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Kwg Living Group Holdings Ltd (3913) fair value: what the stock is really worth

As of Sep 24, 2026: fair value of Kwg Living Group Holdings Ltd HK$0.18, price HK$0.12, upside +51.1%, quality 54 out of 100. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.

  1. Fair value above price? Yes
  2. Good quality? Yes
  3. Add to watchlist

Real Estate · HK · ISIN KYG5322R1039

KL Thin data Sep 24, 2026

Kwg Living Group Holdings Ltd

3913 · HK

Clearly undervaluedStrong Fair Value upside, but quality is only moderate.

✓Fair value HK$0.1843 · Strongly undervalued (+51%)
!Quality 54/100
!Weak Growth (revenue 5y +17.0 %/yr)
!Loss-making · -9.4% net margin (TTM)
✓Low debt · generates free cash flow
!Mixed vs. peers (5/10)
!Narrow moat 7/100
!Evidence only low, so the estimate is less certain
!Weak on future: 7 out of 100
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

HK$9.35 HK$0.1190 Fair Value HK$0.1843 May 2021 Sep 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Sep 24, 2026.

How to read this chart

60‑month range HK$0.1190 – HK$9.35 · fair‑value band HK$0.1177 – HK$0.2735 · the HK$0.1220 price screens below the HK$0.1843 fair value. Dashed = 300-day average. As of Sep 24, 2026.

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Company profile

KWG Living Group Holdings Limited, an investment holding company, provides residential and non-residential property management services in the People's Republic of China. The company operates through two segments: Residential Property Management Services; and Non-Residential Property Management and Commercial Operational Services.

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KWG Living Group Holdings Limited, an investment holding company, provides residential and non-residential property management services in the People's Republic of China. The company operates through two segments: Residential Property Management Services; and Non-Residential Property Management and Commercial Operational Services. It also offers commercial operational, real estate intermediary and real estate consultant, advertising planning, intelligent engineering, and business services, as well as urban and rural environmental sanitation services. The company was founded in 2004 and is headquartered in Wan Chai, Hong Kong.

Stock analysis

Kwg Living Group Holdings Ltd (3913) currently trades at HK$0.1220, while our model-based Fair Value estimate is HK$0.1843, implying the stock looks roughly 33.8% undervalued today.

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Valuation

Bull case: the Asset-Based group reads highest at a median of HK$0.8300 per share, and 13 of the 13 models we run sit above the HK$0.1220 price.

Bear case: the Dividend Discount group reads lowest at HK$0.5800, and 0 of the 13 models stay below the price. Evidence for this calculation is low.

Scenario range: HK$0.1177 (bear) to HK$0.2735 (bull), the price of HK$0.1220 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 54/100 (solid quality), in the Real Estate sector.

Weak Growth: Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.

Kwg Living Group Holdings Ltd reported revenue of 3.3B CNY in FY2025 versus 3.3B CNY in FY2021, a compound +0.6%/yr. Reported net income was −314M CNY in FY2025.

Key figures

Market cap HK$306M (≈ $39.0M) · P/S ratio 0.09 · EPS (TTM) HK$−0.1300 · Net margin −9.4% · Return on equity −10.7% · Return on assets (EBIT) 10.1% · Operating margin 0.8% · Revenue (TTM) 3.3B CNY.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 50 out of 100 (low confidence).

What moves the price

The share trades about 52% below its 52-week high and 3% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Real Estate peers we cover trades at −37% fair-value upside, at 51%, 3913 screens cheaper than that median.

Fair Value models

Bear HK$0.1177 Fair Value HK$0.1843 Bull HK$0.2735
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above is their evidence-weighted blend, not the output of a single model. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence ⓘEvidence = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Highest evidence
FCF DCF HK$1.95 HK$2.96 HK$4.59 77
Growth DCF HK$1.95 HK$2.89 HK$4.35 75
5Y EBITDA Exit HK$2.84 HK$4.78 HK$7.18 72
All 13 models by family
DCF Models
FCF DCF HK$1.95 HK$2.96 HK$4.59 77
5Y Revenue Exit HK$2.14 HK$3.37 HK$5.02 70
5Y EBITDA Exit HK$2.84 HK$4.78 HK$7.18 72
10Y Revenue Exit HK$2.00 HK$3.12 HK$4.79 64
10Y EBITDA Exit HK$2.51 HK$4.12 HK$6.52 65
Dividend Discount
Gordon GGM HK$0.3300 HK$0.6700 HK$1.01 64
DDM Multi-Stage HK$0.3300 HK$0.5800 HK$0.7000 65
Multiples
EV/EBIT HK$3.72 HK$4.80 HK$5.87 66
EV/EBITDA HK$3.58 HK$4.60 HK$5.63 67
EV/Revenue HK$2.28 HK$3.04 HK$3.80 54
Asset-Based
NCAV (Graham) HK$0.6200 HK$0.8300 HK$1.24 54
Growth DCF
Growth DCF HK$1.95 HK$2.89 HK$4.35 75
Rev-Margin DCF HK$2.14 HK$3.34 HK$4.84 70

