Life Time Group Holdings Inc (LTH) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Life Time Group Holdings Inc stock $16.00, price $47.12, that is 66.0% below the price, quality 46 out of 100. Rating: strongly overvalued. Calculated from audited financials with 13 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $9.22 – $47.75 · fair‑value band $16.00 – $22.92 · the $47.12 price screens above the $16.00 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
Follow Life Time Group Holdings in your weekly email
Every Wednesday you see whether Life Time Group Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
Life Time Group Holdings, Inc., through its subsidiaries, provides health, fitness, and wellness experiences to a community of individual members in the United States and Canada.
Show moreShow less
The company offers fitness floors with equipment, locker rooms, group fitness studios, cycle, yoga, pilates studios, bar and lounge, free weight and resistance equipment, cardiovascular equipment, steam room and sauna, cold plunges, racquetball and squash spaces, recovery spaces, indoor and outdoor pools and bistros, indoor and outdoor tennis and pickleball courts, basketball, volleyball courts, LifeSpa, LifeCafe, and childcare and kids academy learning spaces.
It also provides dynamic personal training, dynamic stretch, small group training, weight loss coaching, nutrition coaching, medi-spa, physical therapy and chiropractic, assessments and lab testing, sport specific coaching, endurance coaching, swim lessons and team coaching, towel and locker service, experience life, and ARORA and MIORA community services.
In addition, the company engages in athletic leagues and tournaments, athletic events, LT Games, social events, outdoor group runs, outdoor group cycle rides, and charity events; organizing kids' birthday parties, parents night out, summer and vacation camps for kids, sports training camps, swim meets, charity events; and providing nutritional supplements and apparels, as well as designing, building, and operating of sports and athletic, professional fitness, family recreation, and spa centers in a resort-like environment in suburban and urban locations of metropolitan areas.
Further, its digital platform provides live streaming fitness classes, remote goal-based personal training, nutrition and weight loss support, curated award-winning health, and fitness and wellness content.
The company was formerly known as LTF Holdings, Inc. and changed its name to Life Time Group Holdings, Inc. in June 21, 2021. The company was founded in 1992 and is headquartered in Chanhassen, Minnesota.
Stock analysis
Life Time Group Holdings Inc (LTH) currently trades at $47.12, while our model-based Fair Value estimate is $16.00, 66% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Growth Earnings group reads highest at a median of $41.62 per share, and 1 of the 13 models we run sit above the $47.12 price.
Bear case: the Asset-Based group reads lowest at $5.10, and 12 of the 13 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $16.00 (bear) to $22.92 (bull), the price of $47.12 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 46/100 (below-average quality), in the Consumer Cyclical sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Life Time Group Holdings Inc reported revenue of $3.0B in FY2025 versus $1.3B in FY2021, a compound +22.8%/yr. Reported net income was $374M in FY2025.
Key figures
Market cap $10.7B Large · P/E ratio 25.5 · P/S ratio 3.25 · EPS (TTM) $1.85 · Net margin 12.7% · Return on equity 13.0% · Return on assets (EBIT) 1.5% (5-year average) · Operating margin 17.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 55 out of 100 (low confidence).
What moves the price
The share trades about 1% below its 52-week high and 91% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 22% fair-value upside, at −66%, LTH screens richer than that median.
Fair Value models
Bear$16.00Fair Value $16.00Bull$22.92
Price $47.12 · Downside -66.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($1.58 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
SaleErik WeaverEVP & Chief Financial Officer6× since Feb 3, 2026: 85,070 shares, avg. $40.77$3.5MOct 30, 2026
SaleRitadhwaja Jebens SinghEVP & CHIEF DIGITAL OFFICER6× since Jan 23, 2026: 305,228 shares, avg. $39.00$11.9MSep 11, 2026
SaleJohn Kristofer GalashanDirector6× since May 5, 2026: 20,697,765 shares, avg. $35.57$736.3MAug 26, 2026
SaleLeonard Green & Partners, L.P.Director2× since Jun 4, 2026: 5,087,734 shares, avg. $37.20$189.3MAug 26, 2026
SaleJohn G DanhaklDirector6× since May 5, 2026: 20,697,765 shares, avg. $35.57$736.3MAug 26, 2026
SaleGreen Equity Investors Side VI, L.P.Director2× since May 7, 2026: 10,110,848 shares, avg. $37.38$378.0MAug 10, 2026
SaleEric J BussEVP & CHIEF ADMIN. OFFICER3× since Nov 26, 2025: 908,666 shares, avg. $37.81$34.4MJul 31, 2026
SaleParham JavaheriEVP &PRESIDENT CLUB OPERATIONS3× since Mar 13, 2026: 137,163 shares, avg. $37.49$5.1MJul 31, 2026
SaleJimena AlmendaresDirector40,589 shares at $33.59$1.4MJun 10, 2026
Plus 6 more entries from the last 12 months.
