EN DE
Watch Urbanise.com Ltd for free: we tell you when fair value or trend changes.
Data-driven stock valuation

Urbanise.com Ltd (UBN) fair value: what the stock is really worth

As of Oct 30, 2026: fair value (intrinsic value) of Urbanise.com Ltd stock A$0.08, price A$0.65, that is 88.2% below the price, quality 37 out of 100. Rating: strongly overvalued. Calculated from audited financials with one of our 26 valuation models and 37 quality factors, updated daily.

  1. Keep an eye on it?Free in your watchlist: 5 stocks without an account, 10 with one Yes, for free

Technology AU · ISIN AU000000UBN2

UC Urbanise.com Ltd logo Thin data Nov 3, 2026

Urbanise.com Ltd

UBN · AU
Very expensive, weak quality

Our calculation puts a fair price 88% below what the stock costs today.

Mixed Growth (revenue 5y +5.5 %/yr in AUD)
Fair value A$0.0765 · Strongly overvalued
Quality 37/100
Loss-making · -5.8% net margin (TTM)
Negative free cash flow
Trails peers (1/9)
Narrow moat 13/100 · thin data
Thin data
⚠ Dilution⚠ Thinly traded
Watch Urbanise.com Ltd for free: we tell you when fair value or trend changes. Watch for free

What runs behind every stock

26 valuation models 8 families, DCF to NCAV 37 quality factors margins, balance sheet, cashflow, debt 6 AI factors moat, what no ratio measures 2,000+ data points verified, per stock, median

69 individual criteria per stock, every one traceable See the method →

Price vs Fair Value

A$1.42 A$0.2300 Fair Value A$0.0765 Aug 2021 Nov 2026

White line = price, green steps = our fair value per fiscal year. As of Nov 3, 2026.

How to read this chart

60‑month range A$0.2300 – A$1.42 · fair‑value band A$0.0510 – A$0.0935 · the A$0.6500 price screens above the A$0.0765 fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). 2 fiscal years are left out: there the valuation rested on only a fraction of the usual models. As of Nov 3, 2026.

Follow Urbanise.com in your weekly email

Every Wednesday you see whether Urbanise.com is on track or worth a review, plus price against fair value. Free, up to 3 stocks.

We send you a confirmation link. Unsubscribe with one click.

Which stocks are undervalued right now? Check free Discover now →

Company profile

Urbanise.com Limited, together with its subsidiaries, designs and develops cloud-based software platforms in the Asia Pacific, Europe, the Middle East, and Africa. It operates in two segments: Strata and Facilities Management.

Show moreShow less

The company offers Urbanise Strata, which manages multiple buildings and communities on a cloud-based system that integrates accounting, communication, building, and community management into a single platform; and Urbanise Facilities Platform, which manage infrastructure, buildings, residential and commercial properties on a cloud based system that integrates facilities, assets and workforce management into a single platform.

It serves FM service providers, NDIS, health and aged care, education, government, retail, utilities, property, and infrastructure sectors. The company was incorporated in 2001 and is headquartered in North Sydney, Australia.

Stock analysis

Urbanise.com Ltd (UBN) currently trades at A$0.6500, while our model-based Fair Value estimate is A$0.0765, 88% below the price, so the stock looks overvalued today.

Show more

Valuation

How firm this estimate is: it rests on 1 models at a data quality of 96/100, which puts the data coverage at low.

Scenario range: A$0.0510 (bear) to A$0.0935 (bull), the price of A$0.6500 sits above it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.

Quality & growth

The Quality Score stands at 37/100 (below-average quality), in the Technology sector.

Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.

Urbanise.com Ltd reported revenue of A$15.0M in FY2026 versus A$12.7M in FY2022, a compound +4.3%/yr. Reported net income was −A$867K in FY2026.

Key figures

Market cap A$51.3M (≈ $35.4M) Micro · P/S ratio 3.43 · EPS (TTM) A$−0.0100 · Net margin −5.8% · Return on equity −6.4% · Return on assets (EBIT) −22.5% (5-year average) · Operating margin −3.9% · Revenue (TTM) A$15.0M.

