Endomines Finland Oyj (PAMPALO) fair value: what the stock is really worth
As of Sep 24, 2026: fair value of Endomines Finland Oyj €1.55, price €10.08, upside -84.6%, quality 53 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
Structural break:
The valuation model sees a lasting decline in earnings power for this stock, the confidence band is broken. Treat the target with caution.
Stretched ValuationStrong overvaluation with only moderate quality.
!Fair value €1.55 · Strongly overvalued (−85%)
!Quality 53/100
!Mixed Growth(revenue 5y +111.6 %/yr)
✓Highly profitable · 24.3% net margin (TTM)
!Low debt · negative free cash flow
!Mixed vs. peers(6/13)
✓Wide moat81/100
!Evidence only low, so the estimate is less certain
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.
How to read this chart
60‑month range €1.06 – €12.50 · fair‑value band €1.16 – €1.94 · the €10.08 price screens above the €1.55 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Sep 23, 2026.
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Endomines Finland Oyj engages in the mining and exploration of gold deposits in Finland and the United States. The company holds interest in Karelian Gold Line located in Finland; Pampalo and Hosko mines located in Finland; four gold deposits in Idaho and Montana. The company was incorporated in 2021 and is based in Espoo, Finland.
Stock analysis
Endomines Finland Oyj (PAMPALO) currently trades at €10.08, while our model-based Fair Value estimate is €1.55, implying the stock looks roughly 550.2% overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of €3.93 per share, and 0 of the 14 models we run sit above the €10.08 price.
Bear case: the Economic Profit group reads lowest at €0.5000, and 14 of the 14 models stay below the price. Evidence for this calculation is low.
Scenario range: €1.16 (bear) to €1.94 (bull), the price of €10.08 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Basic Materials sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Endomines Finland Oyj reported revenue of €45.5M in FY2025 versus €0 in FY2021. Reported net income was €3.5M in FY2025.
Key figures
Market cap €303M · P/E ratio 30.5 · P/S ratio 2.35 · EPS (TTM) €0.3300 · Net margin 7.7% · Return on equity 24.5% · Return on assets (EBIT) −14.0% · Operating margin 38.9%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 43 out of 100 (low confidence).
What moves the price
The share trades about 14% below its 52-week high and 39% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Basic Materials peers we cover trades at 14% fair-value upside, at −85%, PAMPALO screens richer than that median.
Fair Value models
The price assumes far more growth than our models allow for, so the models scatter widely (€0.5000 to €4.33). Read the Fair Value as a cautious anchor, not a price target; the Growth Forecast section shows what the price assumes.
Bear €1.16Fair Value €1.55Bull €1.94
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (€0.2423 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.52/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+58.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+49.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+111.6%
Start year 2020 (pandemic)
’20
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−1,706.5% (2020) → 8.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Gold · 238 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score53 · Above median
Fair Value upside−85% · Bottom 25%
Profitability
Return on equity (TTM)24% · Above median
Return on assets11% · Above median
Net margin (TTM)24% · Above median
Operating margin (TTM)39% · Above median
Growth and dividend
Revenue growth78% · Above median
Balance sheet
Debt / equity0.21× · Highest 25%
Valuation Multiplesvs Gold median · lower = cheaper
P/E (TTM)30.5× · Priciest 25%
P/B6.07× · Priciest 25%
P/S (TTM)6.42× · Pricier than median
EV/EBITDA16.5× · Priciest 25%
PEG3.19× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 0
FUTURE (revenue growth)100· sector 100
PAST (return on equity)98· sector 17
HEALTH (low debt)89· sector 98
DIVIDEND (yield)0· sector 20
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Endomines Finland Oyj Fair Value". https://www.fairvalue-calculator.com/stock/PAMPALO
Frequently asked questions
Is Endomines Finland Oyj (PAMPALO) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of €1.55 versus a price of €10.08, about −85% upside (overvalued).
What is the fair value of PAMPALO?
Our model-based fair value for Endomines Finland Oyj is €1.55 (as of Sep 23, 2026), built from audited fundamentals. The current price: €10.08.
What is the quality score of PAMPALO?
Endomines Finland Oyj has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Endomines Finland Oyj (PAMPALO)?
Our model-based price target is the fair value of €1.55 (as of Sep 23, 2026) from 14 valuation models. Cautious scenario €1.16, optimistic scenario €1.94. It is a calculation from audited fundamentals, not an analyst target.
What is the Endomines Finland Oyj stock forecast for 2026?
