UMA Exports Limited (UMAEXPORTS) fair value: what the stock is really worth
As of Oct 1, 2026: fair value of UMA Exports Limited ₹47.92, price ₹21.90, upside +118.8%, quality 58 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.
How to read this chart
54‑month range ₹18.70 – ₹140.85 · fair‑value band ₹42.85 – ₹52.04 · the ₹21.90 price screens below the ₹47.92 fair value. Dashed = 300-day average. As of Sep 24, 2026.
UMA Exports Limited engages in the trading and marketing of agricultural produce and commodities.
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UMA Exports Limited engages in the trading and marketing of agricultural produce and commodities. It offers sugar, wheat flour, and tea; spices, such as dry red chilies, turmeric, coriander, jeera, and cumin seeds; food grains, including rice, wheat, tea, sorghum, maize, and corn; pulses comprising lentils, faba beans, black gram, green gram, chickpeas, tyson chickpeas, and green peas; and agricultural feeds, such as soyabean meal and rice bran de-oiled cake. The company also exports fresh fruits comprising grapes, pomegranate, and orange as well as garlic, ginger, groundnuts, potato, onion, wheat sugar, bajra, salt, and barley. It exports its products to Sri Lanka, Singapore, Australia, Canada, the Netherlands, Hong Kong, Benin, Malaysia, Bangladesh, Pakistan, the United Arab Emirates, Vietnam, Djibouti, Asia, the Middle East Asia, Dubai, and internationally. Uma Exports Limited was incorporated in 1988 and is based in Kolkata, India.
Stock analysis
UMA Exports Limited (UMAEXPORTS) currently trades at ₹21.90, while our model-based Fair Value estimate is ₹47.92, implying the stock looks roughly 54.3% undervalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of ₹181.04 per share, and 16 of the 23 models we run sit above the ₹21.90 price.
Bear case: the Multiples group reads lowest at ₹5.23, and 7 of the 23 models stay below the price. Evidence for this calculation is low.
Scenario range: ₹42.85 (bear) to ₹52.04 (bull), the price of ₹21.90 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 58/100 (solid quality), in the Consumer Defensive sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
UMA Exports Limited reported revenue of ₹15.3B in FY2026 versus ₹12.8B in FY2022, a compound +4.6%/yr. Reported net income was ₹8.4M in FY2026, compounding −56.8%/yr from FY2022.
Key figures
Market cap ₹740M (≈ $7.7M) · P/E ratio 87.6 · P/S ratio 0.05 · EPS (TTM) ₹0.2500 · Net margin 0.1% · Return on equity 0.4% · Return on assets (EBIT) 12.2% · Operating margin 0.7%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 57% below its 52-week high and 17% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Defensive peers we cover trades at 10% fair-value upside, at 119%, UMAEXPORTS screens cheaper than that median.
Fair Value models
Bear ₹42.85Fair Value ₹47.92Bull ₹52.04
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Based on fiscal year 2026 figures (about 6 months old). Earnings retained since then (₹0.1274 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.85/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.5%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.4%
Start year 2020 (pandemic)
’20
’21
’22
’23
’24
’25
’26
What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
−41.4%
Earnings growth per share plus dividend.
Earnings per share, growth per year−41.4%
Dividend (yield on the price)0.0%
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.3% → 2%
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Farm Products · 279 stocks
Beats the industry median on 4/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score58 · Above median
Fair Value upside−78.6% · Bottom 25%
Profitability
Return on equity (TTM)0.4% · Below median
Return on assets4.3% · Above median
Net margin (TTM)0.0% · Below median
Operating margin (TTM)0.7% · Below median
Growth and dividend
Revenue growth−30.6% · Bottom 25%
Balance sheet
Debt / equity0.01× · Lowest 25%
Valuation Multiplesvs Farm Products median · lower = cheaper
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Is UMA Exports Limited (UMAEXPORTS) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of ₹47.92 versus a price of ₹21.90, about +119% upside (undervalued).
What is the fair value of UMAEXPORTS?
Our model-based fair value for UMA Exports Limited is ₹47.92 (as of Sep 24, 2026), built from audited fundamentals. The current price: ₹21.90.
What is the quality score of UMAEXPORTS?
UMA Exports Limited has a Quality Score of 58/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for UMA Exports Limited (UMAEXPORTS)?
Our model-based price target is the fair value of ₹47.92 (as of Sep 24, 2026) from 23 valuation models. Cautious scenario ₹42.85, optimistic scenario ₹52.04. It is a calculation from audited fundamentals, not an analyst target.
What is the UMA Exports Limited stock forecast for 2026?