Competitive moat

Our AI-assisted moat analysis scores the competitive advantage at 13 out of 100 (low confidence).

What moves the price

The share trades about 17% below its 52-week high and 5% above its 52-week low, currently below its 200-day average.

For context, the median of 10 Technology peers we cover trades at 10% fair-value upside, at −88%, UBN screens richer than that median.

Fair Value models

Bear A$0.0510 Fair Value A$0.0765 Bull A$0.0935
Price A$0.6500 · Downside -88.2%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds. Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Best data coverage
NCAV (Graham) A$0.0600 A$0.0900 A$0.1100 52
All 1 models by family
Asset-Based
NCAV (Graham) A$0.0600 A$0.0900 A$0.1100 52

The fair value above starts from this blend and is adjusted for dilution from new shares.

Open the full fair value analysis →

Quality Score breakdown

Overall quality 37/100

It rates the business: profits, how they develop, real cash, balance sheet, investing and share count.

Profitability 11
How much profit the company makes from its sales and capital
Quality Growth 73
Are margins and returns getting better?
Cashflow 33
Do the profits arrive as real cash?
Financial strength 57
Debt, balance sheet and risk of trouble
Investment 54
Does it invest with discipline instead of growing at any price?
Low Volatility 93
How calm the share price moves, does not count
Price momentum 34
Price momentum of the last 3 to 12 months, does not count
Near the 52-week high 17
Distance to the 52-week high, does not count
New shares 0
Buys back shares or issues new ones?

Open the full quality analysis →

Revenue & earnings trend

Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card. 16/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+14.3%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.3%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+5.5%
Start year 2021 (pandemic). Over 10 years: +5.9% a year
Revenue growth 12 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+10.2%
Profit margin (trend) ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.
−40.7% (2021) → −13.0% (2026)
What shareholders gained per year ⓘWe only publish this rate when it is defensible. Reason: fiscal 2026 is a loss year, no rate is defined from a loss
not computed

UBN screens overvalued: fair value 88% below the price. Compare with SAP SE →

Compare Urbanise.com Ltd with another stock

Price, fair value, quality and upside side by side.

Free, no sign-up

Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 628 stocks

Beats the industry median on 1/8 measures
Overall it trails its industry peers.
Valuation
Quality Score 37 · Bottom 25%
Fair Value upside −88.2% · Bottom 25%
Profitability
Return on assets −4.1% · Below median
Net margin (12 months) −5.8% · Bottom 25%
Operating margin (12 months) −3.9% · Below median
Growth and dividend
Revenue growth (quarter YoY) 13.4% · Above median

Valuation Multiplesvs Software - Application median · lower = cheaper

P/B 3.74× · Pricier than median
P/S (12 months) 3.42× · Pricier than median

Strength profile in five axes (Snowflake)

VALUEFUTUREPASTHEALTHDIVIDEND
This stock
VALUEFUTUREPASTHEALTHDIVIDEND
Sector peers
VALUE (fair-value potential)0 · sector 29
FUTURE (revenue growth)67 · sector 41
PAST (return on equity)0 · sector 20
HEALTH (low debt)0 · sector 98
DIVIDEND (yield)0 · sector 29

VALUE 0: the price sits above our fair-value range.

Context: sector, industry, market

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

Similar stocks

10 more Software - Application stocks, each showing price versus our Fair Value estimate.

