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Halk Gayrimenkul Yatirim Ortakligi A.S (HLGYO) Fair Value & Analysis

Real Estate · TR · Market cap 26.7B TRY

HG Halk Gayrimenkul Yatirim Ortakligi A.S HLGYO · IS
Price4.55 TRY
Fair Value6.42 TRY
Upside+41.1%
Quality51/100
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Expensive Growth
Highly profitable · 83.0% net margin
Low debt · negative free cash flow
Ranks above peers (8/13)
Moderate moat 64/100
Evidence: High Range 4.55 TRY – 8.30 TRY Share as image

Fair value as of: Aug 8, 2026

From 15 valuation models · updated yesterday

Share price −14.0% over the past month.

A solid business, screening 41% undervalued on our models.

What matters now

  • Solid quality (51/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range (4.55 TRY to 8.30 TRY) leaves room in how you read the outcome.
  • As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
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Price vs Fair Value (5 years)

6.00 TRY 0.7000 TRY Fair Value 6.42 TRY Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 8, 2026.

How to read this chart

60‑month range 0.7000 TRY – 6.00 TRY · fair‑value band 4.55 TRY – 8.30 TRY · the 4.55 TRY price screens below the 6.42 TRY fair value. Dashed = 300-day average. As of Aug 8, 2026.

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Analysis

Halk Gayrimenkul Yatirim Ortakligi A.S (HLGYO) currently trades at 4.55 TRY, while our model-based Fair Value estimate is 6.42 TRY, implying the stock looks roughly 41.1% undervalued today. The Quality Score stands at 51/100 (solid quality), in the Real Estate sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Halk Gayrimenkul Yatirim Ortakligi A.S generated revenue of 15.0B TRY at a net margin of 83.0%. Revenue declined 75.5% year over year. It earns a return on equity of 25.7%. Net debt stands at 6.3B TRY. Fundamentals as of Aug 8, 2026

Our scenario range runs from 4.55 TRY (bear case) to 8.30 TRY (bull case); at 4.55 TRY, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 25% below its 52-week high and 49% above its 52-week low, currently below its 200-day average. For context, the median of 10 Real Estate peers we cover trades at -22% fair-value upside, at 41%, HLGYO screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Residual Income 4.76 TRY 6.42 TRY 37.75 TRY 76
ROIC Compounder 0.8774 TRY 1.03 TRY 1.16 TRY 72
Growth-Adj P/E 21.86 TRY 31.22 TRY 40.59 TRY 68
All 15 models by family
DCF Models
Owner Earnings 10.85 TRY 24.72 TRY 53.82 TRY 31
Earnings-Based
Graham-Dodd 4.71 TRY 32.83 TRY 46.07 TRY 54
Lynch FV 16.96 TRY 24.23 TRY 31.50 TRY 50
PEG = 1.0 16.96 TRY 24.23 TRY 31.50 TRY 46
EPV 0.8774 TRY 1.03 TRY 1.16 TRY 59
Multiples
P/E Multiple 10.39 TRY 13.85 TRY 17.31 TRY 63
P/S Multiple 1.94 TRY 2.58 TRY 3.22 TRY 58
P/B Multiple 6.37 TRY 8.49 TRY 10.61 TRY 55
EV/EBIT 1.39 TRY 1.86 TRY 2.33 TRY 53
EV/EBITDA 1.02 TRY 1.36 TRY 1.71 TRY 54
EV/Revenue 0.9324 TRY 1.34 TRY 1.75 TRY 43
Asset-Based
NCAV (Graham) 1.42 TRY 1.90 TRY 2.83 TRY 50
Economic Profit
Residual Income 4.76 TRY 6.42 TRY 37.75 TRY 76
ROIC Compounder 0.8774 TRY 1.03 TRY 1.16 TRY 72
Growth Earnings
Growth-Adj P/E 21.86 TRY 31.22 TRY 40.59 TRY 68

Widest divergence: Growth Earnings (31.22 TRY) versus Economic Profit (1.03 TRY). Highest evidence: Residual Income (76).

