Polaris Bay Group Co Ltd (600155) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Polaris Bay Group Co Ltd stock ¥5.55, price ¥5.40, upside +2.8%, quality 32 out of 100. Rating: fairly valued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range ¥5.20 – ¥11.43 · fair‑value band ¥4.39 – ¥5.98 · the ¥5.40 price screens below the ¥5.55 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 7, 2026.
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Huachuang Yunxin Digital Technology Co., Ltd. engages in the securities businesses in China.
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The company offers securities and futures brokerage, fund distribution, securities and derivatives investment and consulting, securities underwriting and sponsorship; and credit transaction business comprising margin financing and securities lending, financial advice for securities trading and investment, stock pledged and agreed repurchase, fixed income and equity products, alternative investment, bond underwriting, investment banking, asset management and securitization, and other services.
It also involved in agency sale of financial products and pipe and profile products; provision of commercial services; and warehousing and industrial manufacturing businesses.
The company was formerly known as Polaris Bay Group Co., Ltd. and changed its name to Huachuang Yunxin Digital Technology Co., Ltd. in June 2023. Huachuang Yunxin Digital Technology Co., Ltd. was founded in 1998 and is based in Beijing, China.
Stock analysis
Polaris Bay Group Co Ltd (600155) currently trades at ¥5.40, while our model-based Fair Value estimate is ¥5.55, so the stock looks roughly fairly valued today (gap 2.7%).
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Valuation
Bull case: the DCF Models group reads highest at a median of ¥5.71 per share, and 3 of the 9 models we run sit above the ¥5.40 price.
Bear case: the Dividend Discount group reads lowest at ¥1.33, and 6 of the 9 models stay below the price. Data coverage for this calculation is low.
Scenario range: ¥4.39 (bear) to ¥5.98 (bull), the price of ¥5.40 sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 32/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Spin-off in 2000: revenue and profit before it include the divested business. Growth is measured afresh from 2000.
Polaris Bay Group Co Ltd reported revenue of 3.2B CNY in FY2025 versus 4.9B CNY in FY2021, a compound −10.4%/yr. Reported net income was 182M CNY in FY2025, compounding −34.2%/yr from FY2021.
Key figures
Market cap 12.0B CNY (≈ $1.8B) Small · P/E ratio 36.0 · P/S ratio 3.60 · EPS (TTM) ¥0.1500 · Dividend yield 3.1% · Net margin 9.6% · Return on equity 0.8% · Return on assets (EBIT) 1.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 39 out of 100 (medium confidence).
What moves the price
The share trades about 30% below its 52-week high and 4% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −11% fair-value upside, at 3%, 600155 screens cheaper than that median.
Fair Value models
Bear¥4.39Fair Value ¥5.55Bull¥5.98
Price ¥5.40 · Upside +2.8%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (¥0.1282 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.55/100
Spin-off in 2000: revenue and profit before it include the divested business. Growth is measured afresh from 2000.
Revenue growth 1 year
−26.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−3.9%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
−0.5%
Start year 2020 (pandemic). Over 10 years: +24.7% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+4.5%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−23.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year−26.4%
Dividend (yield on the price)3.1%
Per share before 2000divided by the spin-off factor 1.037
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−26.4% vs −16.0%, slowing
Profit margin 2019 to 2024 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.18% → 5%
Compare Polaris Bay Group Co Ltd with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Capital Markets · 384 stocks
Beats the industry median on 4/13 measures
Overall it trails its industry peers.
Valuation
Quality Score32 · Bottom 25%
Fair Value upside+2.8% · Below median
Profitability
Return on equity (12 months)0.8% · Bottom 25%
Return on assets0.6% · Bottom 25%
Net margin (12 months)17.7% · Below median
Operating margin (12 months)27.3% · Below median
Growth and dividend
Revenue growth (quarter YoY)37.4% · Above median
Dividend yield (12 months)3.1% · Above median
Balance sheet
Debt / equity0.51× · Above median
Valuation Multiplesvs Capital Markets median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Polaris Bay Group Co Ltd Fair Value". https://www.fairvalue-calculator.com/stock/600155
Frequently asked questions
Is Polaris Bay Group Co Ltd (600155) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of ¥5.55 versus a price of ¥5.40, about +3% upside (fairly valued).
What is the fair value of 600155?
Our model-based fair value for Polaris Bay Group Co Ltd is ¥5.55 (as of Nov 7, 2026), built from audited fundamentals. The current price: ¥5.40.
What is the quality score of 600155?
Polaris Bay Group Co Ltd has a Quality Score of 32/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Polaris Bay Group Co Ltd (600155)?
Our model-based price target is the fair value of ¥5.55 (as of Nov 7, 2026) from 9 valuation models. Cautious scenario ¥4.39, optimistic scenario ¥5.98. It is a calculation from audited fundamentals, not an analyst target.
What is the Polaris Bay Group Co Ltd stock forecast for 2026?
Our models put fair value at ¥5.55, about +3% upside versus a price of ¥5.40 (fairly valued). Cautious scenario ¥4.39, optimistic scenario ¥5.98. The calculation is refreshed regularly with new filings.
