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USG TECH SOLUTIONS LTD. (USGTECH) fair value: what the stock is really worth

As of Nov 9, 2026: fair value (intrinsic value) of USG TECH SOLUTIONS LTD. stock ₹3.73, price ₹8.31, that is 55.1% below the price, quality 57 out of 100. Rating: strongly overvalued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology IN · ISIN INE718B01017

UT USG TECH SOLUTIONS LTD. logo Thin data Nov 10, 2026

USG TECH SOLUTIONS LTD.

USGTECH · BSE
Very expensive, in a downtrend

Our calculation puts a fair price 55% below what the stock costs today.

Low debt
Quality 57/100
Fair value ₹3.73 · Strongly overvalued
Weak Growth (revenue 3y −29.0 %/yr in INR)
Negative free cash flow
Trails peers (2/8)
Narrow moat 18/100
Thin data
Estimate⚠ Small free float
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What runs behind every stock

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

₹21.11 ₹2.95 Fair Value ₹3.73 Jun 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range ₹2.95 – ₹21.11 · fair‑value band ₹2.80 – ₹4.67 · the ₹8.31 price screens above the ₹3.73 fair value. As of Nov 10, 2026.

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Company profile

USG Tech Solutions Limited engages in the provision of IT solutions and software project development services in India.

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It offers appropriate, transparent, and consistent data information management solutions; a range of integration services that include ECR integration, payment integration, platform integration, real time data analytics integration, and information integration; and data analytics, managed, mobility, and business process re-engineering services.

The company also develops applications for multiple EFT POS devices, including mobile POS, web POS, terminal POS, and PC POS. It serves retail, aviation, health, and banking industries.

The company was formerly known as V & K Softech Limited and changed its name to USG Tech Solutions Limited in August 2011. USG Tech Solutions Limited was incorporated in 1999 and is based in Ghaziabad, India.

Stock analysis

USG TECH SOLUTIONS LTD. (USGTECH) currently trades at ₹8.31, while our estimate is ₹3.73, 55% below the price, so the stock looks overvalued today.

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: ₹2.80 (bear) to ₹4.67 (bull), the price of ₹8.31 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 57/100 (solid quality), in the Technology sector.

Weak Growth: Revenue growth is weak, negative or inconsistent.

USG TECH SOLUTIONS LTD. reported revenue of ₹0 in FY2026 versus ₹0 in FY2022. Reported net income was −₹3.7M in FY2026.

Key figures

Market cap ₹328M (≈ $3.5M) Micro · EPS (TTM) ₹−0.0900 · Return on equity −1.0% · Return on assets (EBIT) −0.8% (5-year average) · Revenue (TTM) ₹2.0K · Free cash flow −₹2.1M · Net debt ₹56.7M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 18 out of 100 (medium confidence).

What moves the price

The share trades about 44% below its 52-week high and 19% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at −11% fair-value upside, at −55%, USGTECH screens richer than that median.

Fair Value

Bear ₹2.80 Fair Value ₹3.73 Bull ₹4.67
Price ₹8.31 · Downside -55.1%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 57/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 7
How much profit the company makes from its sales and capital
Quality Growth 53
Are margins and returns getting better?
Cashflow 53
Do the profits arrive as real cash?
Financial strength 73
Debt, balance sheet and risk of trouble
Investment 100
Does it invest with discipline instead of growing at any price?
Low Volatility 37
How calm the share price moves, does not count
Price momentum 27
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 21
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 0/100
Revenue growth is weak, negative or inconsistent.
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−23.3% (2019) → −85.3% (2023)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

USGTECH screens overvalued: fair value 55% below the price. Compare with Microsoft Corporation →

Compare USG TECH SOLUTIONS LTD. with another stock

Price, fair value, quality and upside side by side.

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 410 stocks

Beats the industry median on 2/7 measures
Overall it trails its industry peers.
Valuation
Quality Score 57 · Above median
Fair Value upside −55.1% · Bottom 25%
Profitability
Return on assets −0.9% · Below median
Operating margin (12 months) 0.0% · Below median
Growth and dividend
Revenue growth (quarter YoY) 0.0% · Below median
Balance sheet
Debt / equity 0.16× · Above median

Valuation Multiplesvs Software - Infrastructure median · lower = cheaper

P/B 0.90× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 22
FUTURE (revenue growth)0 · sector 60
PAST (return on equity)0 · sector 15
HEALTH (low debt)92 · sector 98
DIVIDEND (yield)0 · sector 27

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Infrastructure stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Microsoft Corporation MSFT $533.16 $599.70 +12% vs USGTECH
Fortinet, Inc FTNT $123.57 $130.72 +6% vs USGTECH
Oracle Corporation ORCL $117.98 $111.97 −5% vs USGTECH
Block, Inc XYZ $85.58 $76.43 −11% vs USGTECH
NetApp, Inc NTAP $175.99 $156.80 −11% vs USGTECH
Synopsys, Inc SNPS $459.95 $288.23 −37% vs USGTECH
Zscaler, Inc ZS $194.92 $101.45 −48% vs USGTECH
Palantir Technologies Inc PLTR $168.82 $42.20 −75% vs USGTECH
CrowdStrike Holdings CRWD $225.76 $37.97 −83% vs USGTECH
Palo Alto Networks, Inc PANW $326.36 $39.54 −88% vs USGTECH

