Ramssol Group Bhd (0236) fair value: what the stock is really worth
As of Nov 6, 2026: fair value (intrinsic value) of Ramssol Group Bhd stock MYR 1.20, price MYR 0.77, upside +56.9%, quality 53 out of 100. Rating: strongly undervalued. Calculated from audited financials with 26 valuation models and 37 quality factors, updated daily.
69 individual criteria per stock, every one traceableSee the method →
Price vs Fair Value
White line = price, green steps = our fair value per fiscal year. As of Nov 9, 2026.
How to read this chart
60‑month range 0.2840 MYR – 1.06 MYR · fair‑value band 0.4800 MYR – 1.50 MYR · the 0.7650 MYR price screens below the 1.20 MYR fair value. Green steps = our fair value per fiscal year (point-in-time, no hindsight). As of Nov 9, 2026.
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Ramssol Group Berhad, an investment holding company, provides digital and technology solutions in Malaysia, Singapore, Thailand, Indonesia, the Philippines, and Vietnam.
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The company distributes, resells, implements, and supports business digitalization and automation solutions across human capital management and learning platforms, including Oracle, Darwinbox, Ramco Systems, Hono.ai, ZingHR and Disprz; and offers software and training solutions focused on enforcement and compliance-related education, such as programmes on corporate liability, governance, and anti-corruption.
It also provides RiderGate, a digital marketplace that facilitates the trading of used motorcycles for individuals and dealers; Earned Wage Access, which enables early access to earned wages and other employee financing solutions; AI-powered software solutions, such as experience design, devOps outsourcing, cloud engineering and strategic consulting; and develops integrated marketing solutions comprising event management, custom publishing, and branding strategies.
In addition, the company offers advisory and HCM solutions; custom software development across web, mobile, and Internet of Things applications; digital multimedia and marketing technology solutions; and automotive technology platform.
Further, it provides management consulting services for enterprises; other information technology services; computer programming; education information technology program and applications, internet of things, user interface, and user experience; design and support, knowledge process outsourcing, and conducting courses and seminars; advertising and creative solution agency, consultant, designers, illustrators of publicity; multimedia services, including of animation video, digital media creation, and processing an editing; and research and development on information communication technology.
Ramssol Group Berhad was incorporated in 2010 and is headquartered in Cyberjaya, Malaysia.
Stock analysis
Ramssol Group Bhd (0236) currently trades at 0.7650 MYR, while our model-based Fair Value estimate is 1.20 MYR, implying the stock looks roughly 36% undervalued today.
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Valuation
Bull case: the Growth Earnings group reads highest at a median of 2.17 MYR per share, and 17 of the 26 models we run sit above the 0.7650 MYR price.
Bear case: the Asset-Based group reads lowest at 0.2200 MYR, and 9 of the 26 models stay below the price. Data coverage for this calculation is low.
Scenario range: 0.4800 MYR (bear) to 1.50 MYR (bull), the price of 0.7650 MYR sits inside it. Bear and bull are the same models on cautious and optimistic assumptions, a range, not a price target.
Quality & growth
The Quality Score stands at 53/100 (solid quality), in the Technology sector.
Expensive Growth: The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Ramssol Group Bhd reported revenue of 77.6M MYR in FY2025 versus 52.5M MYR in FY2021, a compound +10.3%/yr. Reported net income was 19.3M MYR in FY2025, compounding +30.0%/yr from FY2021.
Key figures
Market cap 309M MYR (≈ $76.2M) Micro · P/E ratio 15.3 · P/S ratio 3.77 · EPS (TTM) 0.0500 MYR · Dividend yield 0.3% · Net margin 24.5% · Return on equity 17.4% · Return on assets (EBIT) 10.4% (5-year average).
Competitive moat
Our AI-assisted moat analysis scores the competitive advantage at 78 out of 100 (low confidence).
What moves the price
The share trades about 28% below its 52-week high and 16% above its 52-week low, currently below its 200-day average.
For context, the median of 10 Technology peers we cover trades at 10% fair-value upside, at 57%, 0236 screens cheaper than that median.
