Lifestyle Communities Ltd (LIC) fair value: what the stock is really worth
As of Sep 28, 2026: fair value of Lifestyle Communities Ltd A$7.45, price A$4.37, upside +70.5%, quality 66 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 27, 2026.
How to read this chart
60‑month range A$4.15 – A$23.16 · fair‑value band A$4.91 – A$8.19 · the A$4.37 price screens below the A$7.45 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 27, 2026.
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Lifestyle Communities Limited, together with its subsidiaries, provides housing for its homeowners in community in Australia. It serves working, semi-retired, and retired people. The company was formerly known as Namberry Limited and changed its name to Lifestyle Communities Limited in June 2007.
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Lifestyle Communities Limited, together with its subsidiaries, provides housing for its homeowners in community in Australia. It serves working, semi-retired, and retired people. The company was formerly known as Namberry Limited and changed its name to Lifestyle Communities Limited in June 2007. The company was incorporated in 1997 and is based in Southbank, Australia.
Stock analysis
Lifestyle Communities Ltd (LIC) currently trades at A$4.37, while our model-based Fair Value estimate is A$7.45, implying the stock looks roughly 41.3% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of A$7.36 per share, and 6 of the 11 models we run sit above the A$4.37 price.
Bear case: the Growth DCF group reads lowest at A$3.20, and 5 of the 11 models stay below the price. Evidence for this calculation is medium.
Scenario range: A$4.91 (bear) to A$8.19 (bull), the price of A$4.37 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 66/100 (solid quality), in the Real Estate sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Lifestyle Communities Ltd reported revenue of A$206M in FY2026 versus A$224M in FY2022, a compound −2.1%/yr. Reported net income was A$46.9M in FY2026, compounding −14.8%/yr from FY2022.
Key figures
Market cap A$685M (≈ $481M) · P/E ratio 11.4 · P/S ratio 2.60 · EPS (TTM) A$0.3823 · Dividend yield 0.9% · Net margin 22.8% · Return on equity 7.2% · Return on assets (EBIT) 0.6%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 27% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −47% fair-value upside, at 70%, LIC screens cheaper than that median.
Fair Value models
Bear A$4.91Fair Value A$7.45Bull A$8.19
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 3 months old). Earnings retained since then (A$0.0947 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
+40.0%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.3%
Start year 2021 (pandemic). Over 10 years: +11.4% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.3%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−13.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−14.6%
Dividend (yield on the price)0.9%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−14.6% vs 7.5%, slowing
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 2%
Start year 2021 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far and less than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−2.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+8.8%
Yearly sales growth analysts expect, extended to five years.
After inflation (Australia: IMF forecast 3.0% a year to 2030, 2.9% from 2016 to 2025) that is about −5.1% a year for the price and +5.7% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (15 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Compare Lifestyle Communities Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Diversified · 133 stocks
Beats the industry median on 7/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside+70.5% · Above median
Profitability
Return on equity (TTM)7.2% · Above median
Return on assets0.1% · Bottom 25%
Net margin (TTM)22.9% · Above median
Operating margin (TTM)2.8% · Bottom 25%
Growth and dividend
Revenue growth194.8% · Top 25%
Dividend yield (TTM)0.9% · Bottom 25%
Balance sheet
Debt / equity0.43× · Below median
Valuation Multiplesvs Real Estate - Diversified median · lower = cheaper
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Is Lifestyle Communities Ltd (LIC) overvalued or undervalued?
As of Sep 27, 2026, our model estimates a fair value of A$7.45 versus a price of A$4.37, about +70% upside (undervalued).
What is the fair value of LIC?
Our model-based fair value for Lifestyle Communities Ltd is A$7.45 (as of Sep 27, 2026), built from audited fundamentals. The current price: A$4.37.
What is the quality score of LIC?
Lifestyle Communities Ltd has a Quality Score of 66/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Lifestyle Communities Ltd (LIC)?
Our model-based price target is the fair value of A$7.45 (as of Sep 27, 2026) from 11 valuation models. Cautious scenario A$4.91, optimistic scenario A$8.19. It is a calculation from audited fundamentals, not an analyst target.
What is the Lifestyle Communities Ltd stock forecast for 2026?
Our models put fair value at A$7.45, about +70% upside versus a price of A$4.37 (undervalued). Cautious scenario A$4.91, optimistic scenario A$8.19. The calculation is refreshed regularly with new filings.
What is the revenue of Lifestyle Communities Ltd (LIC)?
Lifestyle Communities Ltd reported trailing-twelve-month revenue of about A$205M (latest available figure, as of Sep 27, 2026).
Does Lifestyle Communities Ltd pay a dividend?
Lifestyle Communities Ltd currently shows a dividend yield of about 0.89% relative to its recent price (as of Sep 27, 2026).
What growth is priced into Lifestyle Communities Ltd (LIC)?
For today's price to be fair in a discounted-cash-flow model, Lifestyle Communities Ltd would have to grow free cash flow by -2.3 % per year for five years (discount rate 10.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +8.4 % per year. As of Sep 27, 2026.
What discount rate (WACC) does the fair value of LIC use?
Our models discount Lifestyle Communities Ltd at 10.8 %: a base by market capitalisation (small), damped by beta 0.93, country premium for Australia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Lifestyle Communities Ltd that is -2.3 % per year a year over ten years, using the same discount rate (10.8 %) and the same formula as our fair value.
