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Retailors Ltd (RTLS) Fair Value & Analysis

Consumer Cyclical · Il · Market cap 1.1B ILA

RL Retailors Ltd RTLS · TA
Price23.84 ILA
Fair Value24.91 ILA
Upside+4.5%
Quality46/100
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Healthy Growth
Thin margins · 1.4% net margin
Low debt · generates free cash flow
Trails peers (5/13)
Narrow moat 28/100
Evidence: High Range 17.27 ILA – 37.24 ILA Share as image

Fair value as of: Jul 18, 2026

From 26 valuation models · updated 23 days ago

Fair value updated Jul 18, 2026, revised from 29.80 ILA to 24.91 ILA (−16.4%) since Jun 24, 2026. Share price −22.1% over the past month.

Below-average quality, currently priced close to our fair value.

What matters now

  • The price sits close to our fair value, market and models broadly agree here, little valuation tension.
  • A fairly wide model range (17.27 ILA to 37.24 ILA) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

118.74 ILA 23.84 ILA Fair Value 24.91 ILA May 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range 23.84 ILA – 118.74 ILA · fair‑value band 17.27 ILA – 37.24 ILA · the 23.84 ILA price screens below the 24.91 ILA fair value. Dashed = 300-day average. As of Jul 18, 2026.

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Analysis

Retailors Ltd (RTLS) currently trades at 23.84 ILA, while our model-based Fair Value estimate is 24.91 ILA, implying the stock looks roughly 4.5% fairly valued today. The Quality Score stands at 46/100 (below-average quality), in the Consumer Cyclical sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high), always confirm before acting.

Over the trailing twelve months, Retailors Ltd generated revenue of 2.5B ILA at a net margin of 1.4%. Revenue declined 5.6% year over year. It earns a return on equity of 4.4%. Net debt stands at 1.8B ILA. Fundamentals as of Jul 18, 2026

Our scenario range runs from 17.27 ILA (bear case) to 37.24 ILA (bull case); at 23.84 ILA, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. For context, the median of 10 Consumer Cyclical peers we cover trades at -45% fair-value upside, at 4%, RTLS screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF 53.43 ILA 86.71 ILA 147.92 ILA 80
Residual Income 14.50 ILA 15.15 ILA 15.45 ILA 76
Rev-Margin DCF 44.04 ILA 80.24 ILA 148.48 ILA 74
All 26 models by family
DCF Models
FCF DCF 56.84 ILA 81.59 ILA 155.59 ILA 38
Owner Earnings 66.17 ILA 133.95 ILA 259.70 ILA 31
5Y Revenue Exit 43.65 ILA 70.51 ILA 126.50 ILA 39
5Y EBITDA Exit 87.44 ILA 158.95 ILA 299.38 ILA 41
5Y P/E Exit 35.71 ILA 66.13 ILA 105.89 ILA 38
10Y Revenue Exit 47.11 ILA 92.38 ILA 119.05 ILA 36
10Y EBITDA Exit 77.52 ILA 178.37 ILA 357.28 ILA 37
10Y P/E Exit 43.01 ILA 76.78 ILA 128.46 ILA 35
Earnings-Based
Graham-Dodd 9.21 ILA 64.23 ILA 90.13 ILA 54
Lynch FV 24.48 ILA 34.97 ILA 45.46 ILA 50
PEG = 1.0 24.48 ILA 34.97 ILA 45.46 ILA 46
EPV 27.22 ILA 30.53 ILA 33.28 ILA 59
Dividend Discount
Gordon GGM 11.30 ILA 20.36 ILA 28.02 ILA 70
DDM Multi-Stage 11.30 ILA 18.59 ILA 21.74 ILA 61
Multiples
P/E Multiple 22.35 ILA 29.80 ILA 37.24 ILA 63
P/S Multiple 17.27 ILA 23.02 ILA 28.78 ILA 58
P/B Multiple 17.27 ILA 23.02 ILA 28.78 ILA 55
EV/EBIT 49.86 ILA 65.48 ILA 81.11 ILA 53
EV/EBITDA 100.26 ILA 132.68 ILA 165.10 ILA 54
EV/Revenue 34.58 ILA 48.12 ILA 61.66 ILA 43
Asset-Based
NCAV (Graham) 9.31 ILA 12.48 ILA 18.62 ILA 50
Growth DCF
Growth DCF 53.43 ILA 86.71 ILA 147.92 ILA 80
Rev-Margin DCF 44.04 ILA 80.24 ILA 148.48 ILA 74
Economic Profit
Residual Income 14.50 ILA 15.15 ILA 15.45 ILA 76
ROIC Compounder 32.79 ILA 45.65 ILA 53.58 ILA 72
Growth Earnings
Growth-Adj P/E 31.74 ILA 45.35 ILA 58.95 ILA 68

