Studentbostader I Sverige AB (STUDBO) fair value: what the stock is really worth
As of Oct 28, 2026: fair value (intrinsic value) of Studentbostader I Sverige AB stock SEK 3.42, price SEK 1.16, upside +194.8%, quality 44 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
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Cheap, value-trap riskFair value well above the price, but weak quality and a downtrend.Plus: Even on cautious assumptions the value is 128% above the price (kr 2.65).
The stock costs 66% less than our calculation considers fair.
Fair value kr 3.42 · Strongly undervalued (66%)
Generates free cash flow
Ranks above peers(8/13)
Quality 44/100
Mixed Growth(revenue 5y +26.4 %/yr in SEK)
Loss over the last twelve months · -4.7% net margin (TTM) · fiscal year 2025 44.2%
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Oct 28, 2026.
How to read this chart
60‑month range kr 0.7290 – kr 10.50 · fair‑value band kr 2.65 – kr 7.04 · the kr 1.16 price screens below the kr 3.42 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Oct 28, 2026.
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Studentbostäder i Norden AB (publ) owns, develops, and manages student housing properties in Sweden. It offers accommodation; and rental management services. Studentbostäder i Norden AB (publ) was incorporated in 2006 and is headquartered in Uppsala, Sweden.
Stock analysis
Studentbostader I Sverige AB (STUDBO) currently trades at kr 1.16, while our model-based Fair Value estimate is kr 3.42, implying the stock looks roughly 66.1% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of kr 14.36 per share, and 14 of the 15 models we run sit above the kr 1.16 price.
Bear case: the Growth DCF group reads lowest at kr 2.05, and 1 of the 15 models stay below the price. Data coverage for this calculation is low.
Scenario range: kr 2.65 (bear) to kr 7.04 (bull), the price of kr 1.16 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 44/100 (below-average quality), in the Real Estate sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Studentbostader I Sverige AB reported revenue of 485M SEK in FY2025 versus 234M SEK in FY2021, a compound +19.9%/yr. Reported net income was 214M SEK in FY2025, compounding +17.0%/yr from FY2021.
Key figures
Market cap 821M SEK (≈ $82.9M) Micro · P/E ratio 11.2 · P/S ratio 4.94 · EPS (TTM) kr −0.0300 · Net margin −4.7% · Return on equity −1.0% · Return on assets (EBIT) 2.3% · Operating margin 55.5%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 44 out of 100 (low confidence).
What moves the price
The share trades about 36% below its 52-week high and 2% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −12% fair-value upside, at 195%, STUDBO screens cheaper than that median.
Fair Value models
Bearkr 2.65Fair Value kr 3.42Bullkr 7.04
Price kr 1.16 · Upside +194.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.81/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+6.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+18.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+26.4%
Start year 2020 (pandemic). Over 10 years: +36.3% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+74.5%
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What shareholders gained per year (last 5 years) (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip.
−65.7%
Earnings growth per share plus dividend.
Earnings per share, growth per year−65.7%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−68.0% vs −53.7%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.101% → 58%
2025 sits 62% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Pace: the 5-year rate starts in 2020 (pandemic)
⚠ Revenue per share shrinking 38.1%/yr over ~10Y (margins eroding too) ⓘStructural-decline marker: revenue PER SHARE has fallen over the last decade (robust median trend, not a single year). Backtested across 2005 to 2017, such businesses trailed the market by about 2.5 percentage points per year. Display only: it does not change the fair value or the quality score.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+46.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Sweden: IMF forecast 2.0% a year to 2030, 2.9% from 2016 to 2025) that is about +43.5% a year for the price.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 525 stocks
Beats the industry median on 8/12 measures
Overall it ranks above its industry peers.
