −C$3.5M
FY24 −C$2.1M
FY25 −C$6.9M

FTRC screens 77% overvalued. Compare with Microsoft Corporation →

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Cite: Fair Value Calculator (2026). "The FUTR Corporation Fair Value". https://www.fairvalue-calculator.com/stock/FTRC

Peer Group

Software - Infrastructure · 370 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 19 · Bottom 25%
Fair Value upside −77% · Bottom 25%
Return on assets -52% · Bottom 25%
Net margin (TTM) -161% · Bottom 25%
Operating margin (TTM) -168% · Bottom 25%
Revenue growth -25% · Bottom 25%
Debt / equity 0.35× · Higher than median

Valuation Multiples vs Software - Infrastructure median · lower = cheaper

P/B 22.51× · Pricier than 75% of peers
P/S (TTM) 2.78× · Pricier than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 0
FUTURE 0 · sector 49
PAST 0 · sector 14
HEALTH 82 · sector 99
DIVIDEND 0 · sector 28

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate (as of Jun 24, 2026).

Stock Price Fair Value vs Fair Value
Microsoft Corporation MSFT $506.06 $365.74 -28%
Oracle Corporation ORAC C$7.22 C$2.34 -68%
Fortinet, Inc FTNT $160.84 $61.46 -62%
Synopsys, Inc 1SNPS €358.00 €93.61 -74%
Block, Inc XYZ A$111.01 A$70.69 -36%
Range Intelligent Computing Technology Group 300442 ¥67.70 ¥30.89 -54%
Oracle Financial Services Software Limited OFSS ₹11,679 ₹6,897 -41%
360 Security Technology Inc 601360 ¥9.58 ¥1.05 -89%
One97 Communications Limited PAYTM ₹1,610 ₹241.68 -85%
PT GoTo Gojek Tokopedia Tbk GOTO 50.00 IDR 20.41 IDR -59%

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Frequently asked questions

Is The FUTR Corporation (FTRC) overvalued or undervalued?
As of Jun 24, 2026, our model estimates a fair value of C$0.0340 versus a price of C$0.1500, about −77% (overvalued).
What is the fair value of FTRC?
Our model-based fair value for The FUTR Corporation is C$0.0340 (as of Jun 24, 2026), built from audited fundamentals. The current price is C$0.1500.
What is the quality score of FTRC?
The FUTR Corporation has a Quality Score of 15/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of The FUTR Corporation (FTRC)?
The FUTR Corporation reported trailing-twelve-month revenue of about C$8.1M (latest available figure, as of Jun 24, 2026).
What is the net profit margin of FTRC?
The net profit margin of The FUTR Corporation is about -161.0%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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