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QDM International Inc (QDMI) Fair Value & Analysis

Financial Services · US · Market cap $130M

QI QDM International Inc logo QDM International Inc QDMI · US
Price$5.00
Fair Value$7.26
Upside+45.2%
Quality86/100
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Mixed Growth
Highly profitable · 32.1% net margin
generates free cash flow
Ranks above peers (8/13)
Wide moat 90/100
Evidence: High Range $5.45 – $9.08 Share as image

Fair value as of: Jul 27, 2026

From 4 valuation models · updated 15 days ago

Share price −16.8% over the past month.

A strong business, screening 45% undervalued on our models.

What matters now

  • The rarer combination: high quality (86/100) AND below fair value. That earns a closer look rather than a quick verdict.
  • The price is below even our cautious bear case ($5.45). The market is more pessimistic than our downside scenario.
  • For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
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Price vs Fair Value (5 years)

$160.48 $0.0017 Fair Value $7.26 May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $0.0017 – $160.48 · fair‑value band $5.45 – $9.08 · the $5.00 price screens below the $7.26 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

QDM International Inc (QDMI) currently trades at $5.00, while our model-based Fair Value estimate is $7.26, implying the stock looks roughly 45.2% undervalued today. The Quality Score stands at 86/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, QDM International Inc generated revenue of $17.2M at a net margin of 32.1%. Revenue grew 201.3% year over year. It earns a return on equity of 65.5%. The stock trades on a trailing P/E of 19.7. Fundamentals as of Jul 27, 2026

Our scenario range runs from $5.45 (bear case) to $9.08 (bull case); at $5.00, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Financial Services peers we cover trades at -38% fair-value upside, at 45%, QDMI screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
P/E Multiple $1.82 $2.42 $3.03 63
Residual Income $1.27 $2.06 $32.27 61
P/B Multiple $0.3600 $0.4800 $0.6000 55
All 4 models by family
Multiples
P/E Multiple $1.82 $2.42 $3.03 63
P/B Multiple $0.3600 $0.4800 $0.6000 55
Asset-Based
NCAV (Graham) $0.1700 $0.2300 $0.3400 50
Economic Profit
Residual Income $1.27 $2.06 $32.27 61

Widest divergence: Economic Profit ($2.06) versus Asset-Based ($0.2300). Highest evidence: P/E Multiple (63).

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Key figures & financial health

Revenue (TTM) $17.2M
Revenue growth (YoY) +201%
Net margin 32.1%
Return on equity 65.5%
Free cash flow $4.1M FY2025
P/E ratio 19.7
More key figures
Operating margin 31.8%
EPS (TTM) $0.7600
EPS growth (YoY) +83.7%
Net debt $268K FY2020

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 86/100

Of which business quality 85 · Market factors (momentum, volatility) 15

Profitability 91
Margins and returns on capital today
Quality Growth 80
Are margins and returns improving?
Cashflow 81
Earnings quality: real cash, not paper profit
Fin. Strength 100
Balance sheet, leverage, solvency risk
Investment 50
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 0
Price trend over the last 3–12 months (market factor)
52W Momentum 2
Distance to the 52-week high (market factor)
Net Issuance 90
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

QDM International Inc. operates as an insurance brokerage company primarily in Hong Kong. The company offers life and medical insurance products, such as individual life, health, endowment life, and annuity life insurance; and general insurance products, including automobile, commercial property, liability, accident, travel, and homeowner insurance.

Full company description

QDM International Inc. operates as an insurance brokerage company primarily in Hong Kong. The company offers life and medical insurance products, such as individual life, health, endowment life, and annuity life insurance; and general insurance products, including automobile, commercial property, liability, accident, travel, and homeowner insurance. It also operates a mandatory provident fund intermediary, as well as assist with information collection; explanation of products and policies; and account opening and related services under mandatory provident fund, and occupational retirement schemes ordinance schemes. In addition, the company is involved in the referral business. The company was formerly known as QDM Holdings Limited and changed its name to QDM International Inc. in October 2020. QDM International Inc. is based in Tsim Sha Tsui, Hong Kong.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

QDM International Inc reported revenue of $8.4M in FY2025 versus $123K in FY2021, a compound +187.1%/yr. Reported net income was $4.8M in FY2025.

Growth Quality 87/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2025)
$8.4M
Latest YoY
+31.7%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+395.3%
Revenue +187.1%/yr
FY21 $123K
FY22 $69.0K
FY23 $1.1M
FY24 $6.4M
FY25 $8.4M
Net income
FY21 −$308K
FY22 −$378K
FY23 $44.6K
FY24 $1.6M
FY25 $4.8M

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Cite: Fair Value Calculator (2026). "QDM International Inc Fair Value". https://www.fairvalue-calculator.com/stock/QDMI

Peer Group

Insurance Brokers · 35 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 86 · Top 25%
Fair Value upside +45% · Top 25%
Return on equity (TTM) 65% · Top 25%
Return on assets 37% · Top 25%
Net margin (TTM) 32% · Top 25%
Operating margin (TTM) 32% · Top 25%
Revenue growth 201% · Top 25%

Valuation Multiples vs Insurance Brokers median · lower = cheaper

P/E (TTM) 19.7× · Pricier than median
P/B 14.65× · Pricier than 75% of peers
P/S (TTM) 7.54× · Pricier than 75% of peers
P/FCF 31.7× · Pricier than 75% of peers
EV/EBITDA 18.2× · Pricier than 75% of peers
PEG 0.67× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 94 · sector 0
FUTURE 100 · sector 59
PAST 100 · sector 60
HEALTH 0 · sector 88
DIVIDEND 0 · sector 50

Insider activity: 45/100

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Insurance Brokers stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).

Stock Price Fair Value vs Fair Value
Marsh & McLennan Companies, Inc MRSH $182.18 $112.25 -38%
Aon plc AON $367.21 $224.91 -39%
Arthur J. Gallagher & Co AJG $253.09 $75.58 -70%
Willis Towers Watson Public Limited WTW $285.12 $220.92 -23%
Brown & Brown, Inc BRO $67.66 $40.43 -40%
Erie Indemnity Company ERIE $227.31 $157.43 -31%
PB Fintech Limited POLICYBZR ₹1,574 ₹188.49 -88%
Neptune Insurance Holdings NP $31.03 $3.52 -89%
CorVel Corporation CRVL $62.29 $47.59 -24%
Accelerant Holdings ARX $13.52 $18.06 +34%

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Frequently asked questions

Is QDM International Inc (QDMI) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of $7.26 versus a price of $5.00, about +45% (undervalued).
What is the fair value of QDMI?
Our model-based fair value for QDM International Inc is $7.26 (as of Jul 27, 2026), built from audited fundamentals. The current price is $5.00.
What is the quality score of QDMI?
QDM International Inc has a Quality Score of 86/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of QDM International Inc (QDMI)?
QDM International Inc reported trailing-twelve-month revenue of about $17.2M (latest available figure, as of Jul 27, 2026).
What is the net profit margin of QDMI?
The net profit margin of QDM International Inc is about 32.1%, meaning it keeps roughly 32.1% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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