Plus 9 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+14.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.9%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+8.0%
’18
’19
’20
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: adjusted.
+54.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+54.3%
Dividend (yield on the price)0.0%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−38% → 16%
News mood ⓘNews mood, the average tone of recent news (97 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
AI conclusion: The business benefits from its premium club model with ongoing expansions into new markets and formats, yet negative free cash flow points to weak cash conversion that limits durability.
Main risk: Low-cost operators such as Planet Fitness could draw price-sensitive customers away from premium clubs or force Life Time to lower dues and margins to retain members.
Bull case: Life Time could integrate its proprietary L•AI•C companion more deeply with club services and data to make the physical ecosystem indispensable even as standalone apps proliferate.
Bear case: If low-cost rivals and AI tools erode the premium positioning while sale-leaseback funding tightens, Life Time might slow expansion, face margin pressure and struggle to convert new locations into profitable member growth.
Life Time keeps rolling out new clubs and expansions like the Palm Beach Gardens addition with dedicated pickleball courts and a CTR studio. These steps extend its premium athletic country club model into fresh markets and formats, yet models mark the stock overvalued amid questions on whether added locations will lift margins faster than costs. Will the expansion mainly broaden the member base or stretch resources without proportional profit gains?
Compare Life Time Group Holdings Inc with another stock
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Leisure · 169 stocks
Beats the industry median on 5/12 measures
A mixed picture versus its industry peers.
Valuation
Quality Score46 · Below median
Fair Value upside−66.0% · Bottom 25%
Profitability
Return on equity (12 months)13.0% · Above median
Return on assets4.3% · Above median
Net margin (12 months)12.7% · Top 25%
Operating margin (12 months)17.7% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)14.2% · Above median
Balance sheet
Debt / equity0.48× · Highest 25%
Valuation Multiplesvs Leisure median · lower = cheaper
P/E (12 months)25.5× · Pricier than median
P/B3.43× · Priciest 25%
P/S (12 months)3.25× · Priciest 25%
EV/EBITDA13.4× · Pricier than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 41
FUTURE (revenue growth)71· sector 27
PAST (return on equity)52· sector 25
HEALTH (low debt)76· sector 94
DIVIDEND (yield)0· sector 52
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Life Time Group Holdings Inc Fair Value". https://www.fairvalue-calculator.com/stock/LTH
Frequently asked questions
Is Life Time Group Holdings Inc (LTH) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $16.00 versus a price of $47.12, about 66% lower (overvalued).
What is the fair value of LTH?
Our model-based fair value for Life Time Group Holdings Inc is $16.00 (as of Nov 6, 2026), built from audited fundamentals. The current price: $47.12.
What is the quality score of LTH?
Life Time Group Holdings Inc has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Life Time Group Holdings Inc (LTH)?
Our model-based price target is the fair value of $16.00 (as of Nov 6, 2026) from 13 valuation models. Cautious scenario $16.00, optimistic scenario $22.92. It is a calculation from audited fundamentals, not an analyst target.
What is the Life Time Group Holdings Inc stock forecast for 2026?
Our models put fair value at $16.00, about 66% lower versus a price of $47.12 (overvalued). Cautious scenario $16.00, optimistic scenario $22.92. The calculation is refreshed regularly with new filings.
What is the revenue of Life Time Group Holdings Inc (LTH)?
Life Time Group Holdings Inc reported trailing-twelve-month revenue of about $3.3B (latest available figure, as of Nov 6, 2026).