Widest divergence: DCF Models (81.59 ILA) versus Asset-Based (12.48 ILA). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) 2.5B ILA
Revenue growth (YoY) -5.6%
Net margin 1.4%
Return on equity 4.4%
Free cash flow 193M ILA FY2025
P/E ratio 31.5
More key figures
Operating margin -3.5%
EPS (TTM) 0.7500 ILA
EPS growth (YoY) +20.3%
Net debt 1.8B ILA FY2025

Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 46/100

Of which business quality 47 · Market factors (momentum, volatility) 15

Profitability 36
Margins and returns on capital today
Quality Growth 22
Are margins and returns improving?
Cashflow 56
Earnings quality: real cash, not paper profit
Fin. Strength 32
Balance sheet, leverage, solvency risk
Investment 66
Disciplined investing over empire-building
Low Volatility 50
Calm price path (market factor)
Momentum 0
Price trend over the last 3–12 months (market factor)
52W Momentum 0
Distance to the 52-week high (market factor)
Net Issuance 80
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Retailors Ltd engages in the retail sale of footwear, sportswear and sports accessories, and leisure fashion through a chain of stores in Israel, Canada, Europe, Australia, and New Zealand. It offers its products under the Nike, Foot Locker, and Converse brands. The company was incorporated in 2008 and is based in Bnei Brak, Israel.

Full company description

Retailors Ltd engages in the retail sale of footwear, sportswear and sports accessories, and leisure fashion through a chain of stores in Israel, Canada, Europe, Australia, and New Zealand. It offers its products under the Nike, Foot Locker, and Converse brands. The company was incorporated in 2008 and is based in Bnei Brak, Israel. Retailors Ltd operates as a subsidiary of Fox-Wizel Ltd.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Retailors Ltd reported revenue of 2.6B ILA in FY2025 versus 1.1B ILA in FY2021, a compound +23.0%/yr. Reported net income was 65.9M ILA in FY2025, compounding −2.5%/yr from FY2021.

Growth Quality 85/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
2.6B ILS
Latest YoY
+6.7%
Avg. growth/yr (3Y)
+19.0%
Avg. growth/yr (5Y)
+32.2%
Avg. growth/yr (7Y)
+30.3%
Revenue +23.0%/yr
FY21 1.1B ILA
FY22 1.5B ILA
FY23 1.9B ILA
FY24 2.4B ILA
FY25 2.6B ILA
Net income −2.5%/yr
FY21 72.9M ILA
FY22 102M ILA
FY23 130M ILA
FY24 112M ILA
FY25 65.9M ILA

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Cite: Fair Value Calculator (2026). "Retailors Ltd Fair Value". https://www.fairvalue-calculator.com/stock/RTLS

Peer Group

Apparel Retail · 107 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 46 · Bottom 25%
Fair Value upside +5% · Above median
Return on equity (TTM) 4% · Below median
Return on assets 3% · Below median
Net margin (TTM) 1% · Below median
Operating margin (TTM) -4% · Bottom 25%
Revenue growth -6% · Bottom 25%
Debt / equity 0.23× · Higher than 75% of peers

Valuation Multiples vs Apparel Retail median · lower = cheaper

P/E (TTM) 31.5× · Pricier than 75% of peers
P/B 0.41× · Cheaper than 75% of peers
P/S (TTM) 0.15× · Cheaper than 75% of peers
P/FCF 2.0× · Cheaper than median
EV/EBITDA 0.9× · Cheaper than 75% of peers

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 39 · sector 33
FUTURE 0 · sector 17
PAST 17 · sector 35
HEALTH 88 · sector 100
DIVIDEND 0 · sector 44

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Apparel Retail stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
Industria de Diseño Textil, S.A 1ITX €58.44 €23.29 -60%
The TJX Companies, Inc TJX $154.46 $84.95 -45%
Fast Retailing Co 6288 HK$40.00 HK$15.37 -62%
Ross Stores, Inc ROST $233.46 $118.41 -49%
Burlington Stores, Inc BURL $327.72 $147.08 -55%
Trent Limited TRENT ₹2,903 ₹709.49 -76%
lululemon athletica inc., LULU $116.33 $299.63 +158%
Aritzia Inc ATZ C$160.05 C$87.26 -45%
The Gap, Inc GAP $20.35 $37.12 +82%
Urban Outfitters, Inc URBN $72.95 $92.88 +27%

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Frequently asked questions

Is Retailors Ltd (RTLS) overvalued or undervalued?
As of Jul 18, 2026, our model estimates a fair value of 24.91 ILA versus a price of 23.84 ILA, about +4% (fairly valued).
What is the fair value of RTLS?
Our model-based fair value for Retailors Ltd is 24.91 ILA (as of Jul 18, 2026), built from audited fundamentals. The current price is 23.84 ILA.
What is the quality score of RTLS?
Retailors Ltd has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Retailors Ltd (RTLS)?
Retailors Ltd reported trailing-twelve-month revenue of about 2.5B ILS (latest available figure, as of Jul 18, 2026).
What is the net profit margin of RTLS?
The net profit margin of Retailors Ltd is about 1.4%, meaning it keeps roughly 1.4% of revenue as net income. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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