Unimot S.A (UNT) fair value: what the stock is really worth
As of Nov 9, 2026: fair value (intrinsic value) of Unimot S.A stock PLN 117, price PLN 150, that is 21.6% below the price, quality 50 out of 100. Rating: overvalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 7, 2026.
How to read this chart
60‑month range 27.76 PLN – 200.00 PLN · fair‑value band 75.31 PLN – 162.33 PLN · the 149.60 PLN price screens above the 117.25 PLN fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 7, 2026.
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Unimot S.A., an independent fuel importer, engages in the wholesale and distribution of diesel oil and other liquid fuels in Poland and internationally.
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The company distributes liquefied petroleum gas, natural gas, biofuels, electricity, bitumen products, and aviation and marine fuels, as well as propane-butane.
It also engages in fuel storage; distribution of utilities, water and sewage management, leases, and infrastructure management; operation of fuel station network; production and sale of photovoltaic modules; construction and development of natural gas distribution network; receiving and treating wastewater, water distribution, and heat production; sale of hard coal; production of asphalt products; and provision of fleet card, gas station loyalty application, and transportation and freight services.
It serves business customers. The company was founded in 1992 and is headquartered in Zawadzkie, Poland.
Stock analysis
Unimot S.A (UNT) currently trades at 149.60 PLN, while our model-based Fair Value estimate is 117.25 PLN, 22% below the price, so the stock looks overvalued today.
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Valuation
Bull case: the Growth DCF group reads highest at a median of 732.47 PLN per share, and 13 of the 26 models we run sit above the 149.60 PLN price.
Bear case: the Growth Earnings group reads lowest at 40.11 PLN, and 13 of the 26 models stay below the price. Data coverage for this calculation is high.
Scenario range: 75.31 PLN (bear) to 162.33 PLN (bull), the price of 149.60 PLN sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 50/100 (solid quality), in the Consumer Cyclical sector.
Mixed Growth: Revenue is growing, but margins or cash flow do not fully confirm the trend.
Unimot S.A reported revenue of 14.8B PLN in FY2025 versus 8.2B PLN in FY2021, a compound +15.9%/yr. Reported net income was 10.0M PLN in FY2025, compounding −39.8%/yr from FY2021.
Key figures
Market cap 1.2B PLN (≈ $313M) Small · P/E ratio 8.3 · P/S ratio 0.08 · EPS (TTM) 17.99 PLN · Dividend yield 4.3% · Net margin 0.9% · Return on equity 12.8% · Return on assets (EBIT) 12.8% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 32 out of 100 (low confidence).
What moves the price
The share trades about 25% below its 52-week high and 24% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Consumer Cyclical peers we cover trades at −5% fair-value upside, at −22%, UNT screens richer than that median.
Fair Value models
Bear75.31 PLNFair Value 117.25 PLNBull162.33 PLN
Price 149.60 PLN · Downside -21.6%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (9.85 PLN per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.90/100
Revenue is growing, but margins or cash flow do not fully confirm the trend.
Revenue growth 1 year
+5.1%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+3.4%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.2%
Start year 2020 (pandemic). Over 10 years: +26.9% a year
Revenue growth 14 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+47.0%
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What shareholders gained per year (last 5 years) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate.
−25.9%
Earnings growth per share plus dividend.
Earnings per share, growth per year−30.2%
Dividend (yield on the price)4.3%
Pace: 5 vs 10 years ⓘTwo data points, not a trend model: earnings growth per share over the last 5 fiscal years against the last 10. Labelled "steady" when both rates are within 3 percentage points of each other, otherwise picking up or flattening. Shown only when ten years of history exist.−30.2% vs −5.6%, slowing
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.1% → 1%
Pace: the 5-year rate starts in 2020 (pandemic)
Growth Forecast
Little optimism in the price
The price assumes less growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
−9.5%
The company could shrink this much every year for the next five years and today's price would still be justified.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Poland: IMF forecast 3.1% a year to 2030, 4.6% from 2016 to 2025) that is about −12.3% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Specialty Retail · 203 stocks
Beats the industry median on 9/14 measures
Overall it ranks above its industry peers.
