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Data-driven stock valuation

A.P.N. Promise S.A (PRO) fair value: what the stock is really worth

As of Nov 10, 2026: fair value (intrinsic value) of A.P.N. Promise S.A stock PLN 9.75, price PLN 8.85, upside +10.2%, quality 53 out of 100. Rating: fairly valued. The value is an estimate: none of our valuation models currently carries, it draws on revenue and assets compared with similar companies. Updated daily.

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Technology PL · ISIN PLAPNPS00017

AP A.P.N. Promise S.A logo Thin data Nov 10, 2026

A.P.N. Promise S.A

PRO · WAR
Fairly valued, in an uptrend

The stock costs about what our calculation considers fair.

Revenue last quarter +33% vs. a year ago.
Fair value 9.75 PLN · Fairly valued
Quality 53/100
Expensive Growth (revenue 3y +21.0 %/yr in PLN)
Mixed vs. peers (5/11)
Loss-making · -0.3% net margin (TTM)
Negative free cash flow
Narrow moat 20/100 · thin data
Thin data
Estimate⚠ Small free float
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What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

10.60 PLN 2.50 PLN Fair Value 9.75 PLN Sep 2020 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 10, 2026.

How to read this chart

60‑month range 2.50 PLN – 10.60 PLN · fair‑value band 7.31 PLN – 12.18 PLN · the 8.85 PLN price screens below the 9.75 PLN fair value. As of Nov 10, 2026.

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Company profile

A.P.N. Promise S.A. provides IT solutions, products, and services to various business and individual customers in Poland.

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The company software licenses, implementation and consulting services, training services, audits of installed software, IT equipment, and technical support services, as well as APN Intranet, APN Meeting Room, APN SAMit, APN InTouch, APN DocPoint, and B2B2C subscription platform to the public administration, health care, energy, banking, telecommunications, media, insurance, and other sectors.

A.P.N. The company was incorporated in 1991 and is headquartered in Warsaw, Poland.

Stock analysis

A.P.N. Promise S.A (PRO) currently trades at 8.85 PLN, while our estimate is 9.75 PLN, so the stock looks roughly fairly valued today (gap 9.2%).

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Valuation

None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Scenario range: 7.31 PLN (bear) to 12.18 PLN (bull), the price of 8.85 PLN sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 53/100 (solid quality), in the Technology sector.

Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.

A.P.N. Promise S.A reported revenue of 1.4B PLN in FY2025 versus 785M PLN in FY2022, a compound +21.0%/yr. Reported net income was −7.5M PLN in FY2025.

Key figures

Market cap 101M PLN (≈ $25.8M) Micro · P/S ratio 0.06 · EPS (TTM) 0.0600 PLN · Dividend yield 7.9% · Net margin −0.3% · Return on equity −13.4% · Return on assets (EBIT) 1.2% (4-year average) · Operating margin 0.2%.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 20 out of 100 (low confidence).

What moves the price

The share trades about 17% below its 52-week high and 42% above its 52-week low, currently above its 200-day average.

For context, the median of 10 Technology peers we cover trades at 13% fair-value upside, at 10%, PRO screens richer than that median.

Fair Value

Bear 7.31 PLN Fair Value 9.75 PLN Bull 12.18 PLN
Price 8.85 PLN · Upside +10.2%
Estimate. None of our valuation models currently carries for this company, usually because of losses or heavy investment. The estimate draws on revenue and assets compared with similar companies and is less precise than a model-based fair value.

Quality Score breakdown

Overall quality 53/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 45
How much profit the company makes from its sales and capital
Quality Growth 58
Are margins and returns getting better?
Cashflow 33
Do the profits arrive as real cash?
Financial strength 47
Debt, balance sheet and risk of trouble
Investment 77
Does it invest with discipline instead of growing at any price?
Low Volatility 50
How calm the share price moves, does not count
Price momentum 35
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 49
Distance to the 52-week high, does not count
New shares 82
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 44/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+41.9%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+21.0%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
0.4% (2022) → −0.3% (2025)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2025 is a loss year, no rate is defined from a loss
not computed

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Compare A.P.N. Promise S.A with another stock

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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 723 stocks

Beats the industry median on 5/10 measures
A mixed picture versus its industry peers.
Valuation
Quality Score 53 · Below median
Fair Value upside +10.2% · Above median
Profitability
Return on assets −1.8% · Below median
Net margin (12 months) −0.3% · Below median
Operating margin (12 months) 0.2% · Below median
Growth and dividend
Revenue growth (quarter YoY) 33.3% · Top 25%
Dividend yield (12 months) 7.9% · Top 25%

Valuation Multiplesvs Software - Application median · lower = cheaper

P/B 3.25× · Pricier than median
P/S (12 months) 0.06× · Cheapest 25%
EV/EBITDA 14.9× · Cheaper than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)47 · sector 25
FUTURE (revenue growth)100 · sector 40
PAST (return on equity)0 · sector 9
HEALTH (low debt)0 · sector 98
DIVIDEND (yield)100 · sector 28

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $236.70 $463.72 +96% vs PRO
Salesforce, Inc CRM $213.48 $342.73 +61% vs PRO
Uber Technologies, Inc UBER $70.05 $101.28 +45% vs PRO
Intuit Inc INTU $340.44 $459.14 +35% vs PRO
ServiceNow, Inc NOW $99.61 $112.17 +13% vs PRO
SAP SE SAP €209.95 €173.59 −17% vs PRO
Cadence Design Systems, Inc CDNS $331.64 $225.48 −32% vs PRO
Automatic Data Processing, Inc ADP $305.44 $150.40 −51% vs PRO
Shopify Inc SHOP $146.61 $64.96 −56% vs PRO
Snowflake Inc SNOW $295.76 $73.81 −75% vs PRO