Key figures & financial health

Revenue (TTM) 15.0B TRY
Revenue growth (YoY) -75.5%
Net margin 83.0%
Return on equity 25.7%
Free cash flow −3.8B TRY FY2025
P/E ratio 1.4
More key figures
Operating margin 10.1%
EPS (TTM) 3.26 TRY
EPS growth (YoY) -43.8%
Net debt 6.3B TRY FY2025

Figures from reported company fundamentals · as of Aug 8, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100

Of which business quality 44 · Market factors (momentum, volatility) 57

Profitability 59
Margins and returns on capital today
Quality Growth 80
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 53
Balance sheet, leverage, solvency risk
Investment 33
Disciplined investing over empire-building
Low Volatility 61
Calm price path (market factor)
Momentum 53
Price trend over the last 3–12 months (market factor)
52W Momentum 60
Distance to the 52-week high (market factor)
Net Issuance 50
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Halk Gayrimenkul Yatirim Ortakligi A.S operates as a subsidiary of Turkiye Halk Bankasi A.S.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Halk Gayrimenkul Yatirim Ortakligi A.S reported revenue of 19.8B TRY in FY2025 versus 105M TRY in FY2021, a compound +270.8%/yr. Reported net income was 13.3B TRY in FY2025, compounding +143.4%/yr from FY2021.

Growth Quality 62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Latest Revenue (FY 2025)
19.8B TRY
Latest YoY
+762.3%
Avg. growth/yr (3Y)
+392.8%
Avg. growth/yr (5Y)
+164.8%
Avg. growth/yr (14Y)
+65.3%
Revenue +270.8%/yr
FY21 105M TRY
FY22 165M TRY
FY23 2.3B TRY
FY24 2.3B TRY
FY25 19.8B TRY
Net income +143.4%/yr
FY21 379M TRY
FY22 6.6B TRY
FY23 3.7B TRY
FY24 1.6B TRY
FY25 13.3B TRY

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Cite: Fair Value Calculator (2026). "Halk Gayrimenkul Yatirim Ortakligi A.S Fair Value". https://www.fairvalue-calculator.com/stock/HLGYO

Peer Group

REIT - Diversified · 165 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 52 · Below median
Fair Value upside +41% · Top 25%
Return on equity (TTM) 26% · Top 25%
Return on assets 2% · Below median
Net margin (TTM) 83% · Top 25%
Operating margin (TTM) 10% · Bottom 25%
Revenue growth -76% · Bottom 25%
Dividend yield (TTM) 0.0% · Bottom 25%
Debt / equity 0.08× · Lower than 75% of peers

Valuation Multiples vs REIT - Diversified median · lower = cheaper

P/E (TTM) 1.4× · Cheaper than 75% of peers
P/B 0.49× · Cheaper than median
P/S (TTM) 1.78× · Cheaper than 75% of peers
EV/EBITDA 13.5× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 88 · sector 13
FUTURE 0 · sector 13
PAST 100 · sector 20
HEALTH 96 · sector 72
DIVIDEND 0 · sector 97

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more REIT - Diversified stocks, each showing price versus our Fair Value estimate (as of Aug 8, 2026).

Stock Price Fair Value vs Fair Value
Goodman Group GMG A$29.11 A$7.37 -75%
VICI Properties Inc VICI $26.73 $41.74 +56%
W. P. Carey Inc WPC $76.69 $35.59 -54%
Charter Hall Group CHC A$21.90 A$11.46 -48%
Fibra Uno FUNO11 31.10 MXN 63.56 MXN +104%
COV COV €52.55 €62.39 +19%
The GPT Group GPT A$4.89 A$3.49 -29%
Mirvac Group MGR A$1.70 A$0.5700 -66%
KLCC Property Holdings 5235SS 8.85 MYR 6.91 MYR -22%
CRRUN CRRUN C$17.65 C$17.89 +1%

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Frequently asked questions

Is Halk Gayrimenkul Yatirim Ortakligi A.S (HLGYO) overvalued or undervalued?
As of Aug 8, 2026, our model estimates a fair value of 6.42 TRY versus a price of 4.55 TRY, about +41% (undervalued).
What is the fair value of HLGYO?
Our model-based fair value for Halk Gayrimenkul Yatirim Ortakligi A.S is 6.42 TRY (as of Aug 8, 2026), built from audited fundamentals. The current price is 4.55 TRY.
What is the quality score of HLGYO?
Halk Gayrimenkul Yatirim Ortakligi A.S has a Quality Score of 51/100. It combines two groups: business quality (profitability, growth, cash flow, balance-sheet strength) and market factors (price momentum, distance to the 52-week high, volatility). Both subtotals are shown separately in the detail view.
What is the revenue of Halk Gayrimenkul Yatirim Ortakligi A.S (HLGYO)?
Halk Gayrimenkul Yatirim Ortakligi A.S reported trailing-twelve-month revenue of about 15.0B TRY (latest available figure, as of Aug 8, 2026).
What is the net profit margin of HLGYO?
The net profit margin of Halk Gayrimenkul Yatirim Ortakligi A.S is about 83.0%, meaning it keeps roughly 83.0% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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