Xpel Inc (XPEL) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Xpel Inc stock $45.39, price $38.39, upside +18.2%, quality 67 out of 100. Rating: undervalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range $24.72 – $86.71 · fair‑value band $28.94 – $75.06 · the $38.39 price screens below the $45.39 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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XPEL, Inc. manufactures, installs, sells, and distributes protective films, coatings and related services. It offers automotive and surface paint protection, windshield protection, and automotive and architectural window films, as well as proprietary DAP software.
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The company also provides pre-cut film products, merchandise and apparel, ceramic coatings, installation, and tools and accessories; and training services to customers for the installation of its products.
In addition, the company offers paint protection kits, car wash products, after-care products, and installation tools through its website.
The company sells and distributes its products through independent installers, new car dealerships, third-party distributors, automobile original equipment manufacturers, and company-owned installation centers, as well as through franchisees and online channels.
The company operates in the United States, Canada, China, the Asia Pacific, European Union, the United Kingdom, Africa, India, the Middle East, Latin America, and internationally. XPEL, Inc. was founded in 1997 and is headquartered in San Antonio, Texas.
Stock analysis
Xpel Inc (XPEL) currently trades at $38.39, while our model-based Fair Value estimate is $45.39, implying the stock looks roughly 15% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of $67.52 per share, and 15 of the 24 models we run sit above the $38.39 price.
Bear case: the Economic Profit group reads lowest at $19.67, and 9 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $28.94 (bear) to $75.06 (bull), the price of $38.39 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Consumer Cyclical sector.
Healthy Growth: Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Xpel Inc reported revenue of $476M in FY2025 versus $259M in FY2021, a compound +16.4%/yr. Reported net income was $51.2M in FY2025, compounding +12.9%/yr from FY2021.
Key figures
Market cap $1.1B Small · P/E ratio 18.3 · P/S ratio 2.04 · EPS (TTM) $2.10 · Net margin 11.2% · Return on equity 19.5% · Return on assets (EBIT) 23.2% (5-year average) · Operating margin 15.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 74 out of 100 (medium confidence).
What moves the price
The share trades about 30% below its 52-week high and 6% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −23% fair-value upside, at 18%, XPEL screens cheaper than that median.
Fair Value models
Bear$28.94Fair Value $45.39Bull$75.06
Price $38.39 · Upside +18.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($1.80 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
In the last 6 months, no officer or director bought or sold shares on the open market.
Plus 10 other filings such as grants, option exercises or tax withholding. They are not market purchases or sales.
Sales are often planned (taxes, diversification, 10b5-1 plans). Purchases with their own money are seen as the stronger sign. For information only: not part of the quality score or Fair Value.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.100/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Revenue growth 1 year
+13.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+24.5%
Start year 2020 (pandemic). Over 10 years: +27.6% a year
Revenue growth 22 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.2%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
+22.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+22.8%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.22.8% vs 35.9%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.15% → 13%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Price in line with expectations
The price assumes less growth than the company has delivered so far and about what analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+10.3%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+9.6%
Yearly sales growth analysts expect, extended to five years.
Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about +7.7% a year for the price and +7.0% for the forecasts.
News mood ⓘNews mood, the average tone of recent news (96 articles), rated against how stocks are usually covered. 🚀 Hype = unusually upbeat · 🙂 Positive = above average · 😐 Neutral = typical · 🙁 Negative = below average · 😨 Very negative = unusually downbeat. It reflects the tone of coverage, not our valuation.Positive
Recent news coverage is more positive than average.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Auto Parts · 656 stocks
Beats the industry median on 8/13 measures
Overall it ranks above its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside+18.2% · Above median
Profitability
Return on equity (12 months)19.5% · Top 25%
Return on assets13.1% · Top 25%
Net margin (12 months)11.2% · Top 25%
Operating margin (12 months)15.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)9.9% · Above median
Balance sheet
Debt / equity0.00× · Lowest 25%
Valuation Multiplesvs Auto Parts median · lower = cheaper
P/E (12 months)18.3× · Pricier than median
P/B3.79× · Priciest 25%
P/S (12 months)2.04× · Priciest 25%
Price / free cash flow (fiscal year)16.9× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Xpel Inc Fair Value". https://www.fairvalue-calculator.com/stock/XPEL
Frequently asked questions
Is Xpel Inc (XPEL) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of $45.39 versus a price of $38.39, about +18% upside (undervalued).
What is the fair value of XPEL?
Our model-based fair value for Xpel Inc is $45.39 (as of Nov 7, 2026), built from audited fundamentals. The current price: $38.39.
What is the quality score of XPEL?
Xpel Inc has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Xpel Inc (XPEL)?
Our model-based price target is the fair value of $45.39 (as of Nov 7, 2026) from 24 valuation models. Cautious scenario $28.94, optimistic scenario $75.06. It is a calculation from audited fundamentals, not an analyst target.
What is the Xpel Inc stock forecast for 2026?
Our models put fair value at $45.39, about +18% upside versus a price of $38.39 (undervalued). Cautious scenario $28.94, optimistic scenario $75.06. The calculation is refreshed regularly with new filings.
