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Vietnam Prosperity Joint Stock Commercial Bank (VPB) Fair Value & Analysis

Financial Services · VN · Market cap 207T VND

Price26,550 VND
Fair Value53,100 VND
Upside+100.0%
Quality94/100
Evidence: High Range 39,825 VND – 66,375 VND

Fair value as of: Jun 25, 2026

Analysis

Vietnam Prosperity Joint Stock Commercial Bank (VPB) currently trades at 26,550 VND, while our model-based Fair Value estimate is 53,100 VND — implying the stock looks roughly 100.0% undervalued today. We read business quality at 94/100 (high quality), in the Financial Services sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: high) — always confirm before acting.

About the company

Vietnam Prosperity Joint Stock Commercial Bank provides various banking products and services to organizations and individuals in Vietnam. It operates through Banking and Credit Granting, Finance Company, Asset and Liabilities Management, Securities, and Insurance segments. The company offers deposit products, including current and savings accounts; term and demand deposits; loans, including unsecured and secured loans; bancassurance; and card services. It also provides tap and pay services, e-banking, mortgage and auto loan, debit and credit, payment gateway, card payment services, trade finance, online chiropractic and disbursement services, tax payment, import and export services, internet banking, and financial market products, as well as personal services, such as interbank money transfer, western union service, salary payment service, currency exchange service, counting service, foreign currency verification service. The company was formerly known as Vietnam Joint Sock Commerc…

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Frequently asked questions

Is Vietnam Prosperity Joint Stock Commercial Bank (VPB) undervalued?
As of Jun 25, 2026, our model estimates a fair value of 53,100 VND versus a price of 26,550 VND — about +100% (undervalued). Model-based estimate, not financial advice.
What is the fair value of VPB?
Our 21-model fair value for Vietnam Prosperity Joint Stock Commercial Bank is 53,100 VND (as of Jun 25, 2026), built from audited fundamentals. The current price is 26,550 VND.
What is the quality score of VPB?
Vietnam Prosperity Joint Stock Commercial Bank has a Quality Score of 94/100, measuring profitability, growth and balance-sheet strength from non-valuation factors.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data — nothing guessed.

Educational research only · not financial advice · no buy/sell recommendation. Model-based estimates are not certainties; their reliability depends on data quality and assumptions.