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Havila Kystruten AS (HKY) Fair Value & Analysis

Consumer Cyclical · NO · Market cap 993M NOK

HK Havila Kystruten AS HKY · OL
Pricekr 55.50
Fair Valuekr 78.18
Upside+40.9%
Quality54/100
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Mixed Growth
Loss-making · -48.9% net margin
Negative equity (buybacks among others) · generates free cash flow
Ranks above peers (9/10)
Narrow moat 40/100
Evidence: Medium Range kr 15.64 – kr 143.50 Share as image

Fair value as of: Jul 12, 2026

From 8 valuation models · updated 29 days ago

Share price −4.3% over the past month.

A solid business, screening 41% undervalued on our models.

What matters now

  • The model range is unusually wide (kr 15.64 to kr 143.50). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality.
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Price vs Fair Value (5 years)

kr 1,000 kr 23.60 Fair Value kr 78.18 Aug 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 12, 2026.

How to read this chart

60‑month range kr 23.60 – kr 1,000 · fair‑value band kr 15.64 – kr 143.50 · the kr 55.50 price screens below the kr 78.18 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 12, 2026.

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Analysis

Havila Kystruten AS (HKY) currently trades at kr 55.50, while our model-based Fair Value estimate is kr 78.18, implying the stock looks roughly 40.9% undervalued today. The Quality Score stands at 54/100 (solid quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: medium), always confirm before acting.

Over the trailing twelve months, Havila Kystruten AS generated revenue of 1.8B NOK at a net margin of -48.9%. Revenue grew 11.8% year over year. Net debt stands at 3.1B NOK. Fundamentals as of Jul 12, 2026

Our scenario range runs from kr 15.64 (bear case) to kr 143.50 (bull case); at kr 55.50, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 23% below its 52-week high and 22% above its 52-week low, currently below its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -16% fair-value upside, at 41%, HKY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF kr 102.23 kr 367.52 80
Rev-Margin DCF kr 148.53 74
EV/EBITDA kr 28.23 54
All 8 models by family
DCF Models
FCF DCF kr 62.78 kr 402.74 38
5Y Revenue Exit kr 74.55 39
5Y EBITDA Exit kr 68.25 kr 365.49 41
10Y Revenue Exit kr 20.88 kr 94.71 36
10Y EBITDA Exit kr 167.16 kr 571.38 37
Multiples
EV/EBITDA kr 28.23 54
Growth DCF
Growth DCF kr 102.23 kr 367.52 80
Rev-Margin DCF kr 148.53 74

Widest divergence: Growth DCF (kr 102.23) versus DCF Models (kr 62.78). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 1.8B NOK
Revenue growth (YoY) +11.8%
Net margin -48.9%
Return on equity -1,101%
Free cash flow 311M NOK FY2025
Operating margin 16.0%
More key figures
EPS (TTM) kr -51.86
Net debt 3.1B NOK FY2024

Figures from reported company fundamentals · as of Jul 12, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 54/100

Of which business quality 50 · Market factors (momentum, volatility) 47

Profitability 21
Margins and returns on capital today
Quality Growth 42
Are margins and returns improving?
Cashflow 75
Earnings quality: real cash, not paper profit
Fin. Strength 4
Balance sheet, leverage, solvency risk
Investment 88
Disciplined investing over empire-building
Low Volatility 68
Calm price path (market factor)
Momentum 42
Price trend over the last 3–12 months (market factor)
52W Momentum 30
Distance to the 52-week high (market factor)
Net Issuance 100
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Havila Kystruten AS operates as a shipping company in Norway. The company offers voyages and onboard travel services, as well as activities. It also sells food, souvenirs, and other products on board the ships. The company was founded in 2017 and is headquartered in Fosnavåg, Norway. Havila Kystruten AS is a subsidiary of Havila Holding AS.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Havila Kystruten AS reported revenue of kr 1.8B in FY2025 versus kr 44.6M in FY2021, a compound +151.1%/yr. Reported net income was −kr 1.1B in FY2025.

Growth Quality 56/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
1.8B NOK
Latest YoY
+16.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+74.8%
Revenue +151.1%/yr
FY21 kr 44.6M
FY22 kr 332M
FY23 kr 764M
FY24 kr 1.5B
FY25 kr 1.8B
Net income
FY21 −kr 110M
FY22 −kr 675M
FY23 −kr 913M
FY24 −kr 788M
FY25 −kr 1.1B

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Cite: Fair Value Calculator (2026). "Havila Kystruten AS Fair Value". https://www.fairvalue-calculator.com/stock/HKY

Peer Group

Travel Services · 90 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 54 · Above median
Fair Value upside +41% · Above median
Return on assets 7% · Top 25%
Net margin (TTM) -49% · Bottom 25%
Operating margin (TTM) 16% · Top 25%
Revenue growth 12% · Above median

Valuation Multiples vs Travel Services median · lower = cheaper

P/S (TTM) 0.06× · Cheaper than 75% of peers
P/FCF 0.3× · Cheaper than 75% of peers
EV/EBITDA 7.1× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 88 · sector 19
FUTURE 59 · sector 25
PAST 0 · sector 36
HEALTH 100 · sector 97
DIVIDEND 0 · sector 36

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Travel Services stocks, each showing price versus our Fair Value estimate (as of Jul 12, 2026).

Stock Price Fair Value vs Fair Value
Booking Holdings BKNG $182.80 $152.94 -16%
Airbnb, Inc ABNB $148.62 $57.47 -61%
Royal Caribbean Cruises Ltd RCL $286.96 $215.19 -25%
Viking Holdings VIK $100.69 $43.51 -57%
Carnival Corporation CCL $26.41 $31.36 +19%
Expedia Group EXPE $268.77 $248.63 -7%
Trip.com Group TCOM $42.45 $88.82 +109%
Norwegian Cruise Line Holdings NCLH $19.46 $20.28 +4%
Global Business Travel Group GBTG $9.40 $4.17 -56%
Travel + Leisure Co TNL $73.27 $27.29 -63%

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Frequently asked questions

Is Havila Kystruten AS (HKY) overvalued or undervalued?
As of Jul 12, 2026, our model estimates a fair value of kr 78.18 versus a price of kr 55.50, about +41% (undervalued).
What is the fair value of HKY?
Our model-based fair value for Havila Kystruten AS is kr 78.18 (as of Jul 12, 2026), built from audited fundamentals. The current price is kr 55.50.
What is the quality score of HKY?
Havila Kystruten AS has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Havila Kystruten AS (HKY)?
Havila Kystruten AS reported trailing-twelve-month revenue of about 1.8B NOK (latest available figure, as of Jul 12, 2026).
What is the net profit margin of HKY?
The net profit margin of Havila Kystruten AS is about -48.9%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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