How much growth has Lifestyle Communities Ltd (LIC) delivered so far?
Over the past 5 years revenue at Lifestyle Communities Ltd grew +8.4 % a year. The price currently implies -2.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Lifestyle Communities Ltd (LIC) growing?
The median revenue growth in the sector is +1.8 % a year. That is the yardstick for the growth priced into Lifestyle Communities Ltd (-2.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Lifestyle Communities Ltd (LIC)?
The free-cash-flow yield on the price is 17.17 %: that much free cash flow Lifestyle Communities Ltd produces per unit of market value. When it exceeds the discount rate of our models (10.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Lifestyle Communities Ltd (LIC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Lifestyle Communities Ltd it is A$7.45 per share (as of Sep 27, 2026), against a price of A$4.37. It is the blended result of 11 valuation models (cash flow, earnings, asset, dividend).
Is Lifestyle Communities Ltd stock overvalued or undervalued in 2026?
As of Sep 27, 2026, LIC trades below its calculated fair value: price A$4.37, fair value A$7.45, a gap of about +70% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LIC?
No. The price is what the market pays today (A$4.37); the fair value is what the company's own numbers justify (A$7.45). For Lifestyle Communities Ltd the two are A$3.08 per share apart. That gap is exactly why we show both numbers side by side.
How much is Lifestyle Communities Ltd worth?
The market values Lifestyle Communities Ltd at about A$685M (market capitalisation, as of Sep 27, 2026). Per share that is A$4.37; our models calculate a fair value of A$7.45 per share.
What do the bullish and bearish scenarios say about LIC?
Our models span a range for Lifestyle Communities Ltd: cautious scenario A$4.91, base A$7.45, optimistic A$8.19 per share (as of Sep 27, 2026, price A$4.37). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of LIC?
Lifestyle Communities Ltd trades at a price-to-earnings ratio of 11.4 (as of Sep 27, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of A$7.45 is built from several models across several years. Excluding one-off items of fiscal year 2026 it is 20.9 (reported 11.4). Other multiples: P/B 1.0, P/S 3.3.
How solid is the balance sheet of Lifestyle Communities Ltd (LIC)?
Balance-sheet figures for Lifestyle Communities Ltd (as of Sep 27, 2026): return on equity 7.2%, debt of 0.43 per unit of equity. They feed the Quality Score of 66/100, which measures business quality independently of the share price.
How far is LIC from its 52-week high?
Lifestyle Communities Ltd trades at A$4.37, about 27% below its 52-week high of A$6.01 and at the low of A$4.37 (as of Sep 28, 2026). Distance from the high says nothing about value: that is what the fair value of A$7.45 is for.
Which stocks are comparable to Lifestyle Communities Ltd?
From the same area (Real Estate) we also value Swiss Prime Site AG, Central Pattana Public Company, The Phoenix Mills Limited, Prestige Estates Projects Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Lifestyle Communities Ltd stock attractive at the current price?
The data as of Sep 27, 2026: price A$4.37, calculated fair value A$7.45 (+70%), Quality Score 66/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LIC calculated?
We run Lifestyle Communities Ltd through 11 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of A$7.45, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.9 % above its aggregate fair value. Lifestyle Communities Ltd currently trades 70 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Lifestyle Communities Ltd (LIC)?
The closing price on Sep 28, 2026 was A$4.37. Our model-based fair value is A$7.45, about +70% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Lifestyle Communities Ltd right now?
The price is below even our cautious bear case (A$4.91). The market is more pessimistic than our downside scenario. Solid quality (66/100) at a price below fair value, the discount is the argument here, not the business quality. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.
Where does the earnings growth of Lifestyle Communities Ltd (LIC) come from?
Earnings per share at Lifestyle Communities Ltd grew +8.2 % a year from 2015 to 2026. Broken into its drivers: revenue per share +10.5 %, EBIT margin −9.6 %, tax rate +0.8 %, residual (interest, one-offs) +7.5 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Lifestyle Communities Ltd
How large is the market capitalisation of Lifestyle Communities Ltd (LIC)?
The market capitalisation of Lifestyle Communities Ltd is A$685M (≈ $481M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Lifestyle Communities Ltd (LIC)?
The price-to-sales ratio of Lifestyle Communities Ltd is 2.60 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Lifestyle Communities Ltd (LIC)?
Earnings per share at Lifestyle Communities Ltd are A$0.3823 (price ÷ EPS = P/E 11.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Lifestyle Communities Ltd (LIC)?
The dividend yield of Lifestyle Communities Ltd is 0.9% (payout 10.2%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Lifestyle Communities Ltd (LIC)?
The net margin of Lifestyle Communities Ltd is 22.8% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Lifestyle Communities Ltd (LIC)?
The return on equity (ROE) of Lifestyle Communities Ltd is 7.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Lifestyle Communities Ltd (LIC)?
On an EBIT basis the return on assets of Lifestyle Communities Ltd is 0.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Lifestyle Communities Ltd (LIC)?
The operating margin of Lifestyle Communities Ltd is 2.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Lifestyle Communities Ltd (LIC)?
Revenue at Lifestyle Communities Ltd is growing +195% versus a year earlier (3y avg −3.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Lifestyle Communities Ltd (LIC)?
Earnings per share at Lifestyle Communities Ltd are growing −31.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Lifestyle Communities Ltd (LIC) carry?
The net debt of Lifestyle Communities Ltd is A$271M (fiscal year 2026, ≈ 2.9 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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