Online Vacation Center Holdings Corp (ONVC) fair value: what the stock is really worth
As of Oct 30, 2026: fair value (intrinsic value) of Online Vacation Center Holdings Corp stock $1.43, price $1.88, that is 23.9% below the price, quality 67 out of 100. Rating: overvalued. Calculated from audited financials with 24 of our 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 5, 2026.
How to read this chart
60‑month range $0.2700 – $3.70 · fair‑value band $1.07 – $1.78 · the $1.88 price screens above the $1.43 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 1 fiscal year is left out: there the valuation rested on only a fraction of the usual models. As of Nov 5, 2026.
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Online Vacation Center Holdings Corp., through its subsidiaries, provides vacation travel and marketing services in the United States. The company offers vacation services for affluent retiree markets.
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It also involved in developing and selling river, ocean, and land vacation packages; publishes three travel newsletters under the Top Travel Deals, Spotlight, and TravelFlash brands; selling online of golf training aids; and operates a cruises franchise that focused on travel sales through mobile agents, as well as a website that connects travelers to purchase hotel, resort, and vacation packages.
The company was founded in 1972 and is based in Fort Lauderdale, Florida.
Stock analysis
Online Vacation Center Holdings Corp (ONVC) currently trades at $1.88, while our model-based Fair Value estimate is $1.43, 24% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the DCF Models group reads highest at a median of $2.20 per share, and 8 of the 24 models we run sit above the $1.88 price.
Bear case: the Economic Profit group reads lowest at $0.7000, and 16 of the 24 models stay below the price. Data coverage for this calculation is medium.
Scenario range: $1.07 (bear) to $1.78 (bull), the price of $1.88 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 67/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Online Vacation Center Holdings Corp reported revenue of $19.5M in FY2025 versus $7.4M in FY2021, a compound +27.2%/yr. Reported net income was $492K in FY2025, compounding −15.4%/yr from FY2021.
Key figures
Market cap $14.3M Micro · P/E ratio 37.6 · P/S ratio 0.95 · EPS (TTM) $0.0500 · Net margin 2.5% · Return on equity 36.8% · Return on assets (EBIT) 1.3% (5-year average) · Operating margin −25.4%.
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 43 out of 100 (low confidence).
What moves the price
The share trades about 27% below its 52-week high and 21% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at 10% fair-value upside, at −24%, ONVC screens richer than that median.
Fair Value models
Bear$1.07Fair Value $1.43Bull$1.78
Price $1.88 · Downside -23.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then ($0.0429 per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.76/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
−3.2%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+2.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+16.4%
Start year 2020 (pandemic). Over 10 years: +3.2% a year
Revenue growth 25 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+15.4%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−15.3%
Earnings growth per share plus dividend.
Earnings per share, growth per year−15.3%
Dividend (yield on the price)0.0%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−15.3% vs 6.3%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.−27% → 3%
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−0.4%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (USA: IMF forecast 2.4% a year to 2030, 3.1% from 2016 to 2025) that is about −2.7% a year for the price.
Compare Online Vacation Center Holdings Corp with another stock
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Travel Services · 87 stocks
Beats the industry median on 6/14 measures
A mixed picture versus its industry peers.
Valuation
Quality Score67 · Top 25%
Fair Value upside−23.9% · Below median
Profitability
Return on equity (12 months)36.8% · Top 25%
Return on assets4.3% · Above median
Net margin (12 months)4.2% · Below median
Operating margin (12 months)−25.4% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)17.2% · Top 25%
Dividend yield (12 months)0.0% · Bottom 25%
Balance sheet
Debt / equity0.28× · Above median
Valuation Multiplesvs Travel Services median · lower = cheaper
P/E (12 months)37.6× · Priciest 25%
P/B4.88× · Priciest 25%
P/S (12 months)0.79× · Cheaper than median
Price / free cash flow (fiscal year)14.0× · Pricier than median
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Online Vacation Center Holdings Corp Fair Value". https://www.fairvalue-calculator.com/stock/ONVC
Frequently asked questions
Is Online Vacation Center Holdings Corp (ONVC) overvalued or undervalued?
As of Nov 5, 2026, our model estimates a fair value of $1.43 versus the last price from Oct 30, 2026 of $1.88, about 24% lower (overvalued).
What is the fair value of ONVC?
Our model-based fair value for Online Vacation Center Holdings Corp is $1.43 (as of Nov 5, 2026), built from audited fundamentals. Last price (from Oct 30, 2026): $1.88.
What is the quality score of ONVC?
Online Vacation Center Holdings Corp has a Quality Score of 67/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Online Vacation Center Holdings Corp (ONVC)?
Our model-based price target is the fair value of $1.43 (as of Nov 5, 2026) from 24 valuation models. Cautious scenario $1.07, optimistic scenario $1.78. It is a calculation from audited fundamentals, not an analyst target.
What is the Online Vacation Center Holdings Corp stock forecast for 2026?
Our models put fair value at $1.43, about 24% lower versus the last price from Oct 30, 2026 of $1.88 (overvalued). Cautious scenario $1.07, optimistic scenario $1.78. The calculation is refreshed regularly with new filings.
What is the revenue of Online Vacation Center Holdings Corp (ONVC)?
Online Vacation Center Holdings Corp reported trailing-twelve-month revenue of about $18.2M (latest available figure, as of Nov 5, 2026).
What growth is priced into Online Vacation Center Holdings Corp (ONVC)?
For today's price to be fair in a discounted-cash-flow model, Online Vacation Center Holdings Corp would have to grow free cash flow by -0.4 % per year for five years (discount rate 11.0 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +16.4 % per year. As of Nov 5, 2026.
What discount rate (WACC) does the fair value of ONVC use?
