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Singular People S.A. (SNG) Fair Value & Analysis

Technology · ES · Market cap €111M · ISIN ES0105611000

What is Singular People S.A. really worth?

SP Singular People S.A. SNG · MC
Price€2.06
Fair Value€2.65
Upside+28.6%
Quality60/100

A solid business, trading 22% below our fair value of €2.65.

As of Aug 28, 2026, the fair value of Singular People S.A. is €2.65 per share against a price of €2.06, so the fair value sits 29% above the price. A model estimate blended from multiple valuation models, recalculated regularly.

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Strengths

Healthy Growth (revenue 5y +21.0 %/yr)
Low debt · generates free cash flow
Ranks above peers (10/14)

Risks

!Thin margins · 5.0% net margin
!Moderate moat 46/100
!Weak on dividend: 26 out of 100
Evidence: High Range €1.21 – €3.46

Fair value as of: Aug 28, 2026

From 26 valuation models · updated 9 days ago

Share price +0.5% over the past month.

What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

What matters now

  • The model range is unusually wide (€1.21 to €3.46). The outcome hinges heavily on assumptions, so read the point estimate with caution.
  • Solid quality (60/100) at a price below fair value, the discount is the argument here, not the business quality.

Price vs Fair Value (5 years)

€4.30 €1.69 Fair Value €2.65 Dec 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Aug 28, 2026.

How to read this chart

57‑month range €1.69 – €4.30 · fair‑value band €1.21 – €3.46 · the €2.06 price screens below the €2.65 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). Dashed = 300-day average. As of Aug 28, 2026.

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Analysis

Singular People S.A. (SNG) currently trades at €2.06, while our model-based Fair Value estimate is €2.65, implying the stock looks roughly 22.3% undervalued today. The Quality Score stands at 60/100 (solid quality), in the Technology sector. Bull case: the Growth Earnings group reads highest at a median of €3.35 per share, and 10 of the 26 models we run sit above the €2.06 price. Bear case: the Dividend Discount group reads lowest at €0.3400, and 16 of the 26 models stay below the price. Evidence for this calculation is high.

Over the trailing twelve months, Singular People S.A. generated revenue of €122M at a net margin of 5.0%. Revenue grew 10.6% year over year. It earns a return on equity of 12.1%. Net debt stands at €15.8M. Fundamentals as of Aug 28, 2026

Our scenario range runs from €1.21 (bear case) to €3.46 (bull case); at €2.06, the current price sits within that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 31% below its 52-week high and 8% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at −36% fair-value upside, at 29%, SNG screens cheaper than that median.

Fair Value models

This estimate rests on fiscal year 2025 figures, and about 8 months have passed since. In that time the company retained roughly €0.0887 per share, which is 3.3 % of the fair value. The fair value deliberately does not add this in: the models value reported figures, not a projection.

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted, family-balanced blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small. Every input is real reported data, nothing guessed.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
FCF DCF €0.6600 €1.06 €1.99 77
Growth DCF €0.6300 €1.11 €1.85 76
Residual Income €0.8100 €0.8900 €1.15 76
All 26 models by family
DCF Models
FCF DCF €0.6600 €1.06 €1.99 77
Owner Earnings €1.64 €3.10 €5.52 73
5Y Revenue Exit €0.9300 €1.87 €3.36 69
5Y EBITDA Exit €1.85 €3.93 €7.01 72
5Y P/E Exit €1.62 €3.50 €5.87 68
10Y Revenue Exit €0.7700 €1.61 €2.88 64
10Y EBITDA Exit €1.35 €3.01 €5.98 64
10Y P/E Exit €1.22 €2.67 €5.08 60
Earnings-Based
Graham-Dodd €0.7800 €4.98 €6.95 63
Lynch FV €1.44 €2.06 €2.67 61
PEG = 1.0 €1.44 €2.06 €2.67 57
EPV €0.5700 €0.6500 €0.7100 74
Dividend Discount
Gordon GGM €0.2100 €0.3600 €0.4600 68
DDM Multi-Stage €0.2100 €0.3400 €0.3800 67
Multiples
P/E Multiple €2.41 €3.21 €4.02 63
P/S Multiple €1.46 €1.95 €2.44 58
P/B Multiple €1.46 €1.95 €2.44 55
EV/EBIT €2.20 €2.95 €3.70 66
EV/EBITDA €2.75 €3.68 €4.62 67
EV/Revenue €1.09 €1.58 €2.06 53
Asset-Based
NCAV (Graham) €0.4900 €0.6600 €0.9800 54
Growth DCF
Growth DCF €0.6300 €1.11 €1.85 76
Rev-Margin DCF €0.9300 €1.86 €3.20 70
Economic Profit
Residual Income €0.8100 €0.8900 €1.15 76
ROIC Compounder €0.5700 €0.6500 €0.7100 72
Growth Earnings
Growth-Adj P/E €2.35 €3.35 €4.36 67