Valuation
Quality Score44 · Bottom 25%
Fair Value upside+194.8% · Top 25%
Profitability
Return on assets2.6% · Above median
Net margin (12 months)−4.7% · Bottom 25%
Operating margin (12 months)55.5% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)4.4% · Above median
Balance sheet
Debt / equity1.43× · Highest 25%
Valuation Multiplesvs Real Estate Services median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Studentbostader I Sverige AB Fair Value". https://www.fairvalue-calculator.com/stock/STUDBO
Frequently asked questions
Is Studentbostader I Sverige AB (STUDBO) overvalued or undervalued?
As of Oct 28, 2026, our model estimates a fair value of kr 3.42 versus a price of kr 1.16, about +195% upside (undervalued).
What is the fair value of STUDBO?
Our model-based fair value for Studentbostader I Sverige AB is kr 3.42 (as of Oct 28, 2026), built from audited fundamentals. The current price: kr 1.16.
What is the quality score of STUDBO?
Studentbostader I Sverige AB has a Quality Score of 44/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Studentbostader I Sverige AB (STUDBO)?
Our model-based price target is the fair value of kr 3.42 (as of Oct 28, 2026) from 18 valuation models. Cautious scenario kr 2.65, optimistic scenario kr 7.04. It is a calculation from audited fundamentals, not an analyst target.
What is the Studentbostader I Sverige AB stock forecast for 2026?
Our models put fair value at kr 3.42, about +195% upside versus a price of kr 1.16 (undervalued). Cautious scenario kr 2.65, optimistic scenario kr 7.04. The calculation is refreshed regularly with new filings.
What is the revenue of Studentbostader I Sverige AB (STUDBO)?
Studentbostader I Sverige AB reported trailing-twelve-month revenue of about 490M SEK (latest available figure, as of Oct 28, 2026).
What growth is priced into Studentbostader I Sverige AB (STUDBO)?
For today's price to be fair in a discounted-cash-flow model, Studentbostader I Sverige AB would have to grow free cash flow by +46.3 % per year for five years (discount rate 12.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +26.4 % per year. As of Oct 28, 2026.
What discount rate (WACC) does the fair value of STUDBO use?
Our models discount Studentbostader I Sverige AB at 12.8 %: a base by market capitalisation (micro), damped by beta 1.09, country premium for Sweden. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Studentbostader I Sverige AB that is +46.3 % per year a year over ten years, using the same discount rate (12.8 %) and the same formula as our fair value.
How much growth has Studentbostader I Sverige AB (STUDBO) delivered so far?
Over the past 5 years revenue at Studentbostader I Sverige AB grew +26.4 % a year. The price currently implies +46.3 % per year free-cash-flow growth a year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Studentbostader I Sverige AB (STUDBO) growing?
The median revenue growth in the sector is +4.6 % a year. That is the yardstick for the growth priced into Studentbostader I Sverige AB (+46.3 % per year a year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Studentbostader I Sverige AB (STUDBO)?
The free-cash-flow yield on the price is 9.42 %: that much free cash flow Studentbostader I Sverige AB produces per unit of market value. When it exceeds the discount rate of our models (12.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Studentbostader I Sverige AB (STUDBO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Studentbostader I Sverige AB it is kr 3.42 per share (as of Oct 28, 2026), against a price of kr 1.16. It is the blended result of 18 valuation models (cash flow, earnings, asset, dividend).
Is Studentbostader I Sverige AB stock overvalued or undervalued in 2026?
As of Oct 28, 2026, STUDBO trades below its calculated fair value: price kr 1.16, fair value kr 3.42, a gap of about +195% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of STUDBO?
No. The price is what the market pays today (kr 1.16); the fair value is what the company's own numbers justify (kr 3.42). For Studentbostader I Sverige AB the two are kr 2.26 per share apart. That gap is exactly why we show both numbers side by side.
How much is Studentbostader I Sverige AB worth?
The market values Studentbostader I Sverige AB at about 821M SEK (market capitalisation, as of Oct 28, 2026). Per share that is kr 1.16; our models calculate a fair value of kr 3.42 per share.
What do the bullish and bearish scenarios say about STUDBO?