Fair Value models
Bear0.4800 MYRFair Value 1.20 MYRBull1.50 MYR
Price 0.7650 MYR · Upside +56.9%
Model ⓘEach model values the company its own way (discounted cash flow, earnings, assets, dividends). The fair value above starts from their evidence-weighted blend, not from a single model. In cyclical trough or peak years, after dilution or a stock split it is adjusted afterwards, so it can sit above or below the models. Based on fiscal year 2025 figures (about 10 months old). Earnings retained since then (0.0429 MYR per share) are deliberately not added.Bear ⓘBear = the cautious scenario: the same model computed with conservative anchors (lower growth, margins and valuation multiples). Together with Bull it frames a plausible valuation range, not a price target.BaseBull ⓘBull = the optimistic scenario: the same model computed with favourable anchors (higher growth, margins and valuation multiples). Together with Bear it frames a plausible valuation range, not a price target. If a model's bull case is above four times its base value, the table shows that limit with a > sign (like the overall Bull above): beyond it no assumption holds.Coverage ⓘCoverage = how well-backed THIS model's estimate is for this stock (0–100): how complete and reliable its input data are, and how well the model fits the company. The final Fair Value is an evidence-weighted blend, so better-evidenced models count more. Green ≥70, amber 50–69, grey below 50.
Growth Quality ⓘGrowth is valuable only when reinvestment earns attractive returns (Aswath Damodaran): sustainable growth depends on return on capital, reinvestment and efficiency. Basis: total company revenue over the periods shown on the cards (3Y/5Y/all years), not per share, so a merger can show up as a growth jump; per-share earnings growth is in the value-creation card.62/100
The company is growing, but growth may require heavy reinvestment or weak cash conversion.
Revenue growth 1 year
+23.6%
Revenue growth 3 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+40.7%
Revenue growth 5 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+25.1%
Start year 2020 (pandemic)
Revenue growth 8 years ⓘMeasures the company's TOTAL revenue from reported annual statements: compound average growth per year (CAGR) from the fiscal year 3, 5 or N years back to the most recent comparable fiscal year. Not per share: buybacks do not change this number, and a merger can appear as a growth jump. Per-share growth (which does include buybacks) is in the value-creation card.
+35.6%
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What shareholders gained per year (last 5 years), in MYR (mathematically smoothed) ⓘWhat the business itself delivers per year: earnings growth per share plus the dividend yield. This is what you get IF the market keeps valuing the stock the same way: it contains no assumption about the market changing its mind. Computed per share, so buybacks count and a merger does not pass as growth. For a company that pays no dividend it is pure earnings growth per share. Period: earnings growth per share as CAGR over the last 5 reported fiscal years (annual statements), plus the current dividend yield. The start value is the median of the three years around the start, so a single crisis year (a pandemic or a write-down) does not distort the rate. Smoothed = median of all growth paths between the years of the window (trend line on the logarithm of earnings per share): a single extreme year cannot distort the rate. The reported figure stays in the tooltip. Measured in MYR: this currency has depreciated against the euro and dollar over the long run, so part of the nominal rate is currency erosion that never reaches a EUR/USD investor.
+8.6%
Earnings growth per share plus dividend.
Earnings per share, growth per year+8.3%
Dividend (yield on the price)0.3%
Profit margin 2020 to 2025 ⓘOperating margin then vs now, from reported annual statements. A falling margin after a boom year is the classic peak-earnings signal: the growth rate then leans on an inflated base.31% → 35%
2025 sits 151% above its own trend. The rate follows the median trend of the last 5 years, not that single year.
Growth Forecast
A lot of optimism in the price
The price assumes more growth than the company has delivered so far.
What the price assumes ⓘThis turns our valuation around: instead of asking what the share is worth, it asks what growth the current price requires. It uses the cash the company keeps after all spending (free cash flow), the same discount rate as our models, five years of growth, then slowing evenly to 2 % a year by year ten. Compared with the analysts' sales forecasts extended to the same five years (at least three analysts, for context only, it does not enter the Fair Value): within 3 percentage points counts as "in line" (amber), below that little optimism (green), above that a lot of optimism (red).
+42.1%
Yearly growth needed for the next five years to justify today's price.
What forecasts expect
n/a
No analyst forecast available.
After inflation (Malaysia: IMF forecast 2.0% a year to 2030, 1.8% from 2016 to 2025) that is about +39.4% a year for the price.
