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Pacific Health Care Organization, Inc (PFHO) Fair Value & Analysis

Healthcare · US · Market cap $10.6M

Price$0.8500
Fair Value$1.37
Upside+61.2%
Quality95/100
Evidence: High Range $1.03 – $2.03

Fair value as of: Jun 24, 2026

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Analysis

Pacific Health Care Organization, Inc (PFHO) currently trades at $0.8500, while our model-based Fair Value estimate is $1.37 — implying the stock looks roughly 61.2% undervalued today. We read business quality at 95/100 (high quality), in the Healthcare sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Pacific Health Care Organization, Inc., together with its subsidiaries, operates as a workers' compensation cost containment company in the United States. It engages in managing and administering health care organizations (HCOs) and medical provider networks (MPNs). The company also provides utilization review, medical case management, medical case management, medical bill review, employee advocate, expert witness testimony, and Medicare set-aside services, as well as workers' compensation carve-outs. It serves insurers, third party administrators, self-administered employers, municipalities, and other industries. The company was formerly known as Clear Air, Inc. and changed its name to Pacific Health Care Organization, Inc. in January 2001. Pacific Health Care Organization, Inc. was incorporated in 1970 and is based in Irvine, California.

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Frequently asked questions

Is Pacific Health Care Organization, Inc (PFHO) undervalued?
As of Jun 24, 2026, our model estimates a fair value of $1.37 versus a price of $0.8500 — about +61% (undervalued). Model-based estimate, not financial advice.
What is the fair value of PFHO?
Our 21-model fair value for Pacific Health Care Organization, Inc is $1.37 (as of Jun 24, 2026), built from audited fundamentals. The current price is $0.8500.
What is the quality score of PFHO?
Pacific Health Care Organization, Inc has a Quality Score of 95/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.