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Free financial calculator

Scenario Analysis Calculator

Expected value from bear, base and bull scenarios with probabilities.

Inputs

Share price

Also called: Stock price, market price

Where to find it: Any finance site (Google/Yahoo Finance) — the current trading price per share.

How to derive: Set by the market; just enter the current price per share.

%

Share price

Also called: Stock price, market price

Where to find it: Any finance site (Google/Yahoo Finance) — the current trading price per share.

How to derive: Set by the market; just enter the current price per share.

%

Share price

Also called: Stock price, market price

Where to find it: Any finance site (Google/Yahoo Finance) — the current trading price per share.

How to derive: Set by the market; just enter the current price per share.

%

Share price

Also called: Stock price, market price

Where to find it: Any finance site (Google/Yahoo Finance) — the current trading price per share.

How to derive: Set by the market; just enter the current price per share.

Result, live

Expected value
Upside vs. price
Reward/risk ratio

This is exactly how our calculator works internally: bear/base/bull per stock. Reward/risk > 3 is considered attractive.

Instead of betting on a single price target, scenario analysis works with three futures: a pessimistic one (bear), a likely one (base) and an optimistic one (bull). You assign each a probability, and the calculator weights the targets into one expected value.

How the formula works

Each scenario gives a price target and a probability. The expected value is the probability-weighted average — if the probabilities don't sum to 100%, they are normalized automatically:

Expected value = Sum(target × probability) ÷ sum of probabilities
Upside = (expected value − price) ÷ price

Example: bear $30 (25%), base $55 (50%), bull $85 (25%). Expected value = 7.50 + 27.50 + 21.25 = $56.25. At a price of $48 that is about +17% upside.

How to read the result

Two numbers matter: the upside to the expected value and the reward/risk ratio (bull vs. bear):

  • Upside above +10% — the weighted value sits clearly above the price.
  • −10% to +10% — fairly valued, little buffer.
  • Below −10% — the market prices in more than your scenarios support.

A reward/risk ratio above 3 is considered attractive: you risk $1 to make $3.

What to watch out for

The result is only as good as your assumptions:

  • Probabilities are subjective. Even small shifts move the expected value noticeably.
  • Beware of optimism. Overweighting the bull case makes any stock look attractive.
  • Targets need a basis. Derive them from revenue, margin and valuation, not from gut feeling.

Frequently asked questions

How many scenarios do I need?
Three — bear, base, bull — are enough for most cases and force you to think deliberately about downside and upside. What matters is that the probabilities are realistically distributed.
Must the probabilities add up to 100%?
No. The calculator normalizes to 100% automatically. It is cleaner to set them that way directly, so you keep track of how much weight each scenario carries.
Where do I get the three price targets?
From a valuation per scenario — with different assumptions for growth and margin. Our Fair Value Calculator provides exactly these bear/base/bull fair values ready-made for 35,000+ stocks, with no typing required.