Our models discount Online Vacation Center Holdings Corp at 11.0 %: a base by market capitalisation (nano), damped by beta 1.53, country premium for USA. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Online Vacation Center Holdings Corp that is -0.4 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (11.0 %) and the same formula as our fair value.
How much growth has Online Vacation Center Holdings Corp (ONVC) delivered so far?
Over the past 5 years revenue at Online Vacation Center Holdings Corp grew +16.4 % a year. The price currently implies free-cash-flow growth of -0.4 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Online Vacation Center Holdings Corp (ONVC) growing?
The median revenue growth in the sector is +4.7 % a year. That is the yardstick for the growth priced into Online Vacation Center Holdings Corp (-0.4 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Online Vacation Center Holdings Corp (ONVC)?
The free-cash-flow yield on the price is 7.12 %: that much free cash flow Online Vacation Center Holdings Corp produces per unit of market value. When it exceeds the discount rate of our models (11.0 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Online Vacation Center Holdings Corp (ONVC)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Online Vacation Center Holdings Corp it is $1.43 per share (as of Nov 5, 2026), against a price of $1.88. It is the blended result of 24 valuation models in 7 families (DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Online Vacation Center Holdings Corp stock overvalued or undervalued in 2026?
As of Nov 5, 2026, ONVC trades above its calculated fair value: price $1.88, fair value $1.43, a gap of about −24% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of ONVC?
No. The price is what the market pays today ($1.88); the fair value is what the company's own numbers justify ($1.43). For Online Vacation Center Holdings Corp the two are $0.4500 per share apart. That gap is exactly why we show both numbers side by side.
How much is Online Vacation Center Holdings Corp worth?
The market values Online Vacation Center Holdings Corp at about $14.3M (market capitalisation, as of Nov 5, 2026). Per share that is $1.88; our models calculate a fair value of $1.43 per share.
What do the bullish and bearish scenarios say about ONVC?
Our models span a range for Online Vacation Center Holdings Corp: cautious scenario $1.07, base $1.43, optimistic $1.78 per share (as of Nov 5, 2026, price $1.88). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of ONVC?
Online Vacation Center Holdings Corp trades at a price-to-earnings ratio of 37.6 (as of Nov 5, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of $1.43 is built from several models across several years. Median P/E at fiscal year-end, 9 fiscal years (2015 to 2024), reported earnings: 15.5. Other multiples: P/B 4.9, P/S 0.8, EV/EBITDA 6.5.
How solid is the balance sheet of Online Vacation Center Holdings Corp (ONVC)?
Balance-sheet figures for Online Vacation Center Holdings Corp (as of Nov 5, 2026): return on equity 36.8%, debt of 0.28 per unit of equity. They feed the Quality Score of 67/100, which measures business quality independently of the share price.
How far is ONVC from its 52-week high?
Online Vacation Center Holdings Corp trades at $1.88, about 27% below its 52-week high of $2.59 and 21% above the low of $1.55 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of $1.43 is for.
Which stocks are comparable to Online Vacation Center Holdings Corp?
From the same area (Consumer Cyclical) we also value Booking Holdings, Airbnb, Inc, Royal Caribbean Cruises Ltd, Viking Holdings, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Online Vacation Center Holdings Corp stock attractive at the current price?
The data as of Nov 5, 2026: price $1.88, calculated fair value $1.43 (−24%), Quality Score 67/100, from 24 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of ONVC calculated?
We run Online Vacation Center Holdings Corp through 24 models from 7 families: DCF Models, Earnings-Based, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of $1.43 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Online Vacation Center Holdings Corp itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Online Vacation Center Holdings Corp (ONVC)?
The latest price we hold is from Oct 30, 2026 and stands at $1.88. Our model-based fair value is $1.43, about 24% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Online Vacation Center Holdings Corp right now?
The price sits above even our optimistic bull case ($1.78). The favourable scenario is already priced in. Solid but not exceptional quality (67/100) and above fair value, neither a clear bargain nor a standout compounder.
Where does the earnings growth of Online Vacation Center Holdings Corp (ONVC) come from?
Earnings per share at Online Vacation Center Holdings Corp grew −0.6 % a year from 2013 to 2023. Broken into its drivers: revenue per share +9.3 %, EBIT margin −9.6 %, tax rate +3.0 %, residual (interest, one-offs) −2.3 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Online Vacation Center Holdings Corp
How large is the market capitalisation of Online Vacation Center Holdings Corp (ONVC)?
The market capitalisation of Online Vacation Center Holdings Corp is $14.3M. The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Online Vacation Center Holdings Corp (ONVC)?
The price-to-sales ratio of Online Vacation Center Holdings Corp is 0.95 (P/E × margin). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Online Vacation Center Holdings Corp (ONVC)?
Earnings per share at Online Vacation Center Holdings Corp are $0.0500 (price ÷ EPS = P/E 37.6). Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Online Vacation Center Holdings Corp (ONVC)?
The net margin of Online Vacation Center Holdings Corp is 2.5% (fiscal year 2025). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Online Vacation Center Holdings Corp (ONVC)?
The return on equity (ROE) of Online Vacation Center Holdings Corp is 36.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Online Vacation Center Holdings Corp (ONVC)?
On an EBIT basis the return on assets of Online Vacation Center Holdings Corp is 1.3% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Online Vacation Center Holdings Corp (ONVC)?
The operating margin of Online Vacation Center Holdings Corp is −25.4% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Online Vacation Center Holdings Corp (ONVC)?
Revenue at Online Vacation Center Holdings Corp is growing +17.2% versus a year earlier (3y avg +2.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much net cash does Online Vacation Center Holdings Corp (ONVC) hold?
Online Vacation Center Holdings Corp holds more cash than debt, $2.2M net (fiscal year 2023). The company holds more cash than debt, a safety cushion.
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Nov 5, 2026