Edelweiss Financial Services Limited (EDELWEISS) fair value: what the stock is really worth
As of Nov 11, 2026: fair value (intrinsic value) of Edelweiss Financial Services Limited stock ₹63.82, price ₹132, that is 51.5% below the price, quality 38 out of 100. Rating: strongly overvalued. Calculated from audited financials with 9 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 11, 2026.
How to read this chart
60‑month range ₹24.52 – ₹142.73 · fair‑value band ₹47.86 – ₹79.76 · the ₹131.63 price screens above the ₹63.82 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 11, 2026.
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Edelweiss Financial Services Limited provides financial products and services to corporations, institutions, and individuals in India. It offers retail credit products, such as home, small and medium-sized enterprise, and business loans; and investment banking services.
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The company also provides asset management, mutual funds, asset reconstruction, asset reconstruction, and housing finance products and services.
In addition, it offers life and general insurance products and advisory services, as well as being involved in the lending, investment, and trading activities. The company was formerly known as Edelweiss Capital Limited and changed its name to Edelweiss Financial Services Limited in August 2011.
Edelweiss Financial Services Limited was incorporated in 1995 and is based in Mumbai, India.
Stock analysis
Edelweiss Financial Services Limited (EDELWEISS) currently trades at ₹131.63, while our model-based Fair Value estimate is ₹63.82, 52% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of ₹379.49 per share, and 3 of the 9 models we run sit above the ₹131.63 price.
Bear case: the Asset-Based group reads lowest at ₹31.57, and 6 of the 9 models stay below the price. Data coverage for this calculation is medium.
Scenario range: ₹47.86 (bear) to ₹79.76 (bull), the price of ₹131.63 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 38/100 (below-average quality), in the Financial Services sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Edelweiss Financial Services Limited reported revenue of ₹109B in FY2026 versus ₹68.1B in FY2022, a compound +12.4%/yr. Reported net income was ₹5.5B in FY2026, compounding +30.4%/yr from FY2022.
Key figures
Market cap ₹125B (≈ $1.3B) Small · P/E ratio 17.6 · P/S ratio 1.74 · EPS (TTM) ₹7.47 · Dividend yield 1.1% · Net margin 8.4% · Return on equity 11.5% · Return on assets (EBIT) 1.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 33 out of 100 (medium confidence).
What moves the price
The share trades about 8% below its 52-week high and 34% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Financial Services peers we cover trades at −2% fair-value upside, at −52%, EDELWEISS screens richer than that median.
Fair Value models
Bear₹47.86Fair Value ₹63.82Bull₹79.76
Price ₹131.63 · Downside -51.5%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2026 figures (about 7 months old). Earnings retained since then (₹3.70 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
Residual Income₹40.73₹44.73₹51.3276
Owner Earnings₹129.93₹379.49₹801.3970
Gordon GGM₹35.92₹59.49₹76.5768
All 9 models by family
DCF Models
Owner Earnings₹129.93₹379.49₹801.3970
Earnings-Based
Graham-Dodd₹39.27₹262.80₹368.1463
Lynch FV₹92.31₹131.87₹171.4361
Dividend Discount
Gordon GGM₹35.92₹59.49₹76.5768
DDM Multi-Stage₹35.92₹56.74₹64.0667
Multiples
P/E Multiple₹56.31₹75.08₹93.8463
P/B Multiple₹44.51₹59.34₹74.1855
Asset-Based
NCAV (Graham)₹23.56₹31.57₹47.1254
Economic Profit
Residual Income₹40.73₹44.73₹51.3276
The fair value above starts from this blend and is adjusted for dilution from new shares.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.30/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+32.5%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+13.6%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.4%
Start year 2021 (pandemic). Over 10 years: +7.7% a year
Revenue growth 21 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+26.6%
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What shareholders gained per year (last 5 years), in INR ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Measured in INR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
≈ +19.0%
Earnings growth per share plus dividend.
Earnings per share, growth per year≈ +17.9%
Dividend (yield on the price)1.1%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.base effect: 17.9% / 1.5%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−29% → 10%
⚠ Base effect: the rate starts in the earnings trough around 2021 (starting value 2.54 per share, median 8.58 in 2016 to 2019). It measures the recovery from the trough, not lasting growth.
Compare Edelweiss Financial Services Limited with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Financial Conglomerates · 57 stocks
Beats the industry median on 4/13 measures
Overall it trails its industry peers.
