Turn Cloud Technology Service Inc. (6870) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Turn Cloud Technology Service Inc. stock TWD 151, price TWD 372, that is 59.4% below the price, quality 48 out of 100. Rating: strongly overvalued. Calculated from audited financials with 16 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 6, 2026.
How to read this chart
57‑month range 72.09 TWD – 2,569 TWD · fair‑value band 109.79 TWD – 192.18 TWD · the 371.50 TWD price screens above the 150.98 TWD fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 6, 2026.
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Turn Cloud Technology Service Inc., together with its subsidiaries, provides digital transformation solutions for commercial real estate operators, brand operators, wholesalers, and various types of retailers in Taiwan and rest of Asia.
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It offers OLink, a cloud-based all-in-one payment solution that incorporates credit card, mobile payments, BNPL, crypto, coupons, and loyalty points redemption and transaction; HOYABOX, a mobile POS solution that tracks transactional data and digitizes operations of stores; Tomorrow POS, an AIoT edge solution; Tomorrow TShop, a merchandise management solution to manage various stores; TCMS, a commercial management platform; TCRM, a customer relationship management solution; iFore, a business intelligence tool; and TLife, a digital marketing solution.
The company also offers cloud data analysis and platform maintenance; general investment; information system design, integration, and maintenance; data analysis; and smart retail application services. Turn Cloud Technology Service Inc. was founded in 2015 and is based in New Taipei City, Taiwan.
Stock analysis
Turn Cloud Technology Service Inc. (6870) currently trades at 371.50 TWD, while our model-based Fair Value estimate is 150.98 TWD, 59% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 185.88 TWD per share, and 0 of the 16 models we run sit above the 371.50 TWD price.
Bear case: the Asset-Based group reads lowest at 27.69 TWD, and 16 of the 16 models stay below the price. Data coverage for this calculation is medium.
Scenario range: 109.79 TWD (bear) to 192.18 TWD (bull), the price of 371.50 TWD sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 48/100 (below-average quality), in the Technology sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Turn Cloud Technology Service Inc. reported revenue of 804M TWD in FY2025 versus 376M TWD in FY2021, a compound +20.9%/yr. Reported net income was 165M TWD in FY2025, compounding +35.5%/yr from FY2021.
Key figures
Market cap 10.4B TWD (≈ $318M) Small · P/E ratio 57.5 · P/S ratio 10.8 · EPS (TTM) 6.46 TWD · Dividend yield 0.7% · Net margin 21.0% · Return on equity 17.7% · Return on assets (EBIT) 7.1% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 64 out of 100 (medium confidence).
What moves the price
The share trades about 14% below its 52-week high and 139% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Technology peers we cover trades at −11% fair-value upside, at −59%, 6870 screens richer than that median.
Fair Value models
Bear109.79 TWDFair Value 150.98 TWDBull192.18 TWD
Price 371.50 TWD · Downside -59.4%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (3.21 TWD per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+20.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+20.1%
’21
’22
’23
’24
’25
What shareholders gained per year (last 5 years), in TWD (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in TWD: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+28.8%
Earnings growth per share plus dividend.
Earnings per share, growth per year+28.1%
Dividend (yield on the price)0.7%
Profit margin 2021 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.16% → 24%
2025 sits 104% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Compare Turn Cloud Technology Service Inc. with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Infrastructure · 346 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score48 · Below median
Fair Value upside−59.4% · Bottom 25%
Profitability
Return on equity (12 months)17.7% · Top 25%
Return on assets7.2% · Top 25%
Net margin (12 months)21.0% · Top 25%
Operating margin (12 months)17.8% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)63.0% · Top 25%
Dividend yield (12 months)0.7% · Below median
Balance sheet
Debt / equity0.58× · Highest 25%
Valuation Multiplesvs Software - Infrastructure median · lower = cheaper
P/E (12 months)57.5× · Priciest 25%
P/B8.86× · Priciest 25%
P/S (12 months)10.84× · Priciest 25%
EV/EBITDA44.3× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 25
FUTURE (revenue growth)100· sector 60
PAST (return on equity)71· sector 23
HEALTH (low debt)71· sector 98
DIVIDEND (yield)15· sector 31
VALUE 0: the price sits above our fair-value range.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Turn Cloud Technology Service Inc. Fair Value". https://www.fairvalue-calculator.com/stock/6870
Frequently asked questions
Is Turn Cloud Technology Service Inc. (6870) overvalued or undervalued?