Price, fair value, quality and upside side by side.
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Peer GroupⓘHow this stock ranks against its industry: the green marker is this stock, the band is the typical 25–75% peer range, and the tick is the median.Software - Application · 628 stocks
Beats the industry median on 10/15 measures
Overall it ranks above its industry peers.
Valuation
Quality Score53 · Below median
Fair Value upside+56.9% · Top 25%
Profitability
Return on equity (12 months)17.4% · Top 25%
Return on assets9.6% · Top 25%
Net margin (12 months)24.5% · Top 25%
Operating margin (12 months)35.7% · Top 25%
Growth and dividend
Revenue growth (quarter YoY)9.4% · Above median
Dividend yield (12 months)0.3% · Bottom 25%
Balance sheet
Debt / equity0.09× · Above median
Valuation Multiplesvs Software - Application median · lower = cheaper
For bloggers, editors and developers: paste this into your site or blog (a “Custom HTML” block in WordPress), it shows the current fair value and links back here. Free, plain HTML, and welcome. Full data streams (CSV/JSON) at /developers.
Cite: Fair Value Calculator (2026). "Ramssol Group Bhd Fair Value". https://www.fairvalue-calculator.com/stock/0236
Frequently asked questions
Is Ramssol Group Bhd (0236) overvalued or undervalued?
As of Nov 9, 2026, our model estimates a fair value of 1.20 MYR versus a price of 0.7650 MYR, about +57% upside (undervalued).
What is the fair value of 0236?
Our model-based fair value for Ramssol Group Bhd is 1.20 MYR (as of Nov 9, 2026), built from audited fundamentals. The current price: 0.7650 MYR.
What is the quality score of 0236?
Ramssol Group Bhd has a Quality Score of 53/100. It measures business quality (profitability, growth, cash flow, balance-sheet strength, investment discipline, share issuance). Market factors such as price momentum and volatility do not enter the number; they are shown separately in the detail view.
What is the price target for Ramssol Group Bhd (0236)?
Our model-based price target is the fair value of 1.20 MYR (as of Nov 9, 2026) from 26 valuation models. Cautious scenario 0.4800 MYR, optimistic scenario 1.50 MYR. It is a calculation from audited fundamentals, not an analyst target.
What is the Ramssol Group Bhd stock forecast for 2026?
Our models put fair value at 1.20 MYR, about +57% upside versus a price of 0.7650 MYR (undervalued). Cautious scenario 0.4800 MYR, optimistic scenario 1.50 MYR. The calculation is refreshed regularly with new filings.
What is the revenue of Ramssol Group Bhd (0236)?
Ramssol Group Bhd reported trailing-twelve-month revenue of about 82.0M MYR (latest available figure, as of Nov 9, 2026).
Does Ramssol Group Bhd pay a dividend?
Ramssol Group Bhd currently shows a dividend yield of 0.31% relative to its recent price (as of Nov 9, 2026).
How much is the dividend of Ramssol Group Bhd (0236)?
Ramssol Group Bhd has a dividend yield of 0.3%.
What growth is priced into Ramssol Group Bhd (0236)?
For today's price to be fair in a discounted-cash-flow model, Ramssol Group Bhd would have to grow free cash flow by +42.1 % per year for five years (discount rate 12.6 %, then slowing evenly to 2 % perpetual growth by year ten). Over the last 5 years revenue grew +25.1 % per year. As of Nov 9, 2026.
What discount rate (WACC) does the fair value of 0236 use?
Our models discount Ramssol Group Bhd at 12.6 %: a base by market capitalisation (micro), damped by beta 0.04, country premium for Malaysia. The same rate applies in all 26 models.
What is a reverse DCF?
A reverse DCF turns the usual calculation around. Instead of deriving a value from assumptions, it takes today's price as given and asks: what free-cash-flow growth would a company have to deliver for exactly this price to be fair? The result is not a forecast but the expectation already priced in. For Ramssol Group Bhd that is +42.1 % per year for five years, then slowing evenly to 2 % by year ten, using the same discount rate (12.6 %) and the same formula as our fair value.
How much growth has Ramssol Group Bhd (0236) delivered so far?