Our models span a range for Studentbostader I Sverige AB: cautious scenario kr 2.65, base kr 3.42, optimistic kr 7.04 per share (as of Oct 28, 2026, price kr 1.16). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of STUDBO?
Studentbostader I Sverige AB trades at a price-to-earnings ratio of 11.2 (as of Oct 28, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of kr 3.42 is built from several models across several years. Other multiples: P/B 0.3, P/S 1.7, EV/EBITDA 15.0.
How solid is the balance sheet of Studentbostader I Sverige AB (STUDBO)?
Balance-sheet figures for Studentbostader I Sverige AB (as of Oct 28, 2026): return on equity −1.0%, debt of 1.43 per unit of equity. They feed the Quality Score of 44/100, which measures business quality independently of the share price.
How far is STUDBO from its 52-week high?
Studentbostader I Sverige AB trades at kr 1.16, about 36% below its 52-week high of kr 1.83 and 2% above the low of kr 1.14 (as of Oct 28, 2026). Distance from the high says nothing about value: that is what the fair value of kr 3.42 is for.
Which stocks are comparable to Studentbostader I Sverige AB?
From the same area (Real Estate) we also value CBRE Group, Cellnex Telecom, S.A, KE Holdings, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Studentbostader I Sverige AB stock attractive at the current price?
The data as of Oct 28, 2026: price kr 1.16, calculated fair value kr 3.42 (+195%), Quality Score 44/100, from 18 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of STUDBO calculated?
We run Studentbostader I Sverige AB through 18 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of kr 3.42, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.4 % above its aggregate fair value. Studentbostader I Sverige AB currently trades 66 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Studentbostader I Sverige AB (STUDBO)?
The closing price on Oct 28, 2026 was kr 1.16. Our model-based fair value is kr 3.42, about +195% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Studentbostader I Sverige AB right now?
The large discount to fair value meets weak quality (44/100). That raises the risk this is a value trap rather than a bargain. The price is below even our cautious bear case (kr 2.65). The market is more pessimistic than our downside scenario. The model range is unusually wide (kr 2.65 to kr 7.04). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
Where does the earnings growth of Studentbostader I Sverige AB (STUDBO) come from?
Earnings per share at Studentbostader I Sverige AB grew −58.0 % a year from 2014 to 2025. Broken into its drivers: revenue per share −42.1 %, EBIT margin −23.1 %, tax rate −1.6 %, residual (interest, one-offs) −4.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Studentbostader I Sverige AB
How large is the market capitalisation of Studentbostader I Sverige AB (STUDBO)?
The market capitalisation of Studentbostader I Sverige AB is 821M SEK (≈ $82.9M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Studentbostader I Sverige AB (STUDBO)?
The price-to-sales ratio of Studentbostader I Sverige AB is 4.94 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Studentbostader I Sverige AB (STUDBO)?
Earnings per share at Studentbostader I Sverige AB are kr −0.0300 (price ÷ EPS = P/E 11.2). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Studentbostader I Sverige AB (STUDBO)?
The net margin of Studentbostader I Sverige AB is −4.7% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Studentbostader I Sverige AB (STUDBO)?
The return on equity (ROE) of Studentbostader I Sverige AB is −1.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Studentbostader I Sverige AB (STUDBO)?
On an EBIT basis the return on assets of Studentbostader I Sverige AB is 2.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Studentbostader I Sverige AB (STUDBO)?
The operating margin of Studentbostader I Sverige AB is 55.5% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Studentbostader I Sverige AB (STUDBO)?
Revenue at Studentbostader I Sverige AB is growing +4.4% versus a year earlier (3y avg +18.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Studentbostader I Sverige AB (STUDBO)?
Earnings per share at Studentbostader I Sverige AB are growing −97.1% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Studentbostader I Sverige AB (STUDBO) carry?
The net debt of Studentbostader I Sverige AB is 5.5B SEK (fiscal year 2025, ≈ 72.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Oct 28, 2026