USS Co Ltd (USSJY) fair value: what the stock is really worth
As of Oct 19, 2026: fair value (intrinsic value) of USS Co Ltd stock $22.97, price $22.82, upside +0.6%, quality 85 out of 100. Rating: fairly valued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
60‑month range $13.54 – $25.88 · fair‑value band $16.08 – $30.05 · the $22.82 price screens below the $22.97 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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USS Co., Ltd., together with its subsidiaries, operates and manages used vehicle auction sites in Japan. It operates through three segments: Auto Auctions Business, Used vehicle purchasing and selling business, and Recycling Business.
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The company distributes used vehicles through the operation of on-site vehicle auctions, dedicated terminal auctions, and internet auctions. It also provides used car export services; freight transport; financial services; and recycles end-of-life automobiles.
In addition, the company offers used vehicle purchasing services; and purchases and sells accident-damaged vehicles. Further, the company sells solar electricity; and offers auto loans.
The company was formerly known as Aichi Automobile General Services Co., Ltd. and changed its name to USS Co., Ltd. in March 1995. The company was incorporated in 1969 and is headquartered in Tokai, Japan.
Stock analysis
USS Co Ltd (USSJY) currently trades at $22.82, while our model-based Fair Value estimate is $22.97, so the stock looks roughly fairly valued today (gap 0.6%).
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Valuation
Bull case: the Multiples group reads highest at a median of $23.94 per share, and 9 of the 26 models we run sit above the $22.82 price.
Bear case: the Earnings-Based group reads lowest at $12.06, and 17 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: $16.08 (bear) to $30.05 (bull), the price of $22.82 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 85/100 (high quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
USS Co Ltd ADR reported revenue of ¥121B in FY2026 versus ¥81.5B in FY2022, a compound +10.3%/yr. Reported net income was ¥43.9B in FY2026, compounding +10.2%/yr from FY2022.
Key figures
Market cap $5.3B Mid · P/E ratio 19.5 · P/S ratio 7.09 · EPS (TTM) $1.17 · Dividend yield 3.0% · Net margin 36.3% · Return on equity 22.4% · Return on assets (EBIT) 19.6% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 88 out of 100 (low confidence).
What moves the price
The share trades about 12% below its 52-week high and 20% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at 1%, USSJY screens cheaper than that median.
Fair Value models
Bear$16.08Fair Value $22.97Bull$30.05
Price $22.82 · Upside +0.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 7 months old). Earnings retained since then ($0.7116 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.86/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+16.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.0%
Start year 2021 (pandemic). Over 10 years: +5.8% a year
Revenue growth 21 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.2%
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What shareholders gained per year (last 5 years), in JPY ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in JPY: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+21.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year+18.3%
Dividend (yield on the price)3.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.18.3% vs 7.6%, picking up
Profit margin 2021 to 2026 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.48% → 53%
Pace: the 5-year rate starts in 2021 (pandemic)
Growth Forecast
A lot of optimism in the price
The price assumes less growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+6.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+2.8%
Yearly sales growth analysts expect, extended to five years.
After inflation (figures in JPY, Japan: IMF forecast 2.1% a year to 2030, 1.3% from 2016 to 2025) that is about +3.9% a year for the price and +0.7% for the forecasts.
AI conclusion: Leading network of used-car auctions in Japan supports rising volumes, yet falling contract completion rates threaten platform economics.
Main risk: A sustained drop in contract completion rates would directly pressure the auction platform economics by limiting transaction throughput despite higher consignments.
USS operates the leading network of used-car auctions across Japan. The latest flash report shows consigned and contracted vehicles up more than 8 percent year over year, yet the contract completion rate fell noticeably. Will rising supply volumes continue to lift overall activity, or will the lower clearance rate start to weigh on the platform's economics?
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto & Truck Dealerships · 85 stocks
Beats the industry median on 6/13 measures
A mixed picture versus its industry peers.
Valuation
Quality Score85 · Top 25%
Fair Value upside+0.6% · Below median
Profitability
Return on equity (12 months)22.4% · Top 25%
Return on assets16.2% · Top 25%
Net margin (12 months)36.3% · Top 25%
Operating margin (12 months)51.6% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)14.1% · Above median
Dividend yield (12 months)3.0% · Below median
Valuation Multiplesvs Auto & Truck Dealerships median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "USS Co Ltd ADR Fair Value". https://www.fairvalue-calculator.com/stock/USSJY
Frequently asked questions
Is USS Co Ltd (USSJY) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of $22.97 versus the last price from Oct 19, 2026 of $22.82, about +1% upside (fairly valued).
What is the fair value of USSJY?
Our model-based fair value for USS Co Ltd is $22.97 (as of Nov 6, 2026), built from audited fundamentals. Last price (from Oct 19, 2026): $22.82.
What is the quality score of USSJY?
USS Co Ltd has a Quality Score of 85/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for USS Co Ltd (USSJY)?
Our model-based price target is the fair value of $22.97 (as of Nov 6, 2026) from 26 valuation models. Cautious scenario $16.08, optimistic scenario $30.05. It is a calculation from audited fundamentals, not an analyst target.
What is the USS Co Ltd ADR stock forecast for 2026?
Our models put fair value at $22.97, about +1% upside versus the last price from Oct 19, 2026 of $22.82 (fairly valued). Cautious scenario $16.08, optimistic scenario $30.05. The calculation is refreshed regularly with new filings.
What is the revenue of USS Co Ltd (USSJY)?
