HBX Group International plc (HBX) fair value: what the stock is really worth
As of Nov 12, 2026: fair value (intrinsic value) of HBX Group International plc stock €5.12, price €8.20, that is 37.6% below the price, quality 49 out of 100. Rating: strongly overvalued. Calculated from audited financials with 13 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 12, 2026.
How to read this chart
21‑month range €5.79 – €11.44 · fair‑value band €3.42 – €6.83 · the €8.20 price screens above the €5.12 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 12, 2026.
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HBX Group International plc provides network of interconnected B2B products and services for accommodation, mobility, experiences, hoteltech, fintech, and insurance sectors. The company was incorporated in 2023 and is based in London, the United Kingdom.
Stock analysis
HBX Group International plc (HBX) currently trades at €8.20, while our model-based Fair Value estimate is €5.12, 38% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of €7.47 per share, and 1 of the 13 models we run sit above the €8.20 price.
Bear case: the Earnings-Based group reads lowest at €1.27, and 12 of the 13 models stay below the price. Data coverage for this calculation is medium.
Scenario range: €3.42 (bear) to €6.83 (bull), the price of €8.20 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 49/100 (below-average quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
HBX Group International plc reported revenue of €720M in FY2025 versus €461M in FY2022, a compound +16.0%/yr. Reported net income was −€69.0M in FY2025.
Key figures
Market cap €2.0B Mid · P/E ratio 8.6 · P/S ratio 2.66 · EPS (TTM) €0.9500 · Dividend yield 0.9% · Net margin −9.6% · Return on equity 24.5% · Return on assets (EBIT) 4.6% (4-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 64 out of 100 (low confidence).
What moves the price
The share trades about 4% below its 52-week high and 42% above its 52-week low, currently above its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 12% fair-value upside, at −38%, HBX screens richer than that median.
Fair Value models
Bear€3.42Fair Value €5.12Bull€6.83
Price €8.20 · Downside -37.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 12 months old). Earnings retained since then (€0.8750 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.80/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−3.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.0%
’22
’23
’24
’25
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
9.5% (2022) → 12.6% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far and more than analysts expect.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+42.7%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect ⓘAnalysts publish sales forecasts for the next two fiscal years. For the years after that, growth slows evenly to 2 % a year by year ten (2 % is the long-run rate our models use). Projected years are marked as such.
+1.8%
Yearly sales growth analysts expect, extended to five years.
After inflation (euro area: IMF forecast 2.2% a year to 2030, 2.6% from 2016 to 2025) that is about +39.6% a year for the price and −0.4% for the forecasts.
Compare HBX Group International plc with another stock
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Travel Services · 87 stocks
Beats the industry median on 5/13 measures
Overall it trails its industry peers.
Valuation
Quality Score49 · Below median
Fair Value upside−37.6% · Bottom 25%
Profitability
Return on equity (12 months)24.5% · Top 25%
Return on assets−1.9% · Bottom 25%
Net margin (12 months)26.2% · Top 25%
Operating margin (12 months)36.3% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)−3.1% · Below median
Dividend yield (12 months)0.9% · Bottom 25%
Balance sheet
Debt / equity1.50× · Highest 25%
Valuation Multiplesvs Travel Services median · lower = cheaper
P/E (12 months)8.6× · Cheapest 25%
P/B2.55× · book value is mostly goodwill ⓘGoodwill and other intangible assets are larger than the equity. The book value mainly reflects prices paid for past acquisitions, so we do not rank this P/B against the peer group.
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "HBX Group International plc Fair Value". https://www.fairvalue-calculator.com/stock/HBX
Frequently asked questions
Is HBX Group International plc (HBX) overvalued or undervalued?
As of Nov 12, 2026, our model estimates a fair value of €5.12 versus a price of €8.20, about 38% lower (overvalued).
What is the fair value of HBX?
Our model-based fair value for HBX Group International plc is €5.12 (as of Nov 12, 2026), built from audited fundamentals. The current price: €8.20.
What is the quality score of HBX?
HBX Group International plc has a Quality Score of 49/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for HBX Group International plc (HBX)?
Our model-based price target is the fair value of €5.12 (as of Nov 12, 2026) from 13 valuation models. Cautious scenario €3.42, optimistic scenario €6.83. It is a calculation from audited fundamentals, not an analyst target.
What is the HBX Group International plc stock forecast for 2026?
Our models put fair value at €5.12, about 38% lower versus a price of €8.20 (overvalued). Cautious scenario €3.42, optimistic scenario €6.83. The calculation is refreshed regularly with new filings.
What is the revenue of HBX Group International plc (HBX)?
HBX Group International plc reported trailing-twelve-month revenue of about €710M (latest available figure, as of Nov 12, 2026).
Does HBX Group International plc pay a dividend?
HBX Group International plc currently shows a dividend yield of 0.91% relative to its recent price (as of Nov 12, 2026).
How much is the dividend of HBX Group International plc (HBX) and when is the ex-dividend date?
HBX Group International plc pays a dividend of €0.075 per share a year, a dividend yield of 0.9%. The last ex-dividend date was Jun 23, 2026. The payout ratio is 7.9% of earnings. Free cash flow covers the dividend 1.50 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into HBX Group International plc (HBX)?
