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Q2 Holdings (QTWO) fair value: what the stock is really worth

As of Nov 6, 2026: fair value (intrinsic value) of Q2 Holdings stock $56.06, price $73.92, that is 24.2% below the price, quality 71 out of 100. Rating: overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.

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Technology US

QH Q2 Holdings logo Some data Nov 3, 2026

Q2 Holdings

QTWO · US
Solid, but expensive

Our calculation puts a fair price 24% below what the stock costs today.

Quality 71/100
Healthy Growth (revenue 5y +14.6 %/yr in USD)
Solidly profitable · 10.9% net margin (TTM)
Low debt
Generates free cash flow
Upbeat coverage
Profit last quarter +157% vs. a year ago.
Mixed vs. peers (6/14)
Moderate moat 52/100 · thin data
Insiders sold $6.9M (6M)
Some data
Fair value $56.06 · Overvalued (−24.2%)
Quality growth
Watch Q2 Holdings for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$110.85 $20.87 Fair Value $56.06 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.

How to read this chart

60‑month range $20.87 – $110.85 · fair‑value band $39.24 – $72.88 · the $73.92 price screens above the $56.06 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.

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Company profile

Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States.

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The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently.

It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions.

In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products.

The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Stock analysis

Q2 Holdings (QTWO) currently trades at $73.92, while our model-based Fair Value estimate is $56.06, 24% below the price, so the stock looks overvalued today.

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Valuation

Bull case: the Growth DCF group reads highest at a median of $52.26 per share, and 0 of the 24 models we run sit above the $73.92 price.

Bear case: the Economic Profit group reads lowest at $8.05, and 24 of the 24 models stay below the price. Data coverage for this calculation is medium.

Scenario range: $39.24 (bear) to $72.88 (bull), the price of $73.92 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 71/100 (solid quality), in the Technology sector.

Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.

Q2 Holdings reported revenue of $795M in FY2025 versus $499M in FY2021, a compound +12.4%/yr. Reported net income was $52.0M in FY2025.

Key figures

Market cap $4.9B Mid · P/E ratio 52.4 · P/S ratio 5.82 · EPS (TTM) $1.41 · Net margin 10.9% · Return on equity 15.0% · Return on assets (EBIT) −4.0% (5-year average) · Operating margin 13.4%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 52 out of 100 (low confidence).

What moves the price

The last reported earnings sit well below what analysts expect (earnings in transition, for example after write-downs or an earnings dip); whether the stock is cheap or expensive hinges on the expected recovery actually arriving. Read the fair value with that caveat.

The share trades about 2% below its 52-week high and 76% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Technology peers we cover trades at 10% fair-value upside, at −24%, QTWO screens richer than that median.

Fair Value models

Bear $39.24 Fair Value $56.06 Bull $72.88
Price $73.92 · Downside -24.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($1.21 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
FCF DCF $45.96 $68.37 $134.29 77
Growth DCF $43.25 $73.25 $128.42 76
EPV $6.51 $7.29 $7.94 74
All 24 models by family
DCF Models
FCF DCF $45.96 $68.37 $134.29 77
Owner Earnings $21.43 $44.05 $86.95 72
5Y Revenue Exit $19.73 $27.83 $43.24 72
5Y EBITDA Exit $31.78 $53.11 $92.91 73
5Y P/E Exit $26.77 $48.59 $76.24 69
10Y Revenue Exit $27.75 $43.69 $54.28 67
10Y EBITDA Exit $36.04 $66.19 $120.25 65
10Y P/E Exit $32.70 $56.83 $96.89 62
Earnings-Based
Graham-Dodd $5.67 $39.55 $55.51 63
Lynch FV $13.03 $18.62 $24.20 61
PEG = 1.0 $13.03 $18.62 $24.20 57
EPV $6.51 $7.29 $7.94 74
Multiples
P/E Multiple $17.52 $23.35 $29.19 63
P/S Multiple $10.63 $14.18 $17.72 58
P/B Multiple $5.09 $6.79 $8.49 55
EV/EBIT $13.52 $17.91 $22.30 66
EV/EBITDA $25.26 $33.56 $41.86 67
EV/Revenue $7.01 $9.86 $12.71 54
Asset-Based
NCAV (Graham) $0.5700 $0.7600 $1.13 54
Growth DCF
Growth DCF $43.25 $73.25 $128.42 76
Rev-Margin DCF $19.73 $31.27 $48.66 71
Economic Profit
Residual Income $8.39 $8.80 $9.73 71
ROIC Compounder $6.51 $7.29 $7.94 72
Growth Earnings
Growth-Adj P/E $19.62 $28.03 $36.44 67