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Quality Score breakdown

Overall quality 54/100

Of which business quality 58 · Market factors (momentum, volatility) 17

Profitability 12
Margins and returns on capital today
Quality Growth 41
Are margins and returns improving?
Cashflow 59
Earnings quality: real cash, not paper profit
Fin. Strength 75
Balance sheet, leverage, solvency risk
Investment 100
Disciplined investing over empire-building
Low Volatility 38
Calm price path (market factor)
Momentum 11
Price trend over the last 3–12 months (market factor)
52W Momentum 1
Distance to the 52-week high (market factor)
Net Issuance 81
Share count: buybacks or dilution?

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Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 40/100
Revenue growth is inconsistent: the periods point in different directions, so there is no trend to rely on.
Revenue growth 1 year
−6.8%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−6.1%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+17.0%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+28.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
12.9% (2017) → 27.3% (2021)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Real Estate Services · 546 stocks

Beats the industry median on 5/9 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 56 · Above median
Fair Value upside +49% · Above median
Profitability
Return on assets 0% · Bottom 25%
Net margin (TTM) −9% · Bottom 25%
Operating margin (TTM) 1% · Bottom 25%
Growth and dividend
Revenue growth 1% · Below median
Balance sheet
Debt / equity 0.11× · Below median

Valuation Multiplesvs Real Estate Services median · lower = cheaper

P/S (TTM) 0.01× · Cheapest 25%
P/FCF 0.2× · Cheapest 25%

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)100 · sector 38
FUTURE (revenue growth)7 · sector 12
PAST (return on equity)0 · sector 16
HEALTH (low debt)95 · sector 83
DIVIDEND (yield)0 · sector 65

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Real Estate Services stocks, each showing price versus our Fair Value estimate.

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Vingroup Joint Stock Company VIC 236,000 VND 25,731 VND −89%
CBRE Group CBRE $141.05 $89.43 −37%
Vonovia SE VNA €17.37 €36.67 +111%
Cellnex Telecom, S.A CLNX €25.33 €23.78 −6%
KE Holdings 2423 HK$42.78 HK$17.18 −60%
Jones Lang LaSalle Incorporated JLL $335.36 $530.17 +58%
Swire Properties Limited 1972 HK$24.40 HK$13.50 −45%
CoStar Group CSGP $28.77 $6.17 −79%
China Resources Mixc Lifestyle Services Limited 1209 HK$37.44 HK$56.43 +51%
CapitaLand Investment Limited 9CI 2.62 SGD 0.5000 SGD −81%

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Kwg Living Group Holdings Ltd · Fair Value
HK$0.1843 +34%Fair Value
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Cite: Fair Value Calculator (2026). "Kwg Living Group Holdings Ltd Fair Value". https://www.fairvalue-calculator.com/stock/3913