Valuation
Quality Score50 · Below median
Fair Value upside−22.2% · Below median
Profitability
Return on equity (12 months)12.8% · Above median
Return on assets0.3% · Bottom 25%
Net margin (12 months)0.9% · Below median
Operating margin (12 months)−2.2% · Bottom 25%
Growth and dividend
Revenue growth (quarter YoY)17.5% · Top 25%
Dividend yield (12 months)4.3% · Above median
Balance sheet
Debt / equity0.02× · Below median
Valuation Multiplesvs Specialty Retail median · lower = cheaper
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Cite: Fair Value Calculator (2026). "Unimot S.A Fair Value". https://www.fairvalue-calculator.com/stock/UNT
Frequently asked questions
Is Unimot S.A (UNT) overvalued or undervalued?
As of Nov 7, 2026, our model estimates a fair value of 117.25 PLN versus a price of 149.60 PLN, about 22% lower (overvalued).
What is the fair value of UNT?
Our model-based fair value for Unimot S.A is 117.25 PLN (as of Nov 7, 2026), built from audited fundamentals. The current price: 149.60 PLN.
What is the quality score of UNT?
Unimot S.A has a Quality Score of 50/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Unimot S.A (UNT)?
Our model-based price target is the fair value of 117.25 PLN (as of Nov 7, 2026) from 26 valuation models. Cautious scenario 75.31 PLN, optimistic scenario 162.33 PLN. It is a calculation from audited fundamentals, not an analyst target.
What is the Unimot S.A stock forecast for 2026?
Our models put fair value at 117.25 PLN, about 22% lower versus a price of 149.60 PLN (overvalued). Cautious scenario 75.31 PLN, optimistic scenario 162.33 PLN. The calculation is refreshed regularly with new filings.
What is the revenue of Unimot S.A (UNT)?
Unimot S.A reported trailing-twelve-month revenue of about 15.5B PLN (latest available figure, as of Nov 7, 2026).
Does Unimot S.A pay a dividend?
Unimot S.A currently shows a dividend yield of 4.34% relative to its recent price (as of Nov 7, 2026).
How much is the dividend of Unimot S.A (UNT) and when is the ex-dividend date?
Unimot S.A pays a dividend of 6.50 PLN per share a year, a dividend yield of 4.3%. The last ex-dividend date was Jul 2, 2026. The payout ratio is 36.1% of earnings. Free cash flow covers the dividend 4.81 times. Our assessment: Well covered. A low payout and the dividend is fully funded by free cash flow, a comfortable, sustainable dividend.
What growth is priced into Unimot S.A (UNT)?
For today's price to be fair in a discounted-cash-flow model, Unimot S.A would have to grow free cash flow by -9.5 % per year for five years (discount rate 10.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +25.2 % per year. As of Nov 7, 2026.
What discount rate (WACC) does the fair value of UNT use?
Our models discount Unimot S.A at 10.6 %: a base by market capitalisation (small), damped by beta 0.47, country premium for Poland. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Unimot S.A that is -9.5 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (10.6 %) and the same formula as our fair value.
How much growth has Unimot S.A (UNT) delivered so far?
Over the past 5 years revenue at Unimot S.A grew +25.2 % a year. The price currently implies free-cash-flow growth of -9.5 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Unimot S.A (UNT) growing?
The median revenue growth in the sector is +4.8 % a year. That is the yardstick for the growth priced into Unimot S.A (-9.5 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Unimot S.A (UNT)?
The free-cash-flow yield on the price is 20.88 %: that much free cash flow Unimot S.A produces per unit of market value. When it exceeds the discount rate of our models (10.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Unimot S.A (UNT)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Unimot S.A it is 117.25 PLN per share (as of Nov 7, 2026), against a price of 149.60 PLN. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Unimot S.A stock overvalued or undervalued in 2026?
As of Nov 7, 2026, UNT trades above its calculated fair value: price 149.60 PLN, fair value 117.25 PLN, a gap of about −22% (overvalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of UNT?
No. The price is what the market pays today (149.60 PLN); the fair value is what the company's own numbers justify (117.25 PLN). For Unimot S.A the two are 32.35 PLN per share apart. That gap is exactly why we show both numbers side by side.
