PBF Energy Inc (PBF) fair value: what the stock is really worth
As of Oct 19, 2026: fair value (intrinsic value) of PBF Energy Inc stock $10.78, price $81.26, upside -86.7%, quality 46 out of 100. Rating: strongly overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Oct 20, 2026.
How to read this chart
60‑month range $6.67 – $91.17 · fair‑value band $3.08 – $18.48 · the $81.26 price screens above the $10.78 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 3 fiscal years are left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Oct 20, 2026.
Follow PBF Energy in your weekly email
Every Wednesday you see whether PBF Energy is on track or worth a review, plus price against fair value. Free, up to 3 stocks.
We send you a confirmation link. Unsubscribe with one click.
PBF Energy Inc., through its subsidiaries, engages in the refining and supplying of petroleum products. It operates through two segments, Refining and Logistics.
Show moreShow less
The company produces gasoline, ultra-low-sulfur diesel, heating oil, jet fuel, lubricants, petrochemicals, and asphalt; diesel fuel; and unbranded transportation fuels, petrochemical feedstocks, blending components, and other petroleum products.
It sells its products in the Northeast, Midwest, Gulf Coast, and West Coast of the United States, as well as in other regions of the United States, Canada, Mexico, and internationally.
The company is also involved in the provision of various rail, truck, and marine terminaling services; and pipeline transportation and storage services. PBF Energy Inc. was founded in 2008 and is based in Parsippany, New Jersey.
Stock analysis
PBF Energy Inc (PBF) currently trades at $81.26, while our model-based Fair Value estimate is $10.78, 86.7% below the price, so the stock looks overvalued today.
Show more
Valuation
Bull case: the Asset-Based group reads highest at a median of $28.75 per share, and 0 of the 4 models we run sit above the $81.26 price.
Bear case: the Multiples group reads lowest at $10.78, and 4 of the 4 models stay below the price. Data coverage for this calculation is low.
Scenario range: $3.08 (bear) to $18.48 (bull), the price of $81.26 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 46/100 (below-average quality), in the Energy sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
PBF Energy Inc reported revenue of $29.3B in FY2025 versus $27.3B in FY2021, a compound +1.9%/yr. Reported net income was −$159M in FY2025.
Key figures
Market cap $9.8B Mid · P/E ratio 7.1 · P/S ratio 0.29 · EPS (TTM) $11.41 · Dividend yield 1.4% · Net margin 3.9% · Return on equity 23.2% · Return on assets (EBIT) 10.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 42 out of 100 (low confidence).
What moves the price
The share trades about 11% below its 52-week high and 217% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Energy peers we cover trades at −67% fair-value upside, at −87%, PBF screens richer than that median.
Fair Value models
Bear$3.08Fair Value $10.78Bull$18.48
Price $81.26 · Upside -86.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($8.28 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−11.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−14.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.2%
Start year 2020 (pandemic). Over 10 years: +8.4% a year
Revenue growth 16 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+108.6%
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−9.4% (2020) → −0.2% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
News mood ⓘNews mood, the average tone of recent news (100 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
Price, fair value, quality and upside side by side.
Free, no sign-up
Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Oil & Gas Refining & Marketing · 108 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score46 · Bottom 25%
Fair Value upside−86.7% · Bottom 25%
Profitability
Return on equity (12 months)23.2% · Top 25%
Return on assets−1.2% · Bottom 25%
Net margin (12 months)3.9% · Above median
Operating margin (12 months)8.8% · Above median
Growth and dividend
Revenue growth (quarter YoY)56.2% · Top 25%
Dividend yield (12 months)1.4% · Bottom 25%
Balance sheet
Debt / equity0.40× · Above median
Valuation Multiplesvs Oil & Gas Refining & Marketing median · lower = cheaper
P/E (12 months)7.1× · Cheapest 25%
P/B1.85× · Pricier than median
P/S (12 months)0.29× · Cheaper than median
EV/EBITDA11.8× · Priciest 25%
PEG2.51× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 17
FUTURE (revenue growth)100· sector 100
PAST (return on equity)93· sector 50
HEALTH (low debt)80· sector 85
DIVIDEND (yield)27· sector 67
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "PBF Energy Inc Fair Value". https://www.fairvalue-calculator.com/stock/PBF
Frequently asked questions
Is PBF Energy Inc (PBF) overvalued or undervalued?
As of Oct 20, 2026, our model estimates a fair value of $10.78 versus a price of $81.26, about −87% upside (overvalued).
What is the fair value of PBF?
Our model-based fair value for PBF Energy Inc is $10.78 (as of Oct 20, 2026), built from audited fundamentals. The current price: $81.26.
What is the quality score of PBF?
PBF Energy Inc has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for PBF Energy Inc (PBF)?
Our model-based price target is the fair value of $10.78 (as of Oct 20, 2026) from 4 valuation models. Cautious scenario $3.08, optimistic scenario $18.48. It is a calculation from audited fundamentals, not an analyst target.