USS Co Ltd reported trailing-twelve-month revenue of about ¥118B (latest available figure, as of Nov 6, 2026).
Does USS Co Ltd ADR pay a dividend?
USS Co Ltd currently shows a dividend yield of 3.01% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of USS Co Ltd (USSJY) and when is the ex-dividend date?
USS Co Ltd has a dividend yield of 3.0%. The last ex-dividend date was Mar 31, 2026. A dividend has been paid every year since at least 2009. The payout ratio is 56.3% of earnings. Free cash flow covers the dividend 1.48 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into USS Co Ltd (USSJY)?
For today's price to be fair in a discounted-cash-flow model, USS Co Ltd would have to grow free cash flow by +6.1 % per year for five years (discount rate 8.5 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +10.0 % per year. As of Nov 6, 2026.
What discount rate (WACC) does the fair value of USSJY use?
Our models discount USS Co Ltd at 8.5 %: a base by market capitalisation (mid), damped by beta 0.45, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For USS Co Ltd that is +6.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (8.5 %) and the same formula as our fair value.
How much growth has USS Co Ltd (USSJY) delivered so far?
Over the past 5 years revenue at USS Co Ltd grew +10.0 % a year. The price currently implies free-cash-flow growth of +6.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of USS Co Ltd (USSJY) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into USS Co Ltd (+6.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of USS Co Ltd (USSJY)?
The free-cash-flow yield on the price is 4.40 %: that much free cash flow USS Co Ltd produces per unit of market value. When it exceeds the discount rate of our models (8.5 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of USS Co Ltd (USSJY)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For USS Co Ltd it is $22.97 per share (as of Nov 6, 2026), against a price of $22.82. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is USS Co Ltd ADR stock overvalued or undervalued in 2026?
As of Nov 6, 2026, USSJY trades below its calculated fair value: price $22.82, fair value $22.97, a gap of about +1% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of USSJY?
No. The price is what the market pays today ($22.82); the fair value is what the company's own numbers justify ($22.97). For USS Co Ltd the two are $0.1462 per share apart. That gap is exactly why we show both numbers side by side.
How much is USS Co Ltd ADR worth?
The market values USS Co Ltd at about $5.3B (market capitalisation, as of Nov 6, 2026). Per share that is $22.82; our models calculate a fair value of $22.97 per share.
What do the bullish and bearish scenarios say about USSJY?
Our models span a range for USS Co Ltd: cautious scenario $16.08, base $22.97, optimistic $30.05 per share (as of Nov 6, 2026, price $22.82). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of USSJY?
USS Co Ltd trades at a price-to-earnings ratio of 19.5 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $22.97 is built from several models across several years. Other multiples: P/B 4.0, P/S 7.1, EV/EBITDA 10.8.
How solid is the balance sheet of USS Co Ltd (USSJY)?
Balance-sheet figures for USS Co Ltd (as of Nov 6, 2026): return on equity 22.4%. They feed the Quality Score of 85/100, which measures business quality independently of the share price.
How far is USSJY from its 52-week high?
USS Co Ltd trades at $22.82, about 12% below its 52-week high of $25.88 and 20% above the low of $18.95 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $22.97 is for.
Which stocks are comparable to USS Co Ltd ADR?
From the same area (Consumer Cyclical) we also value Carvana Co, Penske Automotive Group, Hotai Motor Co, CarMax, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is USS Co Ltd ADR stock attractive at the current price?
The data as of Nov 6, 2026: price $22.82, calculated fair value $22.97 (+1%), Quality Score 85/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of USSJY calculated?
We run USS Co Ltd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $22.97 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. USS Co Ltd currently trades 1% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of USS Co Ltd (USSJY)?
The latest price we hold is from Oct 19, 2026 and stands at $22.82. Our model-based fair value is $22.97, about +1% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with USS Co Ltd ADR right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. A fairly wide model range ($16.08 to $30.05) leaves room in how you read the outcome.
Where does the earnings growth of USS Co Ltd (USSJY) come from?
Earnings per share at USS Co Ltd grew +6.5 % a year from 2015 to 2026. Broken into its drivers: revenue per share +5.6 %, EBIT margin +0.5 %, tax rate +0.4 %, residual (interest, one-offs) −0.1 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of USS Co Ltd
How large is the market capitalisation of USS Co Ltd (USSJY)?
The market capitalisation of USS Co Ltd is $5.3B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of USS Co Ltd (USSJY)?
The price-to-sales ratio of USS Co Ltd is 7.09 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of USS Co Ltd (USSJY)?
Earnings per share at USS Co Ltd are $1.17 (price ÷ EPS = P/E 19.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of USS Co Ltd (USSJY)?
The dividend yield of USS Co Ltd is 3.0% (payout 58.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of USS Co Ltd (USSJY)?
The net margin of USS Co Ltd is 36.3% (fiscal year 2026). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of USS Co Ltd (USSJY)?
The return on equity (ROE) of USS Co Ltd is 22.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of USS Co Ltd (USSJY)?
On an EBIT basis the return on assets of USS Co Ltd is 19.6% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of USS Co Ltd (USSJY)?
The operating margin of USS Co Ltd is 51.6% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at USS Co Ltd (USSJY)?
Revenue at USS Co Ltd is growing +14.1% versus a year earlier (3y avg +10.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at USS Co Ltd (USSJY)?
Earnings per share at USS Co Ltd are growing +9.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does USS Co Ltd (USSJY) hold?
USS Co Ltd holds more cash than debt, ¥109B net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
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Broad data
Nov 6, 2026