How much is Unimot S.A worth?
The market values Unimot S.A at about 1.2B PLN (market capitalisation, as of Nov 7, 2026). Per share that is 149.60 PLN; our models calculate a fair value of 117.25 PLN per share.
What do the bullish and bearish scenarios say about UNT?
Our models span a range for Unimot S.A: cautious scenario 75.31 PLN, base 117.25 PLN, optimistic 162.33 PLN per share (as of Nov 7, 2026, price 149.60 PLN). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of UNT?
Unimot S.A trades at a price-to-earnings ratio of 8.3 (as of Nov 7, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 117.25 PLN is built from several models across several years. Median P/E at fiscal year-end, 10 fiscal years (2016 to 2025), reported earnings: 7.8. Other multiples: P/B 1.2, P/S 0.1, EV/EBITDA 3.2.
How solid is the balance sheet of Unimot S.A (UNT)?
Balance-sheet figures for Unimot S.A (as of Nov 7, 2026): return on equity 12.8%, debt of 0.02 per unit of equity. They feed the Quality Score of 50/100, which measures business quality independently of the share price.
How far is UNT from its 52-week high?
Unimot S.A trades at 149.60 PLN, about 25% below its 52-week high of 200.00 PLN and 24% above the low of 120.22 PLN (as of Nov 9, 2026). Distance from the high says nothing about value: that is what the fair value of 117.25 PLN is for.
Which stocks are comparable to Unimot S.A?
From the same area (Consumer Cyclical) we also value Alimentation Couche-Tard Inc, Williams-Sonoma, Inc, Ulta Beauty, Inc, Casey's General Stores, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Unimot S.A stock attractive at the current price?
The data as of Nov 7, 2026: price 149.60 PLN, calculated fair value 117.25 PLN (−22%), Quality Score 50/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of UNT calculated?
We run Unimot S.A through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 117.25 PLN builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Unimot S.A itself currently trades above fair value. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Unimot S.A (UNT)?
The closing price on Nov 9, 2026 was 149.60 PLN. Our model-based fair value is 117.25 PLN, about 22% lower (overvalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Unimot S.A right now?
Solid but not exceptional quality (50/100) and above fair value, neither a clear bargain nor a standout compounder. A fairly wide model range (75.31 PLN to 162.33 PLN) leaves room in how you read the outcome.
Where does the earnings growth of Unimot S.A (UNT) come from?
Earnings per share at Unimot S.A grew +25.8 % a year from 2015 to 2025. Broken into its drivers: revenue per share +21.1 %, EBIT margin +3.8 %, tax rate +1.2 %, residual (interest, one-offs) −1.2 %. The four rates multiply to the earnings growth rate, they do not add up. Start and end are three-year averages so a single exceptional year does not distort the result.
Key figures of Unimot S.A
How large is the market capitalisation of Unimot S.A (UNT)?
The market capitalisation of Unimot S.A is 1.2B PLN (≈ $313M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Unimot S.A (UNT)?
The price-to-sales ratio of Unimot S.A is 0.08 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Unimot S.A (UNT)?
Earnings per share at Unimot S.A are 17.99 PLN (price ÷ EPS = P/E 8.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Unimot S.A (UNT)?
The dividend yield of Unimot S.A is 4.3% (payout 36.1%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Unimot S.A (UNT)?
The net margin of Unimot S.A is 0.9% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Unimot S.A (UNT)?
The return on equity (ROE) of Unimot S.A is 12.8% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Unimot S.A (UNT)?
On an EBIT basis the return on assets of Unimot S.A is 12.8% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Unimot S.A (UNT)?
The operating margin of Unimot S.A is −2.2% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Unimot S.A (UNT)?
Revenue at Unimot S.A is growing +17.5% versus a year earlier (3y avg +3.4%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Unimot S.A (UNT)?
Earnings per share at Unimot S.A are growing −79.6% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Unimot S.A (UNT) carry?
The net debt of Unimot S.A is 404M PLN (fiscal year 2025, ≈ 1.6 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Broad data
Nov 7, 2026