Valuation
Quality Score38 · Bottom 25%
Fair Value upside−51.5% · Bottom 25%
Profitability
Return on equity (12 months)11.5% · Above median
Return on assets1.3% · Above median
Net margin (12 months)8.4% · Below median
Operating margin (12 months)5.4% · Below median
Growth and dividend
Revenue growth (quarter YoY)23.0% · Above median
Dividend yield (12 months)1.1% · Bottom 25%
Balance sheet
Debt / equity3.78× · Highest 25%
Valuation Multiplesvs Financial Conglomerates median · lower = cheaper
P/E (12 months)17.6× · Pricier than median
P/B2.69× · Priciest 25%
P/S (12 months)1.74× · Cheaper than median
EV/EBITDA27.2× · Priciest 25%
Strength profile in five axes (Snowflake)
This stockSector peers
VALUE (fair-value potential)0· sector 21
FUTURE (revenue growth)100· sector 63
PAST (return on equity)46· sector 38
HEALTH (low debt)–
DIVIDEND (yield)23· sector 66
VALUE 0: the price sits above our fair-value range.
HEALTH: for banks, insurers and similar financial firms borrowed money is part of the business, so we do not rate debt here.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Is Edelweiss Financial Services Limited (EDELWEISS) overvalued or undervalued?
As of Nov 11, 2026, our model estimates a fair value of ₹63.82 versus a price of ₹131.63, about 52% lower (overvalued).
What is the fair value of EDELWEISS?
Our model-based fair value for Edelweiss Financial Services Limited is ₹63.82 (as of Nov 11, 2026), built from audited fundamentals. The current price: ₹131.63.
What is the quality score of EDELWEISS?
Edelweiss Financial Services Limited has a Quality Score of 38/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Edelweiss Financial Services Limited (EDELWEISS)?
Our model-based price target is the fair value of ₹63.82 (as of Nov 11, 2026) from 9 valuation models. Cautious scenario ₹47.86, optimistic scenario ₹79.76. It is a calculation from audited fundamentals, not an analyst target.
What is the Edelweiss Financial Services Limited stock forecast for 2026?
Our models put fair value at ₹63.82, about 52% lower versus a price of ₹131.63 (overvalued). Cautious scenario ₹47.86, optimistic scenario ₹79.76. The calculation is refreshed regularly with new filings.
What is the revenue of Edelweiss Financial Services Limited (EDELWEISS)?
Edelweiss Financial Services Limited reported trailing-twelve-month revenue of about ₹71.7B (latest available figure, as of Nov 11, 2026).
Does Edelweiss Financial Services Limited pay a dividend?
Edelweiss Financial Services Limited currently shows a dividend yield of 1.14% relative to its recent price (as of Nov 11, 2026).
How much is the dividend of Edelweiss Financial Services Limited (EDELWEISS) and when is the ex-dividend date?
Edelweiss Financial Services Limited pays a dividend of ₹1.50 per share a year, a dividend yield of 1.1%. The last ex-dividend date was Sep 11, 2026. A dividend has been paid every year since 2021. The payout ratio is 20.1% of earnings. Our assessment: Low payout. A low payout ratio: the dividend takes at most 60 % of earnings. Whether free cash flow covers it as well, we cannot see for this company.
What is the intrinsic value of Edelweiss Financial Services Limited (EDELWEISS)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Edelweiss Financial Services Limited it is ₹63.82 per share (as of Nov 11, 2026), against a price of ₹131.63. It is the blended result of 9 valuation models in 6 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit).
Is Edelweiss Financial Services Limited stock overvalued or undervalued in 2026?
As of Nov 11, 2026, EDELWEISS trades above its calculated fair value: price ₹131.63, fair value ₹63.82, a gap of about −52% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of EDELWEISS?
No. The price is what the market pays today (₹131.63); the fair value is what the company's own numbers justify (₹63.82). For Edelweiss Financial Services Limited the two are ₹67.81 per share apart. That gap is exactly why we show both numbers side by side.
How much is Edelweiss Financial Services Limited worth?
The market values Edelweiss Financial Services Limited at about ₹125B (market capitalisation, as of Nov 11, 2026). Per share that is ₹131.63; our models calculate a fair value of ₹63.82 per share.
What do the bullish and bearish scenarios say about EDELWEISS?
Our models span a range for Edelweiss Financial Services Limited: cautious scenario ₹47.86, base ₹63.82, optimistic ₹79.76 per share (as of Nov 11, 2026, price ₹131.63). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of EDELWEISS?