What is the revenue of Xpel Inc (XPEL)?
Xpel Inc reported trailing-twelve-month revenue of about $520M (latest available figure, as of Nov 7, 2026).
What growth is priced into Xpel Inc (XPEL)?
For today's price to be fair in a discounted-cash-flow model, Xpel Inc would have to grow free cash flow by +10.3 % per year for five years (discount rate 11.8 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +24.5 % per year. Calculated on free cash flow for fiscal year 2025. Over the last twelve months it was negative, so the figure above is uncertain. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of XPEL use?
Our models discount Xpel Inc at 11.8 %: a base by market capitalisation (small), damped by beta 1.20, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Xpel Inc that is +10.3 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.8 %) and the same formula as our fair value.
How much growth has Xpel Inc (XPEL) delivered so far?
Over the past 5 years revenue at Xpel Inc grew +24.5 % a year. The price currently implies free-cash-flow growth of +10.3 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Xpel Inc (XPEL) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Xpel Inc (+10.3 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Xpel Inc (XPEL)?
The free-cash-flow yield on the price is 5.93 % in the last fiscal year (free cash flow was negative over the last twelve months): that much free cash flow Xpel Inc produces per unit of market value. When it exceeds the discount rate of our models (11.8 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Xpel Inc (XPEL)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Xpel Inc it is $45.39 per share (as of Nov 7, 2026), against a price of $38.39. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Xpel Inc stock overvalued or undervalued in 2026?
As of Nov 7, 2026, XPEL trades below its calculated fair value: price $38.39, fair value $45.39, a gap of about +18% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of XPEL?
No. The price is what the market pays today ($38.39); the fair value is what the company's own numbers justify ($45.39). For Xpel Inc the two are $7.00 per share apart. That gap is exactly why we show both numbers side by side.
How much is Xpel Inc worth?
The market values Xpel Inc at about $1.1B (market capitalisation, as of Nov 7, 2026). Per share that is $38.39; our models calculate a fair value of $45.39 per share.
What do the bullish and bearish scenarios say about XPEL?
Our models span a range for Xpel Inc: cautious scenario $28.94, base $45.39, optimistic $75.06 per share (as of Nov 7, 2026, price $38.39). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of XPEL?
Xpel Inc trades at a price-to-earnings ratio of 18.3 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $45.39 is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings, 4 of the years ex one-offs: 29.6. Other multiples: P/B 3.8, P/S 2.0, EV/EBITDA 11.5.
How solid is the balance sheet of Xpel Inc (XPEL)?
Balance-sheet figures for Xpel Inc (as of Nov 7, 2026): return on equity 19.5%, debt of 0.00 per unit of equity. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is XPEL from its 52-week high?
Xpel Inc trades at $38.39, about 30% below its 52-week high of $54.95 and 6% above the low of $36.16 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $45.39 is for.
Which stocks are comparable to Xpel Inc?
From the same area (Consumer Cyclical) we also value O'Reilly Automotive, Inc, AutoZone, Inc, Hyundai Mobis Co, Fuyao Glass Industry Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Xpel Inc stock attractive at the current price?
The data as of Nov 7, 2026: price $38.39, calculated fair value $45.39 (+18%), Quality Score 67/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of XPEL calculated?
We run Xpel Inc through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $45.39 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Xpel Inc currently trades 15% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Xpel Inc (XPEL)?
The closing price on Nov 6, 2026 was $38.39. Our model-based fair value is $45.39, about +18% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Xpel Inc right now?
A fairly wide model range ($28.94 to $75.06) leaves room in how you read the outcome. The price sits in the lower half of our model range, the side with the larger margin of safety. Read the verdict with care: some models are missing inputs, so the estimate scatters more than usual.
Where does the earnings growth of Xpel Inc (XPEL) come from?
Earnings per share at Xpel Inc grew +39.7 % a year from 2014 to 2025. Broken into its drivers: revenue per share +28.9 %, EBIT margin +8.4 %, tax rate −0.2 %, residual (interest, one-offs) +0.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Xpel Inc
How large is the market capitalisation of Xpel Inc (XPEL)?
The market capitalisation of Xpel Inc is $1.1B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Xpel Inc (XPEL)?
The price-to-sales ratio of Xpel Inc is 2.04 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Xpel Inc (XPEL)?
Earnings per share at Xpel Inc are $2.10 (price ÷ EPS = P/E 18.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Xpel Inc (XPEL)?
The net margin of Xpel Inc is 11.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Xpel Inc (XPEL)?
The return on equity (ROE) of Xpel Inc is 19.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Xpel Inc (XPEL)?
On an EBIT basis the return on assets of Xpel Inc is 23.2% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Xpel Inc (XPEL)?
The operating margin of Xpel Inc is 15.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Xpel Inc (XPEL)?
Revenue at Xpel Inc is growing +9.9% versus a year earlier (3y avg +13.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Xpel Inc (XPEL)?
Earnings per share at Xpel Inc are growing +26.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net cash does Xpel Inc (XPEL) hold?
Xpel Inc holds more cash than debt, $28.0M net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Some data
Nov 7, 2026