Mandatum Oyj (MANTA) Fair Value & Analysis
Financial Services · FI · Market cap €2.9B
Fair value as of: Jun 26, 2026
From 24 valuation models · updated 4 days ago
Fair value updated Jun 26, 2026 — revised from €4.70 to €5.27 (+12.1%) since Jun 24, 2026. Share price −3.7% over the past month.
Price vs Fair Value (12 months)
12‑month range €4.69 – €6.45 · fair‑value band €3.95 – €6.59 · the €5.40 price screens above the €5.27 fair value. As of Jun 26, 2026.
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Mandatum Oyj (MANTA) currently trades at €5.40, while our model-based Fair Value estimate is €5.27 — implying the stock looks roughly 2.4% overvalued today. We read business quality at 95/100 (high quality), in the Financial Services sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium — the entry price still matters most (evidence: high).
Over the trailing twelve months, Mandatum Oyj generated revenue of €418M at a net margin of 22.3%. Revenue declined 71.4% year over year. It earns a return on equity of 6.1%. The balance sheet holds a net cash position of €389M. Fundamentals as of Jun 26, 2026
Key figures & financial health
More key figures
Figures from reported company fundamentals (EODHD) · as of Jun 26, 2026. TTM = trailing twelve months.
About the company
Mandatum Oyj provides various financial services in Finland. The company offers asset and wealth management, savings and investment, compensation, and rewards consultation, as well as pension plans and personal risk insurance solutions. It also operates online trading platform. The company serves corporate, retail, institutional, and wealth management clients. Mandatum Oyj was founded in 1874 and is headquartered in Helsinki, Finland.
Revenue & earnings trend
FY2021 – FY2025 · reported fiscal years
Mandatum Oyj reported revenue of €453M in FY2025 versus €3.0B in FY2021, a compound −37.6%/yr. Reported net income was €156M in FY2025, compounding −5.6%/yr from FY2021.
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How we calculate Fair Value
Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.
Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.