Tianjin Jinbin Development (000897) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Tianjin Jinbin Development stock ¥0.87, price ¥1.88, that is 53.7% below the price, quality 45 out of 100. Rating: strongly overvalued. Calculated from audited financials with 4 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range ¥1.63 – ¥3.47 · fair‑value band ¥0.8300 – ¥0.9200 · the ¥1.88 price screens above the ¥0.8700 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Tianjin Jinbin Development Co.,Ltd engages in the real estate development business in China. The company develops industrial parks, and commercial and residential real estate properties. Tianjin Jinbin Development Co.,Ltd was founded in 1998 and is headquartered in Tianjin, China.
Stock analysis
Tianjin Jinbin Development (000897) currently trades at ¥1.88, while our model-based Fair Value estimate is ¥0.8700, 54% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Asset-Based group reads highest at a median of ¥1.63 per share, and 0 of the 4 models we run sit above the ¥1.88 price.
Bear case: the Multiples group reads lowest at ¥0.8700, and 4 of the 4 models stay below the price. Data coverage for this calculation is low.
Scenario range: ¥0.8300 (bear) to ¥0.9200 (bull), the price of ¥1.88 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 45/100 (below-average quality), in the Real Estate sector.
Mixed Growth: Spin-off in 2005: revenue and profit before it include the divested business. Growth is measured afresh from 2005.
Tianjin Jinbin Development reported revenue of 413M CNY in FY2025 versus 2.3B CNY in FY2021, a compound −34.6%/yr. Reported net income was −43.2M CNY in FY2025.
Key figures
Market cap 3.0B CNY (≈ $456M) Small · P/S ratio 9.06 · EPS (TTM) ¥−0.0300 · Net margin −17.2% · Return on equity −1.8% · Return on assets (EBIT) 7.9% (5-year average) · Operating margin −19.2% · Revenue (TTM) 303M CNY.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 7 out of 100 (medium confidence).
What moves the price
The share trades about 27% below its 52-week high and 15% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at 33% fair-value upside, at −54%, 000897 screens richer than that median.
Fair Value models
Bear¥0.8300Fair Value ¥0.8700Bull¥0.9200
Price ¥1.88 · Downside -53.7%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2005: revenue and profit before it include the divested business. Growth is measured afresh from 2005.
Revenue growth 1 year
−85.4%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−33.8%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−25.9%
Start year 2020 (pandemic). Over 10 years: −5.7% a year
Revenue growth 20 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−5.3%
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Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
21.6% (2019) → 23.1% (2024)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Compare Tianjin Jinbin Development with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate - Development · 488 stocks
Beats the industry median on 1/11 measures
Overall it trails its industry peers.
Valuation
Quality Score45 · Below median
Fair Value upside−53.7% · Bottom 25%
Profitability
Return on assets−0.9% · Bottom 25%
Net margin (12 months)−17.2% · Bottom 25%
Operating margin (12 months)−19.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−32.1% · Below median
Dividend yield (12 months)0.0% · Bottom 25%
Balance sheet
Debt / equity0.09× · Lowest 25%
Valuation Multiplesvs Real Estate - Development median · lower = cheaper
P/B1.01× · Pricier than median
P/S (12 months)10.02× · Priciest 25%
PEG1.78× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 67
FUTURE (revenue growth)0· sector 0
PAST (return on equity)0· sector 17
HEALTH (low debt)96· sector 83
DIVIDEND (yield)0· sector 61
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Tianjin Jinbin Development Fair Value". https://www.fairvalue-calculator.com/stock/000897
Frequently asked questions
Is Tianjin Jinbin Development (000897) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of ¥0.8700 versus a price of ¥1.88, about 54% lower (overvalued).
What is the fair value of 000897?
Our model-based fair value for Tianjin Jinbin Development is ¥0.8700 (as of Nov 9, 2026), built from audited fundamentals. The current price: ¥1.88.
What is the quality score of 000897?
Tianjin Jinbin Development has a Quality Score of 45/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Tianjin Jinbin Development (000897)?
Our model-based price target is the fair value of ¥0.8700 (as of Nov 9, 2026) from 4 valuation models. Cautious scenario ¥0.8300, optimistic scenario ¥0.9200. It is a calculation from audited fundamentals, not an analyst target.
What is the Tianjin Jinbin Development stock forecast for 2026?
Our models put fair value at ¥0.8700, about 54% lower versus a price of ¥1.88 (overvalued). Cautious scenario ¥0.8300, optimistic scenario ¥0.9200. The calculation is refreshed regularly with new filings.
What is the revenue of Tianjin Jinbin Development (000897)?