Open the full fair value analysis →

Quality Score breakdown

Overall quality 71/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 43
How much profit the company makes from its sales and capital
Quality Growth 88
Are margins and returns getting better?
Cashflow 96
Do the profits arrive as real cash?
Financial strength 77
Debt, balance sheet and risk of trouble
Investment 73
Does it invest with discipline instead of growing at any price?
Low Volatility 37
How calm the share price moves, does not count
Price momentum 65
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 76
Distance to the 52-week high, does not count
New shares 46
Buys back shares or issues new ones?

Open the full quality analysis →

Insider trades

In the last 6 months, 4 officers or directors sold shares worth $6.9M and none bought.

  • SaleMichael S KerrGeneral Counsel5× since Mar 3, 2026: 24,186 shares, avg. $50.96$1.2MSep 11, 2026
  • SaleJonathan PriceChief Financial Officer3× since Mar 3, 2026: 125,696 shares, avg. $59.66$7.5MAug 13, 2026
  • SaleKimberly Anne RutledgeChief People Officer4× since Mar 3, 2026: 62,304 shares, avg. $52.67$3.3MAug 10, 2026
  • SaleKirk L ColemanChief Business Officer6× since Dec 10, 2025: 95,678 shares, avg. $52.15$5.0MJun 10, 2026
  • SaleJohn E BreedenChief Delivery Officer3× since Mar 3, 2026: 125,673 shares, avg. $50.95$6.4MMar 11, 2026
  • SaleMatthew P FlakeChief Executive Officer, Director2× since Mar 3, 2026: 139,124 shares, avg. $49.98$7.0MMar 9, 2026
  • SaleHimagiri K MukkamalaChief Operating Officer3× since Dec 10, 2025: 6,160 shares, avg. $61.85$380,973Mar 9, 2026
  • SaleMichael A. VolanoskiChief Revenue Officer9,300 shares at $74.66$694,343Dec 12, 202510b5-1 plan
  • SaleJames OfferdahlDirector794 shares at $70.84$56,247Nov 25, 202510b5-1 plan

Plus 8 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.

Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.

Source: SEC Form 4, as of Nov 6, 2026. All filings at the SEC ↗

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+14.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+12.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+14.6%
Start year 2020 (pandemic). Over 10 years: +22.0% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+27.3%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−24.8% (2020) → 5.7% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: no profitable base year
not computed

Growth Forecast

A lot of optimism in the price
The price assumes about as much growth as the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+17.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.2%
Yearly sales growth analysts expect, extended to five years.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +14.3% a year for the price and +6.6% for the forecasts.
Forecast 2026 (sales)+11.4%
Forecast 2027 (sales)+10.2%
Projected 2028 (sales)+9.2%
Projected 2029 (sales)+8.1%
Projected 2030 (sales)+7.1%

