Retailors Ltd (RTLS) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Retailors Ltd stock ILS 42.12, price ILS 14.04, upside +200.0%, quality 46 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range 12.88 ILS – 96.63 ILS · fair‑value band 29.48 ILS – 54.75 ILS · the 14.04 ILS price screens below the 42.12 ILS fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Retailors Ltd engages in the retail sale of footwear, sportswear and sports accessories, and leisure fashion through a chain of stores in Israel, Canada, Europe, Australia, and New Zealand. It offers its products under the Nike, Foot Locker, and Converse brands.
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The company was incorporated in 2008 and is based in Bnei Brak, Israel. Retailors Ltd operates as a subsidiary of Fox-Wizel Ltd.
Stock analysis
Retailors Ltd (RTLS) currently trades at 14.04 ILS, while our model-based Fair Value estimate is 42.12 ILS, implying the stock looks roughly 67% undervalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of 93.83 ILS per share, and 24 of the 26 models we run sit above the 14.04 ILS price.
Bear case: the Asset-Based group reads lowest at 9.71 ILS, and 2 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: 29.48 ILS (bear) to 54.75 ILS (bull), the price of 14.04 ILS sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 46/100 (below-average quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Retailors Ltd reported revenue of 2.6B ILS in FY2025 versus 1.1B ILS in FY2021, a compound +23.0%/yr. Reported net income was 65.9M ILS in FY2025, compounding −2.5%/yr from FY2021.
Key figures
Market cap 684M ILS Micro · P/E ratio 19.2 · P/S ratio 0.27 · EPS (TTM) 0.7300 ILS · Dividend yield 9.4% · Net margin 1.4% · Return on equity 4.2% · Return on assets (EBIT) 6.5% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 33 out of 100 (low confidence).
What moves the price
The share trades about 79% below its 52-week high and 9% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −18% fair-value upside, at 200%, RTLS screens cheaper than that median.
Fair Value models
Bear29.48 ILSFair Value 42.12 ILSBull54.75 ILS
Price 14.04 ILS · Upside +200.0%
Capped: our models arrive at a very high value here. We deliberately show a more cautious Fair Value.
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.6260 ILS per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+6.7%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+19.0%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+32.2%
Start year 2020 (pandemic)
Revenue growth 7 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+30.3%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Basis: EBIT basis.
+10.2%
Earnings growth per share plus dividend.
Earnings per share, growth per year+0.8%
Dividend (yield on the price)9.4%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.12% → 7%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−24.1%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Israel: IMF forecast 2.1% a year to 2030, 1.7% from 2016 to 2025) that is about −25.6% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 101 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score46 · Bottom 25%
Fair Value upside+200.0% · Top 25%
Profitability
Return on equity (12 months)4.2% · Below median
Return on assets1.8% · Below median
Net margin (12 months)1.4% · Below median
Operating margin (12 months)5.2% · Below median
Growth and dividend
Revenue growth (quarter YoY)−1.3% · Below median
Dividend yield (12 months)9.4% · Top 25%
Balance sheet
Debt / equity0.23× · Highest 25%
Valuation Multiplesvs Apparel Retail median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Retailors Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RTLS
Frequently asked questions
Is Retailors Ltd (RTLS) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 42.12 ILS versus a price of 14.04 ILS, about +200% upside (undervalued).
What is the fair value of RTLS?
Our model-based fair value for Retailors Ltd is 42.12 ILS (as of Nov 6, 2026), built from audited fundamentals. The current price: 14.04 ILS.
What is the quality score of RTLS?
Retailors Ltd has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Retailors Ltd (RTLS)?
Our model-based price target is the fair value of 42.12 ILS (as of Nov 6, 2026) from 26 valuation models. Cautious scenario 29.48 ILS, optimistic scenario 54.75 ILS. It is a calculation from audited fundamentals, not an analyst target.
What is the Retailors Ltd stock forecast for 2026?
Our models put fair value at 42.12 ILS, about +200% upside versus a price of 14.04 ILS (undervalued). Cautious scenario 29.48 ILS, optimistic scenario 54.75 ILS. The calculation is refreshed regularly with new filings.
What is the revenue of Retailors Ltd (RTLS)?
Retailors Ltd reported trailing-twelve-month revenue of about 2.5B ILS (latest available figure, as of Nov 6, 2026).
Does Retailors Ltd pay a dividend?
Retailors Ltd currently shows a dividend yield of 9.36% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Retailors Ltd (RTLS)?
Retailors Ltd has a dividend yield of 9.4%.
What growth is priced into Retailors Ltd (RTLS)?
For today's price to be fair in a discounted-cash-flow model, Retailors Ltd would have to grow free cash flow by -24.1 % per year for five years (discount rate 13.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +32.2 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of RTLS use?
