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IDFC First Bank Limited (IDFCFIRSTB) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of IDFC First Bank Limited ₹28.00, price ₹87.90, upside -68.2%, quality 31 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

Fair value above price? No
Good quality? No
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Financial Services · IN · ISIN INE092T01019

IF Thin data Sep 24, 2026

IDFC First Bank Limited

IDFCFIRSTB · NSE

Weakest SetupStrongly overvalued and low quality.

!Fair value ₹28.00 · Strongly overvalued (−68%)

!Quality 31/100

!Mixed Growth (revenue 5y +20.5 %/yr)

✓Highly profitable · 32.8% net margin (TTM)

✓Moderate debt · generates free cash flow

!Trails peers (2/14)

!Moderate moat 59/100

!Insider activity 45/100

!Evidence only low, so the estimate is less certain

!Weak on past: 15 out of 100

!Weak on dividend: 8 out of 100

26 models, one by oneBear ₹21.00 to bull ₹31.12 Growth analysisrevenue history, year by year Quality 31/100 in detail37 factors, each one shown Compared with its peersrank on every measure, side by side

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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range ₹29.05 – ₹98.88 · fair‑value band ₹21.00 – ₹31.12 · the ₹87.90 price screens above the ₹28.00 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments. The company offers treasury and forex solutions, including correspondent banking, FX, cross-border swift, government bonds and strips, liberalized remittance scheme, and external commercial borrowing solutions, as well as treasury solutions comprising forwards, options, and swaps. It also provides retail lending solutions, such as home loans, vehicle loans, consumer loans, education loans, personal loans, used car loans, gold loans, rural finance, and tractor finance; SME lending solutions that consist of loan against property, business banking, working capital loans, commercial vehicle loans, micro enterprise loans, trade advance, and startup banking; CASA and fixed deposits, which include current accounts, savings accounts, fixed deposits, nostro/vostro accounts, overdrafts, corporate salary accounts, accounts for ONDC, and escrow account; and NRI Banking that comprises NRE accounts, NRO accounts, seafarer accounts, FCNR deposits, and NRE/NRO deposits. In addition, the company offers wealth management and distribution solutions, including distribution of life insurance, general insurance, credit shield, health insurance, mutual funds, and AIFs; credit cards; and FASTag, such as tag issuer, toll acquirer, toll, parking, and fuel solutions. Further, it provides trade finance solutions that consist of letters of credit and discounting, bank guarantee, buyer's credit/SBLC, parking credit in foreign currency and INR, remittances, and pre and post shipment finance; supply chain financing; and transaction banking and CMS solutions. The company was formerly known as IDFC Bank Limited and changed its name to IDFC First Bank Limited in January 2019. IDFC First Bank Limited was founded in 1997 and is headquartered in Mumbai, India.

Stock analysis

IDFC First Bank Limited (IDFCFIRSTB) currently trades at ₹87.90, while our model-based Fair Value estimate is ₹28.00, implying the stock looks roughly 214.0% overvalued today.

Valuation

Bull case: the Economic Profit group reads highest at a median of ₹40.04 per share, and 0 of the 6 models we run sit above the ₹87.90 price.

Bear case: the Dividend Discount group reads lowest at ₹5.91, and 6 of the 6 models stay below the price. Evidence for this calculation is low.

Scenario range: ₹21.00 (bear) to ₹31.12 (bull), the price of ₹87.90 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 31/100 (below-average quality), in the Financial Services sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

IDFC First Bank Limited reported revenue of ₹484B in FY2026 versus ₹208B in FY2022, a compound +23.6%/yr. Reported net income was ₹16.1B in FY2026, compounding +86.8%/yr from FY2022. FY2022 was a trough year, so the rate overstates the trend.

Key figures

Market cap ₹753B (≈ $7.8B) · P/E ratio 45.8 · P/S ratio 1.52 · EPS (TTM) ₹1.92 · Dividend yield 0.4% · Net margin 3.3% · Return on equity 3.7% · Return on assets (EBIT) 0.8%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).

What moves the price

The share trades at its 52-week high and 49% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −38% fair-value upside, at −68%, IDFCFIRSTB screens richer than that median.

Fair Value models

Bear ₹21.00 Fair Value ₹28.00 Bull ₹31.12

Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.9117 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.