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A.P.N. Promise S.A: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "A.P.N. Promise S.A Fair Value". https://www.fairvalue-calculator.com/stock/PRO.WAR

Frequently asked questions

Is A.P.N. Promise S.A (PRO) overvalued or undervalued?
As of Nov 10, 2026, our estimate of fair value is 9.75 PLN versus a price of 8.85 PLN, about +10% upside (fairly valued).
What is the fair value of PRO?
Our estimate for A.P.N. Promise S.A is 9.75 PLN (as of Nov 10, 2026), built from audited fundamentals. The current price: 8.85 PLN.
What is the quality score of PRO?
A.P.N. Promise S.A has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for A.P.N. Promise S.A (PRO)?
Our calculated price target is the estimate of 9.75 PLN (as of Nov 10, 2026). Cautious scenario 7.31 PLN, optimistic scenario 12.18 PLN. It is an estimate from revenue and assets compared with similar companies, because none of our valuation models currently carries, not an analyst target.
What is the A.P.N. Promise S.A stock forecast for 2026?
Our estimate puts fair value at 9.75 PLN, about +10% upside versus a price of 8.85 PLN (fairly valued). Cautious scenario 7.31 PLN, optimistic scenario 12.18 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of A.P.N. Promise S.A (PRO)?
A.P.N. Promise S.A reported trailing-twelve-month revenue of about 1.6B PLN (latest available figure, as of Nov 10, 2026).
Does A.P.N. Promise S.A pay a dividend?
A.P.N. Promise S.A currently shows a dividend yield of 7.90% relative to its recent price (as of Nov 10, 2026).
How much is the dividend of A.P.N. Promise S.A (PRO)?
A.P.N. Promise S.A has a dividend yield of 7.9%.
What is the intrinsic value of A.P.N. Promise S.A (PRO)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For A.P.N. Promise S.A it is 9.75 PLN per share (as of Nov 10, 2026), against a price of 8.85 PLN.
Is A.P.N. Promise S.A stock overvalued or undervalued in 2026?
As of Nov 10, 2026, PRO trades below its calculated fair value: price 8.85 PLN, fair value 9.75 PLN, a gap of about +10% (fairly valued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of PRO?
No. The price is what the market pays today (8.85 PLN); the fair value is what the company's own numbers justify (9.75 PLN). For A.P.N. Promise S.A the two are 0.9000 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is A.P.N. Promise S.A worth?
The market values A.P.N. Promise S.A at about 101M PLN (market capitalisation, as of Nov 10, 2026). Per share that is 8.85 PLN; our models calculate a fair value of 9.75 PLN per share.
What do the bullish and bearish scenarios say about PRO?
Our models span a range for A.P.N. Promise S.A: cautious scenario 7.31 PLN, base 9.75 PLN, optimistic 12.18 PLN per share (as of Nov 10, 2026, price 8.85 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of A.P.N. Promise S.A (PRO)?
Balance-sheet figures for A.P.N. Promise S.A (as of Nov 10, 2026): return on equity −13.4%. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is PRO from its 52-week high?
A.P.N. Promise S.A trades at 8.85 PLN, about 17% below its 52-week high of 10.60 PLN and 42% above the low of 6.25 PLN (as of Nov 10, 2026). Distance from the high says nothing about value: that is what the fair value of 9.75 PLN is for.
Which stocks are comparable to A.P.N. Promise S.A?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is A.P.N. Promise S.A stock attractive at the current price?
The data as of Nov 10, 2026: price 8.85 PLN, calculated fair value 9.75 PLN (+10%), Quality Score 53/100. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
Is it still worth investing in stocks now?
The global stock market currently sits 15.1% above its aggregate fair value. A.P.N. Promise S.A currently trades 9% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of A.P.N. Promise S.A (PRO)?
The closing price on Nov 10, 2026 was 8.85 PLN. Our estimate is 9.75 PLN, about +10% upside (fairly valued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with A.P.N. Promise S.A right now?
The price sits close to our fair value, market and models broadly agree here, little valuation tension. Evidence is limited here (fewer models, shorter history), so the fair value is a rougher estimate than usual.

Key figures of A.P.N. Promise S.A

How large is the market capitalisation of A.P.N. Promise S.A (PRO)?
The market capitalisation of A.P.N. Promise S.A is 101M PLN (≈ $25.8M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of A.P.N. Promise S.A (PRO)?
The price-to-sales ratio of A.P.N. Promise S.A is 0.06 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of A.P.N. Promise S.A (PRO)?
Earnings per share at A.P.N. Promise S.A are 0.0600 PLN. Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of A.P.N. Promise S.A (PRO)?
The dividend yield of A.P.N. Promise S.A is 7.9%. Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of A.P.N. Promise S.A (PRO)?
The net margin of A.P.N. Promise S.A is −0.3% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of A.P.N. Promise S.A (PRO)?
The return on equity (ROE) of A.P.N. Promise S.A is −13.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of A.P.N. Promise S.A (PRO)?
On an EBIT basis the return on assets of A.P.N. Promise S.A is 1.2% (avg 4y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of A.P.N. Promise S.A (PRO)?
The operating margin of A.P.N. Promise S.A is 0.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at A.P.N. Promise S.A (PRO)?
Revenue at A.P.N. Promise S.A is growing +33.3% versus a year earlier (3y avg +21.0%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does A.P.N. Promise S.A (PRO) generate?
The free cash flow of A.P.N. Promise S.A is −95.3M PLN (fiscal year 2025). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
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