QBNK Holding AB (QBNK) fair value: what the stock is really worth
As of Oct 13, 2026: fair value of QBNK Holding AB SEK 3.72, price SEK 6.20, upside -40.0%, quality 62 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
QBNK Holding AB (publ) engages in the development of cloud-based products and services within digital asset management. The company specializes in software solution that are used in managing various of digital materials, including images, films, documents, drawings, sound files, and logos.
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QBNK Holding AB (publ) engages in the development of cloud-based products and services within digital asset management. The company specializes in software solution that are used in managing various of digital materials, including images, films, documents, drawings, sound files, and logos. It serves fashion and retail, medtech, technology, manufacturing, and real estate and construction industries. The company was incorporated in 2014 and is headquartered in Stockholm, Sweden.
Stock analysis
QBNK Holding AB (QBNK) currently trades at kr 6.20, while our model-based Fair Value estimate is kr 3.72, 40.0% below the price, so the stock looks overvalued today.
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Valuation
How firm this estimate is: it rests on 12 models at a data quality of 92/100, which puts the data coverage at low.
Scenario range: kr 2.81 (bear) to kr 4.62 (bull), the price of kr 6.20 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 62/100 (solid quality), in the Technology sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
QBNK Holding AB reported revenue of 41.2M SEK in FY2025 versus 34.3M SEK in FY2022, a compound +6.4%/yr. Reported net income was 211K SEK in FY2025.
Key figures
Market cap 60.5M SEK (≈ $6.1M) · P/E ratio 103.3 · P/S ratio 0.53 · EPS (TTM) kr 0.0600 · Net margin 0.5% · Return on equity 10.8% · Return on assets (EBIT) −15.3% · Operating margin −2.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (medium confidence).
What moves the price
The share trades about 22% below its 52-week high and 16% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at −23% fair-value upside, at −40%, QBNK screens richer than that median.
Fair Value models
Bearkr 2.81Fair Value kr 3.72Bullkr 4.62
Price kr 6.20 · Upside -40.0%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then (kr 0.0472 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Incomekr 0.4100kr 0.4000kr 0.410068
EV/EBITkr 1.98kr 2.07kr 2.1663
P/S Multiplekr 0.2800kr 0.3700kr 0.460058
All 6 models by family
Multiples
P/S Multiplekr 0.2800kr 0.3700kr 0.460058
P/B Multiplekr 0.2800kr 0.3700kr 0.460055
EV/EBITkr 1.98kr 2.07kr 2.1663
EV/Revenuekr 1.86kr 1.92kr 1.9952
Asset-Based
NCAV (Graham)kr 0.2800kr 0.3700kr 0.550051
Economic Profit
Residual Incomekr 0.4100kr 0.4000kr 0.410068
P/S and P/B multiple show the same value here: both are capped by the same earnings anchor (earnings per share times 17), because margin and return on equity do not support the sector multiple.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+3.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+6.4%
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−42.9% (2022) → 0.4% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 353 stocks
Beats the industry median on 3/10 measures
Overall it trails its industry peers.
Valuation
Quality Score62 · Above median
Fair Value upside−40.0% · Below median
Profitability
Return on equity (12 months)10.8% · Above median
Return on assets1.4% · Below median
Net margin (12 months)1.5% · Below median
Operating margin (12 months)−2.7% · Below median
Growth and dividend
Revenue growth−0.2% · Bottom 25%
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
P/E (12 months)103.3× · Priciest 25%
P/B11.24× · Priciest 25%
P/S (12 months)1.50× · Cheaper than median
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 23
FUTURE (revenue growth)0· sector 56
PAST (return on equity)43· sector 21
HEALTH (low debt)0· sector 98
DIVIDEND (yield)0· sector 28
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "QBNK Holding AB Fair Value". https://www.fairvalue-calculator.com/stock/QBNK
Frequently asked questions
Is QBNK Holding AB (QBNK) overvalued or undervalued?
As of Oct 3, 2026, our model estimates a fair value of kr 3.72 versus a price of kr 6.20, about −40% upside (overvalued).
What is the fair value of QBNK?
Our model-based fair value for QBNK Holding AB is kr 3.72 (as of Oct 3, 2026), built from audited fundamentals. The current price: kr 6.20.
What is the quality score of QBNK?
QBNK Holding AB has a Quality Score of 62/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for QBNK Holding AB (QBNK)?
