EN DE
Check 35,000+ stocks against 26 valuation models and 37 quality factors
Data-driven stock valuation

BRC Group Holdings, Inc. (RILY) fair value: what the stock is really worth

As of Sep 23, 2026: fair value of BRC Group Holdings, Inc. $6.14, price $5.78, upside +6.3%, quality 61 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
  3. Add to watchlist

Financial Services · US · ISIN US05580M1080

BG BRC Group Holdings, Inc. logo Some data Sep 23, 2026

BRC Group Holdings, Inc.

RILY · US

NeutralThe stock looks roughly fairly valued with average quality.

·Fair value $6.14 · Fairly valued (+6%)
!Quality 61/100
!Expensive Growth (revenue 5y +4.3 %/yr)
✓Highly profitable · 38.6% net margin (TTM)
!Negative equity (buybacks among others) · negative free cash flow
✓Ranks above peers (9/10)
!Moderate moat 56/100
!Evidence only medium, so the estimate is less certain
Watch BRC Group Holdings, Inc. for free, get notified when fair value or trend changes. Plus fair value for all 35,000+ stocks, 14 days of Pro free, no card. Watch for free Pro now: $1 first month

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

$70.31 $2.80 Fair Value $6.14 Jun 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 23, 2026.

How to read this chart

60‑month range $2.80 – $70.31 · fair‑value band $3.21 – $10.48 · the $5.78 price screens below the $6.14 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. Dashed = 300-day average. As of Sep 23, 2026.

Follow BRC Group Holdings in your weekly email

Every Wednesday you see whether BRC Group Holdings is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

BRC Group Holdings, Inc., through its subsidiaries, provides financial services in North America, Australia, Europe, the Middle East, Africa, Asia, and Latin America. The Capital Markets segment offers investment banking and institutional brokerage services; direct lending services to middle market companies; and equity research.

Show more

BRC Group Holdings, Inc., through its subsidiaries, provides financial services in North America, Australia, Europe, the Middle East, Africa, Asia, and Latin America. The Capital Markets segment offers investment banking and institutional brokerage services; direct lending services to middle market companies; and equity research. This segment is also involved in trading equity securities; institutional sales and trading; securities lending; proprietary trading; direct lending; and loan origination and underwriting. The Wealth Management segment provides retail brokerage, investment management, insurance, accounting and tax preparation services to individuals and families, small businesses, nonprofits, trusts, foundations, and endowments; and investment management, retirement planning, education planning, wealth transfer and trust coordination, and lending and liquidity solutions. The Lingo segment resells plain old telephone services (POTS), broadband data services, and managed security services, as well as cloud voice, POTS alternative, and business collaboration communication services. The magicJack segment offers non-interconnected voice-over-IP cloud-based communications services; and related devices and subscription services. The Marconi Wireless segment provides mobile phone voice, text, and data services and devices under the Credo Mobile brand. The UOL segment dial-up and digital subscriber line services under the NetZero and Juno brands; and paid and free e-mail subscription services. The Consumer Products segment designs, manufactures, and sells consumer and enterprise productivity products comprising laptops and tablet cases, backpacks, universal docking stations, and computer accessories. The company was formerly known as B. Riley Financial, Inc. and changed its name to BRC Group Holdings, Inc. in January 2026. BRC Group Holdings, Inc. was founded in 1973 and is headquartered in Los Angeles, California.

Stock analysis

BRC Group Holdings, Inc. (RILY) currently trades at $5.78, while our model-based Fair Value estimate is $6.14, implying the stock looks roughly 5.9% fairly valued today.

Show more

Valuation

How firm this estimate is: it rests on 14 models at a data quality of 90/100, which puts the evidence level at medium.

Scenario range: $3.21 (bear) to $10.48 (bull), the price of $5.78 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 61/100 (solid quality), in the Financial Services sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

BRC Group Holdings, Inc. reported revenue of $1.0B in FY2025 versus $1.6B in FY2021, a compound −9.8%/yr. Reported net income was $307M in FY2025, compounding −8.8%/yr from FY2021.

Key figures

Market cap $289M · P/E ratio 0.5 · P/S ratio 0.14 · EPS (TTM) $12.22 · Dividend yield 14.5% · Net margin 29.8% · Return on equity −3,385% · Return on assets (EBIT) −2.7%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 29 out of 100 (medium confidence).

What moves the price

The share trades about 46% below its 52-week high and 55% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Financial Services peers we cover trades at −25% fair-value upside, at 6%, RILY screens cheaper than that median.

Fair Value models

Bear $3.21 Fair Value $6.14 Bull $10.48
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2025 figures (about 9 months old). Earnings retained since then ($8.97 per share) are deliberately not added. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
Owner Earnings $75.42 $176.81 $353.75 69
Gordon GGM $7.24 $12.13 $15.74 66
DDM Multi-Stage $7.24 $11.50 $13.05 65
All 6 models by family
DCF Models
Owner Earnings $75.42 $176.81 $353.75 69
Earnings-Based
Graham-Dodd $52.00 $362.65 $508.92 61
Lynch FV $179.22 $256.03 $332.84 59
Dividend Discount
Gordon GGM $7.24 $12.13 $15.74 66
DDM Multi-Stage $7.24 $11.50 $13.05 65
Multiples
P/E Multiple $74.56 $99.41 $124.27 63

Open the full fair value analysis →

Notify me when RILY reaches fair value

Put RILY on your watchlist. We get in touch as soon as price and fair value meet or the trend turns.

