Bersama Zatta Jaya (ZATA) fair value: what the stock is really worth
As of Oct 2, 2026: fair value of Bersama Zatta Jaya IDR 6, price IDR 50, upside -88.3%, quality 64 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
PT Bersama Zatta Jaya Tbk, through its subsidiaries, engages in the manufacture and wholesale trade of clothing in Indonesia. It operates through Accessories and Clothes segments.
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PT Bersama Zatta Jaya Tbk, through its subsidiaries, engages in the manufacture and wholesale trade of clothing in Indonesia. It operates through Accessories and Clothes segments. The company offers scarves, bergos, shawls, and veils; women's clothing products, such as gamis, tunics, suits, and outerwear; men's clothing, including T-shirts, shirts, and koko shirts; children's clothing; headscarves; and Umrah and Hajj equipment. It is also involved in wholesale trade of textile products and footwear. The company offers its products under the Elzatta and Dauky brands through retail and online stores. The company was founded in 2012 and is headquartered in Bandung, Indonesia. PT Bersama Zatta Jaya Tbk is a subsidiary of Pt Lembur Sadaya Investama.
Stock analysis
Bersama Zatta Jaya (ZATA) currently trades at 50.00 IDR, while our model-based Fair Value estimate is 5.87 IDR, 88.3% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of 39.26 IDR per share, and 0 of the 18 models we run sit above the 50.00 IDR price.
Bear case: the Earnings-Based group reads lowest at 2.39 IDR, and 18 of the 18 models stay below the price. Evidence for this calculation is low.
Scenario range: 5.01 IDR (bear) to 6.61 IDR (bull), the price of 50.00 IDR sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 64/100 (solid quality), in the Consumer Cyclical sector.
Weak Growth: Revenue growth is weak, negative or inconsistent.
Bersama Zatta Jaya reported revenue of 204B IDR in FY2024 versus 195B IDR in FY2022, a compound +2.4%/yr. Reported net income was 2.2B IDR in FY2024, compounding −38.9%/yr from FY2022.
Key figures
Market cap 425B IDR (≈ $23.7M) · P/S ratio 2.25 · Net margin 1.1% · Return on equity −22.6% · Return on assets (EBIT) 2.9% · Operating margin −8.0% · Revenue (TTM) 198B IDR · Revenue growth (YoY) −11.1%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 44 out of 100 (low confidence).
What moves the price
The share trades about 69% below its 52-week high and at its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −11% fair-value upside, at −88%, ZATA screens richer than that median.
Fair Value models
Bear 5.01 IDRFair Value 5.87 IDRBull 6.61 IDR
Price 50.00 IDR · Upside -88.3%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is weak, negative or inconsistent.
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: only 3 usable fiscal years, at least 4 required
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Apparel Retail · 102 stocks
Beats the industry median on 2/8 measures
Overall it trails its industry peers.
Valuation
Quality Score64 · Above median
Fair Value upside−88.3% · Bottom 25%
Profitability
Return on assets1.8% · Below median
Net margin (TTM)−45.5% · Bottom 25%
Operating margin (TTM)−8.0% · Bottom 25%
Growth and dividend
Revenue growth−11.1% · Bottom 25%
Balance sheet
Debt / equity0.07× · Above median
Valuation Multiplesvs Apparel Retail median · lower = cheaper
EV/EBITDA0.7× · Cheapest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 57
FUTURE (revenue growth)0· sector 16
PAST (return on equity)0· sector 37
HEALTH (low debt)96· sector 100
DIVIDEND (yield)0· sector 60
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Bersama Zatta Jaya (ZATA) overvalued or undervalued?
As of Oct 4, 2026, our model estimates a fair value of 5.87 IDR versus a price of 50.00 IDR, about −88% upside (overvalued).
What is the fair value of ZATA?
Our model-based fair value for Bersama Zatta Jaya is 5.87 IDR (as of Oct 4, 2026), built from audited fundamentals. The current price: 50.00 IDR.
What is the quality score of ZATA?
Bersama Zatta Jaya has a Quality Score of 64/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Bersama Zatta Jaya (ZATA)?
Our model-based price target is the fair value of 5.87 IDR (as of Oct 4, 2026) from 18 valuation models. Cautious scenario 5.01 IDR, optimistic scenario 6.61 IDR. It is a calculation from audited fundamentals, not an analyst target.
What is the Bersama Zatta Jaya stock forecast for 2026?