What is the intrinsic value of Life Time Group Holdings Inc (LTH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Life Time Group Holdings Inc it is $16.00 per share (as of Nov 6, 2026), against a price of $47.12. It is the blended result of 13 valuation models in 5 families (Earnings-Based, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Life Time Group Holdings Inc stock overvalued or undervalued in 2026?
As of Nov 6, 2026, LTH trades above its calculated fair value: price $47.12, fair value $16.00, a gap of about −66% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of LTH?
No. The price is what the market pays today ($47.12); the fair value is what the company's own numbers justify ($16.00). For Life Time Group Holdings Inc the two are $31.12 per share apart. That gap is exactly why we show both numbers side by side.
How much is Life Time Group Holdings Inc worth?
The market values Life Time Group Holdings Inc at about $10.7B (market capitalisation, as of Nov 6, 2026). Per share that is $47.12; our models calculate a fair value of $16.00 per share.
What do the bullish and bearish scenarios say about LTH?
Our models span a range for Life Time Group Holdings Inc: cautious scenario $16.00, base $16.00, optimistic $22.92 per share (as of Nov 6, 2026, price $47.12). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of LTH?
Life Time Group Holdings Inc trades at a price-to-earnings ratio of 25.5 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $16.00 is built from several models across several years. Excluding one-off items of fiscal year 2025 it is 32.7 (reported for FY2025: 28.6). Other multiples: P/B 3.4, P/S 3.3, EV/EBITDA 13.4.
How solid is the balance sheet of Life Time Group Holdings Inc (LTH)?
Balance-sheet figures for Life Time Group Holdings Inc (as of Nov 6, 2026): return on equity 13.0%, debt of 0.48 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is LTH from its 52-week high?
Life Time Group Holdings Inc trades at $47.12, about 1% below its 52-week high of $47.75 and 91% above the low of $24.66 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $16.00 is for.
Which stocks are comparable to Life Time Group Holdings Inc?
From the same area (Consumer Cyclical) we also value Pop Mart International Group, Amer Sports, Inc, Hasbro, Inc, Ninebot Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Life Time Group Holdings Inc stock attractive at the current price?
The data as of Nov 6, 2026: price $47.12, calculated fair value $16.00 (−66%), Quality Score 46/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of LTH calculated?
We run Life Time Group Holdings Inc through 13 models from 5 families: Earnings-Based, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $16.00 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Life Time Group Holdings Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Life Time Group Holdings Inc (LTH)?
The closing price on Nov 6, 2026 was $47.12. Our model-based fair value is $16.00, about 66% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Life Time Group Holdings Inc right now?
The price sits above even our optimistic bull case ($22.92). The favourable scenario is already priced in. Weak quality (46/100) and above fair value at the same time, the margin of safety is missing on both counts.
Key figures of Life Time Group Holdings Inc
How large is the market capitalisation of Life Time Group Holdings Inc (LTH)?
The market capitalisation of Life Time Group Holdings Inc is $10.7B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Life Time Group Holdings Inc (LTH)?
The price-to-sales ratio of Life Time Group Holdings Inc is 3.25 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Life Time Group Holdings Inc (LTH)?
Earnings per share at Life Time Group Holdings Inc are $1.85 (price ÷ EPS = P/E 25.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Life Time Group Holdings Inc (LTH)?
The net margin of Life Time Group Holdings Inc is 12.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Life Time Group Holdings Inc (LTH)?
The return on equity (ROE) of Life Time Group Holdings Inc is 13.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Life Time Group Holdings Inc (LTH)?
On an EBIT basis the return on assets of Life Time Group Holdings Inc is 1.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Life Time Group Holdings Inc (LTH)?
The operating margin of Life Time Group Holdings Inc is 17.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Life Time Group Holdings Inc (LTH)?
Revenue at Life Time Group Holdings Inc is growing +14.2% versus a year earlier (3y avg +18.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Life Time Group Holdings Inc (LTH)?
Earnings per share at Life Time Group Holdings Inc are growing +2.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Life Time Group Holdings Inc (LTH) generate?
The free cash flow of Life Time Group Holdings Inc is −$21.0M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Life Time Group Holdings Inc (LTH) carry?
The net debt of Life Time Group Holdings Inc is $6.5B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch Life Time Group Holdings Inc in the live analysis
One click puts Life Time Group Holdings Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.
Some data
Nov 6, 2026
