Life Time Group Holdings Inc (LTH) fair value: what the stock is really worth
As of Sep 23, 2026: fair value of Life Time Group Holdings Inc $15.61, price $39.67, upside -60.7%, quality 39 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
60‑month range $9.22 – $45.73 · fair‑value band $12.11 – $20.18 · the $39.67 price screens above the $15.61 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 24, 2026.
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Life Time Group Holdings, Inc., through its subsidiaries, provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada.
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Life Time Group Holdings, Inc., through its subsidiaries, provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada. The company offers fitness floors with equipment, locker rooms, group fitness studios, cycle, yoga, pilates studios, bar and lounge, free weight and resistance equipment, cardiovascular equipment, steam room and sauna, cold plunges, racquetball and squash spaces, recovery spaces, indoor and outdoor pools and bistros, indoor and outdoor tennis and pickleball courts, basketball, volleyball courts, LifeSpa, LifeCafe, and childcare and kids academy learning spaces. It also provides dynamic personal training, dynamic stretch, small group training, weight loss coaching, nutrition coaching, medi-spa, physical therapy and chiropractic, assessments and lab testing, sport specific coaching, endurance coaching, swim lessons and team coaching, towel and locker service, experience life, and ARORA and MIORA community services. In addition, the company engages in athletic leagues and tournaments, athletic events, LT Games, social events, outdoor group runs, outdoor group cycle rides, and charity events; organizing kids' birthday parties, parents night out, summer and vacation camps for kids, sports training camps, swim meets, charity events; and providing nutritional supplements and apparels, as well as designing, building, and operating of sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment in suburban and urban locations of metropolitan areas. Further, its digital platform provides live streaming fitness classes, remote goal-based personal training, nutrition and weight loss support, curated award-winning health, and fitness and wellness content. The company was formerly known as LTF Holdings, Inc. and changed its name to Life Time Group Holdings, Inc. in June 21, 2021. The company was founded in 1992 and is headquartered in Chanhassen, Minnesota.
Stock analysis
Life Time Group Holdings Inc (LTH) currently trades at $39.67, while our model-based Fair Value estimate is $15.61, implying the stock looks roughly 154.1% overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $41.99 per share, and 2 of the 14 models we run sit above the $39.67 price.
Bear case: the Asset-Based group reads lowest at $9.41, and 12 of the 14 models stay below the price. Evidence for this calculation is medium.
Scenario range: $12.11 (bear) to $20.18 (bull), the price of $39.67 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 39/100 (below-average quality), in the Consumer Cyclical sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Life Time Group Holdings Inc reported revenue of $3.0B in FY2025 versus $1.3B in FY2021, a compound +22.8%/yr. Reported net income was $374M in FY2025.
Key figures
Market cap $8.9B · P/E ratio 23.2 · P/S ratio 2.89 · EPS (TTM) $1.71 · Net margin 12.5% · Return on equity 13.0% · Return on assets (EBIT) 1.5% · Operating margin 17.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 48 out of 100 (low confidence).
What moves the price
The share trades about 13% below its 52-week high and 61% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 46% fair-value upside, at −61%, LTH screens richer than that median.
Fair Value models
Bear $12.11Fair Value $15.61Bull $20.18
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($1.25 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+14.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.9%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+54.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+54.3%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−38% → 16%
News mood ⓘNews mood, the average tone of recent news (97 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Compare Life Time Group Holdings Inc with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Leisure · 188 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score39 · Bottom 25%
Fair Value upside−59% · Bottom 25%
Profitability
Return on equity (TTM)13% · Top 25%
Return on assets4% · Above median
Net margin (TTM)13% · Top 25%
Operating margin (TTM)17% · Top 25%
Growth and dividend
Revenue growth12% · Above median
Balance sheet
Debt / equity0.48× · Highest 25%
Valuation Multiplesvs Leisure median · lower = cheaper
P/E (TTM)23.2× · Pricier than median
P/B3.00× · Priciest 25%
P/S (TTM)3.05× · Priciest 25%
EV/EBITDA13.1× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 44
FUTURE (revenue growth)59· sector 14
PAST (return on equity)52· sector 19
HEALTH (low debt)76· sector 94
DIVIDEND (yield)0· sector 57
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Life Time Group Holdings Inc Fair Value". https://www.fairvalue-calculator.com/stock/LTH
Frequently asked questions
Is Life Time Group Holdings Inc (LTH) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of $15.61 versus a price of $39.67, about −61% upside (overvalued).
What is the fair value of LTH?
Our model-based fair value for Life Time Group Holdings Inc is $15.61 (as of Sep 24, 2026), built from audited fundamentals. The current price: $39.67.
What is the quality score of LTH?
Life Time Group Holdings Inc has a Quality Score of 39/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Life Time Group Holdings Inc (LTH)?