Highest evidence

Residual Income ₹40.85 ₹40.04 ₹35.25 76

DDM Multi-Stage ₹3.30 ₹5.91 ₹7.51 66

Gordon GGM ₹3.30 ₹7.21 ₹12.13 65

All 6 models by family

Dividend Discount

Gordon GGM ₹3.30 ₹7.21 ₹12.13 65

DDM Multi-Stage ₹3.30 ₹5.91 ₹7.51 66

Multiples

P/E Multiple ₹18.23 ₹24.30 ₹30.38 63

P/B Multiple ₹23.84 ₹31.78 ₹39.73 55

Asset-Based

NCAV (Graham) ₹27.51 ₹36.87 ₹55.03 54

Economic Profit

Residual Income ₹40.85 ₹40.04 ₹35.25 76

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Quality Score breakdown

Overall quality 31/100

Of which business quality 32 · Market factors (momentum, volatility) 77

Profitability 17

Margins and returns on capital today

Quality Growth 48

Are margins and returns improving?

Cashflow 76

Earnings quality: real cash, not paper profit

Fin. Strength 11

Balance sheet, leverage, solvency risk

Investment 36

Disciplined investing over empire-building

Low Volatility 81

Calm price path (market factor)

Momentum 71

Price trend over the last 3–12 months (market factor)

52W Momentum 81

Distance to the 52-week high (market factor)

Net Issuance 0

Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 86/100

Revenue is growing, but margins or cash flow do not fully confirm the trend.

Revenue growth 1 year

+11.0%

Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+21.1%

Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+20.5%

Start year 2021 (pandemic). Over 10 years: +28.2% a year

Revenue growth 10 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.

+28.2%

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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.

+28.8%

Earnings growth per share plus dividend.

Earnings per share, growth per year+28.4%

Dividend (yield on the price)0.4%

Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.28% vs −1%, picking up

Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 4%

Start year 2021 (pandemic)

Growth Forecast

A lot of optimism in the price

The price assumes less growth than the company has delivered so far and more than analysts expect.

What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).

+12.5%

Yearly growth needed for the next five years to justify today's price.

What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.

+5.9%

Yearly sales growth analysts expect, extended to five years.

After inflation (India: IMF forecast 4.1% a year to 2030, 4.7% from 2016 to 2025) that is about +8.0% a year for the price and +1.7% for the forecasts.

Forecast 2027 (sales)−28.0%

Forecast 2028 (sales)+20.0%

Projected 2029 (sales)+17.7%

Projected 2030 (sales)+15.5%

Projected 2031 (sales)+13.2%

IDFCFIRSTB screens 214% overvalued. Compare with DBS Group →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Banks - Regional · 1074 stocks

Beats the industry median on 2/14 measures

Overall it trails its industry peers.

Valuation

Quality Score 32 · Bottom 25%

Fair Value upside −67% · Bottom 25%

Profitability

Return on equity (TTM) 4% · Bottom 25%

Return on assets 0% · Bottom 25%

Net margin (TTM) 33% · Above median

Operating margin (TTM) 33% · Below median

Growth and dividend

Revenue growth −1% · Bottom 25%

Dividend yield (TTM) 0.4% · Bottom 25%

Balance sheet

Debt / equity 0.82× · Highest 25%

Valuation Multiplesvs Banks - Regional median · lower = cheaper

P/E (TTM) 45.8× · Priciest 25%

P/B 1.54× · Priciest 25%

P/S (TTM) 24.16× · Priciest 25%

P/FCF 0.1× · Cheapest 25%

EV/EBITDA 37.2× · Priciest 25%

Strength profile in five axes (Snowflake)

This stock

Sector peers

VALUE (fair-value potential)0 · sector 12

FUTURE (revenue growth)0 · sector 45

PAST (return on equity)15 · sector 41

HEALTH (low debt)59 · sector 85

DIVIDEND (yield)8 · sector 53

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Banks - Regional stocks, each showing price versus our Fair Value estimate.

Stock	Price	Fair Value	vs Fair Value
DBS Group D05	77.80 SGD	40.48 SGD	−48%
China Merchants Bank Co 3968	HK$51.65	HK$64.29	+24%
Intesa Sanpaolo S.p.A ISP	€6.73	€4.04	−40%
HDFC Bank Limited HDFCBANK	₹738.60	₹418.52	−43%
BNP Paribas SA BNP	€101.30	€105.99	+5%
UniCredit S.p.A UCG	€83.28	€77.62	−7%
Mizuho Financial Group MFG	$10.87	$6.75	−38%
ICICI Bank Limited ICICIBANK	₹1,340	₹636.31	−53%
The PNC Financial Services Group PNC	$227.96	$159.52	−30%
Oversea-Chinese Banking Corporation O39	32.14 SGD	19.80 SGD	−38%