Frequently asked questions

Is Kwg Living Group Holdings Ltd (3913) overvalued or undervalued?
As of Sep 24, 2026, our model estimates a fair value of HK$0.1843 versus a price of HK$0.1220, about +51% upside (undervalued).
What is the fair value of 3913?
Our model-based fair value for Kwg Living Group Holdings Ltd is HK$0.1843 (as of Sep 24, 2026), built from audited fundamentals. The current price: HK$0.1220.
What is the quality score of 3913?
Kwg Living Group Holdings Ltd has a Quality Score of 54/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Kwg Living Group Holdings Ltd (3913)?
Our model-based price target is the fair value of HK$0.1843 (as of Sep 24, 2026) from 13 valuation models. Cautious scenario HK$0.1177, optimistic scenario HK$0.2735. It is a calculation from audited fundamentals, not an analyst target.
What is the Kwg Living Group Holdings Ltd stock forecast for 2026?
Our models put fair value at HK$0.1843, about +51% upside versus a price of HK$0.1220 (undervalued). Cautious scenario HK$0.1177, optimistic scenario HK$0.2735. The calculation is refreshed regularly with new filings.
What is the revenue of Kwg Living Group Holdings Ltd (3913)?
Kwg Living Group Holdings Ltd reported trailing-twelve-month revenue of about 3.3B CNY (latest available figure, as of Sep 24, 2026).
What is the intrinsic value of Kwg Living Group Holdings Ltd (3913)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Kwg Living Group Holdings Ltd it is HK$0.1843 per share (as of Sep 24, 2026), against a price of HK$0.1220. It is the blended result of 13 valuation models (cash flow, earnings, asset, dividend).
Is Kwg Living Group Holdings Ltd stock overvalued or undervalued in 2026?
As of Sep 24, 2026, 3913 trades below its calculated fair value: price HK$0.1220, fair value HK$0.1843, a gap of about +51% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 3913?
No. The price is what the market pays today (HK$0.1220); the fair value is what the company's own numbers justify (HK$0.1843). For Kwg Living Group Holdings Ltd the two are HK$0.0623 per share apart. That gap is exactly why we show both numbers side by side.
How much is Kwg Living Group Holdings Ltd worth?
The market values Kwg Living Group Holdings Ltd at about HK$306M (market capitalisation, as of Sep 24, 2026). Per share that is HK$0.1220; our models calculate a fair value of HK$0.1843 per share.
What do the bullish and bearish scenarios say about 3913?
Our models span a range for Kwg Living Group Holdings Ltd: cautious scenario HK$0.1177, base HK$0.1843, optimistic HK$0.2735 per share (as of Sep 24, 2026, price HK$0.1220). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Kwg Living Group Holdings Ltd (3913)?
Balance-sheet figures for Kwg Living Group Holdings Ltd (as of Sep 24, 2026): return on equity −10.7%, debt of 0.11 per unit of equity. They feed the Quality Score of 54/100, which measures business quality independently of the share price.
How far is 3913 from its 52-week high?
Kwg Living Group Holdings Ltd trades at HK$0.1220, about 52% below its 52-week high of HK$0.2550 and 3% above the low of HK$0.1190 (as of Sep 24, 2026). Distance from the high says nothing about value: that is what the fair value of HK$0.1843 is for.
Which stocks are comparable to Kwg Living Group Holdings Ltd?
From the same area (Real Estate) we also value Vingroup Joint Stock Company, CBRE Group, Vonovia SE, Cellnex Telecom, S.A, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Kwg Living Group Holdings Ltd stock attractive at the current price?
The data as of Sep 24, 2026: price HK$0.1220, calculated fair value HK$0.1843 (+51%), Quality Score 54/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 3913 calculated?
We run Kwg Living Group Holdings Ltd through 13 models from four families: discounted cash flow, earnings models, asset and balance-sheet models, and dividend models. Every model gets the same audited fundamentals; the result is the weighted average of HK$0.1843, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.2 % above its aggregate fair value. Kwg Living Group Holdings Ltd currently trades 51 % below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Kwg Living Group Holdings Ltd (3913)?
The closing price on Sep 24, 2026 was HK$0.1220. Our model-based fair value is HK$0.1843, about +51% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Kwg Living Group Holdings Ltd right now?
The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (54/100) at a price below fair value, the discount is the argument here, not the business quality. A fairly wide model range (HK$0.1177 to HK$0.2735) leaves room in how you read the outcome. As a real-estate business, asset- and dividend-based methods carry more weight here than a standard DCF.

Key figures of Kwg Living Group Holdings Ltd

How large is the market capitalisation of Kwg Living Group Holdings Ltd (3913)?
The market capitalisation of Kwg Living Group Holdings Ltd is HK$306M (≈ $39.0M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Kwg Living Group Holdings Ltd (3913)?
The price-to-sales ratio of Kwg Living Group Holdings Ltd is 0.09 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Kwg Living Group Holdings Ltd (3913)?
Earnings per share at Kwg Living Group Holdings Ltd are HK$−0.1300. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Kwg Living Group Holdings Ltd (3913)?
The net margin of Kwg Living Group Holdings Ltd is −9.4% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Kwg Living Group Holdings Ltd (3913)?
The return on equity (ROE) of Kwg Living Group Holdings Ltd is −10.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Kwg Living Group Holdings Ltd (3913)?
On an EBIT basis the return on assets of Kwg Living Group Holdings Ltd is 10.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Kwg Living Group Holdings Ltd (3913)?
The operating margin of Kwg Living Group Holdings Ltd is 0.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Kwg Living Group Holdings Ltd (3913)?
Revenue at Kwg Living Group Holdings Ltd is growing +1.3% versus a year earlier (3y avg −6.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Kwg Living Group Holdings Ltd (3913)?
Earnings per share at Kwg Living Group Holdings Ltd are growing −7.7% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Kwg Living Group Holdings Ltd (3913) generate?
The free cash flow of Kwg Living Group Holdings Ltd is 238M CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Kwg Living Group Holdings Ltd (3913) hold?
Kwg Living Group Holdings Ltd holds more cash than debt, 853M CNY net (fiscal year 2025). The company holds more cash than debt, a safety cushion.
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