Our models put fair value at 5.87 IDR, about −88% upside versus a price of 50.00 IDR (overvalued). Cautious scenario 5.01 IDR, optimistic scenario 6.61 IDR. The calculation is refreshed regularly with new filings.
What is the revenue of Bersama Zatta Jaya (ZATA)?
Bersama Zatta Jaya reported trailing-twelve-month revenue of about 198B IDR (latest available figure, as of Oct 4, 2026).
What is the intrinsic value of Bersama Zatta Jaya (ZATA)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Bersama Zatta Jaya it is 5.87 IDR per share (as of Oct 4, 2026), against a price of 50.00 IDR. It is the blended result of 18 valuation models (cash flow, earnings, asset, dividend).
Is Bersama Zatta Jaya stock overvalued or undervalued in 2026?
As of Oct 4, 2026, ZATA trades above its calculated fair value: price 50.00 IDR, fair value 5.87 IDR, a gap of about −88% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ZATA?
No. The price is what the market pays today (50.00 IDR); the fair value is what the company's own numbers justify (5.87 IDR). For Bersama Zatta Jaya the two are 44.13 IDR per share apart. That gap is exactly why we show both numbers side by side.
How much is Bersama Zatta Jaya worth?
The market values Bersama Zatta Jaya at about 425B IDR (market capitalisation, as of Oct 4, 2026). Per share that is 50.00 IDR; our models calculate a fair value of 5.87 IDR per share.
What do the bullish and bearish scenarios say about ZATA?
Our models span a range for Bersama Zatta Jaya: cautious scenario 5.01 IDR, base 5.87 IDR, optimistic 6.61 IDR per share (as of Oct 4, 2026, price 50.00 IDR). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Bersama Zatta Jaya (ZATA)?
Balance-sheet figures for Bersama Zatta Jaya (as of Oct 4, 2026): return on equity −22.6%, debt of 0.07 per unit of equity. They feed the Quality Score of 64/100, which measures business quality independently of the share price.
How far is ZATA from its 52-week high?
Bersama Zatta Jaya trades at 50.00 IDR, about 69% below its 52-week high of 163.00 IDR and at the low of 50.00 IDR (as of Oct 2, 2026). Distance from the high says nothing about value: that is what the fair value of 5.87 IDR is for.
Which stocks are comparable to Bersama Zatta Jaya?
From the same area (Consumer Cyclical) we also value Industria de Diseño Textil, S.A, The TJX Companies, Inc, Fast Retailing Co, Ross Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Bersama Zatta Jaya stock attractive at the current price?
The data as of Oct 4, 2026: price 50.00 IDR, calculated fair value 5.87 IDR (−88%), Quality Score 64/100, from 18 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ZATA calculated?
We run Bersama Zatta Jaya through 18 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of 5.87 IDR, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 15.0 % above its aggregate fair value. Bersama Zatta Jaya itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Bersama Zatta Jaya (ZATA)?
The closing price on Oct 2, 2026 was 50.00 IDR. Our model-based fair value is 5.87 IDR, about −88% upside (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Bersama Zatta Jaya right now?
The price sits above even our optimistic bull case (6.61 IDR). The favourable scenario is already priced in. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid but not exceptional quality (64/100) and above fair value, neither a clear bargain nor a standout compounder.
Key figures of Bersama Zatta Jaya
How large is the market capitalisation of Bersama Zatta Jaya (ZATA)?
The market capitalisation of Bersama Zatta Jaya is 425B IDR (≈ $23.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Bersama Zatta Jaya (ZATA)?
The price-to-sales ratio of Bersama Zatta Jaya is 2.25 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Bersama Zatta Jaya (ZATA)?
The net margin of Bersama Zatta Jaya is 1.1% (fiscal year 2024). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Bersama Zatta Jaya (ZATA)?
The return on equity (ROE) of Bersama Zatta Jaya is −22.6% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Bersama Zatta Jaya (ZATA)?
On an EBIT basis the return on assets of Bersama Zatta Jaya is 2.9% (avg 3y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Bersama Zatta Jaya (ZATA)?
The operating margin of Bersama Zatta Jaya is −8.0% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Bersama Zatta Jaya (ZATA)?
Revenue at Bersama Zatta Jaya is growing −11.1% versus a year earlier. How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Bersama Zatta Jaya (ZATA)?
Earnings per share at Bersama Zatta Jaya are growing +33.7% versus a year earlier. How much earnings per share grew versus a year earlier.
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