Widest divergence: Growth Earnings (€3.35) versus Dividend Discount (€0.3400). Highest evidence: FCF DCF (77).

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Key figures & financial health

P/E ratio 15.8
P/S ratio 0.81 P/E × margin
EPS (TTM) €0.1300 price ÷ EPS = P/E 15.8
Dividend yield 1.3% payout 20.4%
Net margin 5.1% FY2025
Return on equity 12.1% TTM
More key figures
Profitability
Return on assets (EBIT) 12.6% avg 5y
Operating margin 7.7% TTM
Growth
Revenue (TTM) €122M TTM
Revenue growth (YoY) +10.6% 3y avg +7.4%
EPS growth (YoY) +46.9%
Balance sheet & cash flow
Free cash flow €3.5M FY2025
Net debt €15.8M FY2025 · ≈ 4.5 yrs of FCF

Figures from reported company fundamentals · as of Aug 28, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 60/100

Of which business quality 59 · Market factors (momentum, volatility) 41

Profitability 64
Margins and returns on capital today
Quality Growth 46
Are margins and returns improving?
Cashflow 33
Earnings quality: real cash, not paper profit
Fin. Strength 71
Balance sheet, leverage, solvency risk
Investment 70
Disciplined investing over empire-building
Low Volatility 76
Calm price path (market factor)
Momentum 31
Price trend over the last 3–12 months (market factor)
52W Momentum 16
Distance to the 52-week high (market factor)
Net Issuance 79
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

All values are scores from 0 to 100 (100 = best against fixed, research-based bands), not percentages. The three market factors (momentum, 52-week proximity, low volatility) are displayed but carry zero weight in the headline number: market sentiment is not a business property.

About the company

Singular People, S.A. engages in the design, development, deployment, and promotion of transformation projects based on technology and new digital products in Europe, Middle East and Africa, Latin America, North America, and internationally.

Full company description

Singular People, S.A. engages in the design, development, deployment, and promotion of transformation projects based on technology and new digital products in Europe, Middle East and Africa, Latin America, North America, and internationally. The company offers software development, data and AI, cloud engineers, strategic design, cybersecurity, hyper automation and low code, immersive experiences, and help desk services. The company serves manufacturing and construction, finance, banking, pharma, energy, retail, health, telecom, and entertainment and culture industries. Singular People, S.A. was incorporated in 2014 and is based in Madrid, Spain.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Singular People S.A. reported revenue of €118M in FY2025 versus €59.2M in FY2021, a compound +18.8%/yr. Reported net income was €6.1M in FY2025, compounding −1.7%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
€118M
Latest YoY
+10.3%
Avg. revenue growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+7.4%
Avg. revenue growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+21.0%
Avg. revenue growth/yr (8Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+31.7%
Value creation/yr (5Y) Earnings growth per share (CAGR 5 years) plus dividend yield: value created per share and year.
+9.2% · in EUR
Earnings growth per share plus dividend yield: the value created per share and year.
Earnings growth per share+7.9%
Dividend yield1.3%
Operating margin (EBIT) Operating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.11.9% (2020) → 5.6% (2025) · falling
Worst earnings drop44% (2024) · in EUR
Revenue +18.8%/yr
FY21 €59.2M
FY22 €95.2M
FY23 €103M
FY24 €107M
FY25 €118M
Net income −1.7%/yr
FY21 €6.5M
FY22 €9.7M
FY23 €7.3M
FY24 €5.5M
FY25 €6.1M