Stock Price Fair Value vs Fair Value Compare
Adobe Inc ADBE $239.30 $463.72 +94% vs UBN
Salesforce, Inc CRM $213.65 $342.73 +60% vs UBN
Uber Technologies, Inc UBER $68.59 $101.28 +48% vs UBN
Intuit Inc INTU $341.50 $459.14 +34% vs UBN
ServiceNow, Inc NOW $101.97 $112.17 +10% vs UBN
SAP SE SAP €210.75 €173.59 −18% vs UBN
Cadence Design Systems, Inc CDNS $319.92 $225.48 −30% vs UBN
Automatic Data Processing, Inc ADP $303.35 $150.40 −50% vs UBN
Shopify Inc SHOP $148.91 $64.96 −56% vs UBN
Snowflake Inc SNOW $275.88 $73.81 −73% vs UBN

Explore undervalued stocks

More undervalued Technology stocks →

All undervalued stocks TechnologyFinancial ServicesHealthcareConsumer CyclicalConsumer DefensiveCommunication ServicesIndustrialsEnergyBasic MaterialsReal EstateUtilities Deeply Undervalued StocksUndervalued High-Quality StocksUndervalued Blue-Chip StocksUndervalued Small-Cap StocksUndervalued Dividend StocksUndervalued 52-Week Low Stocks

Try a ready-made strategy

Pick a strategy and jump into the live analysis with that exact screen applied.

🥇 Backtested Best 🏆 Big Names 💎 Quality on Sale 🚀 Profitable Growth 🧊 Quality Compounders 💵 Dividend Stars 📈 Strong Momentum 📉 Fallen Angels ⚖️ Deeply Undervalued 🔍 Small-Cap Gems 🏰 Moat at a Fair Price 💼 Insider Buying 🎩 Buffett-Style Quality 📚 Peter Lynch GARP 🧮 Greenblatt Magic Formula 🛡️ Graham Defensive

Discover tools

Stock screenerFilter by region, size and sector Compare toolTwo stocks side by side Extrinsic Value Calculator…Free calculator Peter Lynch Fair Value Formula &…Free calculator
Run the numbers yourself: free valuation calculators
DCF CalculatorP/E Ratio CalculatorPEG Ratio CalculatorGraham NumberPeter Lynch FormulaDDM CalculatorIntrinsic ValueIntrinsic vs Extrinsic ValueP/E Ratio by Sector
For bloggers & editors: embed code + live data

For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.

Urbanise.com Ltd: fair value per Fair Value Calculator

Cite: Fair Value Calculator (2026). "Urbanise.com Ltd Fair Value". https://www.fairvalue-calculator.com/stock/UBN