QTWO screens overvalued: fair value 24% below the price. Compare with SAP SE →

Recent news

News mood ⓘNews mood, the average tone of recent news (98 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation. Hype
Recent news coverage is unusually upbeat, far more positive than stocks are typically covered.
Note from the team Oct 11, 2026
AI conclusion: Q2 Holdings benefits from a growing backlog of committed revenue through bank expansions and new tier-one customers, yet low ROE and modest margins limit evidence of a durable competitive advantage.
Main risk: Slower performance in other revenue streams beyond the bank deal backlog could constrain overall expansion for this digital banking solutions provider.
Q2 Holdings keeps signing expansions with large banks alongside new tier-one customers for its digital banking solutions. This has built a sizable backlog of committed revenue and supported a higher subscription growth target. Will these deals drive faster overall expansion, or will they mainly stabilize results while other revenue streams remain slower?
Join the discussion →

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 630 stocks

Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 71 · Top 25%
Fair Value upside −24.2% · Below median
Profitability
Return on equity (12 months) 15.0% · Above median
Return on assets 4.1% · Above median
Net margin (12 months) 10.9% · Above median
Operating margin (12 months) 13.4% · Above median
Growth and dividend
Revenue growth (quarter YoY) 12.6% · Above median
Balance sheet
Debt / equity 0.46× · Highest 25%

Valuation Multiplesvs Software - Application median · lower = cheaper

P/E (12 months) 52.4× · Priciest 25%
P/B 7.45× · Priciest 25%
P/S (12 months) 5.82× · Priciest 25%
Price / free cash flow (fiscal year) 25.3× · Pricier than median
EV/EBITDA 42.5× · Priciest 25%
PEG 8.94× · Priciest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)1 · sector 29
FUTURE (revenue growth)63 · sector 40
PAST (return on equity)60 · sector 20
HEALTH (low debt)77 · sector 98
DIVIDEND (yield)0 · sector 29

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $239.30 $463.72 +94% vs QTWO
Salesforce, Inc CRM $213.65 $342.73 +60% vs QTWO
Uber Technologies, Inc UBER $68.59 $101.28 +48% vs QTWO
Intuit Inc INTU $341.50 $459.14 +34% vs QTWO
ServiceNow, Inc NOW $101.97 $112.60 +10% vs QTWO
SAP SE SAP €210.75 €173.59 −18% vs QTWO
Cadence Design Systems, Inc CDNS $319.92 $225.48 −30% vs QTWO
Automatic Data Processing, Inc ADP $303.35 $150.40 −50% vs QTWO
Shopify Inc SHOP $148.91 $64.96 −56% vs QTWO
Snowflake Inc SNOW $275.88 $73.81 −73% vs QTWO

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Cite: Fair Value Calculator (2026). "Q2 Holdings Fair Value". https://www.fairvalue-calculator.com/stock/QTWO

