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Unimot S.A (UNT) Fair Value & Analysis

Consumer Cyclical · PL · Market cap 1.4B PLN

US Unimot S.A UNT · WAR
Price167.40 PLN
Fair Value57.89 PLN
Upside-65.4%
Quality51/100
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Healthy Growth
Thin margins · 1.4% net margin
Low debt · generates free cash flow
3.58% dividend yield
Ranks above peers (9/13)
Narrow moat 44/100
Evidence: High Range 26.03 PLN – 58.05 PLN Share as image

Fair value as of: Jul 18, 2026

From 26 valuation models · updated 24 days ago

Fair value updated Jul 18, 2026, revised from 117.25 PLN to 57.89 PLN (−50.6%) since Jun 24, 2026. Share price −3.2% over the past month.

A solid business, but screening 65% overvalued on our models.

What matters now

  • The price sits above even our optimistic bull case (58.05 PLN). The favourable scenario is already priced in.
  • Solid but not exceptional quality (51/100) and above fair value, neither a clear bargain nor a standout compounder.
  • A fairly wide model range (26.03 PLN to 58.05 PLN) leaves room in how you read the outcome.
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Price vs Fair Value (5 years)

175.60 PLN 27.76 PLN Fair Value 57.89 PLN Apr 2021 Aug 2026

White line = price, green steps = our fair value per fiscal year, dashed = 300-day average. As of Jul 18, 2026.

How to read this chart

60‑month range 27.76 PLN – 175.60 PLN · fair‑value band 26.03 PLN – 58.05 PLN · the 167.40 PLN price screens above the 57.89 PLN fair value. Dashed = 300-day average. As of Jul 18, 2026.

Full chart & analysis →

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Analysis

Unimot S.A (UNT) currently trades at 167.40 PLN, while our model-based Fair Value estimate is 57.89 PLN, implying the stock looks roughly 65.4% overvalued today. The Quality Score stands at 51/100 (solid quality), in the Consumer Cyclical sector. Bear case: priced above our estimate, the market already discounts strong expectations. Bull case: above-average quality can justify a premium, the entry price still matters most (evidence: high).

Over the trailing twelve months, Unimot S.A generated revenue of 14.7B PLN at a net margin of 1.4%. Revenue declined 2.6% year over year. It earns a return on equity of 15.8%. Net debt stands at 404M PLN. Fundamentals as of Jul 18, 2026

Our scenario range runs from 26.03 PLN (bear case) to 58.05 PLN (bull case); at 167.40 PLN, the current price sits above that range. Bear and bull are the same models run on conservative and optimistic assumptions (margins, growth, valuation multiples), so a plausible valuation range, not a price target. The share trades about 4% below its 52-week high and 38% above its 52-week low, currently above its 200-day average. For context, the median of 10 Consumer Cyclical peers we cover trades at -24% fair-value upside, at -65%, UNT screens richer than that median.

Fair Value models

Each model estimates fair value its own way; the Fair Value above is the evidence-weighted blend. Evidence (0–100) measures how completely this model’s inputs are available: well-fed models carry more weight in the blend. The spread across models is intentional, each one stresses a different value driver; dividend models, for instance, come out structurally low when payout is small.

Model Bear Bear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull Bull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. Evidence
Highest evidence
Growth DCF 430.24 PLN 693.00 PLN 1,176 PLN 80
Residual Income 84.23 PLN 77.95 PLN 51.71 PLN 76
Rev-Margin DCF 255.09 PLN 415.30 PLN 713.08 PLN 74
All 26 models by family
DCF Models
FCF DCF 457.12 PLN 652.63 PLN 1,237 PLN 38
Owner Earnings 236.22 PLN 455.40 PLN 862.09 PLN 31
5Y Revenue Exit 254.70 PLN 366.56 PLN 596.51 PLN 39
5Y EBITDA Exit 332.23 PLN 523.15 PLN 895.94 PLN 41
5Y P/E Exit 179.82 PLN 246.96 PLN 318.98 PLN 38
10Y Revenue Exit 319.80 PLN 544.73 PLN 652.50 PLN 36
10Y EBITDA Exit 375.95 PLN 696.99 PLN 1,226 PLN 37
10Y P/E Exit 274.28 PLN 397.68 PLN 557.34 PLN 35
Earnings-Based
Graham-Dodd 8.30 PLN 57.89 PLN 81.24 PLN 54
Lynch FV 21.51 PLN 30.72 PLN 39.94 PLN 50
PEG = 1.0 21.51 PLN 30.72 PLN 39.94 PLN 46
EPV 124.13 PLN 136.71 PLN 147.19 PLN 59
Dividend Discount
Gordon GGM 46.62 PLN 84.00 PLN 115.64 PLN 70
DDM Multi-Stage 46.62 PLN 76.73 PLN 89.73 PLN 61
Multiples
P/E Multiple 16.48 PLN 21.97 PLN 27.47 PLN 63
P/S Multiple 15.56 PLN 20.75 PLN 25.94 PLN 58
P/B Multiple 15.56 PLN 20.75 PLN 25.94 PLN 55
EV/EBIT 176.02 PLN 224.07 PLN 272.12 PLN 53
EV/EBITDA 269.10 PLN 348.17 PLN 427.25 PLN 54
EV/Revenue 148.48 PLN 198.45 PLN 248.42 PLN 43
Asset-Based
NCAV (Graham) 65.19 PLN 87.36 PLN 130.39 PLN 50
Growth DCF
Growth DCF 430.24 PLN 693.00 PLN 1,176 PLN 80
Rev-Margin DCF 255.09 PLN 415.30 PLN 713.08 PLN 74
Economic Profit
Residual Income 84.23 PLN 77.95 PLN 51.71 PLN 76
ROIC Compounder 124.13 PLN 145.06 PLN 170.47 PLN 72
Growth Earnings
Growth-Adj P/E 26.03 PLN 37.18 PLN 48.33 PLN 68