Set up alert →

Quality Score breakdown

Overall quality 61/100

Of which business quality 59 · Market factors (momentum, volatility) 22

Profitability 78
Margins and returns on capital today
Quality Growth 100
Are margins and returns improving?
Cashflow 0
Earnings quality: real cash, not paper profit
Fin. Strength 44
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 22
Calm price path (market factor)
Momentum 23
Price trend over the last 3–12 months (market factor)
52W Momentum 21
Distance to the 52-week high (market factor)
Net Issuance 64
Share count: buybacks or dilution?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+77.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+1.2%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.3%
Start year 2020 (pandemic). Over 10 years: +24.8% a year
Revenue growth 17 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.1%
What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+19.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year+5.4%
Dividend (yield on the price)14.5%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.5% vs 27%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.33% → 15%
Start year 2020 (pandemic)

Watch RILY, get fair value alerts →

Compare BRC Group Holdings, Inc. with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Financial Conglomerates · 57 stocks

Beats the industry median on 9/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score 65 · Top 25%
Fair Value upside +6% · Above median
Profitability
Return on equity (TTM) Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
Return on assets 25% · Top 25%
Net margin (TTM) 39% · Top 25%
Operating margin (TTM) 12% · Below median
Growth and dividend
Revenue growth 10% · Above median
Dividend yield (TTM) 14.5% · Top 25%
Balance sheet
Debt / equity Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.

Valuation Multiplesvs Financial Conglomerates median · lower = cheaper

P/E (TTM) 0.5× · Cheapest 25%
P/B Negative equity ⓘThe company's equity is below zero, for example after large share buybacks. A ratio to negative equity has no meaning, so we show no number here and do not rank it against the peer group.
P/S (TTM) 0.27× · Cheapest 25%
EV/EBITDA 4.2× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)42 · sector 7
FUTURE (revenue growth)52 · sector 39
PAST (return on equity)0 · sector 30
HEALTH (low debt)0 · sector 83
DIVIDEND (yield)100 · sector 54

PAST 0: with negative equity (buybacks among others) return on equity is not meaningfully computable.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Financial Conglomerates stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value
ORIX Corporation IX $39.53 $65.68 +66%
Bajaj Finserv Ltd BAJAJFINSV ₹1,847 ₹796.96 −57%
Yuanta Financial Holding 2885 69.20 TWD 21.71 TWD −69%
China Galaxy Securities Co 601881 ¥12.18 ¥11.34 −7%
Guosen Securities Co 002736 ¥9.97 ¥10.84 +9%
CNPC Capital Company 000617 ¥6.90 ¥6.99 +1%
Aditya Birla Capital Limited ABCAPITAL ₹402.45 ₹227.77 −43%
Freedom Holding FRHC $171.16 $23.23 −86%
Voya Financial, Inc VOYA $98.04 $72.59 −26%
Guangzhou Yuexiu Capital Holdings 000987 ¥7.46 ¥5.63 −25%

Explore undervalued stocks

More undervalued Financial Services stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names ⭐ Top Rated 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Calculator with industry benchmark Peter Lynch Fair Value Formula &…Calculator with industry benchmark
Run the numbers yourself: free valuation calculators
DCF CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorFama-French ModelIntrinsic Value
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

BRC Group Holdings, Inc. · Fair Value
$6.14 +6%Fair Value
Calculator →

Cite: Fair Value Calculator (2026). "BRC Group Holdings, Inc. Fair Value". https://www.fairvalue-calculator.com/stock/RILY