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Cite: Fair Value Calculator (2026). "Singular People S.A. Fair Value". https://www.fairvalue-calculator.com/stock/SNG.MC

Peer Group

Software - Application · 691 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 60 · Above median
Fair Value upside +29% · Top 25%
Return on equity (TTM) 12% · Above median
Return on assets 7% · Top 25%
Net margin (TTM) 5% · Above median
Operating margin (TTM) 8% · Above median
Revenue growth 11% · Above median
Dividend yield (TTM) 1.3% · Below median
Debt / equity 0.19× · Higher than median

Valuation Multiples vs Software - Application median · lower = cheaper

P/E (TTM) 15.8× · Cheaper than median
P/B 2.50× · Pricier than median
P/S (TTM) 1.06× · Cheaper than median
P/FCF 36.5× · Pricier than 75% of peers
EV/EBITDA 11.6× · Cheaper than median

Strength profile in five axes (Snowflake)

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE71 · sector 0
FUTURE53 · sector 36
PAST48 · sector 12
HEALTH91 · sector 98
DIVIDEND26 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Aug 28, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAP €191.32 €169.59 −11%
Shopify Inc SHOP C$209.78 C$28.76 −86%
Uber Technologies, Inc UBER $78.82 $43.66 −45%
Salesforce, Inc CRM $259.23 $249.28 −4%
ServiceNow, Inc NOW $138.43 $43.73 −68%
Cadence Design Systems, Inc CDNS $340.39 $112.57 −67%
Snowflake Inc SNOW $329.11 $42.27 −87%
Adobe Inc ADBE $266.51 $454.04 +70%
Automatic Data Processing, Inc ADP $277.62 $177.51 −36%
Intuit Inc INTU $332.70 $363.46 +9%

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Frequently asked questions

Is Singular People S.A. (SNG) overvalued or undervalued?
As of Aug 28, 2026, our model estimates a fair value of €2.65 versus a price of €2.06, about +29% upside (undervalued).
What is the fair value of SNG?
Our model-based fair value for Singular People S.A. is €2.65 (as of Aug 28, 2026), built from audited fundamentals. The current price: €2.06.
What is the quality score of SNG?
Singular People S.A. has a Quality Score of 60/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Singular People S.A. (SNG)?
Our model-based price target is the fair value of €2.65 (as of Aug 28, 2026) from 26 valuation models. Cautious scenario €1.21, optimistic scenario €3.46. It is a calculation from audited fundamentals, not an analyst target.
What is the Singular People S.A. stock forecast for 2026?
Our models put fair value at €2.65, about +29% upside versus a price of €2.06 (undervalued). Cautious scenario €1.21, optimistic scenario €3.46. The calculation is refreshed regularly with new filings.
What is the revenue of Singular People S.A. (SNG)?
Singular People S.A. reported trailing-twelve-month revenue of about €122M (latest available figure, as of Aug 28, 2026).
What is the net profit margin of SNG?
The net profit margin of Singular People S.A. is about 5.0%, meaning it keeps roughly 5.0% of revenue as net income. Based on the latest reported figures.
Does Singular People S.A. pay a dividend?
Singular People S.A. currently shows a dividend yield of about 1.29% relative to its recent price (as of Aug 28, 2026).
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