Frequently asked questions

Is Q2 Holdings (QTWO) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of $56.06 versus a price of $73.92, about 24% lower (overvalued).
What is the fair value of QTWO?
Our model-based fair value for Q2 Holdings is $56.06 (as of Nov 3, 2026), built from audited fundamentals. The current price: $73.92.
What is the quality score of QTWO?
Q2 Holdings has a Quality Score of 71/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Q2 Holdings (QTWO)?
Our model-based price target is the fair value of $56.06 (as of Nov 3, 2026) from 24 valuation models. Cautious scenario $39.24, optimistic scenario $72.88. It is a calculation from audited fundamentals, not an analyst target.
What is the Q2 Holdings stock forecast for 2026?
Our models put fair value at $56.06, about 24% lower versus a price of $73.92 (overvalued). Cautious scenario $39.24, optimistic scenario $72.88. The calculation is refreshed regularly with new filings.
What is the revenue of Q2 Holdings (QTWO)?
Q2 Holdings reported trailing-twelve-month revenue of about $846M (latest available figure, as of Nov 3, 2026).
What growth is priced into Q2 Holdings (QTWO)?
For today's price to be fair in a discounted-cash-flow model, Q2 Holdings would have to grow free cash flow by +17.1 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +14.6 % per year. As of Nov 3, 2026.
What discount rate (WACC) does the fair value of QTWO use?
Our models discount Q2 Holdings at 10.6 %: a base by market capitalisation (mid), damped by beta 1.34, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Q2 Holdings that is +17.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has Q2 Holdings (QTWO) delivered so far?
Over the past 5 years revenue at Q2 Holdings grew +14.6 % a year. The price currently implies free-cash-flow growth of +17.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Q2 Holdings (QTWO) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Q2 Holdings (+17.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Q2 Holdings (QTWO)?
The free-cash-flow yield on the price is 3.95 %: that much free cash flow Q2 Holdings produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Q2 Holdings (QTWO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Q2 Holdings it is $56.06 per share (as of Nov 3, 2026), against a price of $73.92. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Q2 Holdings stock overvalued or undervalued in 2026?
As of Nov 3, 2026, QTWO trades above its calculated fair value: price $73.92, fair value $56.06, a gap of about −24% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of QTWO?
No. The price is what the market pays today ($73.92); the fair value is what the company's own numbers justify ($56.06). For Q2 Holdings the two are $17.86 per share apart. That gap is exactly why we show both numbers side by side.
How much is Q2 Holdings worth?
The market values Q2 Holdings at about $4.9B (market capitalisation, as of Nov 3, 2026). Per share that is $73.92; our models calculate a fair value of $56.06 per share.
What do the bullish and bearish scenarios say about QTWO?
Our models span a range for Q2 Holdings: cautious scenario $39.24, base $56.06, optimistic $72.88 per share (as of Nov 3, 2026, price $73.92). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of QTWO?
Q2 Holdings trades at a price-to-earnings ratio of 52.4 (as of Nov 3, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $56.06 is built from several models across several years. Other multiples: PEG 8.9, P/B 7.5, P/S 5.8, EV/EBITDA 42.5.
What is the PEG ratio of QTWO?
The PEG ratio of Q2 Holdings is 8.94 (P/E divided by earnings growth, as of Nov 3, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Q2 Holdings (QTWO)?
Balance-sheet figures for Q2 Holdings (as of Nov 3, 2026): return on equity 15.0%, debt of 0.46 per unit of equity. They feed the Quality Score of 71/100, which measures business quality independently of the share price.
How far is QTWO from its 52-week high?
Q2 Holdings trades at $73.92, about 2% below its 52-week high of $75.62 and 76% above the low of $42.09 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $56.06 is for.
Which stocks are comparable to Q2 Holdings?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Q2 Holdings stock attractive at the current price?
The data as of Nov 3, 2026: price $73.92, calculated fair value $56.06 (−24%), Quality Score 71/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of QTWO calculated?
We run Q2 Holdings through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $56.06 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Q2 Holdings itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Q2 Holdings (QTWO)?
The closing price on Nov 6, 2026 was $73.92. Our model-based fair value is $56.06, about 24% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Q2 Holdings right now?
Solid but not exceptional quality (71/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range ($39.24 to $72.88) leaves room in how you read the outcome.

Key figures of Q2 Holdings

How large is the market capitalisation of Q2 Holdings (QTWO)?
The market capitalisation of Q2 Holdings is $4.9B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Q2 Holdings (QTWO)?
The price-to-sales ratio of Q2 Holdings is 5.82 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Q2 Holdings (QTWO)?
Earnings per share at Q2 Holdings are $1.41 (price ÷ EPS = P/E 52.4). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Q2 Holdings (QTWO)?
The net margin of Q2 Holdings is 10.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Q2 Holdings (QTWO)?
The return on equity (ROE) of Q2 Holdings is 15.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Q2 Holdings (QTWO)?
On an EBIT basis the return on assets of Q2 Holdings is −4.0% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Q2 Holdings (QTWO)?
The operating margin of Q2 Holdings is 13.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Q2 Holdings (QTWO)?
Revenue at Q2 Holdings is growing +12.6% versus a year earlier (3y avg +12.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Q2 Holdings (QTWO)?
Earnings per share at Q2 Holdings are growing +157% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Q2 Holdings (QTWO) hold?
Q2 Holdings holds more cash than debt, $21.5M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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