Frequently asked questions

Is Urbanise.com Ltd (UBN) overvalued or undervalued?
As of Nov 3, 2026, our model estimates a fair value of A$0.0765 versus the last price from Oct 30, 2026 of A$0.6500, about 88% lower (overvalued).
What is the fair value of UBN?
Our model-based fair value for Urbanise.com Ltd is A$0.0765 (as of Nov 3, 2026), built from audited fundamentals. Last price (from Oct 30, 2026): A$0.6500.
What is the quality score of UBN?
Urbanise.com Ltd has a Quality Score of 37/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Urbanise.com Ltd (UBN)?
Our model-based price target is the fair value of A$0.0765 (as of Nov 3, 2026) from 1 valuation models. Cautious scenario A$0.0510, optimistic scenario A$0.0935. It is a calculation from audited fundamentals, not an analyst target.
What is the Urbanise.com Ltd stock forecast for 2026?
Our models put fair value at A$0.0765, about 88% lower versus the last price from Oct 30, 2026 of A$0.6500 (overvalued). Cautious scenario A$0.0510, optimistic scenario A$0.0935. The calculation is refreshed regularly with new filings.
What is the revenue of Urbanise.com Ltd (UBN)?
Urbanise.com Ltd reported trailing-twelve-month revenue of about A$15.0M (latest available figure, as of Nov 3, 2026).
What is the intrinsic value of Urbanise.com Ltd (UBN)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Urbanise.com Ltd it is A$0.0765 per share (as of Nov 3, 2026), against a price of A$0.6500. It is the blended result of 1 valuation models in 1 family (Asset-Based).
Is Urbanise.com Ltd stock overvalued or undervalued in 2026?
As of Nov 3, 2026, UBN trades above its calculated fair value: price A$0.6500, fair value A$0.0765, a gap of about −88% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UBN?
No. The price is what the market pays today (A$0.6500); the fair value is what the company's own numbers justify (A$0.0765). For Urbanise.com Ltd the two are A$0.5735 per share apart. That gap is exactly why we show both numbers side by side.
How much is Urbanise.com Ltd worth?
The market values Urbanise.com Ltd at about A$51.3M (market capitalisation, as of Nov 3, 2026). Per share that is A$0.6500; our models calculate a fair value of A$0.0765 per share.
What do the bullish and bearish scenarios say about UBN?
Our models span a range for Urbanise.com Ltd: cautious scenario A$0.0510, base A$0.0765, optimistic A$0.0935 per share (as of Nov 3, 2026, price A$0.6500). The range comes from different growth and margin assumptions, not from analyst opinions.
How solid is the balance sheet of Urbanise.com Ltd (UBN)?
Balance-sheet figures for Urbanise.com Ltd (as of Nov 3, 2026): return on equity −6.4%. They feed the Quality Score of 37/100, which measures business quality independently of the share price.
How far is UBN from its 52-week high?
Urbanise.com Ltd trades at A$0.6500, about 17% below its 52-week high of A$0.7850 and 5% above the low of A$0.6200 (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of A$0.0765 is for.
Which stocks are comparable to Urbanise.com Ltd?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Urbanise.com Ltd stock attractive at the current price?
The data as of Nov 3, 2026: price A$0.6500, calculated fair value A$0.0765 (−88%), Quality Score 37/100, from 1 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UBN calculated?
We run Urbanise.com Ltd through 1 models from 1 family: Asset-Based. Every model gets the same audited fundamentals; the fair value of A$0.0765 builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Urbanise.com Ltd itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Urbanise.com Ltd (UBN)?
The latest price we hold is from Oct 30, 2026 and stands at A$0.6500. Our model-based fair value is A$0.0765, about 88% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Urbanise.com Ltd right now?
The price sits above even our optimistic bull case (A$0.0935). The favourable scenario is already priced in. Weak quality (37/100) and above fair value at the same time, the margin of safety is missing on both counts. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. A fairly wide model range (A$0.0510 to A$0.0935) leaves room in how you read the outcome.

Key figures of Urbanise.com Ltd

How large is the market capitalisation of Urbanise.com Ltd (UBN)?
The market capitalisation of Urbanise.com Ltd is A$51.3M (≈ $35.4M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Urbanise.com Ltd (UBN)?
The price-to-sales ratio of Urbanise.com Ltd is 3.43 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Urbanise.com Ltd (UBN)?
Earnings per share at Urbanise.com Ltd are A$−0.0100. Earnings per share over the last twelve months: total profit spread across every single share.
What is the net margin of Urbanise.com Ltd (UBN)?
The net margin of Urbanise.com Ltd is −5.8% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Urbanise.com Ltd (UBN)?
The return on equity (ROE) of Urbanise.com Ltd is −6.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Urbanise.com Ltd (UBN)?
On an EBIT basis the return on assets of Urbanise.com Ltd is −22.5% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Urbanise.com Ltd (UBN)?
The operating margin of Urbanise.com Ltd is −3.9% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Urbanise.com Ltd (UBN)?
Revenue at Urbanise.com Ltd is growing +13.4% versus a year earlier (3y avg +5.3%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How much free cash flow does Urbanise.com Ltd (UBN) generate?
The free cash flow of Urbanise.com Ltd is −A$3.8M (fiscal year 2026). The cash truly left after running and investing in the business, this is what pays dividends and buybacks.
How much net cash does Urbanise.com Ltd (UBN) hold?
Urbanise.com Ltd holds more cash than debt, A$1.3M net (fiscal year 2026). The company holds more cash than debt, a safety cushion.
Free · no account needed

Watch Urbanise.com Ltd in the live analysis

One click puts Urbanise.com Ltd on your watchlist: fair value and trend at a glance, plus comparison, the diversification check and the 27,000+ stock screener.

Watch for free →

Zero risk: nothing is ever charged. Your watchlist is yours, with or without an account.