Edelweiss Financial Services Limited trades at a price-to-earnings ratio of 17.6 (as of Nov 11, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of ₹63.82 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2017 to 2026), reported earnings: 12.7. Other multiples: P/B 2.7, P/S 1.7, EV/EBITDA 27.2.
How solid is the balance sheet of Edelweiss Financial Services Limited (EDELWEISS)?
Balance-sheet figures for Edelweiss Financial Services Limited (as of Nov 11, 2026): return on equity 11.5%, debt of 3.78 per unit of equity. They feed the Quality Score of 38/100, which measures business quality independently of the share price.
How far is EDELWEISS from its 52-week high?
Edelweiss Financial Services Limited trades at ₹131.63, about 8% below its 52-week high of ₹142.73 and 34% above the low of ₹98.58 (as of Nov 11, 2026). Distance from the high says nothing about value: that is what the fair value of ₹63.82 is for.
Which stocks are comparable to Edelweiss Financial Services Limited?
From the same area (Financial Services) we also value ORIX Corporation, Bajaj Finserv Ltd, China Galaxy Securities Co, Guosen Securities Co, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Edelweiss Financial Services Limited stock attractive at the current price?
The data as of Nov 11, 2026: price ₹131.63, calculated fair value ₹63.82 (−52%), Quality Score 38/100, from 9 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of EDELWEISS calculated?
We run Edelweiss Financial Services Limited through 9 models from 6 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Economic Profit. Every model gets the same audited fundamentals; the fair value of ₹63.82 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.0% above its aggregate fair value. Edelweiss Financial Services Limited itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Edelweiss Financial Services Limited (EDELWEISS)?
The closing price on Nov 11, 2026 was ₹131.63. Our model-based fair value is ₹63.82, about 52% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Edelweiss Financial Services Limited right now?
The price sits above even our optimistic bull case (₹79.76). The favourable scenario is already priced in. Weak quality (38/100) and above fair value at the same time, the margin of safety is missing on both counts. For a financial, book-value and earnings-based methods matter more than a cash-flow DCF, which fits banks and insurers poorly.
Where does the earnings growth of Edelweiss Financial Services Limited (EDELWEISS) come from?
Earnings per share at Edelweiss Financial Services Limited grew +0.1 % a year from 2015 to 2026. Broken into its drivers: revenue per share +6.5 %, EBIT margin −4.0 %, tax rate +3.0 %, residual (interest, one-offs) −5.0 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Edelweiss Financial Services Limited
How large is the market capitalisation of Edelweiss Financial Services Limited (EDELWEISS)?
The market capitalisation of Edelweiss Financial Services Limited is ₹125B (≈ $1.3B). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Edelweiss Financial Services Limited (EDELWEISS)?
The price-to-sales ratio of Edelweiss Financial Services Limited is 1.74 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Edelweiss Financial Services Limited (EDELWEISS)?
Earnings per share at Edelweiss Financial Services Limited are ₹7.47 (price ÷ EPS = P/E 17.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Edelweiss Financial Services Limited (EDELWEISS)?
The dividend yield of Edelweiss Financial Services Limited is 1.1% (payout 20.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Edelweiss Financial Services Limited (EDELWEISS)?
The net margin of Edelweiss Financial Services Limited is 8.4% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Edelweiss Financial Services Limited (EDELWEISS)?
The return on equity (ROE) of Edelweiss Financial Services Limited is 11.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Edelweiss Financial Services Limited (EDELWEISS)?
On an EBIT basis the return on assets of Edelweiss Financial Services Limited is 1.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Edelweiss Financial Services Limited (EDELWEISS)?
The operating margin of Edelweiss Financial Services Limited is 5.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Edelweiss Financial Services Limited (EDELWEISS)?
Revenue at Edelweiss Financial Services Limited is growing +23.0% versus a year earlier (3y avg +13.6%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Edelweiss Financial Services Limited (EDELWEISS)?
Earnings per share at Edelweiss Financial Services Limited are growing +27.3% versus a year earlier. How much earnings per share grew versus a year earlier.
How much free cash flow does Edelweiss Financial Services Limited (EDELWEISS) generate?
The free cash flow of Edelweiss Financial Services Limited is −₹9.6B (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net debt does Edelweiss Financial Services Limited (EDELWEISS) carry?
The net debt of Edelweiss Financial Services Limited is ₹151B (fiscal year 2026). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Some data
Nov 11, 2026