Our model-based price target is the fair value of kr 3.72 (as of Oct 3, 2026) from 6 valuation models. Cautious scenario kr 2.81, optimistic scenario kr 4.62. It is a calculation from audited fundamentals, not an analyst target.
What is the QBNK Holding AB stock forecast for 2026?
Our models put fair value at kr 3.72, about −40% upside versus a price of kr 6.20 (overvalued). Cautious scenario kr 2.81, optimistic scenario kr 4.62. The calculation is refreshed regularly with new filings.
What is the revenue of QBNK Holding AB (QBNK)?
QBNK Holding AB reported trailing-twelve-month revenue of about 40.3M SEK (latest available figure, as of Oct 3, 2026).
What is the intrinsic value of QBNK Holding AB (QBNK)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For QBNK Holding AB it is kr 3.72 per share (as of Oct 3, 2026), against a price of kr 6.20. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is QBNK Holding AB stock overvalued or undervalued in 2026?
As of Oct 3, 2026, QBNK trades above its calculated fair value: price kr 6.20, fair value kr 3.72, a gap of about −40% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of QBNK?
No. The price is what the market pays today (kr 6.20); the fair value is what the company's own numbers justify (kr 3.72). For QBNK Holding AB the two are kr 2.48 per share apart. That gap is exactly why we show both numbers side by side.
How much is QBNK Holding AB worth?
The market values QBNK Holding AB at about 60.5M SEK (market capitalisation, as of Oct 3, 2026). Per share that is kr 6.20; our models calculate a fair value of kr 3.72 per share.
What do the bullish and bearish scenarios say about QBNK?
Our models span a range for QBNK Holding AB: cautious scenario kr 2.81, base kr 3.72, optimistic kr 4.62 per share (as of Oct 3, 2026, price kr 6.20). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of QBNK?
QBNK Holding AB trades at a price-to-earnings ratio of 103.3 (as of Oct 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of kr 3.72 is built from several models across several years. Other multiples: P/B 11.2, P/S 1.5.
How solid is the balance sheet of QBNK Holding AB (QBNK)?
Balance-sheet figures for QBNK Holding AB (as of Oct 3, 2026): return on equity 10.8%. They feed the Quality Score of 62/100, which measures business quality independently of the share price.
How far is QBNK from its 52-week high?
QBNK Holding AB trades at kr 6.20, about 22% below its 52-week high of kr 7.95 and 16% above the low of kr 5.35 (as of Oct 13, 2026). Distance from the high says nothing about value: that is what the fair value of kr 3.72 is for.
Which stocks are comparable to QBNK Holding AB?
From the same area (Technology) we also value Microsoft Corporation, Palantir Technologies Inc, Oracle Corporation, CrowdStrike Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is QBNK Holding AB stock attractive at the current price?
The data as of Oct 3, 2026: price kr 6.20, calculated fair value kr 3.72 (−40%), Quality Score 62/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of QBNK calculated?
We run QBNK Holding AB through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of kr 3.72, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. QBNK Holding AB itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of QBNK Holding AB (QBNK)?
The closing price on Oct 13, 2026 was kr 6.20. Our model-based fair value is kr 3.72, about −40% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with QBNK Holding AB right now?
The price sits above even our optimistic bull case (kr 4.62). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (62/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of QBNK Holding AB
How large is the market capitalisation of QBNK Holding AB (QBNK)?
The market capitalisation of QBNK Holding AB is 60.5M SEK (≈ $6.1M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of QBNK Holding AB (QBNK)?
The price-to-sales ratio of QBNK Holding AB is 0.53 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of QBNK Holding AB (QBNK)?
Earnings per share at QBNK Holding AB are kr 0.0600 (price ÷ EPS = P/E 103.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of QBNK Holding AB (QBNK)?
The net margin of QBNK Holding AB is 0.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of QBNK Holding AB (QBNK)?
The return on equity (ROE) of QBNK Holding AB is 10.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of QBNK Holding AB (QBNK)?
On an EBIT basis the return on assets of QBNK Holding AB is −15.3% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of QBNK Holding AB (QBNK)?
The operating margin of QBNK Holding AB is −2.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at QBNK Holding AB (QBNK)?
Revenue at QBNK Holding AB is growing −0.2% versus a year earlier (3y avg +6.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at QBNK Holding AB (QBNK)?
Earnings per share at QBNK Holding AB are growing +50.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does QBNK Holding AB (QBNK) generate?
The free cash flow of QBNK Holding AB is −4.8M SEK (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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