Over the past 5 years revenue at Ramssol Group Bhd grew +25.1 % a year. The price currently implies free-cash-flow growth of +42.1 % per year. Comparing the two shows how much confidence is in the price: if it demands more than has been delivered, the business has to accelerate for the maths to work.
How fast is the sector of Ramssol Group Bhd (0236) growing?
The median revenue growth in the sector is +11.5 % a year. That is the yardstick for the growth priced into Ramssol Group Bhd (+42.1 % per year): it shows whether the expectation is within the usual range or beyond it.
What is the free cash flow yield of Ramssol Group Bhd (0236)?
The free-cash-flow yield on the price is 1.35 %: that much free cash flow Ramssol Group Bhd produces per unit of market value. When it exceeds the discount rate of our models (12.6 %), the business already earns more than its cost of capital demands, and the price needs little additional growth.
What is the intrinsic value of Ramssol Group Bhd (0236)?
Intrinsic value and fair value mean the same thing: what the business is worth on its numbers, independent of the share price. For Ramssol Group Bhd it is 1.20 MYR per share (as of Nov 9, 2026), against a price of 0.7650 MYR. It is the blended result of 26 valuation models in 8 families (DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings).
Is Ramssol Group Bhd stock overvalued or undervalued in 2026?
As of Nov 9, 2026, 0236 trades below its calculated fair value: price 0.7650 MYR, fair value 1.20 MYR, a gap of about +57% (undervalued). The calculation is refreshed with each new quarterly report, so the verdict can change during the year.
Is fair value the same as the market price of 0236?
No. The price is what the market pays today (0.7650 MYR); the fair value is what the company's own numbers justify (1.20 MYR). For Ramssol Group Bhd the two are 0.4350 MYR per share apart. That gap is exactly why we show both numbers side by side.
How much is Ramssol Group Bhd worth?
The market values Ramssol Group Bhd at about 309M MYR (market capitalisation, as of Nov 9, 2026). Per share that is 0.7650 MYR; our models calculate a fair value of 1.20 MYR per share.
What do the bullish and bearish scenarios say about 0236?
Our models span a range for Ramssol Group Bhd: cautious scenario 0.4800 MYR, base 1.20 MYR, optimistic 1.50 MYR per share (as of Nov 9, 2026, price 0.7650 MYR). The range comes from different growth and margin assumptions, not from analyst opinions.
What is the P/E ratio of 0236?
Ramssol Group Bhd trades at a price-to-earnings ratio of 15.3 (as of Nov 9, 2026). A P/E on its own says little: it compares the price with ONE year of profit, while our fair value of 1.20 MYR is built from several models across several years. Median P/E at fiscal year-end, 5 fiscal years (2021 to 2025), reported earnings: 20.1. Other multiples: PEG 0.3, P/B 2.1, P/S 3.8, EV/EBITDA 8.2.
What is the PEG ratio of 0236?
The PEG ratio of Ramssol Group Bhd is 0.34 (P/E divided by earnings growth, as of Nov 9, 2026). That is below 1, so growth is priced more cheaply than the earnings multiple alone suggests.
How solid is the balance sheet of Ramssol Group Bhd (0236)?
Balance-sheet figures for Ramssol Group Bhd (as of Nov 9, 2026): return on equity 17.4%, debt of 0.09 per unit of equity. They feed the Quality Score of 53/100, which measures business quality independently of the share price.
How far is 0236 from its 52-week high?
Ramssol Group Bhd trades at 0.7650 MYR, about 28% below its 52-week high of 1.06 MYR and 16% above the low of 0.6600 MYR (as of Nov 6, 2026). Distance from the high says nothing about value: that is what the fair value of 1.20 MYR is for.
Which stocks are comparable to Ramssol Group Bhd?
From the same area (Technology) we also value SAP SE, Salesforce, Inc, Shopify Inc, ServiceNow, Inc, among others. Each of them has its own fair-value calculation on this site using the same models, so the comparison is like for like.
Is Ramssol Group Bhd stock attractive at the current price?
The data as of Nov 9, 2026: price 0.7650 MYR, calculated fair value 1.20 MYR (+57%), Quality Score 53/100, from 26 models. Whether that fits your horizon and risk tolerance is your call. We provide the calculation, not investment advice.