Tianjin Jinbin Development reported trailing-twelve-month revenue of about 303M CNY (latest available figure, as of Nov 9, 2026).
What is the intrinsic value of Tianjin Jinbin Development (000897)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Tianjin Jinbin Development it is ¥0.8700 per share (as of Nov 9, 2026), against a price of ¥1.88. It is the blended result of 4 valuation models in 2 families (Multiples, Asset-Based).
Is Tianjin Jinbin Development stock overvalued or undervalued in 2026?
As of Nov 9, 2026, 000897 trades above its calculated fair value: price ¥1.88, fair value ¥0.8700, a gap of about −54% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 000897?
No. The price is what the market pays today (¥1.88); the fair value is what the company's own numbers justify (¥0.8700). For Tianjin Jinbin Development the two are ¥1.01 per share apart. That gap is exactly why we show both numbers side by side.
How much is Tianjin Jinbin Development worth?
The market values Tianjin Jinbin Development at about 3.0B CNY (market capitalisation, as of Nov 9, 2026). Per share that is ¥1.88; our models calculate a fair value of ¥0.8700 per share.
What do the bullish and bearish scenarios say about 000897?
Our models span a range for Tianjin Jinbin Development: cautious scenario ¥0.8300, base ¥0.8700, optimistic ¥0.9200 per share (as of Nov 9, 2026, price ¥1.88). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the PEG ratio of 000897?
The PEG ratio of Tianjin Jinbin Development is 1.78 (P/E divided by earnings growth, as of Nov 9, 2026). That is above 1, so the growth is already paid for in the price.
How solid is the balance sheet of Tianjin Jinbin Development (000897)?
Balance-sheet figures for Tianjin Jinbin Development (as of Nov 9, 2026): return on equity −1.8%, debt of 0.09 per unit of equity. They feed the Quality Score of 45/100, which measures business quality independently of the share price.
How far is 000897 from its 52-week high?
Tianjin Jinbin Development trades at ¥1.88, about 27% below its 52-week high of ¥2.59 and 15% above the low of ¥1.63 (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of ¥0.8700 is for.
Which stocks are comparable to Tianjin Jinbin Development?
From the same area (Real Estate) we also value Sun Hung Kai Properties Limited, China Resources Land Limited, CK Asset Holdings, DLF Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Tianjin Jinbin Development stock attractive at the current price?
The data as of Nov 9, 2026: price ¥1.88, calculated fair value ¥0.8700 (−54%), Quality Score 45/100, from 4 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 000897 calculated?
We run Tianjin Jinbin Development through 4 models from 2 families: Multiples, Asset-Based. Every model gets the same audited fundamentals; the fair value of ¥0.8700 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.7% above its aggregate fair value. Tianjin Jinbin Development itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Tianjin Jinbin Development (000897)?
The closing price on Nov 9, 2026 was ¥1.88. Our model-based fair value is ¥0.8700, about 54% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Tianjin Jinbin Development right now?
The price sits above even our optimistic bull case (¥0.9200). The favourable scenario is already priced in. Weak quality (45/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. The models converge in a tight band (¥0.8300 to ¥0.9200), unusually little disagreement for a valuation.
Key figures of Tianjin Jinbin Development
How large is the market capitalisation of Tianjin Jinbin Development (000897)?
The market capitalisation of Tianjin Jinbin Development is 3.0B CNY (≈ $456M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Tianjin Jinbin Development (000897)?
The price-to-sales ratio of Tianjin Jinbin Development is 9.06 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Tianjin Jinbin Development (000897)?
Earnings per share at Tianjin Jinbin Development are ¥−0.0300. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Tianjin Jinbin Development (000897)?
The net margin of Tianjin Jinbin Development is −17.2% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Tianjin Jinbin Development (000897)?
The return on equity (ROE) of Tianjin Jinbin Development is −1.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Tianjin Jinbin Development (000897)?
On an EBIT basis the return on assets of Tianjin Jinbin Development is 7.9% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Tianjin Jinbin Development (000897)?
The operating margin of Tianjin Jinbin Development is −19.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Tianjin Jinbin Development (000897)?
Revenue at Tianjin Jinbin Development is growing −32.1% versus a year earlier (3y avg −33.8%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Tianjin Jinbin Development (000897)?
Earnings per share at Tianjin Jinbin Development are growing −56.4% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Tianjin Jinbin Development (000897) generate?
The free cash flow of Tianjin Jinbin Development is −1.2B CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Tianjin Jinbin Development (000897) hold?
Tianjin Jinbin Development holds more cash than debt, 1.1B CNY net (fiscal year 2024). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 9, 2026