Kwg Living Group Holdings Ltd (3913) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Kwg Living Group Holdings Ltd stock HK$0.27, price HK$0.12, upside +126.9%, quality 57 out of 100. Rating: strongly undervalued. Calculated from audited financials with 11 of our 26 valuation models and 37 quality factors, updated daily.
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Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.
How to read this chart
60‑month range HK$0.1080 – HK$9.35 · fair‑value band HK$0.1730 – HK$0.4000 · the HK$0.1190 price screens below the HK$0.2700 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 3, 2026.
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KWG Living Group Holdings Limited, an investment holding company, provides residential and non-residential property management services in the People's Republic of China.
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The company operates through two segments: Residential Property Management Services; and Non-Residential Property Management and Commercial Operational Services.
It also offers commercial operational, real estate intermediary and real estate consultant, advertising planning, intelligent engineering, and business services, as well as urban and rural environmental sanitation services. The company was founded in 2004 and is headquartered in Wan Chai, Hong Kong.
Stock analysis
Kwg Living Group Holdings Ltd (3913) currently trades at HK$0.1190, while our model-based Fair Value estimate is HK$0.2700, implying the stock looks roughly 56% undervalued today.
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Valuation
How firm this estimate is: it rests on 11 models at a data quality of 89/100, which puts the data coverage at low.
Scenario range: HK$0.1730 (bear) to HK$0.4000 (bull), the price of HK$0.1190 sits below it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 57/100 (solid quality), in the Real Estate sector.
Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Kwg Living Group Holdings Ltd reported revenue of 3.3B CNY in FY2025 versus 3.3B CNY in FY2021, a compound +0.6%/yr. Reported net income was −314M CNY in FY2025.
Key figures
Market cap HK$241M (≈ $30.7M) Micro · P/S ratio 0.07 · Net margin −9.4% · Return on equity −7.2% · Return on assets (EBIT) 10.1% (5-year average) · Operating margin −3.4% · Revenue (TTM) 3.2B CNY · Revenue growth (YoY) −5.3%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 12 out of 100 (medium confidence).
What moves the price
The share trades about 52% below its 52-week high and 10% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Real Estate peers we cover trades at −16% fair-value upside, at 127%, 3913 screens cheaper than that median.
Fair Value models
BearHK$0.1730Fair Value HK$0.2700BullHK$0.4000
Price HK$0.1190 · Upside +126.9%
Capped: our models arrive at a very high value here. We deliberately show a more cautious Fair Value.
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−6.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.0%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.0%
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What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
Compare Kwg Living Group Holdings Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 472 stocks
Beats the industry median on 6/10 measures
Overall it ranks above its industry peers.
Valuation
Quality Score57 · Above median
Fair Value upside+126.9% · Top 25%
Profitability
Return on assets−5.3% · Bottom 25%
Net margin (12 months)−6.1% · Bottom 25%
Operating margin (12 months)−3.4% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)−5.3% · Bottom 25%
Balance sheet
Debt / equity0.11× · Below median
Valuation Multiplesvs Real Estate Services median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Kwg Living Group Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/3913
Frequently asked questions
Is Kwg Living Group Holdings Ltd (3913) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of HK$0.2700 versus a price of HK$0.1190, about +127% upside (undervalued).
What is the fair value of 3913?
Our model-based fair value for Kwg Living Group Holdings Ltd is HK$0.2700 (as of Nov 3, 2026), built from audited fundamentals. The current price: HK$0.1190.
What is the quality score of 3913?
Kwg Living Group Holdings Ltd has a Quality Score of 57/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Kwg Living Group Holdings Ltd (3913)?
Our model-based price target is the fair value of HK$0.2700 (as of Nov 3, 2026) from 11 valuation models. Cautious scenario HK$0.1730, optimistic scenario HK$0.4000. It is a calculation from audited fundamentals, not an analyst target.
What is the Kwg Living Group Holdings Ltd stock forecast for 2026?
Our models put fair value at HK$0.2700, about +127% upside versus a price of HK$0.1190 (undervalued). Cautious scenario HK$0.1730, optimistic scenario HK$0.4000. The calculation is refreshed regularly with new filings.
What is the revenue of Kwg Living Group Holdings Ltd (3913)?
Kwg Living Group Holdings Ltd reported trailing-twelve-month revenue of about 3.2B CNY (latest available figure, as of Nov 3, 2026).