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USG TECH SOLUTIONS LTD.: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "USG TECH SOLUTIONS LTD. Fair Value". https://www.fairvalue-calculator.com/stock/USGTECH

Frequently asked questions

Is USG TECH SOLUTIONS LTD. (USGTECH) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is ₹3.73 versus a price of ₹8.31, about 55% lower (overvalued).
What is the fair value of USGTECH?
Our estimate for USG TECH SOLUTIONS LTD. is ₹3.73 (as of Nov 10, 2026), built from audited fundamentals. The current price: ₹8.31.
What is the quality score of USGTECH?
USG TECH SOLUTIONS LTD. has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for USG TECH SOLUTIONS LTD. (USGTECH)?
Our calculated price target is the estimate of ₹3.73 (as of Nov 10, 2026). Cautious scenario ₹2.80, optimistic scenario ₹4.67. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the USG TECH SOLUTIONS LTD. stock forecast for 2026?
Our estimate puts fair value at ₹3.73, about 55% lower versus a price of ₹8.31 (overvalued). Cautious scenario ₹2.80, optimistic scenario ₹4.67. The calculation is refreshed regularly with new filings.
What is the revenue of USG TECH SOLUTIONS LTD. (USGTECH)?
USG TECH SOLUTIONS LTD. reported trailing-twelve-month revenue of about ₹2.0K (latest available figure, as of Nov 10, 2026).
What is the intrinsic value of USG TECH SOLUTIONS LTD. (USGTECH)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For USG TECH SOLUTIONS LTD. it is ₹3.73 per share (as of Nov 10, 2026), against a price of ₹8.31.
Is USG TECH SOLUTIONS LTD. stock overvalued or undervalued in 2026?
As of Nov 10, 2026, USGTECH trades above its calculated fair value: price ₹8.31, fair value ₹3.73, a gap of about −55% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of USGTECH?
No. The price is what the market pays today (₹8.31); the fair value is what the company's own numbers justify (₹3.73). For USG TECH SOLUTIONS LTD. the two are ₹4.58 per share apart. That gap is exactly why we show both numbers side by side.
How much is USG TECH SOLUTIONS LTD. worth?
The market values USG TECH SOLUTIONS LTD. at about ₹328M (market capitalisation, as of Nov 10, 2026). Per share that is ₹8.31; our models calculate a fair value of ₹3.73 per share.
What do the bullish and bearish scenarios say about USGTECH?
Our models span a range for USG TECH SOLUTIONS LTD.: cautious scenario ₹2.80, base ₹3.73, optimistic ₹4.67 per share (as of Nov 10, 2026, price ₹8.31). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of USG TECH SOLUTIONS LTD. (USGTECH)?
Balance-sheet figures for USG TECH SOLUTIONS LTD. (as of Nov 10, 2026): return on equity −1.0%, debt of 0.16 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is USGTECH from its 52-week high?
USG TECH SOLUTIONS LTD. trades at ₹8.31, about 44% below its 52-week high of ₹14.94 and 19% above the low of ₹6.96 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of ₹3.73 is for.
Which stocks are comparable to USG TECH SOLUTIONS LTD.?
From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is USG TECH SOLUTIONS LTD. stock attractive at the current price?
The data as of Nov 10, 2026: price ₹8.31, calculated fair value ₹3.73 (−55%), Quality Score 57/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. USG TECH SOLUTIONS LTD. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of USG TECH SOLUTIONS LTD. (USGTECH)?
The closing price on Nov 9, 2026 was ₹8.31. Our estimate is ₹3.73, about 55% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with USG TECH SOLUTIONS LTD. right now?
The price sits above even our optimistic bull case (₹4.67). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (57/100) and above fair value, neither a clear bargain nor a standout compounder.

Key figures of USG TECH SOLUTIONS LTD.

How large is the market capitalisation of USG TECH SOLUTIONS LTD. (USGTECH)?
The market capitalisation of USG TECH SOLUTIONS LTD. is ₹328M (≈ $3.5M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What are the earnings per share of USG TECH SOLUTIONS LTD. (USGTECH)?
Earnings per share at USG TECH SOLUTIONS LTD. are ₹−0.0900. Earnings per share over the last twelve months: total profit spread across every single share.
What is the return on equity of USG TECH SOLUTIONS LTD. (USGTECH)?
The return on equity (ROE) of USG TECH SOLUTIONS LTD. is −1.0% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of USG TECH SOLUTIONS LTD. (USGTECH)?
On an EBIT basis the return on assets of USG TECH SOLUTIONS LTD. is −0.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
How much free cash flow does USG TECH SOLUTIONS LTD. (USGTECH) generate?
The free cash flow of USG TECH SOLUTIONS LTD. is −₹2.1M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does USG TECH SOLUTIONS LTD. (USGTECH) carry?
The net debt of USG TECH SOLUTIONS LTD. is ₹56.7M (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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