BRC Group (RILY) Fair Value & Analysis

Financial Services · US · Market cap $350M

A solid business, screening 91% undervalued on our models.

What matters now

• The price is below even our cautious bear case ($7.79). The market is more pessimistic than our downside scenario.
• Solid quality (62/100) at a price below fair value, the discount is the argument here, not the business quality.
• A fairly wide model range ($7.79 to $18.43) leaves room in how you read the outcome.
• For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Price vs Fair Value (5 years)

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 27, 2026.

How to read this chart

60‑month range $2.80 – $70.31 · fair‑value band $7.79 – $18.43 · the $7.18 price screens below the $13.68 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Jul 27, 2026.

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Analysis

BRC Group (RILY) currently trades at $7.18, while our model-based Fair Value estimate is $13.68, implying the stock looks roughly 90.5% undervalued today. The Quality Score stands at 62/100 (solid quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, BRC Group generated revenue of $1.0B at a net margin of 50.8%. Revenue grew 113.4% year over year. Net debt stands at $1.2B. The stock trades on a trailing P/E of 0.6. Fundamentals as of Jul 27, 2026

Our scenario range runs from $7.79 (bear case) to $18.43 (bull case); at $7.18, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 36% below its 52-week high and 151% above its 52-week low, currently above its 200-day average. For context, the median of 10 Financial Services peers we cover trades at -15% fair-value upside, at 91%, RILY screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Widest divergence: Earnings-Based ($256.06) versus Dividend Discount ($13.30). Highest evidence: Gordon GGM (70).

Key figures & financial health

Quality Score breakdown

About the company

BRC Group Holdings, Inc., through its subsidiaries, provides financial services in North America, Australia, Europe, the Middle East, Africa, Asia, and Latin America. The Capital Markets segment offers investment banking and institutional brokerage services; direct lending services to middle market companies; and equity research.

Full company description

BRC Group Holdings, Inc., through its subsidiaries, provides financial services in North America, Australia, Europe, the Middle East, Africa, Asia, and Latin America. The Capital Markets segment offers investment banking and institutional brokerage services; direct lending services to middle market companies; and equity research. This segment is also involved in trading equity securities; institutional sales and trading; securities lending; proprietary trading; direct lending; and loan origination and underwriting. The Wealth Management segment provides retail brokerage, investment management, insurance, accounting and tax preparation services to individuals and families, small businesses, nonprofits, trusts, foundations, and endowments; and investment management, retirement planning, education planning, wealth transfer and trust coordination, and lending and liquidity solutions. The Lingo segment resells plain old telephone services (POTS), broadband data services, and managed security services, as well as cloud voice, POTS alternative, and business collaboration communication services. The magicJack segment offers non-interconnected voice-over-IP cloud-based communications services; and related devices and subscription services. The Marconi Wireless segment provides mobile phone voice, text, and data services and devices under the Credo Mobile brand. The UOL segment dial-up and digital subscriber line services under the NetZero and Juno brands; and paid and free e-mail subscription services. The Consumer Products segment designs, manufactures, and sells consumer and enterprise productivity products comprising laptops and tablet cases, backpacks, universal docking stations, and computer accessories. The company was formerly known as B. Riley Financial, Inc. and changed its name to BRC Group Holdings, Inc. in January 2026. BRC Group Holdings, Inc. was founded in 1973 and is headquartered in Los Angeles, California.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

BRC Group reported revenue of $1.0B in FY2025 versus $1.6B in FY2021, a compound −9.8%/yr. Reported net income was $307M in FY2025, compounding −8.8%/yr from FY2021.

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Peer Group

Financial Conglomerates · 55 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Valuation Multiples vs Financial Conglomerates median · lower = cheaper

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

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Frequently asked questions

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.