As of Nov 6, 2026, our model estimates a fair value of 150.98 TWD versus a price of 371.50 TWD, about 59% lower (overvalued).
What is the fair value of 6870?
Our model-based fair value for Turn Cloud Technology Service Inc. is 150.98 TWD (as of Nov 6, 2026), built from audited fundamentals. The current price: 371.50 TWD.
What is the quality score of 6870?
Turn Cloud Technology Service Inc. has a Quality Score of 48/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Turn Cloud Technology Service Inc. (6870)?
Our model-based price target is the fair value of 150.98 TWD (as of Nov 6, 2026) from 16 valuation models. Cautious scenario 109.79 TWD, optimistic scenario 192.18 TWD. It is a calculation from audited fundamentals, not an analyst target.
What is the Turn Cloud Technology Service Inc. stock forecast for 2026?
Our models put fair value at 150.98 TWD, about 59% lower versus a price of 371.50 TWD (overvalued). Cautious scenario 109.79 TWD, optimistic scenario 192.18 TWD. The calculation is refreshed regularly with new filings.
What is the revenue of Turn Cloud Technology Service Inc. (6870)?
Turn Cloud Technology Service Inc. reported trailing-twelve-month revenue of about 962M TWD (latest available figure, as of Nov 6, 2026).
Does Turn Cloud Technology Service Inc. pay a dividend?
Turn Cloud Technology Service Inc. currently shows a dividend yield of 0.73% relative to its recent price (as of Nov 6, 2026).
How much is the dividend of Turn Cloud Technology Service Inc. (6870) and when is the ex-dividend date?
Turn Cloud Technology Service Inc. pays a dividend of 2.71 TWD per share a year, a dividend yield of 0.7%. The last ex-dividend date was Jul 21, 2026. A dividend has been paid every year since at least 2022. The payout ratio is 42.0% of earnings. Our assessment: Token dividend. At a yield of 0.7% the dividend is symbolic. On paper it is not fully covered by earnings or free cash flow, but at this size that hardly matters: even scrapping it entirely would cost less than 0.7% a year, and coverage ratios on amounts this small swing with ordinary working-capital movements. Judge this company on its business, not on its dividend.
What is the intrinsic value of Turn Cloud Technology Service Inc. (6870)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Turn Cloud Technology Service Inc. it is 150.98 TWD per share (as of Nov 6, 2026), against a price of 371.50 TWD. It is the blended result of 16 valuation models in 6 families (Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings).
Is Turn Cloud Technology Service Inc. stock overvalued or undervalued in 2026?
As of Nov 6, 2026, 6870 trades above its calculated fair value: price 371.50 TWD, fair value 150.98 TWD, a gap of about −59% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 6870?
No. The price is what the market pays today (371.50 TWD); the fair value is what the company's own numbers justify (150.98 TWD). For Turn Cloud Technology Service Inc. the two are 220.52 TWD per share apart. That gap is exactly why we show both numbers side by side.
How much is Turn Cloud Technology Service Inc. worth?
The market values Turn Cloud Technology Service Inc. at about 10.4B TWD (market capitalisation, as of Nov 6, 2026). Per share that is 371.50 TWD; our models calculate a fair value of 150.98 TWD per share.
What do the bullish and bearish scenarios say about 6870?