How is the fair value of 0236 calculated?
We run Ramssol Group Bhd through 26 models from 8 families: DCF Models, Earnings-Based, Dividend Discount, Multiples, Asset-Based, Growth DCF, Economic Profit, Growth Earnings. Every model gets the same audited fundamentals; the fair value of 1.20 MYR builds on their evidence-weighted average, with the spread shown as a cautious and an optimistic scenario.
Is it still worth investing in stocks now?
The global stock market currently sits 13.3% above its aggregate fair value. Ramssol Group Bhd currently trades 36% below its own fair value, and the market average says nothing about that. An expensive market is no reason to stay out and no reason to buy everything at once: keep a broad savings plan running, buy single stocks only with money you can do without, and hold part of your money liquid while the market is high. The full picture including sectors is on is it worth investing now.
What is the share price of Ramssol Group Bhd (0236)?
The closing price on Nov 6, 2026 was 0.7650 MYR. Our model-based fair value is 1.20 MYR, about +57% upside (undervalued). We carry closing prices from our data provider, not a live tick.
What should I pay attention to with Ramssol Group Bhd right now?
The model range is unusually wide (0.4800 MYR to 1.50 MYR). The outcome hinges heavily on assumptions, so read the point estimate with caution. The large gap to fair value rests on thin data (low evidence): fewer applicable models and a shorter history. Read it with extra caution. Solid quality (53/100) at a price below fair value, the discount is the argument here, not the business quality.
Key figures of Ramssol Group Bhd
How large is the market capitalisation of Ramssol Group Bhd (0236)?
The market capitalisation of Ramssol Group Bhd is 309M MYR (≈ $76.2M). The stock-market value of the whole company: share price times number of shares. It is what the market asks for the entire business today.
What is the P/S ratio of Ramssol Group Bhd (0236)?
The price-to-sales ratio of Ramssol Group Bhd is 3.77 (last twelve months). Price to sales: market value relative to yearly revenue. Useful when profit is thin or distorted.
What are the earnings per share of Ramssol Group Bhd (0236)?
Earnings per share at Ramssol Group Bhd are 0.0500 MYR (price ÷ EPS = P/E 15.3). Earnings per share over the last twelve months: total profit spread across every single share.
What is the dividend yield of Ramssol Group Bhd (0236)?
The dividend yield of Ramssol Group Bhd is 0.3% (payout 4.7%). Yearly dividend relative to the share price. 3% pays 3 per 100 invested. Below: how much of profit is used for it.
What is the net margin of Ramssol Group Bhd (0236)?
The net margin of Ramssol Group Bhd is 24.5% (last twelve months). How much of every unit of revenue ends up as profit. 10% means 10 cents of profit per dollar of sales.
What is the return on equity of Ramssol Group Bhd (0236)?
The return on equity (ROE) of Ramssol Group Bhd is 17.4% (last twelve months). Profit relative to shareholders' equity, how efficiently the company works with its owners' money.
What is the EBIT return on assets of Ramssol Group Bhd (0236)?
On an EBIT basis the return on assets of Ramssol Group Bhd is 10.4% (avg 5y). Operating profit (EBIT) relative to everything the company owns, as a multi-year average. It describes the business model rather than one good or bad year.
What is the operating margin of Ramssol Group Bhd (0236)?
The operating margin of Ramssol Group Bhd is 35.7% (last twelve months). Profit from the core business (before interest and taxes) relative to revenue.
How fast is revenue growing at Ramssol Group Bhd (0236)?
Revenue at Ramssol Group Bhd is growing +9.4% versus a year earlier (3y avg +40.7%). How much revenue grew versus a year earlier (YoY). The 3-year average next to it puts the single year in context.
How fast are earnings growing at Ramssol Group Bhd (0236)?
Earnings per share at Ramssol Group Bhd are growing +42.2% versus a year earlier. How much earnings per share grew versus a year earlier.
How much net debt does Ramssol Group Bhd (0236) carry?
The net debt of Ramssol Group Bhd is 3.4M MYR (fiscal year 2024, ≈ 0.8 yrs of FCF). Debt minus cash on hand. The note shows how many years of free cash flow could in theory pay it off.
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Thin data
Nov 9, 2026