Housing Development and Infrastructure Limited (HDIL) fair value: what the stock is really worth
As of Sep 30, 2026: fair value of Housing Development and Infrastructure Limited ₹1.47, price ₹1.47, upside +0.1%, quality 37 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range ₹1.45 – ₹8.90 · fair‑value band ₹1.34 – ₹1.60 · the ₹1.47 price screens below the ₹1.47 fair value. Dashed = 300-day average. As of Sep 27, 2026.
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Housing Development and Infrastructure Limited engages in the real estate construction, development, and other related activities in India. The company's residential projects include apartment complexes, towers, and townships; commercial projects comprise office spaces and multiplex cinemas; and retail projects consists of shopping malls.
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Housing Development and Infrastructure Limited engages in the real estate construction, development, and other related activities in India. The company's residential projects include apartment complexes, towers, and townships; commercial projects comprise office spaces and multiplex cinemas; and retail projects consists of shopping malls. It also develops slum rehabilitation projects. The company was incorporated in 1996 and is based in Mumbai, India.
Stock analysis
Housing Development and Infrastructure Limited (HDIL) currently trades at ₹1.47, while our model-based Fair Value estimate is ₹1.47, so the stock looks roughly fairly valued today (gap 0.1%).
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Valuation
How firm this estimate is: it rests on 5 models at a data quality of 95/100, which puts the evidence level at low.
Scenario range: ₹1.34 (bear) to ₹1.60 (bull), the price of ₹1.47 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 37/100 (below-average quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Housing Development and Infrastructure Limited reported revenue of ₹340M in FY2025 versus ₹8.5M in FY2021, a compound +151.1%/yr. Reported net income was −₹113K in FY2025.
Key figures
Market cap ₹825M (≈ $8.6M) · P/S ratio 4.98 · EPS (TTM) ₹−0.0200 · Net margin 0.0% · Return on assets (EBIT) −0.2% · Operating margin −324% · Revenue (TTM) ₹165M · Revenue growth (YoY) −13.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).
What moves the price
The share trades about 51% below its 52-week high and 1% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −48% fair-value upside, at 0%, HDIL screens cheaper than that median.
Fair Value models
Bear ₹1.34Fair Value ₹1.47Bull ₹1.60
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.36/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+2,003.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+150.7%
Revenue growth 23 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+11.8%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
54.5% (2019) → −717.5% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Compare Housing Development and Infrastructure Limited with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Diversified · 133 stocks
Beats the industry median on 1/6 measures
Overall it trails its industry peers.
Valuation
Quality Score38 · Bottom 25%
Fair Value upside+0.0% · Below median
Profitability
Return on equity (TTM)Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets0.0% · Bottom 25%
Net margin (TTM)−5.4% · Bottom 25%
Growth and dividend
Revenue growth−13.5% · Bottom 25%
Balance sheet
Debt / equityNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Valuation Multiplesvs Real Estate - Diversified median · lower = cheaper
P/BNegative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (TTM)0.05× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)33· sector 42
FUTURE (revenue growth)0· sector 24
PAST (return on equity)0· sector 20
HEALTH (low debt)0· sector 74
DIVIDEND (yield)0· sector 61
PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Housing Development and Infrastructure Limited Fair Value". https://www.fairvalue-calculator.com/stock/HDIL
Frequently asked questions
Is Housing Development and Infrastructure Limited (HDIL) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of ₹1.47 versus a price of ₹1.47, about +0% upside (fairly valued).
What is the fair value of HDIL?
Our model-based fair value for Housing Development and Infrastructure Limited is ₹1.47 (as of Sep 27, 2026), built from audited fundamentals. The current price: ₹1.47.
What is the quality score of HDIL?
Housing Development and Infrastructure Limited has a Quality Score of 37/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Housing Development and Infrastructure Limited (HDIL)?
Our model-based price target is the fair value of ₹1.47 (as of Sep 27, 2026) from 3 valuation models. Cautious scenario ₹1.34, optimistic scenario ₹1.60. It is a calculation from audited fundamentals, not an analyst target.
What is the Housing Development and Infrastructure Limited stock forecast for 2026?
Our models put fair value at ₹1.47, about +0% upside versus a price of ₹1.47 (fairly valued). Cautious scenario ₹1.34, optimistic scenario ₹1.60. The calculation is refreshed regularly with new filings.