Our models span a range for Turn Cloud Technology Service Inc.: cautious scenario 109.79 TWD, base 150.98 TWD, optimistic 192.18 TWD per share (as of Nov 6, 2026, price 371.50 TWD). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 6870?
Turn Cloud Technology Service Inc. trades at a price-to-earnings ratio of 57.5 (as of Nov 6, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 150.98 TWD is built from several models across several years. Other multiples: P/B 8.9, P/S 10.8, EV/EBITDA 44.3.
How solid is the balance sheet of Turn Cloud Technology Service Inc. (6870)?
Balance-sheet figures for Turn Cloud Technology Service Inc. (as of Nov 6, 2026): return on equity 17.7%, debt of 0.58 per unit of equity. They feed the Quality Score of 48/100, which measures business quality independently of the share price.
How far is 6870 from its 52-week high?
Turn Cloud Technology Service Inc. trades at 371.50 TWD, about 14% below its 52-week high of 433.00 TWD and 139% above the low of 155.25 TWD (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 150.98 TWD is for.
Which stocks are comparable to Turn Cloud Technology Service Inc.?
From the same area (Technology) we also value Microsoft Corporation, Oracle Corporation, Palantir Technologies Inc, Palo Alto Networks, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Turn Cloud Technology Service Inc. stock attractive at the current price?
The data as of Nov 6, 2026: price 371.50 TWD, calculated fair value 150.98 TWD (−59%), Quality Score 48/100, from 16 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 6870 calculated?
We run Turn Cloud Technology Service Inc. through 16 models from 6 families: Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 150.98 TWD builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Turn Cloud Technology Service Inc. itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Turn Cloud Technology Service Inc. (6870)?
The closing price on Nov 6, 2026 was 371.50 TWD. Our model-based fair value is 150.98 TWD, about 59% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Turn Cloud Technology Service Inc. right now?
The price sits above even our optimistic bull case (192.18 TWD). The favourable scenario is already priced in. Weak quality (48/100) and above fair value at the same time, the margin of safety is missing on both counts.
Key figures of Turn Cloud Technology Service Inc.
How large is the market capitalisation of Turn Cloud Technology Service Inc. (6870)?
The market capitalisation of Turn Cloud Technology Service Inc. is 10.4B TWD (≈ $318M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Turn Cloud Technology Service Inc. (6870)?
The price-to-sales ratio of Turn Cloud Technology Service Inc. is 10.8 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Turn Cloud Technology Service Inc. (6870)?
Earnings per share at Turn Cloud Technology Service Inc. are 6.46 TWD (price ÷ EPS = P/E 57.5). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Turn Cloud Technology Service Inc. (6870)?
The dividend yield of Turn Cloud Technology Service Inc. is 0.7% (payout 42.0%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Turn Cloud Technology Service Inc. (6870)?
The net margin of Turn Cloud Technology Service Inc. is 21.0% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Turn Cloud Technology Service Inc. (6870)?
The return on equity (ROE) of Turn Cloud Technology Service Inc. is 17.7% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Turn Cloud Technology Service Inc. (6870)?
On an EBIT basis the return on assets of Turn Cloud Technology Service Inc. is 7.1% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Turn Cloud Technology Service Inc. (6870)?
The operating margin of Turn Cloud Technology Service Inc. is 17.8% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Turn Cloud Technology Service Inc. (6870)?
Revenue at Turn Cloud Technology Service Inc. is growing +63.0% versus a year earlier (3y avg +20.1%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Turn Cloud Technology Service Inc. (6870)?
Earnings per share at Turn Cloud Technology Service Inc. are growing +120% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Turn Cloud Technology Service Inc. (6870) generate?
The free cash flow of Turn Cloud Technology Service Inc. is −500M TWD (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Turn Cloud Technology Service Inc. (6870) carry?
The net debt of Turn Cloud Technology Service Inc. is 392M TWD (fiscal year 2025). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Nov 6, 2026