Frequently asked questions

Is BRC Group Holdings, Inc. (RILY) overvalued or undervalued?
As of Sep 23, 2026, our model estimates a fair value of $6.14 versus a price of $5.78, about +6% upside (fairly valued).
What is the fair value of RILY?
Our model-based fair value for BRC Group Holdings, Inc. is $6.14 (as of Sep 23, 2026), built from audited fundamentals. The current price: $5.78.
What is the quality score of RILY?
BRC Group Holdings, Inc. has a Quality Score of 61/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for BRC Group Holdings, Inc. (RILY)?
Our model-based price target is the fair value of $6.14 (as of Sep 23, 2026) from 6 valuation models. Cautious scenario $3.21, optimistic scenario $10.48. It is a calculation from audited fundamentals, not an analyst target.
What is the BRC Group Holdings, Inc. stock forecast for 2026?
Our models put fair value at $6.14, about +6% upside versus a price of $5.78 (fairly valued). Cautious scenario $3.21, optimistic scenario $10.48. The calculation is refreshed regularly with new filings.
What is the revenue of BRC Group Holdings, Inc. (RILY)?
BRC Group Holdings, Inc. reported trailing-twelve-month revenue of about $1.1B (latest available figure, as of Sep 23, 2026).
Does BRC Group Holdings, Inc. pay a dividend?
BRC Group Holdings, Inc. currently shows a dividend yield of about 14.48% relative to its recent price (as of Sep 23, 2026).
What is the intrinsic value of BRC Group Holdings, Inc. (RILY)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For BRC Group Holdings, Inc. it is $6.14 per share (as of Sep 23, 2026), against a price of $5.78. It is the blended result of 6 valuation models (cash flow, earnings, asset, dividend).
Is BRC Group Holdings, Inc. stock overvalued or undervalued in 2026?
As of Sep 23, 2026, RILY trades below its calculated fair value: price $5.78, fair value $6.14, a gap of about +6% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RILY?
No. The price is what the market pays today ($5.78); the fair value is what the company's own numbers justify ($6.14). For BRC Group Holdings, Inc. the two are $0.3620 per share apart. That gap is exactly why we show both numbers side by side.
How much is BRC Group Holdings, Inc. worth?
The market values BRC Group Holdings, Inc. at about $289M (market capitalisation, as of Sep 23, 2026). Per share that is $5.78; our models calculate a fair value of $6.14 per share.
What do the bullish and bearish scenarios say about RILY?
Our models span a range for BRC Group Holdings, Inc.: cautious scenario $3.21, base $6.14, optimistic $10.48 per share (as of Sep 23, 2026, price $5.78). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RILY?
BRC Group Holdings, Inc. trades at a price-to-earnings ratio of 0.5 (as of Sep 23, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $6.14 is built from several models across several years. Other multiples: P/S 0.3, EV/EBITDA 4.2.
How solid is the balance sheet of BRC Group Holdings, Inc. (RILY)?
Balance-sheet figures for BRC Group Holdings, Inc. (as of Sep 23, 2026): negative equity, so no return on equity and no debt-to-equity ratio. They feed the Quality Score of 61/100, which measures business quality independently of the share price.
How far is RILY from its 52-week high?
BRC Group Holdings, Inc. trades at $5.78, about 46% below its 52-week high of $10.68 and 55% above the low of $3.72 (as of Sep 23, 2026). Distance from the high says nothing about value: that is what the fair value of $6.14 is for.
Which stocks are comparable to BRC Group Holdings, Inc.?
From the same area (Financial Services) we also value ORIX Corporation, Bajaj Finserv Ltd, Yuanta Financial Holding, China Galaxy Securities Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is BRC Group Holdings, Inc. stock attractive at the current price?
The data as of Sep 23, 2026: price $5.78, calculated fair value $6.14 (+6%), Quality Score 61/100, from 6 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RILY calculated?
We run BRC Group Holdings, Inc. through 6 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of $6.14, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0 % above its aggregate fair value. BRC Group Holdings, Inc. currently trades 6 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of BRC Group Holdings, Inc. (RILY)?
The closing price on Sep 23, 2026 was $5.78. Our model-based fair value is $6.14, about +6% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with BRC Group Holdings, Inc. right now?
The model range is unusually wide ($3.21 to $10.48). The outcome hinges heavily on assumptions, so read the point estimate with caution. The price sits close to our fair value, market and models broadly agree here, little valuation tension. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.

Key figures of BRC Group Holdings, Inc.

How large is the market capitalisation of BRC Group Holdings, Inc. (RILY)?
The market capitalisation of BRC Group Holdings, Inc. is $289M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of BRC Group Holdings, Inc. (RILY)?
The price-to-sales ratio of BRC Group Holdings, Inc. is 0.14 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of BRC Group Holdings, Inc. (RILY)?
Earnings per share at BRC Group Holdings, Inc. are $12.22 (price ÷ EPS = P/E 0.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of BRC Group Holdings, Inc. (RILY)?
The dividend yield of BRC Group Holdings, Inc. is 14.5% (payout 6.8%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of BRC Group Holdings, Inc. (RILY)?
The net margin of BRC Group Holdings, Inc. is 29.8% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of BRC Group Holdings, Inc. (RILY)?
The return on equity (ROE) of BRC Group Holdings, Inc. is −3,385% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of BRC Group Holdings, Inc. (RILY)?
On an EBIT basis the return on assets of BRC Group Holdings, Inc. is −2.7% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of BRC Group Holdings, Inc. (RILY)?
The operating margin of BRC Group Holdings, Inc. is 11.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at BRC Group Holdings, Inc. (RILY)?
Revenue at BRC Group Holdings, Inc. is growing +10.4% versus a year earlier (3y avg +1.2%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at BRC Group Holdings, Inc. (RILY)?
Earnings per share at BRC Group Holdings, Inc. are growing −90.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does BRC Group Holdings, Inc. (RILY) generate?
The free cash flow of BRC Group Holdings, Inc. is −$71.0M (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does BRC Group Holdings, Inc. (RILY) carry?
The net debt of BRC Group Holdings, Inc. is $1.2B (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
Free · no account needed

Watch BRC Group Holdings, Inc. in the live analysis

One click puts BRC Group Holdings, Inc. on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 35,000+ stock screener. You can also try 14 days of Pro there, no card.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.