Our model-based price target is the fair value of $15.61 (as of Sep 24, 2026) from 14 valuation models. Cautious scenario $12.11, optimistic scenario $20.18. It is a calculation from audited fundamentals, not an analyst target.
What is the Life Time Group Holdings Inc stock forecast for 2026?
Our models put fair value at $15.61, about −61% upside versus a price of $39.67 (overvalued). Cautious scenario $12.11, optimistic scenario $20.18. The calculation is refreshed regularly with new filings.
What is the revenue of Life Time Group Holdings Inc (LTH)?
Life Time Group Holdings Inc reported trailing-twelve-month revenue of about $3.1B (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of Life Time Group Holdings Inc (LTH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Life Time Group Holdings Inc it is $15.61 per share (as of Sep 24, 2026), against a price of $39.67. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is Life Time Group Holdings Inc stock overvalued or undervalued in 2026?
As of Sep 24, 2026, LTH trades above its calculated fair value: price $39.67, fair value $15.61, a gap of about −61% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LTH?
No. The price is what the market pays today ($39.67); the fair value is what the company's own numbers justify ($15.61). For Life Time Group Holdings Inc the two are $24.06 per share apart. That gap is exactly why we show both numbers side by side.
How much is Life Time Group Holdings Inc worth?
The market values Life Time Group Holdings Inc at about $8.9B (market capitalisation, as of Sep 24, 2026). Per share that is $39.67; our models calculate a fair value of $15.61 per share.
What do the bullish and bearish scenarios say about LTH?
Our models span a range for Life Time Group Holdings Inc: cautious scenario $12.11, base $15.61, optimistic $20.18 per share (as of Sep 24, 2026, price $39.67). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of LTH?
Life Time Group Holdings Inc trades at a price-to-earnings ratio of 23.2 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $15.61 is built from several models across several years. Other multiples: P/B 3.0, P/S 3.0, EV/EBITDA 13.1.
How solid is the balance sheet of Life Time Group Holdings Inc (LTH)?
Balance-sheet figures for Life Time Group Holdings Inc (as of Sep 24, 2026): return on equity 13.0%, debt of 0.48 per unit of equity. They feed the Quality Score of 39/100, which measures business quality independently of the share price.
How far is LTH from its 52-week high?
Life Time Group Holdings Inc trades at $39.67, about 13% below its 52-week high of $45.73 and 61% above the low of $24.59 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $15.61 is for.
Which stocks are comparable to Life Time Group Holdings Inc?
From the same area (Consumer Cyclical) we also value Pop Mart International Group, Amer Sports, Inc, Hasbro, Inc, Acushnet Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Life Time Group Holdings Inc stock attractive at the current price?
The data as of Sep 24, 2026: price $39.67, calculated fair value $15.61 (−61%), Quality Score 39/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LTH calculated?
We run Life Time Group Holdings Inc through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $15.61, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.1 % above its aggregate fair value. Life Time Group Holdings Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Life Time Group Holdings Inc (LTH)?
The closing price on Sep 23, 2026 was $39.67. Our model-based fair value is $15.61, about −61% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Life Time Group Holdings Inc right now?
The price sits above even our optimistic bull case ($20.18). The favourable scenario is already priced in. Weak quality (39/100) and above fair value at the same time, the margin of safety is missing on both counts.
Key figures of Life Time Group Holdings Inc
How large is the market capitalisation of Life Time Group Holdings Inc (LTH)?
The market capitalisation of Life Time Group Holdings Inc is $8.9B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Life Time Group Holdings Inc (LTH)?
The price-to-sales ratio of Life Time Group Holdings Inc is 2.89 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Life Time Group Holdings Inc (LTH)?
Earnings per share at Life Time Group Holdings Inc are $1.71 (price ÷ EPS = P/E 23.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Life Time Group Holdings Inc (LTH)?
The net margin of Life Time Group Holdings Inc is 12.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Life Time Group Holdings Inc (LTH)?
The return on equity (ROE) of Life Time Group Holdings Inc is 13.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Life Time Group Holdings Inc (LTH)?
On an EBIT basis the return on assets of Life Time Group Holdings Inc is 1.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Life Time Group Holdings Inc (LTH)?
The operating margin of Life Time Group Holdings Inc is 17.1% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Life Time Group Holdings Inc (LTH)?
Revenue at Life Time Group Holdings Inc is growing +11.7% versus a year earlier (3y avg +18.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Life Time Group Holdings Inc (LTH)?
Earnings per share at Life Time Group Holdings Inc are growing +14.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Life Time Group Holdings Inc (LTH) generate?
The free cash flow of Life Time Group Holdings Inc is −$21.0M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Life Time Group Holdings Inc (LTH) carry?
The net debt of Life Time Group Holdings Inc is $6.5B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Sep 24, 2026