Our models put fair value at ₹47.92, about +119% upside versus a price of ₹21.90 (undervalued). Cautious scenario ₹42.85, optimistic scenario ₹52.04. The calculation is refreshed regularly with new filings.
What is the revenue of UMA Exports Limited (UMAEXPORTS)?
UMA Exports Limited reported trailing-twelve-month revenue of about ₹14.4B (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of UMA Exports Limited (UMAEXPORTS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For UMA Exports Limited it is ₹47.92 per share (as of Sep 24, 2026), against a price of ₹21.90. It is the blended result of 23 valuation models (cash flow, earnings, asset, dividend).
Is UMA Exports Limited stock overvalued or undervalued in 2026?
As of Sep 24, 2026, UMAEXPORTS trades below its calculated fair value: price ₹21.90, fair value ₹47.92, a gap of about +119% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UMAEXPORTS?
No. The price is what the market pays today (₹21.90); the fair value is what the company's own numbers justify (₹47.92). For UMA Exports Limited the two are ₹26.02 per share apart. That gap is exactly why we show both numbers side by side.
How much is UMA Exports Limited worth?
The market values UMA Exports Limited at about ₹740M (market capitalisation, as of Sep 24, 2026). Per share that is ₹21.90; our models calculate a fair value of ₹47.92 per share.
What do the bullish and bearish scenarios say about UMAEXPORTS?
Our models span a range for UMA Exports Limited: cautious scenario ₹42.85, base ₹47.92, optimistic ₹52.04 per share (as of Sep 24, 2026, price ₹21.90). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of UMAEXPORTS?
UMA Exports Limited trades at a price-to-earnings ratio of 87.6 (as of Sep 24, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹47.92 is built from several models across several years.
How solid is the balance sheet of UMA Exports Limited (UMAEXPORTS)?
Balance-sheet figures for UMA Exports Limited (as of Sep 24, 2026): return on equity 0.4%, debt of 0.01 per unit of equity. They feed the Quality Score of 58/100, which measures business quality independently of the share price.
How far is UMAEXPORTS from its 52-week high?
UMA Exports Limited trades at ₹21.90, about 57% below its 52-week high of ₹50.85 and 17% above the low of ₹18.70 (as of Oct 1, 2026). Distance from the high says nothing about value: that is what the fair value of ₹47.92 is for.
Which stocks are comparable to UMA Exports Limited?
From the same area (Consumer Defensive) we also value Archer-Daniels-Midland Company, Muyuan Foods Group, Bunge Global SA, Tyson Foods, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is UMA Exports Limited stock attractive at the current price?
The data as of Sep 24, 2026: price ₹21.90, calculated fair value ₹47.92 (+119%), Quality Score 58/100, from 23 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UMAEXPORTS calculated?
We run UMA Exports Limited through 23 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of ₹47.92, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.5 % above its aggregate fair value. UMA Exports Limited currently trades 54 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of UMA Exports Limited (UMAEXPORTS)?
The closing price on Oct 1, 2026 was ₹21.90. Our model-based fair value is ₹47.92, about +119% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with UMA Exports Limited right now?
The price is below even our cautious bear case (₹42.85). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (58/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of UMA Exports Limited
How large is the market capitalisation of UMA Exports Limited (UMAEXPORTS)?
The market capitalisation of UMA Exports Limited is ₹740M (≈ $7.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of UMA Exports Limited (UMAEXPORTS)?
The price-to-sales ratio of UMA Exports Limited is 0.05 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of UMA Exports Limited (UMAEXPORTS)?
Earnings per share at UMA Exports Limited are ₹0.2500 (price ÷ EPS = P/E 87.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of UMA Exports Limited (UMAEXPORTS)?
The net margin of UMA Exports Limited is 0.1% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of UMA Exports Limited (UMAEXPORTS)?
The return on equity (ROE) of UMA Exports Limited is 0.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of UMA Exports Limited (UMAEXPORTS)?
On an EBIT basis the return on assets of UMA Exports Limited is 12.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of UMA Exports Limited (UMAEXPORTS)?
The operating margin of UMA Exports Limited is 0.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at UMA Exports Limited (UMAEXPORTS)?
Revenue at UMA Exports Limited is growing −30.6% versus a year earlier (3y avg +1.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at UMA Exports Limited (UMAEXPORTS)?
Earnings per share at UMA Exports Limited are growing −40.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does UMA Exports Limited (UMAEXPORTS) generate?
The free cash flow of UMA Exports Limited is ₹464M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does UMA Exports Limited (UMAEXPORTS) carry?
The net debt of UMA Exports Limited is ₹1.4B (fiscal year 2026, ≈ 3.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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