What is the intrinsic value of Kwg Living Group Holdings Ltd (3913)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Kwg Living Group Holdings Ltd it is HK$0.2700 per share (as of Nov 3, 2026), against a price of HK$0.1190. It is the blended result of 11 valuation models in 4 families (DCF Models, Multiples, Asset-Based, Growth DCF).
Is Kwg Living Group Holdings Ltd stock overvalued or undervalued in 2026?
As of Nov 3, 2026, 3913 trades below its calculated fair value: price HK$0.1190, fair value HK$0.2700, a gap of about +127% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3913?
No. The price is what the market pays today (HK$0.1190); the fair value is what the company's own numbers justify (HK$0.2700). For Kwg Living Group Holdings Ltd the two are HK$0.1510 per share apart. That gap is exactly why we show both numbers side by side.
How much is Kwg Living Group Holdings Ltd worth?
The market values Kwg Living Group Holdings Ltd at about HK$241M (market capitalisation, as of Nov 3, 2026). Per share that is HK$0.1190; our models calculate a fair value of HK$0.2700 per share.
What do the bullish and bearish scenarios say about 3913?
Our models span a range for Kwg Living Group Holdings Ltd: cautious scenario HK$0.1730, base HK$0.2700, optimistic HK$0.4000 per share (as of Nov 3, 2026, price HK$0.1190). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Kwg Living Group Holdings Ltd (3913)?
Balance-sheet figures for Kwg Living Group Holdings Ltd (as of Nov 3, 2026): return on equity −7.2%, debt of 0.11 per unit of equity. They feed the Quality Score of 57/100, which measures business quality independently of the share price.
How far is 3913 from its 52-week high?
Kwg Living Group Holdings Ltd trades at HK$0.1190, about 52% below its 52-week high of HK$0.2470 and 10% above the low of HK$0.1080 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.2700 is for.
Which stocks are comparable to Kwg Living Group Holdings Ltd?
From the same area (Real Estate) we also value CBRE Group, Cellnex Telecom, S.A, KE Holdings, Swire Properties Limited, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Kwg Living Group Holdings Ltd stock attractive at the current price?
The data as of Nov 3, 2026: price HK$0.1190, calculated fair value HK$0.2700 (+127%), Quality Score 57/100, from 11 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3913 calculated?
We run Kwg Living Group Holdings Ltd through 11 models from 4 families: DCF Models, Multiples, Asset-Based, Growth DCF. Every model gets the same audited fundamentals; the fair value of HK$0.2700 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Kwg Living Group Holdings Ltd currently trades 56% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Kwg Living Group Holdings Ltd (3913)?
The closing price on Nov 6, 2026 was HK$0.1190. Our model-based fair value is HK$0.2700, about +127% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Kwg Living Group Holdings Ltd right now?
The price is below even our cautious bear case (HK$0.1730). The market is more pessimistic than our downside scenario. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (57/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (HK$0.1730 to HK$0.4000) leaves room in how you read the outcome.
Key figures of Kwg Living Group Holdings Ltd
How large is the market capitalisation of Kwg Living Group Holdings Ltd (3913)?
The market capitalisation of Kwg Living Group Holdings Ltd is HK$241M (≈ $30.7M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Kwg Living Group Holdings Ltd (3913)?
The price-to-sales ratio of Kwg Living Group Holdings Ltd is 0.07 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What is the net margin of Kwg Living Group Holdings Ltd (3913)?
The net margin of Kwg Living Group Holdings Ltd is −9.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Kwg Living Group Holdings Ltd (3913)?
The return on equity (ROE) of Kwg Living Group Holdings Ltd is −7.2% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Kwg Living Group Holdings Ltd (3913)?
On an EBIT basis the return on assets of Kwg Living Group Holdings Ltd is 10.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Kwg Living Group Holdings Ltd (3913)?
The operating margin of Kwg Living Group Holdings Ltd is −3.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Kwg Living Group Holdings Ltd (3913)?
Revenue at Kwg Living Group Holdings Ltd is growing −5.3% versus a year earlier (3y avg −6.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Kwg Living Group Holdings Ltd (3913)?
Earnings per share at Kwg Living Group Holdings Ltd are growing −7.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Kwg Living Group Holdings Ltd (3913) generate?
The free cash flow of Kwg Living Group Holdings Ltd is 238M CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Kwg Living Group Holdings Ltd (3913) hold?
Kwg Living Group Holdings Ltd holds more cash than debt, 853M CNY net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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Thin data
Nov 3, 2026