What is the revenue of Polaris Bay Group Co Ltd (600155)?
Polaris Bay Group Co Ltd reported trailing-twelve-month revenue of about 3.6B CNY (latest available figure, as of Nov 7, 2026).
Does Polaris Bay Group Co Ltd pay a dividend?
Polaris Bay Group Co Ltd currently shows a dividend yield of 3.14% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Polaris Bay Group Co Ltd (600155)?
Polaris Bay Group Co Ltd has a dividend yield of 3.1%.
What is the intrinsic value of Polaris Bay Group Co Ltd (600155)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Polaris Bay Group Co Ltd it is ¥5.55 per share (as of Nov 7, 2026), against a price of ¥5.40. It is the blended result of 9 valuation models in 6 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Polaris Bay Group Co Ltd stock overvalued or undervalued in 2026?
As of Nov 7, 2026, 600155 trades below its calculated fair value: price ¥5.40, fair value ¥5.55, a gap of about +3% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 600155?
No. The price is what the market pays today (¥5.40); the fair value is what the company's own numbers justify (¥5.55). For Polaris Bay Group Co Ltd the two are ¥0.1500 per share apart. That gap is exactly why we show both numbers side by side.
How much is Polaris Bay Group Co Ltd worth?
The market values Polaris Bay Group Co Ltd at about 12.0B CNY (market capitalisation, as of Nov 7, 2026). Per share that is ¥5.40; our models calculate a fair value of ¥5.55 per share.
What do the bullish and bearish scenarios say about 600155?
Our models span a range for Polaris Bay Group Co Ltd: cautious scenario ¥4.39, base ¥5.55, optimistic ¥5.98 per share (as of Nov 7, 2026, price ¥5.40). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 600155?
Polaris Bay Group Co Ltd trades at a price-to-earnings ratio of 36.0 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ¥5.55 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2017 to 2025), reported earnings: 80.5. Other multiples: P/B 0.6, P/S 6.2, EV/EBITDA 4.6.
How solid is the balance sheet of Polaris Bay Group Co Ltd (600155)?
Balance-sheet figures for Polaris Bay Group Co Ltd (as of Nov 7, 2026): return on equity 0.8%, debt of 0.51 per unit of equity. They feed the Quality Score of 32/100, which measures business quality independently of the share price.
How far is 600155 from its 52-week high?
Polaris Bay Group Co Ltd trades at ¥5.40, about 30% below its 52-week high of ¥7.73 and 4% above the low of ¥5.20 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of ¥5.55 is for.
Which stocks are comparable to Polaris Bay Group Co Ltd?
From the same area (Financial Services) we also value Morgan Stanley, The Goldman Sachs Group, The Charles Schwab Corporation, Interactive Brokers Group, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Polaris Bay Group Co Ltd stock attractive at the current price?
The data as of Nov 7, 2026: price ¥5.40, calculated fair value ¥5.55 (+3%), Quality Score 32/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 600155 calculated?
We run Polaris Bay Group Co Ltd through 9 models from 6 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of ¥5.55 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.0% above its aggregate fair value. Polaris Bay Group Co Ltd currently trades 3% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Polaris Bay Group Co Ltd (600155)?
The closing price on Nov 6, 2026 was ¥5.40. Our model-based fair value is ¥5.55, about +3% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Polaris Bay Group Co Ltd right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Key figures of Polaris Bay Group Co Ltd
How large is the market capitalisation of Polaris Bay Group Co Ltd (600155)?
The market capitalisation of Polaris Bay Group Co Ltd is 12.0B CNY (≈ $1.8B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Polaris Bay Group Co Ltd (600155)?
The price-to-sales ratio of Polaris Bay Group Co Ltd is 3.60 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Polaris Bay Group Co Ltd (600155)?
Earnings per share at Polaris Bay Group Co Ltd are ¥0.1500 (price ÷ EPS = P/E 36.0). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Polaris Bay Group Co Ltd (600155)?
The dividend yield of Polaris Bay Group Co Ltd is 3.1% (payout 113%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Polaris Bay Group Co Ltd (600155)?
The net margin of Polaris Bay Group Co Ltd is 9.6% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Polaris Bay Group Co Ltd (600155)?
The return on equity (ROE) of Polaris Bay Group Co Ltd is 0.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Polaris Bay Group Co Ltd (600155)?
On an EBIT basis the return on assets of Polaris Bay Group Co Ltd is 1.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Polaris Bay Group Co Ltd (600155)?
The operating margin of Polaris Bay Group Co Ltd is 27.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Polaris Bay Group Co Ltd (600155)?
Revenue at Polaris Bay Group Co Ltd is growing +37.4% versus a year earlier (3y avg −3.9%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Polaris Bay Group Co Ltd (600155)?
Earnings per share at Polaris Bay Group Co Ltd are growing +178% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Polaris Bay Group Co Ltd (600155) generate?
The free cash flow of Polaris Bay Group Co Ltd is −2.3B CNY (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Polaris Bay Group Co Ltd (600155) carry?
The net debt of Polaris Bay Group Co Ltd is 6.1B CNY (fiscal year 2024). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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