Our models put fair value at €1.55, about −85% upside versus a price of €10.08 (overvalued). Cautious scenario €1.16, optimistic scenario €1.94. The calculation is refreshed regularly with new filings.
What is the revenue of Endomines Finland Oyj (PAMPALO)?
Endomines Finland Oyj reported trailing-twelve-month revenue of about €53.6M (latest available figure, as of Sep 23, 2026).
What is the intrinsic value of Endomines Finland Oyj (PAMPALO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Endomines Finland Oyj it is €1.55 per share (as of Sep 23, 2026), against a price of €10.08. It is the blended result of 14 valuation models (cash flow, earnings, asset, dividend).
Is Endomines Finland Oyj stock overvalued or undervalued in 2026?
As of Sep 23, 2026, PAMPALO trades above its calculated fair value: price €10.08, fair value €1.55, a gap of about −85% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PAMPALO?
No. The price is what the market pays today (€10.08); the fair value is what the company's own numbers justify (€1.55). For Endomines Finland Oyj the two are €8.53 per share apart. That gap is exactly why we show both numbers side by side.
How much is Endomines Finland Oyj worth?
The market values Endomines Finland Oyj at about €303M (market capitalisation, as of Sep 23, 2026). Per share that is €10.08; our models calculate a fair value of €1.55 per share.
What do the bullish and bearish scenarios say about PAMPALO?
Our models span a range for Endomines Finland Oyj: cautious scenario €1.16, base €1.55, optimistic €1.94 per share (as of Sep 23, 2026, price €10.08). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PAMPALO?
Endomines Finland Oyj trades at a price-to-earnings ratio of 30.5 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €1.55 is built from several models across several years. Other multiples: PEG 3.2, P/B 6.1, P/S 6.4, EV/EBITDA 16.5.
What is the PEG ratio of PAMPALO?
The PEG ratio of Endomines Finland Oyj is 3.19 (P/E divided by earnings growth, as of Sep 23, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Endomines Finland Oyj (PAMPALO)?
Balance-sheet figures for Endomines Finland Oyj (as of Sep 23, 2026): return on equity 24.5%, debt of 0.21 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is PAMPALO from its 52-week high?
Endomines Finland Oyj trades at €10.08, about 14% below its 52-week high of €11.78 and 39% above the low of €7.26 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of €1.55 is for.
Which stocks are comparable to Endomines Finland Oyj?
From the same area (Basic Materials) we also value Zijin Mining Group, Newmont Corporation, Agnico Eagle Mines Limited, Barrick Mining Corporation, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Endomines Finland Oyj stock attractive at the current price?
The data as of Sep 23, 2026: price €10.08, calculated fair value €1.55 (−85%), Quality Score 53/100, from 14 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PAMPALO calculated?
We run Endomines Finland Oyj through 14 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of €1.55, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. Endomines Finland Oyj itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Endomines Finland Oyj (PAMPALO)?
The closing price on Sep 24, 2026 was €10.08. Our model-based fair value is €1.55, about −85% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Endomines Finland Oyj right now?
The price sits above even our optimistic bull case (€1.94). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (53/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Endomines Finland Oyj
How large is the market capitalisation of Endomines Finland Oyj (PAMPALO)?
The market capitalisation of Endomines Finland Oyj is €303M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Endomines Finland Oyj (PAMPALO)?
The price-to-sales ratio of Endomines Finland Oyj is 2.35 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Endomines Finland Oyj (PAMPALO)?
Earnings per share at Endomines Finland Oyj are €0.3300 (price ÷ EPS = P/E 30.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Endomines Finland Oyj (PAMPALO)?
The net margin of Endomines Finland Oyj is 7.7% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Endomines Finland Oyj (PAMPALO)?
The return on equity (ROE) of Endomines Finland Oyj is 24.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Endomines Finland Oyj (PAMPALO)?
On an EBIT basis the return on assets of Endomines Finland Oyj is −14.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Endomines Finland Oyj (PAMPALO)?
The operating margin of Endomines Finland Oyj is 38.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Endomines Finland Oyj (PAMPALO)?
Revenue at Endomines Finland Oyj is growing +77.9% versus a year earlier (3y avg +49.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Endomines Finland Oyj (PAMPALO)?
Earnings per share at Endomines Finland Oyj are growing +289% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Endomines Finland Oyj (PAMPALO) generate?
The free cash flow of Endomines Finland Oyj is −€4.4M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Endomines Finland Oyj (PAMPALO) carry?
The net debt of Endomines Finland Oyj is €9.7M (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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