What is the PBF Energy Inc stock forecast for 2026?
Our models put fair value at $10.78, about −87% upside versus a price of $81.26 (overvalued). Cautious scenario $3.08, optimistic scenario $18.48. The calculation is refreshed regularly with new filings.
What is the revenue of PBF Energy Inc (PBF)?
PBF Energy Inc reported trailing-twelve-month revenue of about $34.4B (latest available figure, as of Oct 20, 2026).
Does PBF Energy Inc pay a dividend?
PBF Energy Inc currently shows a dividend yield of 1.35% relative to its recent price (as of Oct 20, 2026).
What is the intrinsic value of PBF Energy Inc (PBF)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For PBF Energy Inc it is $10.78 per share (as of Oct 20, 2026), against a price of $81.26. It is the blended result of 4 valuation models (cash flow, earnings, asset, dividend).
Is PBF Energy Inc stock overvalued or undervalued in 2026?
As of Oct 20, 2026, PBF trades above its calculated fair value: price $81.26, fair value $10.78, a gap of about −87% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PBF?
No. The price is what the market pays today ($81.26); the fair value is what the company's own numbers justify ($10.78). For PBF Energy Inc the two are $70.48 per share apart. That gap is exactly why we show both numbers side by side.
How much is PBF Energy Inc worth?
The market values PBF Energy Inc at about $9.8B (market capitalisation, as of Oct 20, 2026). Per share that is $81.26; our models calculate a fair value of $10.78 per share.
What do the bullish and bearish scenarios say about PBF?
Our models span a range for PBF Energy Inc: cautious scenario $3.08, base $10.78, optimistic $18.48 per share (as of Oct 20, 2026, price $81.26). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of PBF?
PBF Energy Inc trades at a price-to-earnings ratio of 7.1 (as of Oct 20, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $10.78 is built from several models across several years. Other multiples: PEG 2.5, P/B 1.9, P/S 0.3, EV/EBITDA 11.8.
What is the PEG ratio of PBF?
The PEG ratio of PBF Energy Inc is 2.51 (P/E divided by earnings growth, as of Oct 20, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of PBF Energy Inc (PBF)?
Balance-sheet figures for PBF Energy Inc (as of Oct 20, 2026): return on equity 23.2%, debt of 0.40 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is PBF from its 52-week high?
PBF Energy Inc trades at $81.26, about 11% below its 52-week high of $91.17 and 217% above the low of $25.64 (as of Oct 19, 2026). Distance from the high says nothing about value: that is what the fair value of $10.78 is for.
Which stocks are comparable to PBF Energy Inc?
From the same area (Energy) we also value Reliance Industries Limited, Valero Energy Corporation, Marathon Petroleum Corporation, Phillips 66, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is PBF Energy Inc stock attractive at the current price?
The data as of Oct 20, 2026: price $81.26, calculated fair value $10.78 (−87%), Quality Score 46/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of PBF calculated?
We run PBF Energy Inc through 4 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $10.78, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.9 % above its aggregate fair value. PBF Energy Inc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of PBF Energy Inc (PBF)?
The closing price on Oct 19, 2026 was $81.26. Our model-based fair value is $10.78, about −87% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with PBF Energy Inc right now?
The price sits above even our optimistic bull case ($18.48). The favourable scenario is already priced in. The model range is unusually wide ($3.08 to $18.48). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (46/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of PBF Energy Inc
How large is the market capitalisation of PBF Energy Inc (PBF)?
The market capitalisation of PBF Energy Inc is $9.8B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of PBF Energy Inc (PBF)?
The price-to-sales ratio of PBF Energy Inc is 0.29 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of PBF Energy Inc (PBF)?
Earnings per share at PBF Energy Inc are $11.41 (price ÷ EPS = P/E 7.1). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of PBF Energy Inc (PBF)?
The dividend yield of PBF Energy Inc is 1.4% (payout 9.6%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of PBF Energy Inc (PBF)?
The net margin of PBF Energy Inc is 3.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of PBF Energy Inc (PBF)?
The return on equity (ROE) of PBF Energy Inc is 23.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of PBF Energy Inc (PBF)?
On an EBIT basis the return on assets of PBF Energy Inc is 10.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of PBF Energy Inc (PBF)?
The operating margin of PBF Energy Inc is 8.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at PBF Energy Inc (PBF)?
Revenue at PBF Energy Inc is growing +56.2% versus a year earlier (3y avg −14.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at PBF Energy Inc (PBF)?
Earnings per share at PBF Energy Inc are growing −69.9% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does PBF Energy Inc (PBF) generate?
The free cash flow of PBF Energy Inc is −$783M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does PBF Energy Inc (PBF) carry?
The net debt of PBF Energy Inc is $2.4B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed
Watch PBF Energy Inc in the live analysis
One click puts PBF Energy Inc on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 28,000+ stock screener.
Thin data
Oct 20, 2026