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Wealthfront Corporation (WLTH) Fair Value & Analysis

Technology · US · Market cap $1.2B

WC Wealthfront Corporation logo Wealthfront Corporation WLTH · US
Price$9.70
Fair Value$17.76
Upside+83.1%
Quality46/100
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Mixed Growth
Loss-making · -14.9% net margin
Low debt · generates free cash flow
Mixed vs. peers (5/11)
Narrow moat 23/100
Evidence: Low Range $11.54 – $29.22 Share as image

Fair value as of: Jul 27, 2026

From 3 valuation models · updated 14 days ago

Fair value updated Jul 27, 2026, revised from $16.14 to $17.76 (+10.0%) since Jun 26, 2026. Share price +7.9% over the past month.

Below-average quality, screening 83% undervalued on our models.

What matters now

  • The price is below even our cautious bear case ($11.54). The market is more pessimistic than our downside scenario.
  • The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution.
  • Solid quality (46/100) at a price below fair value, the discount is the argument here, not the business quality.
  • A fairly wide model range ($11.54 to $29.22) leaves room in how you read the outcome.
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Price vs Fair Value (8 months)

$14.19 $7.20 Fair Value $17.76 Dec 2025 Aug 2026

White line = price, green steps = our fair value per fiscal year. As of Jul 27, 2026.

How to read this chart

8‑month range $7.20 – $14.19 · fair‑value band $11.54 – $29.22 · the $9.70 price screens below the $17.76 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Jul 27, 2026.

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Analysis

Wealthfront Corporation (WLTH) currently trades at $9.70, while our model-based Fair Value estimate is $17.76, implying the stock looks roughly 83.1% undervalued today. The Quality Score stands at 46/100 (below-average quality), in the Technology sector. Bull case: trading below our estimate, it may offer upside if the fundamentals hold. Bear case: a low price can be a value trap when quality is weak or the data is thin (evidence: low), always confirm before acting.

Over the trailing twelve months, Wealthfront Corporation generated revenue of $371M at a net margin of -14.9%. Revenue grew 7.1% year over year. It earns a return on equity of -12.9%. The balance sheet holds a net cash position of $441M. Fundamentals as of Jul 27, 2026

Our scenario range runs from $11.54 (bear case) to $29.22 (bull case); at $9.70, the current price sits below that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 35% below its 52-week high and 35% above its 52-week low, currently below its 200-day average. For context, the median of 10 Technology peers we cover trades at -27% fair-value upside, at 83%, WLTH screens cheaper than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model BearBaseBull Evidence
Highest evidence
Growth DCF $15.76 $24.26 $39.91 80
Rev-Margin DCF $9.70 $14.67 $22.56 74
NCAV (Graham) $2.06 $2.76 $4.12 50
All 3 models by family
Asset-Based
NCAV (Graham) $2.06 $2.76 $4.12 50
Growth DCF
Growth DCF $15.76 $24.26 $39.91 80
Rev-Margin DCF $9.70 $14.67 $22.56 74

Widest divergence: Growth DCF ($14.67) versus Asset-Based ($2.76). Highest evidence: Growth DCF (80).

Key figures & financial health

Revenue (TTM) $371M
Revenue growth (YoY) +7.1%
Net margin -14.9%
Return on equity -12.9%
Free cash flow $151M FY2026
Operating margin 16.1%
More key figures
EPS (TTM) $-0.3800
EPS growth (YoY) -59.4%
Net cash $441M FY2026

Figures from reported company fundamentals · as of Jul 27, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 46/100

Of which business quality 52 · Market factors (momentum, volatility) 25

Profitability 6
Margins and returns on capital today
Quality Growth 15
Are margins and returns improving?
Cashflow 100
Earnings quality: real cash, not paper profit
Fin. Strength 85
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 0
Calm price path (market factor)
Momentum 46
Price trend over the last 3–12 months (market factor)
52W Momentum 16
Distance to the 52-week high (market factor)
Net Issuance 0
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Wealthfront Corporation is a privately owned investment manager. It primarily provides its services to individuals. It also caters to high net worth individuals, charitable organizations, and corporations. The firm invests in the public equity and fixed income funds. It also invests in mutual funds and exchange traded funds.

Full company description

Wealthfront Corporation is a privately owned investment manager. It primarily provides its services to individuals. It also caters to high net worth individuals, charitable organizations, and corporations. The firm invests in the public equity and fixed income funds. It also invests in mutual funds and exchange traded funds. It conducts in-house research to make its investments. Wealthfront Corporation was formerly known as Wealthfront Inc. and is based in Redwood City, California with an additional office in Palo Alto, California.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2024 – FY2026 · reported fiscal years

Wealthfront Corporation reported revenue of $365M in FY2026 versus $217M in FY2024, a compound +29.8%/yr. Reported net income was −$42.1M in FY2026.

Growth Quality 67/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Latest Revenue (FY 2026)
$365M
Latest YoY
+18.2%
Revenue +29.8%/yr
FY24 $217M
FY25 $309M
FY26 $365M
Net income
FY24 $77.0M
FY25 $194M
FY26 −$42.1M

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Cite: Fair Value Calculator (2026). "Wealthfront Corporation Fair Value". https://www.fairvalue-calculator.com/stock/WLTH

Earlier news

External third-party headlines (Yahoo Finance, Reuters and others), not an editorial selection.

Peer Group

Software - Application · 709 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 48 · Below median
Fair Value upside +83% · Top 25%
Return on assets -8% · Bottom 25%
Net margin (TTM) -15% · Bottom 25%
Operating margin (TTM) 16% · Top 25%
Revenue growth 7% · Below median
Debt / equity 0.04× · Lower than median

Valuation Multiples vs Software - Application median · lower = cheaper

P/B 1.99× · Cheaper than median
P/S (TTM) 3.31× · Pricier than median
P/FCF 8.1× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 100 · sector 0
FUTURE 36 · sector 38
PAST 0 · sector 13
HEALTH 98 · sector 98
DIVIDEND 0 · sector 28

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate (as of Jul 27, 2026).

Stock Price Fair Value vs Fair Value
SAP SE SAPS C$12.69 C$16.26 +28%
Shopify Inc SHOP C$173.23 C$20.54 -88%
Uber Technologies, Inc UBER $72.67 $51.11 -30%
Salesforce, Inc CRM $170.77 $182.10 +7%
ServiceNow, Inc NOW $107.71 $33.12 -69%
Cadence Design Systems, Inc CDNS $384.17 $80.41 -79%
Snowflake Inc SNOW $271.87 $34.04 -87%
Adobe Inc ADBE $230.61 $379.48 +65%
Automatic Data Processing, Inc ADP $241.92 $177.51 -27%
Intuit Inc INTU $291.09 $258.69 -11%

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Frequently asked questions

Is Wealthfront Corporation (WLTH) overvalued or undervalued?
As of Jul 27, 2026, our model estimates a fair value of $17.76 versus a price of $9.70, about +83% (undervalued).
What is the fair value of WLTH?
Our model-based fair value for Wealthfront Corporation is $17.76 (as of Jul 27, 2026), built from audited fundamentals. The current price is $9.70.
What is the quality score of WLTH?
Wealthfront Corporation has a Quality Score of 46/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Wealthfront Corporation (WLTH)?
Wealthfront Corporation reported trailing-twelve-month revenue of about $371M (latest available figure, as of Jul 27, 2026).
What is the net profit margin of WLTH?
The net profit margin of Wealthfront Corporation is about -14.9%, meaning it is currently running at a net loss. Based on the latest reported figures.

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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