Widest divergence: DCF Models (455.40 PLN) versus Multiples (21.97 PLN). Highest evidence: Growth DCF (80).

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Key figures & financial health

Revenue (TTM) 14.7B PLN
Revenue growth (YoY) -2.6%
Net margin 1.4%
Return on equity 15.8%
Free cash flow 256M PLN FY2025
P/E ratio 6.6
More key figures
Operating margin 7.5%
EPS (TTM) 24.61 PLN
Dividend yield 3.6%
EPS growth (YoY) -79.6%
Net debt 404M PLN FY2025

Figures from reported company fundamentals · as of Jul 18, 2026. TTM = trailing twelve months.

Quality Score breakdown

Overall quality 51/100

Of which business quality 51 · Market factors (momentum, volatility) 72

Profitability 39
Margins and returns on capital today
Quality Growth 44
Are margins and returns improving?
Cashflow 58
Earnings quality: real cash, not paper profit
Fin. Strength 47
Balance sheet, leverage, solvency risk
Investment 42
Disciplined investing over empire-building
Low Volatility 87
Calm price path (market factor)
Momentum 64
Price trend over the last 3–12 months (market factor)
52W Momentum 69
Distance to the 52-week high (market factor)
Net Issuance 82
Buybacks instead of dilution

Non-valuation factor families (profitability, growth, cashflow, financial strength, momentum …), each academically grounded. Valuation itself sits in the Fair Value and is deliberately excluded here to avoid double-counting.

About the company

Unimot S.A., an independent fuel importer, engages in the wholesale and distribution of diesel oil and other liquid fuels in Poland and internationally. The company distributes liquefied petroleum gas, natural gas, biofuels, electricity, bitumen products, and aviation and marine fuels, as well as propane-butane.

Full company description

Unimot S.A., an independent fuel importer, engages in the wholesale and distribution of diesel oil and other liquid fuels in Poland and internationally. The company distributes liquefied petroleum gas, natural gas, biofuels, electricity, bitumen products, and aviation and marine fuels, as well as propane-butane. It also engages in fuel storage; distribution of utilities, water and sewage management, leases, and infrastructure management; operation of fuel station network; production and sale of photovoltaic modules; construction and development of natural gas distribution network; receiving and treating wastewater, water distribution, and heat production; sale of hard coal; production of asphalt products; and provision of fleet card, gas station loyalty application, and transportation and freight services. It serves business customers. The company was founded in 1992 and is headquartered in Zawadzkie, Poland.

Company description, as reported by the company or data provider.

Revenue & earnings trend

FY2021 – FY2025 · reported fiscal years

Unimot S.A reported revenue of 14.8B PLN in FY2025 versus 8.2B PLN in FY2021, a compound +15.9%/yr. Reported net income was 10.0M PLN in FY2025, compounding −39.8%/yr from FY2021.