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IDFC First Bank Limited · Fair Value
₹28.00 −214%Fair Value
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<a href="https://www.fairvalue-calculator.com/stock/IDFCFIRSTB" target="_blank" rel="nofollow noopener" style="display:inline-flex;align-items:center;gap:12px;box-sizing:border-box;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;text-decoration:none;background:#0f1814;color:#eaf2ed;border:1px solid #2a3a30;border-radius:12px;padding:12px 16px;max-width:360px"><span style="line-height:1.35"><span style="font-size:12px;color:#9fb0a8">IDFC First Bank Limited · Fair Value</span><br><b style="font-size:20px">₹28.00</b> <span style="color:#e0816f;font-weight:700;font-size:14px">−214%</span></span><span style="font-size:11px;color:var(--fvc-g-mitte);font-weight:700;margin-left:auto;text-align:right;line-height:1.3">Fair&nbsp;Value<br>Calculator&nbsp;→</span></a>

Cite: Fair Value Calculator (2026). "IDFC First Bank Limited Fair Value". https://www.fairvalue-calculator.com/stock/IDFCFIRSTB

Frequently asked questions

Is IDFC First Bank Limited (IDFCFIRSTB) overvalued or undervalued?

As of Sep 24, 2026, our model estimates a fair value of ₹28.00 versus a price of ₹87.90, about −68% upside (overvalued).

What is the fair value of IDFCFIRSTB?

Our model-based fair value for IDFC First Bank Limited is ₹28.00 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹87.90.

What is the quality score of IDFCFIRSTB?

IDFC First Bank Limited has a Quality Score of 31/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.

What is the price target for IDFC First Bank Limited (IDFCFIRSTB)?

Our model-based price target is the fair value of ₹28.00 (as of Sep 24, 2026) from 6 valuation models. Cautious scenario ₹21.00, optimistic scenario ₹31.12. It is a calculation from audited fundamentals, not an analyst target.

What is the IDFC First Bank Limited stock forecast for 2026?

Our models put fair value at ₹28.00, about −68% upside versus a price of ₹87.90 (overvalued). Cautious scenario ₹21.00, optimistic scenario ₹31.12. The calculation is refreshed regularly with new filings.

Does IDFC First Bank Limited pay a dividend?

IDFC First Bank Limited currently shows a dividend yield of about 0.42% relative to its recent price (as of Sep 24, 2026).

What growth is priced into IDFC First Bank Limited (IDFCFIRSTB)?

For today's price to be fair in a discounted-cash-flow model, IDFC First Bank Limited would have to grow free cash flow by +12.5 % per year for five years (discount rate 9.9 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +20.5 % per year. As of Sep 24, 2026.

What discount rate (WACC) does the fair value of IDFCFIRSTB use?

Our models discount IDFC First Bank Limited at 9.9 %: a base by market capitalisation (mega), damped by beta 0.33, country premium for India. The same rate applies in all 26 models.

What is a reverse DCF?

A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For IDFC First Bank Limited that is +12.5 % per year a year over ten years, using the same discount rate (9.9 %) and the same formula as our fair value.

How much growth has IDFC First Bank Limited (IDFCFIRSTB) delivered so far?

Over the past 5 years revenue at IDFC First Bank Limited grew +20.5 % a year. The price currently implies +12.5 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.

How fast is the sector of IDFC First Bank Limited (IDFCFIRSTB) growing?

The median revenue growth in the sector is +8.4 % a year. That is the yardstick for the growth priced into IDFC First Bank Limited (+12.5 % per year a year): it shows whether the expectation is within the usual range or beyond it.

What is the free cash flow yield of IDFC First Bank Limited (IDFCFIRSTB)?

The free-cash-flow yield on the price is 8.02 %: that much free cash flow IDFC First Bank Limited produces per unit of market value. When it exceeds the discount rate of our models (9.9 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.

What is the intrinsic value of IDFC First Bank Limited (IDFCFIRSTB)?

Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For IDFC First Bank Limited it is ₹28.00 per share (as of Sep 24, 2026), against a price of ₹87.90. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).

Is IDFC First Bank Limited stock overvalued or undervalued in 2026?

As of Sep 24, 2026, IDFCFIRSTB trades above its calculated fair value: price ₹87.90, fair value ₹28.00, a gap of about −68% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.

Is fair value the same as the market price of IDFCFIRSTB?

No. The price is what the market pays today (₹87.90); the fair value is what the company's own numbers justify (₹28.00). For IDFC First Bank Limited the two are ₹59.90 per share apart. That gap is exactly why we show both numbers side by side.

How much is IDFC First Bank Limited worth?

The market values IDFC First Bank Limited at about ₹753B (market capitalisation, as of Sep 24, 2026). Per share that is ₹87.90; our models calculate a fair value of ₹28.00 per share.