For today's price to be fair in a discounted-cash-flow model, HBX Group International plc would have to grow free cash flow by +42.7 % per year for five years (discount rate 11.1 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 3 years revenue grew +16.0 % per year. As of Nov 12, 2026.
What discount rate (WACC) does the fair value of HBX use?
Our models discount HBX Group International plc at 11.1 %: a base by market capitalisation (mid), country premium for Spain. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For HBX Group International plc that is +42.7 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.1 %) and the same formula as our fair value.
How much growth has HBX Group International plc (HBX) delivered so far?
Over the past 3 years revenue at HBX Group International plc grew +16.0 % a year. The price currently implies free-cash-flow growth of +42.7 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of HBX Group International plc (HBX) growing?
The median revenue growth in the sector is +8.7 % a year. That is the yardstick for the growth priced into HBX Group International plc (+42.7 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of HBX Group International plc (HBX)?
The free-cash-flow yield on the price is 1.34 %: that much free cash flow HBX Group International plc produces per unit of market value. When it exceeds the discount rate of our models (11.1 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of HBX Group International plc (HBX)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For HBX Group International plc it is €5.12 per share (as of Nov 12, 2026), against a price of €8.20. It is the blended result of 13 valuation models in 5 families (DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit).
Is HBX Group International plc stock overvalued or undervalued in 2026?
As of Nov 12, 2026, HBX trades above its calculated fair value: price €8.20, fair value €5.12, a gap of about −38% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of HBX?
No. The price is what the market pays today (€8.20); the fair value is what the company's own numbers justify (€5.12). For HBX Group International plc the two are €3.08 per share apart. That gap is exactly why we show both numbers side by side.
How much is HBX Group International plc worth?
The market values HBX Group International plc at about €2.0B (market capitalisation, as of Nov 12, 2026). Per share that is €8.20; our models calculate a fair value of €5.12 per share.
What do the bullish and bearish scenarios say about HBX?
Our models span a range for HBX Group International plc: cautious scenario €3.42, base €5.12, optimistic €6.83 per share (as of Nov 12, 2026, price €8.20). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of HBX?
HBX Group International plc trades at a price-to-earnings ratio of 8.6 (as of Nov 12, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of €5.12 is built from several models across several years. Other multiples: P/B 2.6, P/S 2.8, EV/EBITDA 6.5.
How solid is the balance sheet of HBX Group International plc (HBX)?
Balance-sheet figures for HBX Group International plc (as of Nov 12, 2026): return on equity 24.5%, debt of 1.50 per unit of equity. They feed the Quality Score of 49/100, which measures business quality independently of the share price.
How far is HBX from its 52-week high?
HBX Group International plc trades at €8.20, about 4% below its 52-week high of €8.51 and 42% above the low of €5.79 (as of Nov 12, 2026). Distance from the high says nothing about value: that is what the fair value of €5.12 is for.
Which stocks are comparable to HBX Group International plc?
From the same area (Consumer Cyclical) we also value Booking Holdings, Airbnb, Inc, Royal Caribbean Cruises Ltd, Viking Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is HBX Group International plc stock attractive at the current price?
The data as of Nov 12, 2026: price €8.20, calculated fair value €5.12 (−38%), Quality Score 49/100, from 13 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of HBX calculated?
We run HBX Group International plc through 13 models from 5 families: DCF Models, Earnings-Based, Multiples, Growth DCF, Economic Profit. Every model gets the same audited fundamentals; the fair value of €5.12 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 14.3% above its aggregate fair value. HBX Group International plc itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of HBX Group International plc (HBX)?
The closing price on Nov 12, 2026 was €8.20. Our model-based fair value is €5.12, about 38% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with HBX Group International plc right now?
The price sits above even our optimistic bull case (€6.83). The favourable scenario is already priced in. Weak quality (49/100) and above fair value at the same time, the margin of safety is missing on both counts. A fairly wide model range (€3.42 to €6.83) leaves room in how you read the outcome.
Key figures of HBX Group International plc
How large is the market capitalisation of HBX Group International plc (HBX)?
The market capitalisation of HBX Group International plc is €2.0B. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of HBX Group International plc (HBX)?
The price-to-sales ratio of HBX Group International plc is 2.66 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of HBX Group International plc (HBX)?
Earnings per share at HBX Group International plc are €0.9500 (price ÷ EPS = P/E 8.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of HBX Group International plc (HBX)?
The dividend yield of HBX Group International plc is 0.9% (payout 7.9%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of HBX Group International plc (HBX)?
The net margin of HBX Group International plc is −9.6% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of HBX Group International plc (HBX)?
The return on equity (ROE) of HBX Group International plc is 24.5% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of HBX Group International plc (HBX)?
On an EBIT basis the return on assets of HBX Group International plc is 4.6% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of HBX Group International plc (HBX)?
The operating margin of HBX Group International plc is 36.3% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at HBX Group International plc (HBX)?
Revenue at HBX Group International plc is growing −3.1% versus a year earlier (3y avg +16.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net debt does HBX Group International plc (HBX) carry?
The net debt of HBX Group International plc is €404M (fiscal year 2025, ≈ 15.0 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Some data
Nov 12, 2026