Growth Quality 90/100
Revenue growth appears healthy and is supported by profitability and cash-flow quality.
Latest Revenue (FY 2025)
14.8B PLN
Latest YoY
+5.1%
Avg. growth/yr (3Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+3.4%
Avg. growth/yr (5Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+25.2%
Avg. growth/yr (14Y) Measures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump.
+47.0%
Revenue +15.9%/yr
FY21 8.2B PLN
FY22 13.4B PLN
FY23 12.9B PLN
FY24 14.1B PLN
FY25 14.8B PLN
Net income −39.8%/yr
FY21 76.3M PLN
FY22 374M PLN
FY23 487M PLN
FY24 140M PLN
FY25 10.0M PLN
Character of growth · EPS growth decomposed (2015-2025) +25.8 % p.a.
Revenue per share +21.1 pp

of which total revenue +26.0 pp · buybacks/dilution −4.9 pp

EBIT margin +3.8 pp
Tax rate +1.2 pp
Residual (interest, one-offs) −0.4 pp

Absolute contributions in percentage points per year; they sum to the EPS growth rate. Start and end points are 3-year averages (details on hover).

UNT screens 65% overvalued. Compare with Casey's General Stores, Inc →

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Cite: Fair Value Calculator (2026). "Unimot S.A Fair Value". https://www.fairvalue-calculator.com/stock/UNT

Peer Group

Specialty Retail · 221 stocks

How this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.

Quality Score 51 · Below median
Fair Value upside −65% · Bottom 25%
Return on equity (TTM) 16% · Top 25%
Return on assets 5% · Above median
Net margin (TTM) 1% · Below median
Operating margin (TTM) 7% · Above median
Revenue growth 1% · Below median
Dividend yield (TTM) 3.6% · Above median
Debt / equity 0.02× · Lower than median

Valuation Multiples vs Specialty Retail median · lower = cheaper

P/E (TTM) 6.7× · Cheaper than 75% of peers
P/B 0.34× · Cheaper than 75% of peers
P/S (TTM) 0.02× · Cheaper than 75% of peers
P/FCF 1.4× · Cheaper than median

Snowflake

Five quick dimensions, each 0 to 100: VALUE (fair-value potential), FUTURE (revenue growth), PAST (return on equity), HEALTH (low debt), DIVIDEND (yield). Green = this stock, grey = typical sector peer.

VALUE 0 · sector 29
FUTURE 7 · sector 23
PAST 63 · sector 27
HEALTH 99 · sector 94
DIVIDEND 72 · sector 51

VALUE 0: the price sits above our fair-value range.

Values & ESG

Does this company touch areas you may want to avoid? The classification is inferred from sector and industry.

None of the checked exposures detected

ESG scores are not available for this stock yet. Values and ESG data are contextual and can differ between providers.

Similar stocks

10 more Specialty Retail stocks, each showing price versus our Fair Value estimate (as of Jul 18, 2026).

Stock Price Fair Value vs Fair Value
Casey's General Stores, Inc CASY $827.04 $405.44 -51%
Williams-Sonoma, Inc WSM $222.84 $164.16 -26%
Ulta Beauty, Inc ULTA $479.57 $488.39 +2%
DICK'S Sporting Goods, Inc DKS $208.89 $181.10 -13%
Best Buy Co BBY $83.98 $109.12 +30%
China Tourism Group 601888 ¥52.90 ¥40.40 -24%
Tractor Supply Company TSCO $31.01 $35.52 +15%
Murphy USA Inc MUSA $618.57 $423.35 -32%
Five Below, Inc FIVE $197.71 $117.29 -41%
Taiwan Mobile Co 3045 110.50 TWD 80.98 TWD -27%

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Frequently asked questions

Is Unimot S.A (UNT) overvalued or undervalued?
As of Jul 18, 2026, our model estimates a fair value of 57.89 PLN versus a price of 167.40 PLN, about −65% (overvalued).
What is the fair value of UNT?
Our model-based fair value for Unimot S.A is 57.89 PLN (as of Jul 18, 2026), built from audited fundamentals. The current price is 167.40 PLN.
What is the quality score of UNT?
Unimot S.A has a Quality Score of 51/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the revenue of Unimot S.A (UNT)?
Unimot S.A reported trailing-twelve-month revenue of about 14.7B PLN (latest available figure, as of Jul 18, 2026).
What is the net profit margin of UNT?
The net profit margin of Unimot S.A is about 1.4%, meaning it keeps roughly 1.4% of revenue as net income. Based on the latest reported figures.
Does Unimot S.A pay a dividend?
Unimot S.A currently shows a dividend yield of about 3.63% relative to its recent price (as of Jul 18, 2026).

How we calculate Fair Value

Each company is valued through a stack of independent intrinsic-value models (DCF variants, residual-income, multiples and more), blended into one family-balanced consensus and weighted by how much trustworthy data backs it. A separate quality layer scores the fundamentals. Every input is real reported data, nothing guessed.

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