What do the bullish and bearish scenarios say about IDFCFIRSTB?

Our models span a range for IDFC First Bank Limited: cautious scenario ₹21.00, base ₹28.00, optimistic ₹31.12 per share (as of Sep 24, 2026, price ₹87.90). The range comes from different growth and margin assumptions, not from analyst opinions.

What is the P/E ratio of IDFCFIRSTB?

IDFC First Bank Limited trades at a price-to-earnings ratio of 45.8 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹28.00 is built from several models across several years. Other multiples: P/B 1.5, P/S 24.2, EV/EBITDA 37.2.

How solid is the balance sheet of IDFC First Bank Limited (IDFCFIRSTB)?

Balance-sheet figures for IDFC First Bank Limited (as of Sep 24, 2026): return on equity 3.7%, debt of 0.82 per unit of equity. They feed the Quality Score of 31/100, which measures business quality independently of the share price.

How far is IDFCFIRSTB from its 52-week high?

IDFC First Bank Limited trades at ₹87.90, at its 52-week high of ₹87.90 and 49% above the low of ₹58.85 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of ₹28.00 is for.

Which stocks are comparable to IDFC First Bank Limited?

From the same area (Financial Services) we also value DBS Group, China Merchants Bank Co, Intesa Sanpaolo S.p.A, HDFC Bank Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.

Is IDFC First Bank Limited stock attractive at the current price?

The data as of Sep 24, 2026: price ₹87.90, calculated fair value ₹28.00 (−68%), Quality Score 31/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.

How is the fair value of IDFCFIRSTB calculated?

We run IDFC First Bank Limited through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹28.00, with the spread shown as a cautious and an optimistic scenario.

Is it still worth investing in stocks now?

The global stock market currently sits 14.1 % above its aggregate fair value. IDFC First Bank Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.

What is the share price of IDFC First Bank Limited (IDFCFIRSTB)?

The closing price on Sep 23, 2026 was ₹87.90. Our model-based fair value is ₹28.00, about −68% upside (overvalued). We carry closing prices from our data provider, not a live tick.

What should I pay attention to with IDFC First Bank Limited right now?

The price sits above even our optimistic bull case (₹31.12). The favourable scenario is already priced in. Weak quality (31/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Where does the earnings growth of IDFC First Bank Limited (IDFCFIRSTB) come from?

Earnings per share at IDFC First Bank Limited grew +1.7 % a year from 2016 to 2026. Broken into its drivers: revenue per share +11.7 %, EBIT margin −8.6 %, tax rate +2.7 %, residual (interest, one-offs) −3.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.

Key figures of IDFC First Bank Limited

How large is the market capitalisation of IDFC First Bank Limited (IDFCFIRSTB)?

The market capitalisation of IDFC First Bank Limited is ₹753B (≈ $7.8B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.

What is the P/S ratio of IDFC First Bank Limited (IDFCFIRSTB)?

The price-to-sales ratio of IDFC First Bank Limited is 1.52 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.

What are the earnings per share of IDFC First Bank Limited (IDFCFIRSTB)?

Earnings per share at IDFC First Bank Limited are ₹1.92 (price ÷ EPS = P/E 45.8). Earnings per share over the last twelve months: total profit spread across every single share.

What is the dividend yield of IDFC First Bank Limited (IDFCFIRSTB)?

The dividend yield of IDFC First Bank Limited is 0.4% (payout 19.4%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.

What is the net margin of IDFC First Bank Limited (IDFCFIRSTB)?

The net margin of IDFC First Bank Limited is 3.3% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.

What is the return on equity of IDFC First Bank Limited (IDFCFIRSTB)?

The return on equity (ROE) of IDFC First Bank Limited is 3.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.

What is the EBIT return on assets of IDFC First Bank Limited (IDFCFIRSTB)?

On an EBIT basis the return on assets of IDFC First Bank Limited is 0.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.

What is the operating margin of IDFC First Bank Limited (IDFCFIRSTB)?

The operating margin of IDFC First Bank Limited is 33.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.

How fast is revenue growing at IDFC First Bank Limited (IDFCFIRSTB)?

Revenue at IDFC First Bank Limited is growing −1.1% versus a year earlier (3y avg +21.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.

How fast are earnings growing at IDFC First Bank Limited (IDFCFIRSTB)?

Earnings per share at IDFC First Bank Limited are growing −23.2% versus a year earlier. How much earnings per share grew versus a year earlier.

How much net debt does IDFC First Bank Limited (IDFCFIRSTB) carry?

The net debt of IDFC First Bank Limited is ₹239B (fiscal year 2026, ≈ 4.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.

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