What is the revenue of Housing Development and Infrastructure Limited (HDIL)?
Housing Development and Infrastructure Limited reported trailing-twelve-month revenue of about ₹165M (latest available figure, as of Sep 27, 2026).
What is the intrinsic value of Housing Development and Infrastructure Limited (HDIL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Housing Development and Infrastructure Limited it is ₹1.47 per share (as of Sep 27, 2026), against a price of ₹1.47. It is the blended result of 3 valuation models (cash flow, earnings, asset, dividend).
Is Housing Development and Infrastructure Limited stock overvalued or undervalued in 2026?
As of Sep 27, 2026, HDIL trades below its calculated fair value: price ₹1.47, fair value ₹1.47, a gap of about +0% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HDIL?
No. The price is what the market pays today (₹1.47); the fair value is what the company's own numbers justify (₹1.47). For Housing Development and Infrastructure Limited the two are ₹0.0010 per share apart. That gap is exactly why we show both numbers side by side.
How much is Housing Development and Infrastructure Limited worth?
The market values Housing Development and Infrastructure Limited at about ₹825M (market capitalisation, as of Sep 27, 2026). Per share that is ₹1.47; our models calculate a fair value of ₹1.47 per share.
What do the bullish and bearish scenarios say about HDIL?
Our models span a range for Housing Development and Infrastructure Limited: cautious scenario ₹1.34, base ₹1.47, optimistic ₹1.60 per share (as of Sep 27, 2026, price ₹1.47). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Housing Development and Infrastructure Limited (HDIL)?
Balance-sheet figures for Housing Development and Infrastructure Limited (as of Sep 27, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 37/100, which measures business quality independently of the share price.
How far is HDIL from its 52-week high?
Housing Development and Infrastructure Limited trades at ₹1.47, about 51% below its 52-week high of ₹3.01 and 1% above the low of ₹1.45 (as of Sep 30, 2026). Distance from the high says nothing about value: that is what the fair value of ₹1.47 is for.
Which stocks are comparable to Housing Development and Infrastructure Limited?
From the same area (Real Estate) we also value Swiss Prime Site AG, Central Pattana Public Company, The Phoenix Mills Limited, Prestige Estates Projects Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Housing Development and Infrastructure Limited stock attractive at the current price?
The data as of Sep 27, 2026: price ₹1.47, calculated fair value ₹1.47 (+0%), Quality Score 37/100, from 3 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of HDIL calculated?
We run Housing Development and Infrastructure Limited through 3 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹1.47, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.7 % above its aggregate fair value. Housing Development and Infrastructure Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Housing Development and Infrastructure Limited (HDIL)?
The closing price on Sep 30, 2026 was ₹1.47. Our model-based fair value is ₹1.47, about +0% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Housing Development and Infrastructure Limited right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Key figures of Housing Development and Infrastructure Limited
How large is the market capitalisation of Housing Development and Infrastructure Limited (HDIL)?
The market capitalisation of Housing Development and Infrastructure Limited is ₹825M (≈ $8.6M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Housing Development and Infrastructure Limited (HDIL)?
The price-to-sales ratio of Housing Development and Infrastructure Limited is 4.98 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Housing Development and Infrastructure Limited (HDIL)?
Earnings per share at Housing Development and Infrastructure Limited are ₹−0.0200. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Housing Development and Infrastructure Limited (HDIL)?
The net margin of Housing Development and Infrastructure Limited is 0.0% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the EBIT return on assets of Housing Development and Infrastructure Limited (HDIL)?
On an EBIT basis the return on assets of Housing Development and Infrastructure Limited is −0.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Housing Development and Infrastructure Limited (HDIL)?
The operating margin of Housing Development and Infrastructure Limited is −324% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Housing Development and Infrastructure Limited (HDIL)?
Revenue at Housing Development and Infrastructure Limited is growing −13.5% versus a year earlier (3y avg +151%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Housing Development and Infrastructure Limited (HDIL)?
Earnings per share at Housing Development and Infrastructure Limited are growing −67.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Housing Development and Infrastructure Limited (HDIL) generate?
The free cash flow of Housing Development and Infrastructure Limited is −₹4.1M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Housing Development and Infrastructure Limited (HDIL) carry?
The net debt of Housing Development and Infrastructure Limited is ₹24.7B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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