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Generalfinance S.p.A (GF) Fair Value & Analysis

Financial Services · IT · Market cap €341M

Price€28.40
Fair Value€21.12
Upside-25.6%
Quality95/100
Evidence: High Range €21.12 – €41.86

Fair value as of: Jun 26, 2026

Analysis

Generalfinance S.p.A (GF) currently trades at €28.40, while our model-based Fair Value estimate is €21.12 — implying the stock looks roughly 25.6% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).

About the company

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990. The company was incorporated in 1982 and is based in Milan, Italy.

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Frequently asked questions

Is Generalfinance S.p.A (GF) undervalued?
As of Jun 26, 2026, our model estimates a fair value of €21.12 versus a price of €28.40 — about −26% (overvalued). Model-based estimate, not financial advice.
What is the fair value of GF?
Our 21-model fair value for Generalfinance S.p.A is €21.12 (as of Jun 26, 2026), built from audited fundamentals. The current price is €28.40.
What is the quality score of GF?
Generalfinance S.p.A has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.