Our models discount Retailors Ltd at 13.1 %: a base by market capitalisation (micro), damped by beta 0.05, country premium for Israel. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Retailors Ltd that is -24.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (13.1 %) and the same formula as our fair value.
How much growth has Retailors Ltd (RTLS) delivered so far?
Over the past 5 years revenue at Retailors Ltd grew +32.2 % a year. The price currently implies free-cash-flow growth of -24.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Retailors Ltd (RTLS) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Retailors Ltd (-24.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Retailors Ltd (RTLS)?
The free-cash-flow yield on the price is 28.07 %: that much free cash flow Retailors Ltd produces per unit of market value. When it exceeds the discount rate of our models (13.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Retailors Ltd (RTLS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Retailors Ltd it is 42.12 ILS per share (as of Nov 6, 2026), against a price of 14.04 ILS. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Retailors Ltd stock overvalued or undervalued in 2026?
As of Nov 6, 2026, RTLS trades below its calculated fair value: price 14.04 ILS, fair value 42.12 ILS, a gap of about +200% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of RTLS?
No. The price is what the market pays today (14.04 ILS); the fair value is what the company's own numbers justify (42.12 ILS). For Retailors Ltd the two are 28.08 ILS per share apart. That gap is exactly why we show both numbers side by side.
How much is Retailors Ltd worth?
The market values Retailors Ltd at about 684M ILS (market capitalisation, as of Nov 6, 2026). Per share that is 14.04 ILS; our models calculate a fair value of 42.12 ILS per share.
What do the bullish and bearish scenarios say about RTLS?
Our models span a range for Retailors Ltd: cautious scenario 29.48 ILS, base 42.12 ILS, optimistic 54.75 ILS per share (as of Nov 6, 2026, price 14.04 ILS). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of RTLS?
Retailors Ltd trades at a price-to-earnings ratio of 19.2 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 42.12 ILS is built from several models across several years. Other multiples: P/B 0.8, P/S 0.3, EV/EBITDA 2.2.
How solid is the balance sheet of Retailors Ltd (RTLS)?
Balance-sheet figures for Retailors Ltd (as of Nov 6, 2026): return on equity 4.2%, debt of 0.23 per unit of equity. They feed the Quality Score of 46/100, which measures business quality independently of the share price.
How far is RTLS from its 52-week high?
Retailors Ltd trades at 14.04 ILS, about 79% below its 52-week high of 66.76 ILS and 9% above the low of 12.88 ILS (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 42.12 ILS is for.
Which stocks are comparable to Retailors Ltd?
From the same area (Consumer Cyclical) we also value Industria de Diseño Textil, S.A, The TJX Companies, Inc, Fast Retailing Co, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Retailors Ltd stock attractive at the current price?
The data as of Nov 6, 2026: price 14.04 ILS, calculated fair value 42.12 ILS (+200%), Quality Score 46/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of RTLS calculated?
We run Retailors Ltd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 42.12 ILS builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Retailors Ltd currently trades 67% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Retailors Ltd (RTLS)?
The closing price on Nov 6, 2026 was 14.04 ILS. Our model-based fair value is 42.12 ILS, about +200% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Retailors Ltd right now?
The large discount to fair value meets weak quality (46/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (29.48 ILS). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (29.48 ILS to 54.75 ILS) leaves room in how you read the outcome.
Key figures of Retailors Ltd
How large is the market capitalisation of Retailors Ltd (RTLS)?
The market capitalisation of Retailors Ltd is 684M ILS. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Retailors Ltd (RTLS)?
The price-to-sales ratio of Retailors Ltd is 0.27 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Retailors Ltd (RTLS)?
Earnings per share at Retailors Ltd are 0.7300 ILS (price ÷ EPS = P/E 19.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Retailors Ltd (RTLS)?
The dividend yield of Retailors Ltd is 9.4% (payout 180%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Retailors Ltd (RTLS)?
The net margin of Retailors Ltd is 1.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Retailors Ltd (RTLS)?
The return on equity (ROE) of Retailors Ltd is 4.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Retailors Ltd (RTLS)?
On an EBIT basis the return on assets of Retailors Ltd is 6.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Retailors Ltd (RTLS)?
The operating margin of Retailors Ltd is 5.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Retailors Ltd (RTLS)?
Revenue at Retailors Ltd is growing −1.3% versus a year earlier (3y avg +19.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Retailors Ltd (RTLS)?
Earnings per share at Retailors Ltd are growing −12.0% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Retailors Ltd (RTLS) carry?
The net debt of Retailors Ltd is 1.8B ILS (fiscal year 2025, ≈ 9.5 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 6, 2026